A photoshoot like non other! 3 Photographers must capture life coach, Renee Willis, Soul UNPLUGGED. – Video
Posted: June 25, 2012 at 5:12 am
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A photoshoot like non other! 3 Photographers must capture life coach, Renee Willis, Soul UNPLUGGED. - Video
New lease on coaching life for former UT coach Greg Davis
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He's starting over. At age 61.
But Greg Davis' motor is running as fast as it did when he first took an assistant coaching job at Barbe High School in Louisiana in 1973. He's still among the first to arrive at the office every morning after a quick, 14-mile drive from his new home. His voice rises when he discusses the potential of his fifth-year senior at quarterback, whom he regards as a "bigger Major Applewhite."
Actually he's starting up where he abruptly left off a year and a half ago, after 38 seasons of coaching.
Davis who was a polarizing figure as Mack Brown's offensive coordinator for 13 years, through the 2010 season has returned to college football, where he belongs, even though he has changed jobs, donated many of his burnt orange clothes to neighbors and moved to a place so cold that his school played its spring game a year ago on a field covered by snow.
Texas fans no longer have Greg Davis to kick around. The Iowa Hawkeyes can do that if they like when he starts calling plays in the Big Ten and lining up what has been perceived as a stodgy Iowa offense in an empty backfield and working his no-huddle magic.
Davis is back home in a football environment even though he's a thousand-plus miles from Austin. But he's content with his station in life, an invigorated, transplanted Texan who quickly shook off the disappointment of his firing after a highly successful run with the Longhorns punctuated by one really horrific season at the end.
For a year, he considered other offers, taught clinics for Auburn's Gene Chizik and Florida's Will Muschamp and talked with the Houston Texans' Gary Kubiak about a position but decided to spend most of his time with his wife, Patsy, and their three grandchildren in the Dallas area.
Finally, in February, he accepted a new job for the first time since he arrived in Austin with Brown from North Carolina in 1998. Iowa's Kirk Ferentz had listened to sales pitches on Davis' behalf from Ferentz's previous offensive coordinator, Ken O'Keefe, and the Miami Dolphins' new head coach, Joe Philbin, who was a graduate assistant under Davis at Tulane. Philbin also discussed hiring Davis before adding Mike Sherman and O'Keefe to his Dolphins staff.
But Davis is happy where he is. Life goes on.
Surely he was angry and bitter when he was forced out at Texas?
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New lease on coaching life for former UT coach Greg Davis
June-Marie Raw Food and Fitness Health homemade dress videos 002 – Video
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June-Marie Raw Food and Fitness Health homemade dress videos 002 - Video
Health and Fitness Tips – FREE – Video
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June-Marie Raw Food and Fitness Health Last of summer 084 – Video
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ViSalus, 90 Day Health and Fitness Challenge Party Reminder – Video
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Health & Fitness Calendar: June 25, 2012
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Fitness events
Yoga for Teen Girls Class:3:15-4:30 p.m. today ($15) at Evergreen Yoga Center, 1541 Overton Park. evergreenyogamemphis.com.
Tupelo (Miss.) King of the Hill Triathlon: 8 a.m. Saturday at Tombigbee State Park, Tupelo. Registration fees: $80 individual and $160 relay (by Thursday). $90 individual and $180 relay (Friday and after). Online registration closes Thursday. Half-mile swim, 20-mile bike, 3.6-mile run. (662) 231-7055. tritupelo.com
Women Run/Walk Memphis Program 2012: 5-8 p.m. July 2 at Agricenter International, 7777 Walnut Grove. Kickoff expo is free and open to the public. Learn more about the program, register, visit with running related businesses, meet the coaches, get answers to all your questions. Training clinics 6:30 p.m. July 9-Sept. 10. Graduation 5K, 8 a.m. Sept. 15 at Oak Court Mall (open only to women who have registered and completed training program). $25 in advance, $30 after July 2 through Aug. 6. womenrunmemphis.com
Memphis Stars and Stripes 5K: 7 p.m. July 3. Tiger Lane at the AutoZone Liberty Bowl. $20 in advance, $25 race day. Online registration closes July 2 at midnight. s2fevents.com or memphisstarsandstripes. racesonline.com
MRTC RRS (Memphis Runners Track Club Memorial Road Race Series) 1st 5K: 7 a.m. July 8. Cancer Survivors Park (at Perkins and Southern). First race of 28th annual MRTC E.J. Goldsmith Jr. Memorial Road Race Series (you can sign up for the whole series). If you choose to do just one race at a time, $15 per race. (901) 278-1792. rrs.racesonline.com
Southaven Junior Golf Tournament 8-10:30 a.m. July 13 at Southaven Golf Complex. Cost: free. Trophies awarded to top 3 in each age group: 6-7, 8-10, 11-12, 13-14, and 15-17. USGA rules. Call (901) 462-4770 or (662) 393-0370.
Health events
Healthy Living and Diabetes Support Group: 6:30 p.m. today (free) at Baptist Rehabilitation-Germantown (in classroom No. 125), 2100 Exeter. Call (901) 757-3428.
Lifeblood -- Blood Drives: Open to the public: Today: 7 a.m.-5 p.m. Regional Medical Center, 877 Jefferson. Tuesday: 10 a.m.-12:30 p.m. at the Shelby County Jury Commission, 157 Poplar-Suite 400. Thursday: 9 a.m.-4 p.m. at Baptist Memorial Hospital-Memphis, 6019 Walnut Grove.
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Health & Fitness Calendar: June 25, 2012
Retirement challenges
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MANY retirees, especially those in the lower income group, are at a crossroads in their life over how they would fund their golden years, but many dont consider the impact it would have on them emotionally and psychologically. It is just as important to consider the emotional and practical implications of these lifestyle changes, as many will be in for a shock when they reach retirement.
The following is based on Scottish widow research studies: while money worries were the biggest challenge retirees faced after they stopped working (30% of them stating that they did not have enough money to enjoy their new free time to the full), many people also highlighted the lifestyle challenges that came with the transition .
In Malaysia, when private sector retirees in the lower income group retire at 55, the most they would have in their EPF is about RM50,000. This amount of money would sustain them for between three and 10 years, depending on their lifestyle and spending pattern.
Faced with a sudden lifestyle change, one in seven (15%) retirees said that one of the biggest challenges they faced was coping with their reduced social life after leaving work.
Further to this, nearly a quarter (23%) of retirees missed the sense of structure in their life that came with working, leaving them at a loss over what to do with all their free time, and three in 10 found they simply didnt have enough money to fully enjoy their new life.
The psychological effects of retirement are also a major concern with 29% of retired men, who say that the transition from working to retiring was hard to deal with, compared to 24% of retired women who felt the same.
Understanding the current situation with the rise in the cost of living and the increase in life expectancy of Malaysians to 75, the Government has proposed 60 as the retirement age for private sector employees, with a pension scheme plan at a discussion stage with various stakeholders.
However, the expectations prove to be worse than the reality, with the Scottish widow research studies revealing that more than two-fifths (43%) of over-50s expecting the transition to retirement to be harder than retirees actually find it to be.
This added anxiety can be seen in the increased concerns that future retirees have about the challenges they would face when they stop working, including more than one in eight (13%) who wont be in good enough health to enjoy their retirement, around one in five (22%) who dont want to leave a job that they enjoy, and a further one in eight (13%) wont know what to do with the extra time on their hands.
The magic formula is to stay healthy, maintaining social support, keeping spiritual life and finances in order, and developing a daily routine that can help prevent stress after retirement.
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Retirement challenges
Retirement Tips For Single-Income Homes
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Saving for retirement as a married couple is not an easy task. Add to that saving for college, while also paying for a mortgage, and you have a recipe for disaster if you don't have a well thought out financial plan. Often, many couples decide to have one partner stay at home once they have children. This means that the couple will have to handle saving for all life goals on a single income. To effectively prepare for retirement, you'll have to be very strategic and extra careful with your budget in order to increase your savings.
SEE: The Dangers Of Paying For Your Kid's College
Run Your Household As a Successful BusinessThe first way to get a hold on your finances in preparation for retirement is to trim your expenses. Write down all the items you buy on a regular basis and analyze this list with your partner. Be completely honest about your spending habits and thoroughly look at everything. Set emotions aside and look at your household as a business. You and your partner are the CEOs, and to effectively run this business you will have to turn a profit. So, limit your expenses and eliminate items you do not need. You know that you'll save in lunches and gas because the partner not working outside the home will need to spend less on these items, but look at items you can eliminate or minimize.
Boost ContributionsIn order to meet retirement goals, it's essential to boost the amount that you contribute in order to make up for the missing income. If you were planning to retire at 60, expect to work a few more years. Also, increase the amount you contribute to your retirement plan. If you were contributing 10%, find ways to increase this percentage to 15% or higher. Remember, you'll need to put a lot more away so you'll need to be aggressive. Try to max out your retirement plan. If you file a joint tax return, the working spouse can open a Roth or Traditional IRA and contribute the max amount of US$5,000, $6,000 if over 50. Once your joint AGI reaches $166,000, contributions will be limited. When it reaches $176,000, it is phased out completely.
SEE: How To Save More For Your Retirement
Minimize and StrategizeThe key to saving for retirement effectively on only one income is to stay focused on your long-term goal and rein in expenses. Begin saving early and minimize eating out as this expense can really add up. Get creative on clothing combinations so you don't have to buy new clothes frequently. Minimize going out to the movies and consider working out from home. Buy clothes at thrift stores. Many times, people donate brand new clothes with tags still attached. Also, don't add to your expenses by using credit cards. Make sure you have the discipline to save for items and pay in cash or at least be sure you can pay the credit card bill in full. It's important to be strategic about your budget and figure out the best way to get the extra funds you'll need for retirement. It might be necessary for the person still working to try and get a higher-paying job.
The Bottom LineSaving for retirement on just one income will be difficult, but it is doable. The best way is for the partner who is at home to stretch the dollar and get extra income from different sources. This will create a healthy financial life in the home and help you both reach retirement age with a hefty and comfortable nest egg.
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Retirement Tips For Single-Income Homes