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By Eckhart Tolle

QUESTION: Im 34 years old and have a good job and a good home; Im married to a wonderful man. I have bad anxiety, and I have no idea what I want from my life. I have low self-esteem and I get defensive easily. Im rarely content or grateful. My thinking is so negative. I need approval from others.

ECKHART: This doesnt seem to be a question but theres a question hiding in there. First, Id like to congratulate the questioner on her self-knowledge because she is aware that shes anxious. Not everybody whos anxious knows that they are anxious. They are just taken over by anxiety, and it is virtually their normal state. If you ask them, Are you anxious? they reply, No, Im not anxious.

The question, I have no idea what I want from my life, looks like the beginning of the place of not knowing, which is good. I have low self-esteem, indicates that you have the awareness that you have low self-esteem. I get defensive easily, again, this indicates that you know that you get defensive; the question is in the moment of getting defensive do you know that youre getting defensive, or do you just know it afterwards? Im rarely content or grateful, is a good self-observation, too. My thinking is so negative, is another good piece of self-knowledge. You can ask, in this moment, what other thoughts are going through my head?

If you apply this awareness to the present moment when these things arise defensiveness, low self-esteem and anxiety youll see that certain repetitive thoughts in the mind are the voice in the head that tells you this is low self-esteem. There might be certain emotions that go with the thoughts, but the basis for low self-esteem is the thoughts that you tell yourself about your low self-worth. The questioner knows that she has low self-esteem, and if she can recognize the thoughts in the moment of low self-esteem arising, she may realize the repetitive, conditioned thoughts are not necessarily true. Perhaps, the low self-esteem started in childhood it often happens to people whose parents are very critical or tell them they are never good enough. It might have started there; its a conditioned way of thinking.

The awareness thats already present in the questioner needs to be there in the moment when these thoughts arise to recognize them as thoughts and then, you are no longer completely trapped in what these thoughts are saying. In other words, your sense of being is not in the thought anymore; it is in the awareness of the thought. To use an analogy, the vastness of the sky is your awareness and the clouds are your thoughts.

Remain the sky (the awareness) and allow the clouds (the thoughts) to come and go. You are the awareness behind the thoughts. This applies to any kind of negative thinking it arises, you recognize it as automatic its a thought. You are the awareness that knows this (low-self esteem) is a negative thought pattern. This way you are no longer feeding the conditioned thinking, so you are taking your identity out of thinking and no longer renewing old patterns.

If your awareness can grow, which means deepen, because its already there to some extent then those conditioned patterns will diminish and get transmuted.

Another point mentioned in the question: I get defensive easily, defensiveness happens very quickly in human interactions; its an automatic pattern. You may only recognize it afterwards, and say, That was defensiveness again. These are all ways the ego tried to protect itself the ego being the mind-made self. Defensiveness will come up with any lie just to keep its ego identity intact.

A Course in Miracles has a lovely saying, Whenever you become defensive about anything, know that you have identified with an illusion. Thats interesting. For example, you say that the distance from here to the moon is 350,000 kilometers or so and the light takes just over one second to travel from the moon to the Earth. Then somebody else says, No, thats completely untrue; it actually takes one minute. This is just a difference of opinion, but you know that the other person is wrong. If you say, No, thats not right, is that defensiveness? It depends on how you say it. The question isare you identified with your mind, which has a position that happens to be true, but are you identified with that mental position? Do you derive your sense of self from thought? If youre identified with the thought, you will get angry and defensive with the other person who is completely wrong and you might say things like, You always doubt me. Thats the ego trying to protect itself.

The A Course in Miracles saying applies because you have identified yourself with an illusion. The illusion is not that it takes one second for light to travel from the moon to the Earth; the illusion is that you identified with the thought a mind pattern so you are strengthening an illusory identity by strengthening your mental position thats unconsciousness. This shows how a difference of opinion can degenerate into a huge conflict because the ego becomes defensive. Alertness is required on your part, so that you know when the ego arises.

The key is your awareness. When awareness deepens all those patterns you mentioned will weaken. Theres already a considerable amount of awareness in this questioner. The awareness isnt the person, but its deeper than the person. You apply the awareness to the present moment when things arise, but not in some abstract way, for example, Will I ever become a person who is not negative? I cant get rid of my patterns, that doesnt matter; this moment is what matters. So just apply your awareness to this moment; you cant change things into mental constructs How can I change, I dont want to be that kind of person anymore? Forget it! This moment is where you apply Presence. I sometimes say, The sword of Presence that cuts through time.

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Eckhart on Low Self-Esteem and Anxiety | by Eckhart Tolle

Investment management is the professional asset management of various securities (shares, bonds and other securities) and other assets (e.g., real estate) in order to meet specified investment goals for the benefit of the investors. Investors may be institutions (insurance companies, pension funds, corporations, charities, educational establishments etc.) or private investors (both directly via investment contracts and more commonly via collective investment schemes e.g. mutual funds or exchange-traded funds).

The term asset management is often used to refer to the investment management of collective investments, while the more generic fund management may refer to all forms of institutional investment as well as investment management for private investors. Investment managers who specialize in advisory or discretionary management on behalf of (normally wealthy) private investors may often refer to their services as money management or portfolio management often within the context of "private banking".

The provision of investment management services includes elements of financial statement analysis, asset selection, stock selection, plan implementation and ongoing monitoring of investments. Coming under the remit of financial services many of the world's largest companies are at least in part investment managers and employ millions of staff. It remains unclear if professional investment managers can reliably enhance risk adjusted returns by an amount that exceeds fees and expenses of investment management.[1]

The term fund manager (or investment advisor in the United States) refers to both a firm that provides investment management services and an individual who directs fund management decisions.

According to a Boston Consulting Group study, the assets managed professionally for fees reached an all-time high of US$62.4 trillion in 2012, after remaining flat-lined since 2007.[2] Furthermore, these industry assets under management were expected to reach US$70.2 trillion at the end of 2013 as per a Cerulli Associates estimate.

The global investment management industry is highly concentrated in nature, in a universe of about 70,000 funds roughly 99.7% of the US fund flows in 2012 went into just 185 funds. Additionally, a majority of fund managers report that more than 50% of their inflows go to only three funds.

The business of investment has several facets, the employment of professional fund managers, research (of individual assets and asset classes), dealing, settlement, marketing, internal auditing, and the preparation of reports for clients. The largest financial fund managers are firms that exhibit all the complexity their size demands. Apart from the people who bring in the money (marketers) and the people who direct investment (the fund managers), there are compliance staff (to ensure accord with legislative and regulatory constraints), internal auditors of various kinds (to examine internal systems and controls), financial controllers (to account for the institutions' own money and costs), computer experts, and "back office" employees (to track and record transactions and fund valuations for up to thousands of clients per institution).

Key problems include:

Institutions often control huge shareholdings. In most cases they are acting as fiduciary agents rather than principals (direct owners). The owners of shares theoretically have great power to alter the companies via the voting rights the shares carry and the consequent ability to pressure managements, and if necessary out-vote them at annual and other meetings.

In practice, the ultimate owners of shares often do not exercise the power they collectively hold (because the owners are many, each with small holdings); financial institutions (as agents) sometimes do. There is a general belief[by whom?] that shareholders in this case, the institutions acting as agentscould and should exercise more active influence over the companies in which they hold shares (e.g., to hold managers to account, to ensure Board's effective functioning). Such action would add a pressure group to those (the regulators and the Board) overseeing management.

However, there is the problem of how the institution should exercise this power. One way is for the institution to decide, the other is for the institution to poll its beneficiaries. Assuming that the institution polls, should it then: (i) Vote the entire holding as directed by the majority of votes cast? (ii) Split the vote (where this is allowed) according to the proportions of the vote? (iii) Or respect the abstainers and only vote the respondents' holdings?

The price signals generated by large active managers holding or not holding the stock may contribute to management change. For example, this is the case when a large active manager sells his position in a company, leading to (possibly) a decline in the stock price, but more importantly a loss of confidence by the markets in the management of the company, thus precipitating changes in the management team.

Some institutions have been more vocal and active in pursuing such matters; for instance, some firms believe that there are investment advantages to accumulating substantial minority shareholdings (i.e. 10% or more) and putting pressure on management to implement significant changes in the business. In some cases, institutions with minority holdings work together to force management change. Perhaps more frequent is the sustained pressure that large institutions bring to bear on management teams through persuasive discourse and PR. On the other hand, some of the largest investment managerssuch as BlackRock and Vanguardadvocate simply owning every company, reducing the incentive to influence management teams. A reason for this last strategy is that the investment manager prefers a closer, more open and honest relationship with a company's management team than would exist if they exercised control; allowing them to make a better investment decision.

The national context in which shareholder representation considerations are set is variable and important. The USA is a litigious society and shareholders use the law as a lever to pressure management teams. In Japan it is traditional for shareholders to be low in the 'pecking order,' which often allows management and labor to ignore the rights of the ultimate owners. Whereas US firms generally cater to shareholders, Japanese businesses generally exhibit a stakeholder mentality, in which they seek consensus amongst all interested parties (against a background of strong unions and labour legislation).

Conventional assets under management of the global fund management industry increased by 10% in 2010, to $79.3 trillion. Pension assets accounted for $29.9 trillion of the total, with $24.7 trillion invested in mutual funds and $24.6 trillion in insurance funds. Together with alternative assets (sovereign wealth funds, hedge funds, private equity funds and exchange traded funds) and funds of wealthy individuals, assets of the global fund management industry totalled around $117 trillion. Growth in 2010 followed a 14% increase in the previous year and was due both to the recovery in equity markets during the year and an inflow of new funds.

The US remained by far the biggest source of funds, accounting for around a half of conventional assets under management or some $36 trillion. The UK was the second largest centre in the world and by far the largest in Europe with around 8% of the global total.[3]

The 3-P's (Philosophy, Process and People) are often used to describe the reasons why the manager is able to produce above average results.

At the heart of the investment management industry are the managers who invest and divest client investments.

A certified company investment advisor should conduct an assessment of each client's individual needs and risk profile. The advisor then recommends appropriate investments.

The different asset class definitions are widely debated, but four common divisions are stocks, bonds, real estate and commodities. The exercise of allocating funds among these assets (and among individual securities within each asset class) is what investment management firms are paid for. Asset classes exhibit different market dynamics, and different interaction effects; thus, the allocation of money among asset classes will have a significant effect on the performance of the fund. Some research suggests that allocation among asset classes has more predictive power than the choice of individual holdings in determining portfolio return. Arguably, the skill of a successful investment manager resides in constructing the asset allocation, and separate individual holdings, so as to outperform certain benchmarks (e.g., the peer group of competing funds, bond and stock indices).

It is important to look at the evidence on the long-term returns to different assets, and to holding period returns (the returns that accrue on average over different lengths of investment). For example, over very long holding periods (e.g. 10+ years) in most countries, equities have generated higher returns than bonds, and bonds have generated higher returns than cash. According to financial theory, this is because equities are riskier (more volatile) than bonds which are themselves more risky than cash.

Against the background of the asset allocation, fund managers consider the degree of diversification that makes sense for a given client (given its risk preferences) and construct a list of planned holdings accordingly. The list will indicate what percentage of the fund should be invested in each particular stock or bond. The theory of portfolio diversification was originated by Markowitz (and many others). Effective diversification requires management of the correlation between the asset returns and the liability returns, issues internal to the portfolio (individual holdings volatility), and cross-correlations between the returns.

There are a range of different styles of fund management that the institution can implement. For example, growth, value, growth at a reasonable price (GARP), market neutral, small capitalisation, indexed, etc. Each of these approaches has its distinctive features, adherents and, in any particular financial environment, distinctive risk characteristics. For example, there is evidence that growth styles (buying rapidly growing earnings) are especially effective when the companies able to generate such growth are scarce; conversely, when such growth is plentiful, then there is evidence that value styles tend to outperform the indices particularly successfully.

Large asset managers are increasingly profiling their equity portfolio managers to trade their orders more effectively. While this strategy is less effective with small-cap trades, it has been effective for portfolios with large-cap companies.[4]

Fund performance is often thought to be the acid test of fund management, and in the institutional context, accurate measurement is a necessity. For that purpose, institutions measure the performance of each fund (and usually for internal purposes components of each fund) under their management, and performance is also measured by external firms that specialize in performance measurement. The leading performance measurement firms (e.g. Frank Russell in the US or BI-SAM [1] in Europe) compile aggregate industry data, e.g., showing how funds in general performed against given indices and peer groups over various time periods.

In a typical case (let us say an equity fund), then the calculation would be made (as far as the client is concerned) every quarter and would show a percentage change compared with the prior quarter (e.g., +4.6% total return in US dollars). This figure would be compared with other similar funds managed within the institution (for purposes of monitoring internal controls), with performance data for peer group funds, and with relevant indices (where available) or tailor-made performance benchmarks where appropriate. The specialist performance measurement firms calculate quartile and decile data and close attention would be paid to the (percentile) ranking of any fund.

Generally speaking, it is probably appropriate for an investment firm to persuade its clients to assess performance over longer periods (e.g., 3 to 5 years) to smooth out very short-term fluctuations in performance and the influence of the business cycle. This can be difficult however and, industry wide, there is a serious preoccupation with short-term numbers and the effect on the relationship with clients (and resultant business risks for the institutions).

An enduring problem is whether to measure before-tax or after-tax performance. After-tax measurement represents the benefit to the investor, but investors' tax positions may vary. Before-tax measurement can be misleading, especially in regimens that tax realised capital gains (and not unrealised). It is thus possible that successful active managers (measured before tax) may produce miserable after-tax results. One possible solution is to report the after-tax position of some standard taxpayer.

Performance measurement should not be reduced to the evaluation of fund returns alone, but must also integrate other fund elements that would be of interest to investors, such as the measure of risk taken. Several other aspects are also part of performance measurement: evaluating if managers have succeeded in reaching their objective, i.e. if their return was sufficiently high to reward the risks taken; how they compare to their peers; and finally whether the portfolio management results were due to luck or the manager's skill. The need to answer all these questions has led to the development of more sophisticated performance measures, many of which originate in modern portfolio theory. Modern portfolio theory established the quantitative link that exists between portfolio risk and return. The Capital Asset Pricing Model (CAPM) developed by Sharpe (1964) highlighted the notion of rewarding risk and produced the first performance indicators, be they risk-adjusted ratios (Sharpe ratio, information ratio) or differential returns compared to benchmarks (alphas). The Sharpe ratio is the simplest and best known performance measure. It measures the return of a portfolio in excess of the risk-free rate, compared to the total risk of the portfolio. This measure is said to be absolute, as it does not refer to any benchmark, avoiding drawbacks related to a poor choice of benchmark. Meanwhile, it does not allow the separation of the performance of the market in which the portfolio is invested from that of the manager. The information ratio is a more general form of the Sharpe ratio in which the risk-free asset is replaced by a benchmark portfolio. This measure is relative, as it evaluates portfolio performance in reference to a benchmark, making the result strongly dependent on this benchmark choice.

Portfolio alpha is obtained by measuring the difference between the return of the portfolio and that of a benchmark portfolio. This measure appears to be the only reliable performance measure to evaluate active management. In fact, we have to distinguish between normal returns, provided by the fair reward for portfolio exposure to different risks, and obtained through passive management, from abnormal performance (or outperformance) due to the manager's skill (or luck), whether through market timing, stock picking, or good fortune. The first component is related to allocation and style investment choices, which may not be under the sole control of the manager, and depends on the economic context, while the second component is an evaluation of the success of the manager's decisions. Only the latter, measured by alpha, allows the evaluation of the manager's true performance (but then, only if you assume that any outperformance is due to skill and not luck).

Portfolio return may be evaluated using factor models. The first model, proposed by Jensen (1968), relies on the CAPM and explains portfolio returns with the market index as the only factor. It quickly becomes clear, however, that one factor is not enough to explain the returns very well and that other factors have to be considered. Multi-factor models were developed as an alternative to the CAPM, allowing a better description of portfolio risks and a more accurate evaluation of a portfolio's performance. For example, Fama and French (1993) have highlighted two important factors that characterize a company's risk in addition to market risk. These factors are the book-to-market ratio and the company's size as measured by its market capitalization. Fama and French therefore proposed three-factor model to describe portfolio normal returns (FamaFrench three-factor model). Carhart (1997) proposed to add momentum as a fourth factor to allow the short-term persistence of returns to be taken into account. Also of interest for performance measurement is Sharpe's (1992) style analysis model, in which factors are style indices. This model allows a custom benchmark for each portfolio to be developed, using the linear combination of style indices that best replicate portfolio style allocation, and leads to an accurate evaluation of portfolio alpha.

Increasingly, international business schools are incorporating the subject into their course outlines and some have formulated the title of 'Investment Management' or 'Asset Management' conferred as specialist bachelor's degrees (e.g. Cass Business School, London). Due to global cross-recognition agreements with the 2 major accrediting agencies AACSB and ACBSP which accredit over 560 of the best business school programs, the Certification of MFP Master Financial Planner Professional from the American Academy of Financial Management is available to AACSB and ACBSP business school graduates with finance or financial services-related concentrations. For people with aspirations to become an investment manager, further education may be needed beyond a bachelors in business, finance, or economics. Designations, such as the Chartered Investment Manager (CIM) in Canada, are required for practitioners in the investment management industry. A graduate degree or an investment qualification such as the Chartered Financial Analyst designation (CFA) may help in having a career in investment management.[5]

There is no evidence that any particular qualification enhances the most desirable characteristic of an investment manager, that is the ability to select investments that result in an above average (risk weighted) long-term performance.[citation needed]

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Investment management - Wikipedia

Sabarmati Ashram (also known as Gandhi Ashram, Harijan Ashram, or Satyagraha Ashram) is located in the Sabarmati suburb of Ahmedabad, Gujarat, adjoining the Ashram Road, on the banks of the River Sabarmati, four miles from the town hall. This was one of the residences of Mahatma Gandhi who lived there for about twelve years along with his wife Kasturba Gandhi.

It was from his base here that Gandhi led the Dandi march also known as the Salt Satyagrahaon 12 March 1930. In recognition of the significant influence that this march had on the Indian independence movement the Indian government has established the ashram as a national monument.

Gandhiji's India ashram was originally established at the Kocharab Bungalow of Jivanlal Desai, a barrister and friend of Gandhi, on 25 May 1915. At that time the ashram was called the Satyagraha Ashram. But Gandhi wanted to carry out various activities such as farming and animal husbandry, in addition to other pursuits which called for the need of a much larger area of usable land. So two years later, on 17 June 1917, the ashram was relocated to an area of thirty-six acres on the banks of the river Sabarmati, and it came to be known as the Sabarmati Ashram.

It is believed that this is one of the ancient ashram sites of Dadhichi Rishi who had donated his bones for a righteous war. His main ashram lies in Naimisharanya, near Lucknow, Uttar Pradesh. The Sabarmati ashram is sited between a jail and a crematorium, and Gandhi believed that a satyagrahi has invariably to go to either place. Mohandas Gandhi said, "This is the right place for our activities to carry on the search for truth and develop fearlessness, for on one side are the iron bolts of the foreigners, and on the other the thunderbolts of Mother Nature."

While at the ashram, Gandhi formed a tertiary school that focused on manual labour, agriculture and literacy, in order to advance his efforts for the nation's self-sufficiency. It was also from here that on 12 March 1930, Gandhi marched to Dandi, 241 miles from the ashram, with 78 companions in protest at the British Salt Law, which increased the taxes on Indian salt in an effort to promote sales of British salt in India. It was this march and the subsequent illegal production of salt (Gandhi boiled up some salty mud in seawater) that spurred hundreds of thousands across India to join in, either in the illegal production, buying or selling of salt. This mass civil disobedience in turn led to the jailing of some 60,000 freedom fighters by the British Raj over the following three weeks. Subsequently, the government seized the ashram. Gandhi later asked the Government to give it back but they were not willing to do this. He had by then already decided on 22 July 1933 to disband the ashram, which then became a deserted place after the detention of so many. Then local citizens decided to preserve it. On 12 March 1930 Gandhi had vowed that he would not return to the ashram until India had gained independence. Gandhi was assassinated on 30 January 1948.[1]

The ashram now has a museum, the Gandhi Smarak Sangrahalaya. This had originally been located in Hridaya Kunj, Gandhi's own cottage in the ashram. Then in 1963, having been designed by the architect Charles Correa, the museum was built. The Sangrahalaya was then re-located into the well-designed and well-furnished museum building and was inaugurated by Jawaharlal Nehru, Prime Minister of India on 10 May 1963. Memorial activities could then continue.

Other buildings and sites within the ashram are:

With prior appointment from The Secretary, Gandhi Ashram Preservation and Memorial Trust, a walking tour can be organised. This 90-minute guided tour starts with a slide show and ends at the Library. The tour visits the following places:

Gandhi Sangrahlay - Inside Corridors

Gandhi Sangrahlay - Outside

Warli Art at Sabarmati Ashram

Warli Art at Sabarmati Ashram

Beautiful view from the door of Gandhi's house

Vinobha Kutir on the shore of Sabamati river

Gandhiji's Charkha and table

Gandhiji's Chappal and Spectacles

Enlarged replika of Mahatma Gandhi's signature in different languages

The stone writings in front of Maganlaal Gandhi's kutira Hrudaya Kunja at sabaramati ashram, Ahamadaabad

Artifacts used by Mahatma Gandhi and Kasturabaa Gandhi at Sabarmati Ashram, Ahamadaabad

Media related to Sabarmati Ashram at Wikimedia Commons

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Sabarmati Ashram - Wikipedia

Reciprocal System researchers are having a very interesting behind the scenes discussion on natural limits of physical systems that indicate it may not be physically possible for man to boldly go where no man has gone before and travel to distant worldsmankind may actually be trapped within the Earth-Moon system, in a kind of quarantine. These conclusions came out of the natural consequences of the cross-referencing of ther research with the Reciprocal System model.

The basic argument is interesting life is a stable matter-antimatter reaction with the body being the material half (3D space) and the soul, mind or anima being the cosmic antimatter half (3D time). Astronauts can launch their bodies into spacebut what of that silver cord that connects the body to the soul? It was well known in alchemical and magical circles that if the silver cord gets cut, or stretched too far and breaks, it means the immediate death of the person that lost the connection. So one must ponder whether the soul half of the life unit travels along with the astronaut, or remains attached to the temporal core of the planet stretching only so far, before it breaks, with life coming to an abrupt end.

Most life here has a group soul structure, which is a nonlocal connection analogous to a magnetic field where one, archetypal soul (the magnet) plays host to a large number of individual bodies (iron filings in the field, with induced magnetism). Think of a school of fish or flock of birdseach has an independent body, but they think and move as one mind. Most of the sheeple inhabiting Earth fall into this category; large groups of humans have independent bodies, but share a group soul. Of course, New Age dogma speaks of soul groups, but curiously leaves out this rather obvious connection, preferring to treat it as traveling buddies.

This opens up some interesting thoughts regarding space travel. All food plants and food animals work by soul groups, so if they were removed from Earth to stock an aeroponics/hydroponics bay on Earthship Ark, they could not survive past the length of the silver cord connecting them back to the planet. Go too far and you get a mass extinction event in your food supply.

Most humans fall into the same bound by group soul category, but there are a few nonconformists that just dont fit into socially acceptable society and have individuated souls. However, given the obsession with materialism and ever-dropping interest in spiritual development (until somebody comes up with an app for it), individuated souls have become a rare occurrence. A century ago, individuation was actually the direction mankind was headed with the change occurring around 1925 with the discovery of the germanium triode tube by one T. Henry Moray of Salt Lake City, Utah, uSA. Curiously, he was denied a patent for the device because his tube, being a solid state transistor device, lacked a filament and hot cathode. And everybody knows a tube cannot work without a hot cathode! Or at least thats what the patent office said.

The harder life of the old days promoted the growth of an individuated soul. If you were not being a good slave for the King of your domain, you had to learn to survive on your ownand that lack of reliance on others triggers the process of individuation. This may also explain why outcasts tend to have strong spiritsthey have an individuated body and mind, providing the foundation for the spirit/animus complex to grow on. If you are part of the collective, then it is like trying to stand upright with one foot on land and the other on the surface of water. In the astronaut situation, that would definitely result in a splashdown.

The L-Ms, however, do not seem to have this issue because they have outgrown the group mind and evolved the Social Memory Complex. Think of the group mind as a many to one relationship, many bodies, with one mind that is the master. In the SMC, the relation is many to many that choose to work together in rapportthe one is the choice, not the structure.

The L-M Version of Seinfeld

The L-Ms can leave the planet and explore the Universe because they take their personal souls with them. Since they use natural motherships, their Arks being constructed from moons and asteroids that are supernova remnants, they have a fully functional, ready-made environment that supports both body, soul and spirit, complete with a local, temporal corethe inner sun of these portable planets. They arent crew on these Arks, they are more like colonists, taking what they need with them, including the life support system. As such, they can travel for unlimited periods across space (particularly since there is evidence that the natural aging process stops once you leave the surface world).

Many New Age sources state that the Earth is in some kind of quarantine that traps mankind here on the world and it is the desire of the New World Order and The Powers That Be to break this quarantine and head out to conquer space, just like in all the old Sci-Fi films.

What is being uncovered has led to the conclusion that this quarantine is a natural consequence of the evolution of consciousness, existing to prevent undeveloped species from getting too far from home until they learn to grow up and play together, nicely. I dont know about you, but from my perspective, humanity appears to be heading in the opposite direction.

But the really big consequence is that all these secret space programs are nothing more than propaganda. Those on the inside know that the Apollo program was just a Hollywood production filmed at Area 51 (Project ASP, Apollo Simulation Program) and the astronauts never went further than Earth orbit, so they could have an appropriate splashdown for the TV cameras. The rest was filmed on a sound stage ahead of time and edited in for the live broadcast. It is starting to appear that the situation is much larger than just the faked moon landingsmost of the spacecraft sent out into the solar system were probably faked, as well, and what we are seeing for hi-res images from these ships are nothing more than good computer graphics, modeled after images taken from Earth and orbit-based telescopes.

There is some evidence that a few astronauts may have visited other worlds in our solar system, but they would have to have special training in ethics and psychology to get over the soul connection issue, which a dedicated explorer would probably have. Man can exist on the Moon, as it is within range. Ever since the Philadelphia Project, the black ops folks have known that you cannot just grab anyone off the street and send them into time and spaceonly a very small part of the population can do it and usually requires someone with developed psionic skills.

Of our extra-planetary missions, the only ones Ive seen viable evidence for are:

The Nazi scientist orbital mission in the Haunebu (1930s) that was intercepted by a race of peaceful explorers before the ship was destroyed (from design flaws) and the occupants given a little tour of the Universe before being returned. Their enlightenment resulted in their sabotaging the Nazi spacecraft program.

One manned trip to the Moon in a Bellcraft (the re-engineered Haunebu) in the late 1950s, where humanity met with the Selenites and were told mankind was not welcome there and dont call us, well call you. In reprisal, the United States proposed Project A119the lets blow up the moon project, abandoned in 1959 as unfeasible.

While at Montauk, I was recruited into their version of the Psi-Corps (popularized on Babylon 5, a far better show than Big Bang Theory) because they were actively seeking technical people with engineering and computer skills that possessed psionic ability, whom could be developed and enhanced to their needs. I never got far enough into the program to discover their ultimate objectives, but getting past the quarantine may well have been one of them.

So our world leaders, rather than saying to humanity, hey, were all trapped here until we grow up, then get caught with their hands in the Idiocracy jar, decided to fake it and distort astronomical data to make the universe huge and unreachable by man in the foreseeable future. Convert the nearby solar systems (that are light days away) into galaxies, far, far away, then deny contact from these other, nearby civilizations because it is scientifically impossible for them to get here, just like a Moray patent application. So here we sit, kicking sand in each others faces because we feel cut off, alone and isolated from the rest of the Universe.

Right now we are cut off, and you have your illustrious leaders to thank for that with their S-M technology and chemtrail screens. But hey, you voted for them, even if you didnt vote, because silence is consent. At least that is what it says in the Uniform Commercial Code that runs every aspect of our legal lives. Perhaps we should change the name of the planet to Ferenginar.

In summary, what has turned up is that the limits of mankinds collective silver cord, the link that bonds his body and soul into a living organism, has a physical extent that is just outside the orbit of the Moon. But the NWO types wanted the Moon to themselves and as a consequence, after making first contact with the Selenite civilizations, got thrown off and told not to come back. And there is nowhere else to go at this time, except the space stations that corporations like Bigelow Aerospace are putting so much effort into.

Mankind can bark his brains out at the other, nearby worlds from here, but its all bark and no bite, since he cannot get his weapons of destruction past the natural limits of the Earth-Moon system. Man is not yet a threat to the peaceful explorers and will not encounter them until he learns to cut his chains that tie him to the species collective, which must be done by conscious evolutionthe opposite direction that The Powers That Be are leading the species. And The Powers That Be dont like being trapped, particularly when they know the entire solar system is evolving, the sun is getting larger and hotter and things will be changing. So theyve got their underground bases, space stations and chemical screens to block off the natural path to evolutionand we, the humble peasants, are paying the price for it. Unless the peasants are revolting, and to these NWO types, they certainly are.

If you consider this situation, it is no wonder they enforce all these artificial boundaries of countries, nations, states, counties, districts fences for the minions, so the one of the one-to-many relationship, the big magnet, themselves, can make all the decisions. Though something they may not have considered is that if they dont take enough slaves with them when they go into hiding, there may not be sufficient bioenergy to keep the group mind functioningand they wont survive, either. We have seen species extinctions before when the population size reaches a low point, and I cannot see why that law of Nature would omit mankind. But I live in hope.

There may come a time soon that True Seekers may feel that they lose their soul, but in reality, they are just cutting their chainsgetting ready for the next stage of evolution, the Tomorrow People, homo sapiens ethicus, ready to individuate from the Annunaki-created human collective and move out into space to join the peaceful explorers of the Universe. But understand it is not a handoutyou have to work for your evolution. Hope porn is every bit as bad as fear porn.

Continued here:
Conscious Hugs | Everything We Know Is WRONG

As you know, I have been going through a particularly difficult period in my life recently and at times I have felt depressed, anxious and physically/mentally exhausted. When I feel like this I know that the greatest thing I can do to support myself is to meditate either by using a mindful breathing technique or by listening to guided meditations.

I find that meditation gives me a break from any negativity I feel and it actually shifts my consciousness so that I can view life in a more positive way, which in turn eases my depression/anxiety/exhaustion; sometimes, it eradicates it completely.

I have collated 10 of my favourite guided meditations, all of which are free on YouTube. No matter what troubles you face in your life, or even if you simply seek some quiet relaxation time for yourself, there is a guided meditation that would be perfect for you.

Have a flick through the list and see which one you are drawn to.

Length: 22 minutes

What I love about it: I really felt as though I had cleansed the energy in my body and recharged all of the chakra energy points within me.

I finished this and felt: Complete/whole, empowered.

Perfect for those who: Want a routine cleanse torevitalise for the day or recharge their energy when depleted.

Length: 10 minutes

What I love about it: The music itself is so beautiful and the speakers voice is sweet, loving and angelic.

I finished this and felt: As if an angel had scooped me up into their arms and cuddled all my troubles away.

Perfect for those who: Feel overwhelmed or anxious.

Length: 5 minutes

What I love about it: It only takes 5 little minutes to remember to think positive, loving thoughts about ourselves and the world.

I finished this and felt: Mindful I remembered I was the power in my world and I could choose to make my day/life amazing.

Perfect for those who: Want a quick daily reminder to be mindful and to empower themselves to live a joyful, loving life.

Length: 18 minutes

What I love about it: How deeply, deeply relaxing this is. You dont need to be an expert meditator at all to effortlessly slip into a ultra tranquil state.

I finished this and felt: Deeply peaceful.

Perfect for those who: Are anxious, need a break or want a deep relaxation meditation.

Length: 21 minutes

What I love about it: How wonderful this makes you feel about yourself and about life. Her voice is exotic and transports you to a safe, beautiful place.

I finished this and felt: Optimistic, loving towards myself and others.

Perfect for those who: Want to boost self esteem and feel optimistic.

Length: 60 minutes

What I love about it: This raises your vibration and opens your awareness up to the Universes greater plan for you.

I finished this and felt: As though my life is guided by a loving Universe and that everything is unfolding perfectly.

Perfect for those who: Need to trust and flow with the changes in their life.

Length: 53 minutes

What I love about it: Louise Hay has a special place in my heart and is a powerful catalyst for positive change. Her words are infinitely wise and never fail to touch my heart deeply.

I finished this and felt: Centred, healed, self-love.

Perfect for those who: Wish to change, to heal and to love themselves.

Length: 62 minutes

What I love about it: How calming this is when you cant sleep and how much it supports you to drift back off.

I finished this and felt: Asleep!

Perfect for those who: Are suffering with insomnia or are afraid of not sleeping.

Length: 40 minutes

What I love about it: This really does profound healing on a cellular level and I believe we could all benefit from listening to this meditation as it is deeply relaxing and attracts abundance.

I finished this and felt: Deeply relaxed, healed.

Perfect for those who: Require healing, relaxation and positive affirmations.

Length: 13 minutes

What I love about it: I love this angelic voice and how beautifully this meditation helps us to let go of unwanted baggage.

I finished this and felt: Free and light, I forgave myself and made peace with my past.

Perfect for those who: Need to release guilt, forgive themselves and others, let go of the past.

Length:16 minutes

What I love about it:You realise the creative powerful you have within you! You visualise every aspect of the life you want and you create it.

I finished this and felt:As though I had done a very powerful meditation excited, energised and incredibly happy.

Perfect for those who:Want to manifest the life of their dreams.

Length:14 minutes

What I love about it:This is a short meditation which will very quickly relax you and create a place of stillness within you.

I finished this and felt:Peaceful,calm, centred.

Perfect for those who:Need quick stress-relief.

Length: 22 minutes

What I love about it:Letting go feels easy in this meditation.

I finished this and felt:Liberated, light.

Perfect for those who: Wish to release limiting beliefs and trapped emotions.

Dont wait to start meditating. No matter your experience, you can find a pair of earphones and give yourself a few minutes of treasured you time that you so deserve. I promise you wont regret it!

With love,

Jess

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10 Best Guided Meditations on YouTube

Life coaches motivate their clients to achieve specific, measurable goals.

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Accredited personal development coaches, also referred to as life coaches, are professionals who specialize in helping people achieve specific goals and overcome obstacles to personal growth. Goals may be related to any area of personal development, including relationships, business, finance or health and wellness. To become a reputable personal development coach, it's crucial to complete an accredited training program and obtain a coaching credential.

Since there's no accrediting or regulating government organization for personal development coaches, anyone can say that they are a personal development coach. In an interview with CBS News, coach Jennifer Corbin, the president of Coach U, one of the largest coach training organizations, says that many people who provide coaching actually have no idea what coaching is -- some coaches become "certified" just from taking a three-hour course. A reputable coach training organization should be approved by the International Coach Federation, or ICF, which accredits around 200 institutions around the world. Around half of these organizations are located in the US. You can find a reputable training organization on the ICF's website.

Life coaches need to possess certain characteristics and skills and have the right personality for the job. Completing a training program can help you gain a basic knowledge of these skills, but you should already have some of these characteristics if you're thinking about becoming a coach. Coaches need to enjoy working with people and helping them solve problems. They need to have excellent communication skills, be good listeners, have a positive and upbeat outlook, want to make a positive difference in their clients' lives and have an interest in their own personal growth and development, says the UK-based coaching organization Noble Manhattan.

Although you can hang out your personal development coach shingle without any formal training at all, it's advisable to undergo coach training from a reputable organization to gain the necessary knowledge and skills you'll need. Coach training programs accredited by the ICF are offered in-person and through distance learning opportunities. According to the ICF, coach training should include a specific set of core competencies, including ethics, creating rapport with the client, effective communication, facilitating learning and demonstrating results, such as through goal setting and achievement. Coach training can last several months or years, depending on your desired level of expertise and aims of the organization.

In addition to training, you will need to complete a specific number of hours of direct client contact under the supervision of a certified coach and complete an examination to become a credentialed coach. The ICF offers three levels of credentialing based on the type of training and education you've completed. Becoming a credentialed coach is crucial for letting the public and your clients know that you have met certain professional standards. The ICF offers three coach credentials -- the Associate Certified Coach, or ACC, the Professional Certified Coach, or PCC, and the Master Certified Coach, or MCC.

Ashley Miller is a licensed social worker, psychotherapist, certified Reiki practitioner, yoga enthusiast and aromatherapist. She has also worked as an employee assistance program counselor and a substance-abuse professional. Miller holds a Master of Social Work and has extensive training in mental health diagnosis, as well as child and adolescent psychotherapy. She also has a bachelor's degree in music.

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How to Become a Personal Development Coach | Chron.com

3 Hour Reiki Healing Music: Meditation Music, Calming Music, Soothing Music, Relaxing Music, 2583 Our Reiki Music and Zen Music is ideal for Reiki healing sessions, and encouraging a state of Zen. Let the calming, subtle sounds take you to a higher state of consciousness, and allow you to give and receive powerful Reiki vibrations.

YellowBrickCinema composes Sleep Music, Study Music and Focus Music, Relaxing Music, Meditation Music (including Tibetan Music and Shamanic Music), Healing Music, Reiki Music, Zen Music, Spa Music and Massage Music, Instrumental Music (including Piano Music, Guitar Music and Flute Music) and Yoga Music. We also produce music videos with Classical Music from composers such as Mozart, Beethoven and Bach.

Our music is popular for the following: Sleep Music:YellowBrickCinemas Sleep Music is the perfect relaxing music to help you go to sleep, and enjoy deep sleep. Our music for sleeping is the best music for stress relief, to reduce insomnia, and encourage dreaming. Our calm music for sleeping uses Delta Waves and soft instrumental music to help you achieve deep relaxation, and fall asleep. Our relaxing sleep music can be used as background music, meditation music, relaxation music, peaceful music and sleep music. Let our soothing music and calming music help you enjoy relaxing deep sleep.

YellowBrickCinemas deep sleep music videos have been specifically composed to relax mind and body, and are suitable for babies, children, teens, and adults who need slow, beautiful, soft, soothing music to assist them to fall asleep. See them as a form of sleep meditation or sleep hypnosis gently easing you into that wonderful relaxing world of healing sleep.

Study & Focus Music:YellowBrickCinemas Study Music & Concentration Music is ideal background music to help you to study, concentrate, focus and work more effectively.Our Study Music for concentration uses powerful Alpha Waves and Binaural Beats to boost concentration and brain power and is ideal relaxing music for stress relief. This Study Music and Focus Music is relaxing instrumental music that will help you study, focus and learn for that big test or exam and naturally allow your mind to reach a state of focus, perfect for work and study. YellowBrickCinema also produce Classical Study Music videos for studying and concentration using top composers such as Mozart and Bach. These Study Music videos can be used to study to, or as background music, music for relaxation and meditation music.

Relaxation, Meditation and Healing Music:Our relaxing music is perfect for Deepak Chopra meditation, Buddhist meditation, Zen meditation, Mindfulness meditation and Eckhart Tolle meditation. This music is influenced by Japanese meditation music, Indian meditation music, Tibetan music and Shamanic music. Some benefits include cleansing the Chakra, opening the Third Eye and increasing Transcendental meditation skills. The work of Byron Katie, Sedona Method, Silva Method and the Secret highlights the fact that healing can occur through using the mind and being in the now. Healing Meditation can be practised using this music for best results.

Instrumental Music:YellowBrickCinemas Instrumental Music includes relaxing Guitar music, Piano music and Flute music. Our instrumental music can be used for relaxation, study, meditation and stress relief. This relaxing music can be used as study, background music, meditation music, relaxation music or as music for stress relief. Let the peaceful, calming and soothing sounds help you relax!

Spa & Massage Music:Our light instrumental Spa and Massage music is useful after a long day of work to unwind and relax. The spa music, nature sounds, rain sounds, light piano and easy listening instruments used in these tracks encourage ultimate relaxation. YellowBrickCinemas music is great for massage therapy and our music will help you relax your mind and body.

Yoga Music:Our calming music is useful for yoga for beginners, yoga exercises, yoga chants influenced by Indian songs, African music, and is soothing music which can enable you to go into a yoga trance. If you are familiar with the work of Yogscast, Hare Krishna, Michael Franti, and Keshna be sure to use this.

Classical Music:Yellow Brick Cinemas Classical Music is ideal for studying, reading, sleeping (for adults and babies) and general relaxation. Weve compiled only the best quality music from some of the worlds most renowned composers such as Mozart, Beethoven, Bach, Vivaldi, Debussy, Brahms, Handel, Chopin, Schubert, Haydn, Dvorak, Schumann, Tchaikovsky and many more.

#reikimusic#zenmusic#relaxingmusic#calmingmusic#peacefulmusic

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3 Hour Reiki Healing Music: Meditation Music, Calming Music ...

TAMA Martial Arts Center is truly dedicated to the development and improvement in the field of martial arts established since 1976 in the Dayton Metropolitan area. The premier in mixed martial arts since 1976 that brought Muay Thai Kickboxing, Kenpo Karate, Traditional Chinese Martial Arts-Tien Shan Pai Kung-Fu, Tai-Chi, Kobudo Training, Filipino Kali, Aikijutsu, TraditiionalJiu-Jitsu and Qi-Gong.

Through proper methodology and studies, continuous research and fine tuning of practical self-defense application, we will lead you on the road to self-discovery. Helping students build their self-confidence and life skill sets. Developing champions from within. Developing their life skills to succeed in life.

An institute for higher learning and tradition of excellence in the martial arts and its ideas, one will find it easy to grow with the highest expectations possible. Our pledge to help ones discovery is also our passion and commitment in our teachings at TAMA Center.

TAMA can be rewarding and challenge through any of the separate subjects we teach. Though students at TAMA have the option to cross train in as many other disciplines as they wish. With our pioneering spirit and a quest to be the best that you can be,join us in our adventure together in MARTIAL ARTS training.

TAMA Martial Arts | Dayton Martial Arts

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Excerpt from:

Tama Martial Arts Center

Course Transcript

- [Voiceover] In this course we'll be discussing online education. So. let's first take a look at what it is. Online education is a form of education which is delivered and administered using the Internet. Twenty years ago it would have been difficult to imagine high-quality instruction delivered online. But today, in the digital age, it's become a reality. There are over 6 million students enrolled in post-secondary courses online. And that number continues to grow. Now online education or online learning is a broad term. Traditional education is considered to be on the opposite side of the spectrum. But in many cases elements of both can be integrated into a course. Let's take a look at some terms which represent the degree to which online resources are integrated. First, we have traditional face-to-face learning, in which there are no online components. Often, however, instructors in face-to-face courses will utilize the Internet to some degree to share resources and provide learning opportunities outside of the classroom. This is considered web-facilitated learning. Recently, a hybrid model has surfaced, which engage the students in a significant face-to-face component of the course, but also requires online instruction as well. This is known as blended learning. And then there is online learning, in which everything is done online and there's little to no face-to-face instruction. All aspects of the course are done online, including: the sharing of resources, discussions, accessing and submitting assignments, administering assessments and delivering feedback. In this course we'll be focusing on online instruction, although the principles within the course can apply to most of these models. Now, online education can be broken down further, for example, in the synchronous versus asynchronous learning Synchronous refers to the learning in which the instructor and students are interacting in real time. Obviously a face-to-face course is synchronous, but there are synchronous online courses as well, in which classes will meet through live chat or through videoconferencing. And then there is asynchronous learning, which is when the instructor and students do not meet in real time. Resources and activities are accessed and completed online, when is convenient for the individual who's taking the course. There are varying levels of asynchronous learning as well. For instance, this course that you're watching right now is completely asynchronous. We're not meeting face-to-face and there also isn't a time factor or time restriction. In other words, you don't have to complete certain chapters and assignments by certain due dates. Most online courses through a secondary or post-secondary program will not meet face-to-face but there will be set due dates and deadlines. Also there are often times in which a course maybe primarily asynchronous, however once in a while the instructor requires the students to meet together using a video-conference or a live discussion forum, making it slightly synchronous. Most online courses are asynchronous in nature, because this method maximizes the flexibility that online instruction provides. However, these are some of the factors you'll have to determine when creating your online course.

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What is online education? - LinkedIn