BROOKFIELD, Wis.--(BUSINESS WIRE)--

Fiserv, Inc. (NASDAQ: FISV - News), a leading global provider of financial services technology solutions, today unveiled Retirement Illustrator, an interactive and collaborative retirement income planning tool. Retirement Illustrator from Fiserv helps advisors present retirement spending requirements and distribution alternatives, overlaying risk events such as withdrawal, longevity, survivor needs and healthcare risks to ensure their clients greatest concerns are addressed throughout their planning and retirement phases.

Retirement Illustrator provides financial professionals with the ability to forecast varying market conditions and the impact financial products can have on an investors retirement outlook a powerful sales illustration tool in todays volatile market. A highly graphical analysis can be generated with clients face-to-face or collaboratively by phone. An unlimited number of scenarios can be created at the touch of a button, giving advisors a robust and unique way to display side-by-side comparisons of how different product solutions, life expectancies and an array of life choices can affect retirement income.

Our commitment to continual innovation of technology solutions to meet the rapidly evolving needs of our clients is reflected in the creation of Retirement Illustrator, said Cheryl Nash, president, Investment Services, Fiserv. Retirement Illustrator boasts support for the front-office component of the Fiserv convergence strategy. The underlying technology of the solution gives financial professionals a powerful way to illustrate real-life scenarios and the impact on an investors retirement plan in a simple, easy to understand manner.

Retirement Illustrator uses Monte Carlo technology to offer simulations of retirement plans in favorable and unfavorable market conditions. The solution answers investors most important questions, like What If I retire earlier or later?, What if I allocate less money or more money or What If I die before my spouse?, all illustrated with intuitive, graphical demonstrations, said Nash.

A highly scalable, enterprise-class, web-based application, Retirement Illustrator is hosted by one of the highly secure, SAS 70 compliant data centers from Fiserv.

Fiserv has more than 3.6 million accounts on its wealth management platform and over one million UMA sleeves. With its acquisitions of AdviceAmerica financial planning technology and CashEdge data aggregation capabilities, Fiserv remains the leader in the financial services industry with technology that can support all functions of a wealth management business.

About Fiserv

Fiserv, Inc. (NASDAQ: FISV - News) is a leading global technology provider serving the financial services industry.Fiserv is driving innovation in payments, processing services, risk and compliance, customer and channel management, and business insights and optimization. For six of the past eight years, Fiserv ranked No. 1 on the FinTech 100, an annual international listing of the top technology providers to the financial services industry. For more information, visit http://www.fiserv.com.

FISV-G

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Fiserv Launches Innovative Retirement Planning Solution

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03-03-2012 21:21 I do research and make it quicker and easier so do something for me and subscribe. my website: strawbz1029.weebly.com Also shoutout to airkav14 hope you guys subscribe to me and check out my

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The Irish Times - Tuesday, March 20, 2012

Maximising your retirement income is an important business so no opportunity should be ignored, writes CAROLINE MADDEN

1 BUMP UP YOUR CONTRIBUTIONS BUT ONLY IF YOU CAN AFFORD IT

The single biggest factor in determining how much youll have to live on in retirement is the amount you contribute to your pension pot. And due to the power of compounding which is essentially growth on growth the earlier you start paying into a pension, the better.

However, before you commit every last cent to your pension, its important to step back and make sure its the right choice. Munro ODwyer, pensions director at PricewaterhouseCooper, points out that it makes little sense to maximise your pension contributions if doing so means youre not paying off your 15 per cent APR credit card bill, or it puts you at risk of missing loan repayments which can damage your credit record and create a financial cost in the future. So its important to achieve a level of balance between providing for the future and surviving in the present.

2 PUT THOUGHT INTO THE ASSET-SPLIT

Gary Connolly of iCubed investment consultancy says one of the key decisions that will determine the performance of your pension portfolio is the asset allocation, ie how your pension assets are split between equities, bonds, cash and various other asset classes.

When an employee join an occupational pension scheme theyre generally given a choice between low, medium and high-risk funds, and what you choose on that first day could have a significant effect years down the line. If you dont tick any box, youll most likely be put into a default fund, which may not reflect your preferences or attitudes to risk, so its worth making an effort to understand the different investment choices available to you.

So how to decide? Connolly says the rule of thumb is that the longer you have to retirement, the more risk you can take. If youre 25 with 35 years to retirement... you can afford to take as much risk as there is available to you, as its such a long time period and theres very little in your fund. However, somebody in their late 40s or early 50s with a large amount in their pension relative to what theyre putting in, then thats a different situation and they need to take cognisance of what their expectations are for their income in retirement.

3 QUIZ YOUR FINANCIAL ADVISER

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Ten ways to boost your personal pension pot

SUGAR GROVE -- Corey Powers is like many 16-year-old boys. He is shy, likes sports and is hesitant to talk about personal accomplishments.

Powers' demeanor would be less surprising if not for what he does while racing all-terrain vehicles. His aggression and speed helped him gather two national championships in 2011 in the American Motorcyclist Association ATV Motocross Championship race series.

"It's fun." Powers said. "(I like) hitting all the jumps."

Powers, a sophomore at Berne Union High School, won the 90cc CVT class and the 90cc senior automatic class in 2011. He raced an 11-week schedule at different tracks across the Southeast and Midwest and came away with 14 wins in 22 races.

After starting to race in 2007, Powers slowly progressed each year. He competed in one national race in 2008 and two in 2009 before racing a full schedule in the two AMA race classes in 2010.

Powers finished third in the 90 senior automatic class and fourth in the 90 CVT in 2010 before winning both in 2011. The improvement has been constant for Powers, who picked up the sport out of pure love for competition.

As quiet and unassuming as he is away from racing, Powers is equally amped up and assertive on the track. Racing ATVs is an expression of his personality and desire to win.

"He just likes to compete," Corey's father, Tim, said. "He likes to be aggressive, and as he gets good at it, the more aggressive he becomes."

But this year marks a new challenge for Powers, as he will jump up to the 450 C class. The lower classes all have age limits, and Powers is moving up to one where he will be among the youngest participants.

"It will be harder," Powers said, "being younger (than the rest)."

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Champion ATV racer a quiet success

NEW ORLEANS, March 19, 2012 /PRNewswire/ --As access to skilled workers becomes increasingly vital to the U.S. economy, AT&T* is launching a quarter-billion-dollar campaign to help more students graduate from high school ready for careers and college, and to ensure the country is better prepared to meet global competition.

According to a March 19, 2012 report by Civic Enterprises, the Everyone Graduates Center, America's Promise Alliance and the Alliance for Excellent Education, Louisiana has seen a 2.9 percentage increase in 2009 graduation rates, compared with data from 2002.

AT&T Aspire, already among the most significant U.S. corporate educational initiatives with more than $100 million invested since 2008, will tackle high school success and college/career readiness for students at-risk of dropping out of high school through a much larger, "socially innovative" approach. Social innovation goes beyond traditional philanthropy which typically involves only charitable giving to also engage people and technology to bring different approaches, new solutions and added resources to challenging social problems. The Aspire effort already has impacted more than one million U.S. high school students, helping them prepare for success in the workplace and college.

"Building a skilled workforce is critical to the future success of our state," said State Senator Conrad Appel, Senate Education Committee Chairman. "To succeed in the global economy, we need to ensure our students graduate ready to face any challenge."

"It is crucial that we prepare the youth of our state for higher education and their future careers," said State Representative Steve Carter, House Education Committee Chairman. "I am committed to promoting excellence and accountability in our schools so that our children will graduate ready to meet the needs of Louisiana's businesses to advance economic development and the quality of life of Louisiana residents."

"It will take all of us working together and supporting Louisiana educators' hard work to continue to improve graduation rates and preparedness for future careers and college," said Sonia Perez, AT&T Louisiana President. "American business has an enormous stake in the success of our students, and it is time to commit more innovation and resources to the task."

The greatly expanded effort centers on a new, $250 million financial commitment planned over 5 years. AT&T Aspire will build on that commitment by using technology to connect with students in new and more effective ways, such as with interactive gamification, Web-based content and social media. The company will also tap the innovation engine of the AT&T Foundry to look for fresh or atypical approaches to educational obstacles. Finally, AT&T Aspire will capitalize on the power of personal connections in the form of mentoring, internships and other voluntary efforts that involve many of AT&T's approximately 260,000 employees.

"AT&T Aspire works toward an America where every student graduates high school equipped with the knowledge and skills to strengthen the nation's workforce," AT&T Chairman and CEO Randall Stephenson said while announcing the extended commitment during a keynote address at the second annual Building a Grad Nation Summit. The Washington, D.C., event convened by America's Promise Alliance (http://www.americaspromise.org/), Civic Enterprises (http://www.civicenterprises.net/home.html), The Everyone Graduates Center at Johns Hopkins University (www.every1graduates.org/), and the Alliance for Excellent Education (http://www.all4ed.org/) brings together nearly 1,200 U.S. leaders to discuss progress and challenges in ending the high school dropout crisis.

Lacking a high school degree is a serious issue in the United States, where one in four students more than 1 million each year drops out, according to a March 19, 2012, report by Civic Enterprises, the Everyone Graduates Center, America's Promise Alliance and the Alliance for Excellent Education. AT&T is the lead sponsor of this report. Education experts believe that the lack of a high school degree significantly worsens job prospects in a rapidly changing, increasingly sophisticated job market.

And, if dropouts find jobs, they earn less. On average, a high school dropout earns 25 percent less during the course of his or her lifetime compared with a high school graduate and 57 percent less than a college graduate with a bachelor's degree.(1)

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AT&T Continues Commitment to Louisiana Student Success With New Aspire Grants

MINNEAPOLIS-SAINT PAUL, Minn., March 19, 2012 /PRNewswire/ --As access to skilled workers becomes increasingly vital to the U.S. economy, AT&T* is launching a quarter-billion-dollar campaign to help more students graduate from high school ready for careers and college, and to ensure the country is better prepared to meet global competition.

According to a March 19, 2012 report by Civic Enterprises, the Everyone Graduates Center, America's Promise Alliance and the Alliance for Excellent Education, Minnesota has seen a 3.5 percentage increase in 2009 graduation rates, compared with data from 2002.

AT&T Aspire, already among the most significant U.S. corporate educational initiatives with more than $100 million invested since 2008, will tackle high school success and college/career readiness for students at-risk of dropping out of high school through a much larger, "socially innovative" approach. Social innovation goes beyond traditional philanthropy which typically involves only charitable giving to also engage people and technology to bring different approaches, new solutions and added resources to challenging social problems. The Aspire effort already has impacted more than one million U.S. high school students, helping them prepare for success in the workplace and college.

The greatly expanded effort centers on a new, $250 million financial commitment planned over 5 years. AT&T Aspire will build on that commitment by using technology to connect with students in new and more effective ways, such as with interactive gamification, Web-based content and social media. The company will also tap the innovation engine of the AT&T Foundry to look for fresh or atypical approaches to educational obstacles. Finally, AT&T Aspire will capitalize on the power of personal connections in the form of mentoring, internships and other voluntary efforts that involve many of AT&T's approximately 260,000 employees.

"AT&T Aspire works toward an America where every student graduates high school equipped with the knowledge and skills to strengthen the nation's workforce," AT&T Chairman and CEO Randall Stephenson said while announcing the extended commitment during a keynote address at the second annual Building a Grad Nation Summit. The Washington, D.C., event convened by America's Promise Alliance (http://www.americaspromise.org/), Civic Enterprises (http://www.civicenterprises.net/home.html), The Everyone Graduates Center at Johns Hopkins University (www.every1graduates.org/), and the Alliance for Excellent Education (http://www.all4ed.org/) brings together nearly 1,200 U.S. leaders to discuss progress and challenges in ending the high school dropout crisis.

"We applaud AT&T for its commitment to education in Minnesota," said Colleen Kaibel, director of the Check & Connect program for Minneapolis Public Schools. "With a previous grant from AT&T for more than $93,000, we were able to expand our Check and Connect intervention program at South High School and Anishinabe Academy. Through that program, we've had great success in increasing graduation rates of at-risk Native American students. We plan to respond to AT&T's RFP and hope we can earn a second AT&T Aspire grant through the newly expanded program."

Lacking a high school degree is a serious issue in the United States, where one in four students more than 1 million each year drops out, according to a March 19, 2012, report by Civic Enterprises, the Everyone Graduates Center, America's Promise Alliance and the Alliance for Excellent Education. AT&T is the lead sponsor of this report. Education experts believe that the lack of a high school degree significantly worsens job prospects in a rapidly changing, increasingly sophisticated job market.

And, if dropouts find jobs, they earn less. On average, a high school dropout earns 25 percent less during the course of his or her lifetime compared with a high school graduate and 57 percent less than a college graduate with a bachelor's degree.(1)

The situation poses a serious risk to American competitiveness as corporations struggle to find talent, especially in the math and sciences fields. The dropout rate, along with inadequate training and education, is keeping many high-paying Science, Technology, Engineering and Math (STEM) jobs from being filled. And the situation is expected to worsen as STEM jobs grow a projected 17 percent by 2018. Workers in these positions typically earn 26 percent more than those in non-STEM positions.(2)

"Dropout prevention starts with caring adults who give students every chance for success," said Danielle Grant, Director of Indian Education. "AT&T's support of Check & Connect implementation with our Native American population at South High School and Anishinabe Academy in Minneapolis has brought at-risk students needed support through mentoring, advocacy, and tutoring. The dropout prevention intervention supported by AT&T was inclusive of families, school staff, and community agencies, bringing a whole child approach to engage in learning and find success in the classroom."

Continued here:
AT&T Announces Additional Aspire Grants, Track Record of Success in Minnesota Schools

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10-08-2011 15:50 http://www.eaglestalent.com -Eagles Talent Presents Jeffrey Gitomer. To book speaker Jeffrey Gitomer visit his profile page. Jeffrey Gitomer is a creative, edgy writer and speaker with world-renowned expertise in sales, customer loyalty, and personal development. His presentations, seminars and keynote addresses are funny, insightful, and in your face. Real world. Off the wall. On the money Gitomer gives audiences information that they can take out in the street one minute after the seminar is over and turn it into money. He's an experienced and expert salesman. Jeffrey gives public and corporate seminars, runs annual sales meetings, and conducts live and Internet training programs on selling and customer loyalty. He has presented an average of 120 seminars a year for the past fifteen years. Gitomer's seminars and workshops focus on self-evaluation in each area of training. The attendee learns to change listening and learning habits from the traditional "I know that" to the 21st century strategy, "How good am I at that?" Each participant walks away with new understanding and an individualized game plan for action (and success).

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Jeffrey Gitomer: Customer Loyalty

WASHINGTON (AP) The government is taking a tentative step toward making it easier for airlines to allow passengers to use personal electronic devices such as tablets, e-readers and music players during takeoffs and landings.

The Federal Aviation Administration said Monday it is exploring ways to bring together all of the key stakeholders involved including airlines, aircraft manufacturers, consumer electronics makers, and flight attendant unions to discuss whether there are practical ways to test devices to see if they are safe for passengers to use during critical phases of flight.

Technically, FAA rules already permit any airline to test specific makes and models to determine if they generate enough power that they could interfere with sensitive cockpit radios, navigation instruments and other critical equipment.

But few airlines have done that kind of extensive testing because there are so many devices, and testing them all or even many isnt practical. Instead, the fallback position has been to comply with FAA rules requiring passengers to turn off all electronic devices while the aircrafts altitude is below 10,000 feet.

Even if a device were tested and approved for use today, later iterations of the same machine might be different enough that theyd have to be tested again. Todays Apple iPad, for example, isnt the same as the original iPad developed three years ago.

Can any device do this? The answer is no. All devices are not created equal. Some have more power than others, said Kevin Hiatt, chief operating officer of the industry-supported Flight Safety Foundation of Alexandria, Va.

Another concern is the additive effects of a planeload of 200 people using devices at once versus one passenger using a device, said Kenny Kirchoff, senior research and development engineer at the Boeing Co.

Recently manufactured planes have more shielding built into their wiring and other electronic equipment to prevent most electromagnetic interference, but planes that pre-date the early 1990s dont have nearly as much shielding, he said.

While acknowledging this is an area of consumer interest, the FAA said in a statement that no changes will be made until we are certain they will not impact safety and security.

Steve Lott, a spokesman for Airlines for America, a trade association for major carriers, said airlines would work cooperatively with the FAA on any opportunities to evaluate personal electronic devices to ensure customers can use these products safely during flight.

Link:
Airplane passengers may get a break on electronics use

WASHINGTON (AP) The government is taking a tentative step toward making it easier for airlines to allow passengers to use personal electronic devices such as tablets, e-readers and music players during takeoffs and landings.

The Federal Aviation Administration said Monday it is "exploring ways to bring together all of the key stakeholders involved" including airlines, aircraft manufacturers, consumer electronics makers, and flight attendant unions to discuss whether there are practical ways to test devices to see if they are safe for passengers to use during critical phases of flight.

Technically, FAA rules already permit any airline to test specific makes and models to determine if they generate enough power that they could interfere with sensitive cockpit radios, navigation instruments and other critical equipment. But few airlines have done that kind of extensive testing because there are so many devices, and testing them all or even many isn't practical.

Instead, the fallback position has been to comply with FAA rules requiring passengers to turn off all electronic devices while the aircraft's altitude is below 10,000 feet.

Even if a device were tested and approved for use today, later iterations of the same machine might be different enough that they'd have to be tested again. Today's Apple iPad, for example, isn't the same as the original iPad developed three years ago.

"Can any device do this? The answer is no. All devices are not created equal. Some have more power than others," said Kevin Hiatt, chief operating officer of the industry-supported Flight Safety Foundation of Alexandria, Va.

Another concern is the "additive effects" of a planeload of 200 people using devices at once versus one passenger using a device, said Kenny Kirchoff, senior research and development engineer at the Boeing Co.

Recently manufactured planes have more shielding built into their wiring and other electronic equipment to prevent most electromagnetic interference, but planes that pre-date the early 1990s don't have nearly as much shielding, he said.

While acknowledging "this is an area of consumer interest," the FAA said in a statement that "no changes will be made until we are certain they will not impact safety and security."

Steve Lott, a spokesman for Airlines for America, a trade association for major carriers, said airlines would "work cooperatively with the FAA on any opportunities to evaluate personal electronic devices to ensure customers can use these products safely during flight."

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Airline passengers may get a break on electronics

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27-12-2011 11:30 Head to http://www.goodsemester.com and sign up for your free account today! You'll be happy you did. GoodSemester is a revolutionary online platform for learning. Designed from the ground up to simulate real-life teaching and learning on the web, GoodSemester takes all the tedious work students, professors, and faculty do day to day and makes it easy, simple, and fun. Anyone can instantly work live with classmates, teach and connect with students, and get their work done - all live, from anywhere in the world, for free. GoodSemester's Blog: blog.goodsemester.com GoodSemester on Facebook: http://www.facebook.com GoodSemester on Twitter: twitter.com

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