May 18, 2012 - Lone Star Football League (LSFL) Rio Grande Valley Magic By CHRIS ARDIS of yourvalleyvoice.com

McALLEN - When Tom Shawhan accepted a scholarship to play football and to wrestle at the University of Nebraska at Omaha, he saw it as a chance to enjoy, for four more years, the sports he loved. Then, with his bachelor's in pre-med, he would leave the pads and the mats behind for medical school. But life has a funny way of leading us down a different path than the one we planned.

Shortly after entering UNO, Tom's dual-sport scholarship was amended to a single sport, football, because the coach wanted this defensive end to focus only on the gridiron. That wasn't the only path that was diverted. During the summer between his sophomore and junior year, Tom coached a basketball team of fourth through sixth graders for a Christian league at the YMCA.

"I realized I loved coaching," Tom said. He loved it so much that he returned to UNO and changed his major from pre-med to physical education.

Shortly after he graduated from college, Tom went to watch the Omaha Mustangs, the city's first semi-pro football team, practice. The team's coach approached him and asked, "Would you like to play for us?" Tom tried out and made the team. (The team is now the Omaha Nighthawks of the United Football League.) It was a summer football league, and Tom played with the team for two years.

Now a college graduate, Tom worked as a substitute teacher for one semester. Then he got a call from Lawton Bronson Consolidated School District in Iowa. Lawton, Iowa has a population of roughly 1,000 and Bronson, 300.

"Three days a week, I would teach p.e. to seventh through twelfth graders," Tom said, "and two days a week I'd teach kinder through sixth. I coached football, wrestling and track at the high school and drove the team bus."

Tom later moved to South Sioux City High School in Nebraska. There, he met Coach David Lee. When Coach Lee left to South Sioux City to become a principal, Tom assumed the position of head coach.

Tom and his wife, Donna, missed Omaha, so they headed home. Tom became head coach at Omaha Bryan High School. He didn't stay long at Bryan. Deciding he needed to take a break from teaching and coaching, Tom took a job as manager at a McDonald's.

"The entire year he was at McDonald's," Donna said, "former players kept going in there and asking him, 'When are you coming back?'" Tom knew he couldn't stay out of coaching for long.

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Tom Shawhan has been successful at coaching, but not retiring from it

A WOMAN who has dedicated her life to coaching disabled sports stars has been chosen to be a Paralympic torch bearer.

Archery expert Helen George from Seaton Delaval was selected to carry the flame for her tireless work in supporting the Paralympic archery team who will represent Great Britain at this summers games.

Her leg of the torch relay will start after the closing ceremony of the London 2012 Olympics at Stratford and before the Paralympic games begin on August 29.

Helen, 67, said: I am so happy to have been chosen. It is extra special to me because I will be carrying it from Stoke Mandeville in Buckinghamshire, which is where my career in archery all began.

After a career in the Womens Royal Air Force, Helen took up archery on a whim after her husband Tony, 64, joined a local club when they lived in the South of England 20 years ago.

She then spent a weekend as part of the support team in Stoke Mandeville for the World Championships in the early 1990s which gave her the archery bug.

She said: Tony took up archery but it just took over and its our life now and all our friends are archers. Stoke Mandeville is where Paralympic sport really started and its a fabulous place so to carry it from there makes it really special.

Following the couples move to the North East she joined the Killingworth Archers and represented the county before an injury forced her to give up the competitive side of the sport.

My doctor said I would have to give up so I started on the coaching, added Helen. Ive been working as a team leader and running courses for soldiers coming back from Afghanistan and Ive met some incredible young people.

She now personally coaches Paralympic hopeful, GB archer Katy Murray, who will take part in this summers games.

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Seaton Delaval woman to carry Olympic torch

A WOMAN who has dedicated her life to coaching disabled sports stars has been chosen to be a Paralympic torch bearer.

Archery expert Helen George from Seaton Delaval was selected to carry the flame for her tireless work in supporting the Paralympic archery team who will represent Great Britain at this summers games.

Her leg of the torch relay will start after the closing ceremony of the London 2012 Olympics at Stratford and before the Paralympic games begin on August 29.

Helen, 67, said: I am so happy to have been chosen. It is extra special to me because I will be carrying it from Stoke Mandeville in Buckinghamshire, which is where my career in archery all began.

After a career in the Womens Royal Air Force, Helen took up archery on a whim after her husband Tony, 64, joined a local club when they lived in the South of England 20 years ago.

She then spent a weekend as part of the support team in Stoke Mandeville for the World Championships in the early 1990s which gave her the archery bug.

She said: Tony took up archery but it just took over and its our life now and all our friends are archers. Stoke Mandeville is where Paralympic sport really started and its a fabulous place so to carry it from there makes it really special.

Following the couples move to the North East she joined the Killingworth Archers and represented the county before an injury forced her to give up the competitive side of the sport.

My doctor said I would have to give up so I started on the coaching, added Helen. Ive been working as a team leader and running courses for soldiers coming back from Afghanistan and Ive met some incredible young people.

She now personally coaches Paralympic hopeful, GB archer Katy Murray, who will take part in this summers games.

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Rewarded for her dedication

Video Link: https://www.youtube.com/watch?v=mWVE7NG1T6E

18-05-2012 10:27 I was recently Interviewed at UIBC Melbourne about my latest site and pilot $1 offer - check it out!

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UIBC14 Pascale Battrick, the Narrating Nutritionist | Holistic Health and Wellbeing, Fitness, Food - Video

By FREEMAN STAFF

The 12th Annual Womens Health and Fitness Expo is set to begin at 8:30 a.m. Saturday at Miller Middle School, 65 Fording Place Rd., Lake Katrine.

Doors open at 8 a.m. and the Expo will continue until 5 p.m.

This years event will focus on weight loss, the lifestyle changes that need to be put in place to maintain it and the impact a healthy lifestyle can have on preventing and eliminating illnesses like diabetes and heart disease.

In addition to presentations by several nationally-recognized authorities on weight control, the main stage speakers will address the benefits of maintaining an ideal weight for overall health and wellness. Two top Harvard Medical School physicians and noted authors, Dr. Marie Pasinski (neurologist) and Dr. Malissa Wood (cardiologist), will discuss the importance of a healthy lifestyle, including weight control, on heart and brain health. Experts will be available throughout the event for Q&A.

This years Expo will also spotlight events geared to men and children. Raffle prizes will include a NordicTrack AudioStrider 990 PRO valued at $1499, and a spin bike.

The annual Expo attracts well over 5,000 visitors, offering more than 20 free health screenings and over 75 interactive attractions, including expert speakers, workshops, fitness demos, chef demos, spa services and a healthy food court. Visitors receive complimentary bags filled with health and wellness products and information.

For more information, visit http://www.womenshealthexpo.com.

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Women's Health and Fitness Expo will be Saturday in Lake Katrine

The Freedom Valley YMCA at Pottstown, 724 North Adams Street, is inviting members of our community, ages 60 and older, to participate in the 2012 Y Senior Health and Fitness Week, May 21-27.

This free event offers older adults the opportunity to try scheduled classes in aquatics, weight training, yoga, Nordic Walking, aerobics and arthritis swim.

Guests can tour the Y facilities, join in a community swim, enter our raffle and visit with guest vendors.

For a listing of times and daily happenings, contact the Y at 610.323.7300 or visit our website at http://www.fvymca.org Whats Happening in the Branches.

Splash into summer at the Freedom Valley YMCA at Pottstown

Start your summer with healthy, fun activities for you and your whole family, close to home. Theres a lot to do at affordable prices.

Great facilities! The Pottstown Y, located at 724 North Adams Street, provides year round access to 2 indoor pools, 2 air conditioned gymnasiums, cardio vascular, free weight and Nautilus workout equipment, indoor track, racquetball courts, cycling studio, steamroom, saunas and whirlpool.

Outdoor pools! Three branches of the Freedom Valley YMCA offer cooling, refreshing, very reasonably priced outdoor pools and recreation complexes.

Special Summer College Membership! In addition to our regular membership programs, our Y offers to full time college students, home for the summer or preparing to attend college in the fall, a short term rate.

Wide Variety of Classes for all ages! Whether youre looking for the relaxing benefits of Yoqua (Yoga in the Pool) or the physical challenge provided in our Cycling exercise classes, our experienced, caring and knowledgeable staff is here for you! Swim lessons for ages 6 months and up, aquatic autism class and adaptive aquatics, swim teams, youth sports, personal training, massage, cardio, strength training, TRX, ZUMBA, Pilates, yoga, active older adult classes check our website for complete listing http://www.fvymca.org. Continued...

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Senior week at the Pottstown YMCA

According to a recent study by LIMRA, about half of the United States is not saving for retirement at all. The 49% who arent contributing to any retirement plan need an investment strategy and discipline to help them. Can exchange traded funds help?

The findings from this survey were disturbing, given that people will increasingly need to rely on their personal savings to make ends meet in retirement, Matthew Drinkwater, associate managing director at LIMRAs retirement research division said. [Adviser ETF Usage Rose 10% Last Year]

Whats more, people ages 18-34 are the least likely to save, with about 54% of the 2,697 U.S. citizens that were surveyed not contributing to a 401(k) or IRA, reports Blake Ellis for CNN Money. [An ETF Trend Following Plan for All Seasons]

In order to have the adequate savings necessary to meet their financial needs in retirement which could last 20 or more years it is critical that these individuals begin saving systematically early in their working years, Drinkwater said.

Furthermore, investors that did plan for retirement and have a portfolio arent that much better off these days. Investors that put capital into a broad-based large-cap benchmark like the Standard and Poor 500 to grow their retirement savings most likely have not seen their portfolios budge. [ETFs Face 401(k) Hurdles]

Nevertheless, a strict investment disciple is necessary for those that are going to get into the market. A strategy with a goal in mind can also help investors plan a portfolio. Resolve to stick to your discipline. One way to avoid pulling every last hair out of your head in frustration over the uncertainty is to have a plan and adhere to it no matter what.

Currently, Charles Schwab is working on a 401(k) retirement plan that is ETF-based. An all-ETF portfolio for retirement can be ideal, due to the low cost nature of the funds and the added transparency.

As of right now, most 401(k) investors can buy ETFs if their plan has a brokerage option. Around 38% of plans have this option, but only about 2.4% of investors participate in the choice, Jeanne Thompson, vice president of retirement insights at Fidelity mentioned. There is no time like the present to begin planning for the future.[ETFs Breaking into 401(k), 529 Savings Plans]

Tisha Guerrero contributed to this article.

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ETFs and Retirement: You’re Not Saving Enough

Want to terrify yourself, carefree 20-something? Divide 1million by 40 the number of years until retirement and youll see a nice round 25,000. Thats how much, in dollars, youd need to save each year if you were stuffing money under a mattress to save your $1million retirement nest egg. Thankfully, this is not how you save for retirement.

The calculation of I need $1 million dollars by 65, so Ill divide by 40 ... is dramatically off, said Antwone Harris, a certified financial planner with Charles Schwab in the District. Its not accounting for compounding interest or rates of return.

But those compounding interest rates mean one complicated thing: You must invest your savings as soon as possible. Why? According to Ameriprise Financial, waiting even one year can have dramatic effects. If you invest $5,000 every year beginning at age 30 instead of 31, you will have $109,000 in additional savings, assuming an 8percent compounded annual interest rate.

So how much should you invest? What will you need for retirement? And how important is it to start investing every spare penny you make in your 20s? Too many factors go into the calculation to generalize (and theres not enough space here to explain a complex mathematical formula), so we used CNN Money and Charles Schwab Moneywise retirement calculators to get ballpark figures of what you should be saving. Read. Weep. Then invest.

If youre 25

How much will I need to invest each year for retirement?

Low figure: Its assumed that youll need 80 percent of your pre-retirement income when you retire at 65. Lets say you make $50,000 a year. If youre 25 and have no savings, CNN Money says you should be saving $4,550 annually, adjusted for 2.5percent inflation. (This calculator assumes you will be receiving Social Security benefits. More good news: Some experts do not think Social Security will exist in 40years.)

High figure: Charles Schwab MoneyWise Calculator offers a higher figure. If youre 25 and plan to retire at 65 with 80 percent of your pre-retirement income, and expect to receive Social Security benefits, you need to save $6,900 annually.

How much will I need for retirement? CNN Money assumes you will need $1.9million ($572,283 in todays dollars) to retire at 65 years old, with a life expectancy of 85. Charles Schwab estimates you will need $1.8 millionin future dollars.

What should I save each paycheck? If youre paid every two weeks, you should save $175 to $275 each pay period to meet the estimated goal.

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Deal Hunter: Retirement savings shocker

LAS VEGAS, NEVADA--(Marketwire -05/17/12)- Sefe Inc. (SEFE) is mounting another strong performance today as it builds on an impressive 30% gain in yesterday's trading session. The stock which has been fumbling and tumbling in recent weeks now appears to back on track and making solid gains once more. SEFE will most likely need to string together a few more good days before most investors jump back in, but this could be just the opportunity, that gutsy and smart investors have been waiting for. The stock is firmly off the bottom and shooting up, what better time to get back in?

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- SignUpStocks.com Disclosure -

SignUpstocks.com is not a registered investment advisor and nothing contained in any materials should be construed as a recommendation to buy or sell any securities. SignUpStocks.com is a wholly owned entity of a financial public relations firm. Please read our report and visit our website, SignUpStocks.com, for complete risks and disclosures.

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Another Strong Performance for Sefe Inc. (SEFE) as Stock Builds on Yesterday's Impressive 30% Gain. Where Do We Go ...

First you were holding it wrong. Now Apple says, don't hold it at all.

Siri is a driving force behind Apples record-breaking iPhone 4S sales, but not everyone is impressed with the Cupertino, Calif.-based companys virtual assistant. Apples TV ads depict Siri as an impressive, fast-acting feature that intelligently offers help or information in responds to a wide range of and commands.

A number of users have found that Siri is not as helpful as Apple leads consumers to believe, however, and the company has been hit with a number of lawsuits as a result.

- Apple attorneys

Apple was sued in March by a New York man, Frank Fazio, who alleges that Apples Siri commercials are misleading and deceptive. On many of Apples television advertisements, individuals are shown using Siri to make appointments, find restaurants, and even learn the guitar chords to classic rock songs or how to tie a tie, Fazios complaint reads. In the commercials, all of these tasks are done with ease with the assistance of the iPhone 4Ss Siri feature, a represented functionality contrary to the actual operating results and performance of Siri.

Apples recommendation to Fazio: buy a different phone.

While Fazio and the rest of the plaintiffs named in the suit were quick to complain, Apple points out that none of them bothered to make use of Apples 30-day return policy and purchase a different phone. Apple also makes sure to point out that the iPhone 4S launch was its most successful iPhone launch ever.

[The plaintiffs] offer only general descriptions of Apples advertisements, incomplete summaries of Apples website materials, and vague descriptions of their allegedand highly individualizeddisappointment with Siri, Apple attorneys stated on Wednesday, The Wall Street Journal reported. Tellingly, although Plaintiffs claim they became dissatisfied with Siris performance 'soon after' purchasing their iPhones, they made no attempt to avail themselves of Apples 30-day return policy or one-year warrantywhich remains in effect.

The statement continued, Instead, they seek to take an alleged personal grievance about the purported performance of a popular product and turn it into a nationwide class action under Californias consumer protection statutes. The Complaint does not come close to meeting the heavy burden necessary to sustain such claims.

Apples lawyers have asked the Northern District court in Oakland, California to dismiss the class-action lawsuit.

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Apple Shrugs Off Lawsuit