Fort Myers and the Caloosahatchee River in Florida.

If warm weather, easy access to the beach and an affordable price tag sound like your dream retirement, this town might be for you.

U.S. News & World Report recently released its list of the best places to retire, and Fort Myers a midsize riverfront city in southwest Florida just a stones throw from Gulf of Mexico beaches topped the list. Whats more, Kiplingers called out Fort Myers on its list of 50 best places to retire this year, noting that it was yet another great place to consider for your retirement.)

So what makes Fort Myers special? U.S. News writes that the city has retained its small-town heritage with a charming downtown lined with shops and restaurants, many of which are dog-friendly adding that museums, parades, festivals, theaters, parks, historical sites and art galleries pepper the metro area and its social calendar. And for those who love the beach, just a few miles away, Fort Myers Beach, Cape Coral and Sanibel Island are popular among boaters, kayakers, sailors and anglers.

Perhaps best of all, its pretty affordable, with a cost of living thats just a bit above average and a median home priced at just a little over $200,000, according to Sperlings Best Places. Plus, Florida doesnt have a state income tax, so your 401(k), IRA or pension withdrawals wont be taxed by the state, nor will your Social Security.

Of course, Fort Meyers has some big downsides, which include muggy, hot summers and the fact that the area can sometimes feel overrun with tourists.

The towns that rounded out the top five on the U.S. News list were Sarasota, Fla.; Lancaster, Pa.; Asheville, N.C.; and Port St. Lucie, Fla. U.S. News looked at the 125 largest metro areas and graded them on happiness, housing affordability, health-care quality, desirability, retiree taxes and job-market ratings.

Should Fort Meyers not be your thing, and youre still looking for an affordable spot to retire near the beach, youre in luck: MarketWatch recently created its own list of the best beach towns where you can retire comfortably on about $40,000 a year. These include Pensacola, Fla.; Bay St. Louis, Miss.; and Corpus Christi, Texas.

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This waterfront city is the No. 1 place in America to retire - MarketWatch

If someone told you there was an easy way to retire with hundreds of thousands of dollars more in savings, you'd likely take advantage of it in a heartbeat. Yet nearly half of Americans are missing out on the opportunity to grow their wealth, a survey shows.

Only 55% of workers say they're investing in the stock market, either with individual stocks or mutual funds or stashing their money in a retirement account such as a 401(k) or IRA, a recent Gallup Poll found.

It's understandable why some people may not want to invest in the stock market. It does involve a certain amount of risk, and if you've been burned by it in the past, you may not want to lose any more money. But it's one of the best (and easiest) ways to build a healthy and robust nest egg, and there are ways to invest safely while still reaping the rewards.

Image source: Getty Images.

Investing in the stock market may sound intimidating, with images of stockbrokers on Wall Street scurrying around the trading floor. In reality, though, you can start investing easily from the comfort of your couch.

If your employer offers a 401(k) plan, that's one of the best places to start. Investing in a 401(k) is simple, and oftentimes your employer can automatically transfer a portion of every paycheck directly into your retirement account. That can make it much easier to save, partly because you no longer have to remember to set money aside each month and partly because you don't have a chance to spend it before you stash it away.

Another perk to investing in your 401(k) is that your employer may offer matching contributions up to a certain percentage of your salary. These contributions are basically free money, so you'd be wise to take full advantage of them.

One downside to 401(k) plans, though, is that you often won't have many investment options. That's not necessarily a bad thing, because it can make it much less overwhelming to decide where to put your money when you only have a few choices. But if all your investment options charge high fees or if you'd rather take a more customized, hands-on approach, an IRA might be a better option.

IRAs -- both traditional and Roth varieties -- offer a wealth of investment options, so you can customize your investments to your heart's delight. If you go with this option, just keep in mind that it might be wise to also find a financial adviser who can help ensure your investments align with your long-term goals.

Of course, investing every dollar to your name in an up-and-coming tech stock you think will make you a billionaire is risky. But even your 401(k) or IRA carries some risk, because investing in the stock market to any degree involves depending on the market's performance -- which is out of your control. Still, there are ways to limit your risk as much as possible.

One option is to invest in a target-date fund. These automatically balance your investments depending on the year you plan to retire -- or your target date. So if you're in your 20s with several decades left to save, your fund will invest your cash more aggressively. You'll likely see higher rewards, but if the market takes a dip, you have more time to make up the losses. Then, as you get older and closer to retirement age, your portfolio will shift to more-conservative investments like bonds, which typically see lower returns but less risk.

Another option to keep your money as safe as possible in the stock market is to invest in index funds. Index and mutual funds are similar in that they're large collections of stocks and other assets, and by investing in these types of funds, you're essentially investing in dozens or even hundreds of stocks at the same time. That makes them inherently less risky than investing in a single stock, because if one stock in the fund loses value, it won't have a significant effect on your total investments.

One major difference between index and mutual funds is that mutual funds are actively managed by a portfolio manager -- someone who chooses what should go into each fund. Index funds are passively managed funds that are based on certain stock indexes, like the S&P 500. That means you'll pay higher fees to invest in a mutual fund, because there's a person behind it trying to invest in ways to beat the market. That might make it seem like mutual funds are the better investment choice, but in reality, index funds typically outperform mutual funds over time.

If you're feeling a little overwhelmed by all your choices, keep in mind you don't have to choose just one investment option. Your 401(k) or IRA will likely offer a variety of mutual funds and index funds, and spreading your money across multiple funds can help diversify your investments and limit your risk even more.

Investing in the stock market is not as scary as it might appear. It's easy to save in a 401(k) or IRA, and simply getting started is half the battle. Once you start regularly contributing to your retirement account, you can build wealth and see your savings skyrocket over time.

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Half of Americans Are Missing the Chance to Retire Wealthier, a Poll Shows - The Motley Fool

You've likely heard by now that Rob Gronkowski is retired from football.

All sarcasm aside, though, it's the possibility of his return to the New England Patriots that's prevailed the last several months, and mostly fueled by his own ambiguous comments when asked about it. His continued comments stating he's "open to" the idea have led to the eyeballing of certain dates on the NFL calendar -- ahem, December -- and an incessant number of questions aimed at the organization to determine if the future Hall of Famer will indeed return, and owner Robert Kraft recently made no bones about being hopeful Gronkowski decides to again suit up for the Patriots.

"We all love Gronk and I think the bottom line is he hasn't put his retirement papers in," Kraft said. "So we can always pray and hope. ... That's a good academic argument that there is hope for us still with Gronk."

That hope has now been buried by Gronkowski, unequivocally. Speaking with WEEI 97.3FM in Boston on Tuesday morning, less than a week after Kraft's hope-filled statement, the 30-year-old slammed the door shut on any and all speculation of a possible return.

"When I retired, I retired for a reason," he said, via CBS Boston. "It would be a no. There it is."

He then explained why he hadn't simply shut the rumors down before, instead feeding them, incidentally.

"I never say no, because I said no and everyone said 'he's kidding,'" Gronkowski admitted, before welding the slammed door shut once and for all. "It's a no. In my mind, that's how it is, a no."

For one of the most talented tight ends in the history of the game, his final decision comes attached to concerns for his mental and physical well-being. Gronkowski recently admitted he suffered upwards of 20 concussions in his football career, including five that made him black out. This was in addition to having a pint of blood drained from his leg once following a Super Bowl, and then there's the issue of his elbow -- surgically repaired on more than one occasion.

Even more disturbing were the details of his head injuries, as described in his words this August.

"No lie, I felt my head, I used to have liquid," he toldNBC News. "It used to be thick, like, my head used to be thicker, like a centimeter of liquid in some spots, and you feel it. I'd be like, 'What the heck?' You could put indents in my head, but now, finally, I'm getting the right treatments and doing the right things."

Needless to say, Gronkowski is apt to stay where he is -- the newest addition to Fox Sports -- and doesn't have the "itch" to return to the NFL. And if/when he does get one, it'll have to be consistent and one so deep only a Patriots uniform can scratch it.

Otherwise, his answer remains a firm no.

"I'm enjoying myself right now," Gronkowski said on Tuesday. "I don't have that itch, and if I had that itch I'd go back. It would have to be a continuous itch. I see Tom [Brady] throw a nice touchdown pass, I'm like "I wish that was me'. But that's five seconds [and it's gone]."

Speaking of Brady, don't expect him to take up Kraft's stance and attempt to lobby his longtime teammate back to the field.

"Look, I love that guy," Brady told WEEI on Monday. "I am so happy that he's enjoying his time. I am happy that he's enjoying his life. He seems to really be doing a lot of great things.

"He knows how I feel about him. I want what is best for him."

To that point, Gronkowski has officially decided what's best for him is staying retired and enjoying life after football, as he awaits his gold jacket and bust in Canton. There will be no comeback story in 2019, or ever again, because the fleeting itch isn't worth everything that comes with scratching it.

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Rob Gronkowski ends all speculation of possible return from retirement: 'It would be a no. There it is.' - CBS Sports

Just because youve stopped working doesnt mean youre done paying taxes.

Much of the income you receive in retirement, even if its not directly from employment, can still be taxable. But not all of it is subject to federal taxes especially if you play your cards right.

You can or might be able to avoid paying federal income taxes on the following types of retirement income.

The Only Retirement Guide You'll Ever Need gives you the knowledge you need to retire on your own terms. Sure, you can pay a financial adviser, but this online course gives you total control to create a custom retirement plan around the things that make you happy.

You're going to get expert, personalized advice. You'll have access to the latest tools. And when it's complete, you'll be able to approach your retirement confidently and with peace of mind.

It's time to plan the best years of your life. Let's get started.

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9 Types of Retirement Income That Are Not Taxable - msnNOW

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A new Palm Springs senior living community that will cater to the LGBTQ community is aiming to create an inclusive, resort-style environment where residents wont have to carry the burden of hiding their true selves.

Living Out is the vision of Los Angeles-based developersLoren S. OstrowandPaul Alanis of KOAR International, who have a history of hotel and casino projects. They're joined by LuAnn Boylan, who with Ostrow sits on the board of directors of the LA LGBT Center and will head up sales and marketing efforts.

Construction will begin in January with the aim of a summer 2021 opening. The project sits on about 9 acres along East Tahquitz Canyon Way between South Avenida Caballeros and South Hermosa Drive, and will include 105 condos with either one or two bedrooms.

While there are plenty of retirement communities in the Palm Springs area, LGBTQ seniors nationwide can face discrimination that makes applying for and securing safe housing difficult and there arent federal housing protections based on sexual identity and gender identity.

"We hear stories all the time about people who get ostracized from the communities they're in," Boylan said. "They find themselves having to hide pictures in their own homes, so that somebody doesn't walk in and see that they'rein a same-sex relationship."

LGBTQ seniorsmight also lack family or social support torely on as they age; the AARP found in a2018 survey that 76% of LGBTQ adults age 45 and older worry about having a solid support system to fall back on.

While many strides have been made toward equality, Boylan said there can be a generational gap of straight people who are less tolerant or informed.That can cause LGBTQ seniors living in retirement communities to hide their true selves, decades after they were the first generation to come out.

"If I'm in a typical resort community and my partner and I are at the pool, we're going to have to think twice about whether we could hold hands, whether we could talk about our lives openly, because other people are sitting around us, Boylan said. If it's our community and our pool, that whole restriction disappears. So now you're just free to be who you are."

Living Out will have two pools, including a resort-style swimming pool surrounded by cabanas plus a lap pool for fitness usage.(Photo: Living Out)

Ostrow, who has a home in Palm Springs, said while this area is particularly welcoming to LGBTQ people, the 55+ population still may struggle to find community.

It's that sense of isolation as you get older, even if you're in a great accepting community, you're still kind of like stuck in your house, he said.

Renderings show a property that invites spending time outdoors, mid-century-inspired design, plus lush landscaping against mountain views.On-site dining amenities will include casual dining, plusa lounge with a coffee bar, yogurt barand prepared foods.

The community will emphasize outdoor activities,includea resort-style swimming pool, a lap pool and spa, a state-of-the-art fitness center, a putting green, bocce ball courts, pickleball courts, an event lawn, barbecue and entertainment areas, and a dog park.

Other on-site amenities include:

The communityalso will help residents who want assisted living-style services connect with in-home care companies that are vetted forLGBTQ cultural competency.Ostrow said theyve talked to the Desert AIDS Project to connect with trained providers.

Mike Thompson, the CEO of the LGBT Community Center of the Desert, said he thinks Living Out is a welcome addition to Palm Springs and will encourage residents to live authentically.

Its not uncommon for LGBTQ people to have a lived experience of being excluded, especially those who come from more conservative parts of our country, he said.

Living Out will include an on-site dog park plus a commercial space for grooming, supplies, and pet hotel services.(Photo: Living Out)

Condo prices begin at $699,000. For Palm Springs, thats a higher-end property, as September housing figures from the Palm Springs Regional Association of Realtors and the California Desert Association of Realtors say that attached homes go for a median price of $249,000 as of August.

It's not the first development to seek to address the housing issues facing LGBTQ seniors. Palm Springs' Stonewall Gardens is a 24-unit assisted living senior facilitythat has an on-site nurse and staff to assist with medications, dressing, grooming, and personal care.

Palm Springs City Councilmember Lisa Middleton welcomes the addition of more housing forLGBTQ seniors, citing concerns aboutsocial isolation, culturally competent health care, and a lack of affordable housing. And sheexpressed confidence in the backers of Living Out to carry out the project.

This has been, for Loren, a dream to build something like this, and Im so glad that he chose Palm Springs as a place to build it, she said. Everything that I have seen to date causes me to believe this is a very well-financed project, and it is being administered by individuals that are absolutely committed to completion.

Ostrow said the goal of Living Outis to create a community of like-minded people; the inclusion of a piano bar and pet services specifically speak to interests of potential residents.

Despite the prevalence of other retirement communities in the Palm Springs area, Ostrow is bullish about the demand for Living Out; theyve already fielded more than 100 conversations with potential buyers.

Hes also not worried about competition from a similar facility.

There are an estimated 3 million LGBTQ Americans age 50 and older, according to the AARP. That figure is expected to reach 7 million by 2030. And while Ostrow wants to see Living Out expand to other cities where there are LGBT communities, he sees the need outpacing the supply that they could provide.

I'd be delighted because there is so much need in the gay community for safety and security as people get older, Ostrow said. That would be wonderful, to have lots of choices.

Melissa Daniels covers business and real estate in the Coachella Valley. She can be reached at (760)-567-8458 or melissa.daniels@desertsun.com. Follow Melissa on Twitter @melissamdaniels

Read or Share this story: https://www.desertsun.com/story/money/business/2019/10/15/living-out-retirement-community-palm-springs-cater-lgbtq-seniors/3978191002/

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A new resort-style retirement community in Palm Springs will cater to LGBTQ seniors - Desert Sun

Adam Spencer | 18 hours ago

Theres been a lot of speculation lately that the Dallas Cowboys should offer Oklahoma coach Lincoln Riley whatever he wants to make the move south to Dallas next season.

However, it remains to be seen if Riley even wants to leave Norman, or the college ranks in general.

On Friday, though, former Ohio State and Florida coach Urban Meyer joined The Herd with Colin Cowherd and said if he was offered the Cowboys job, hed take it:

Thats New York Yankees, thats the Dallas Cowboys, Meyer said. Thats the one. Great city. They got Dak Prescott, you got Zeke Elliott. You got a loaded team. And I cant speak for him obviously, I hate to even speculate because I dont know him, thats really not fair, but to me, thats the one job in professional football that you kinda say, I got to go do that.'

Meyer then says he hasnt been contacted by the Cowboys, but when Cowherd asks if he would listen should Dallas come calling, he said:

Sure. Absolutely. Absolutely. That one? Yes.

Your move, Jerry Jones.

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Urban Meyer names a job he would absolutely come out of retirement for - Saturday Down South

If you're feeling behind when it comes to saving for retirement, you're not alone: Most Americans, 62%, say they need to catch up.

That's according to a 2019 TD Ameritrade report, which surveyed 1,015 U.S. adults ages 23 and older with at least $10,000 in investable assets.

When asked why they've fallen behind on their retirement savings, the responses varied by generation: The No. 1 response for millennials (ages 23-38) was housing costs (37% cited it), while the top response for Gen X (ages 39-54) was inadequate income (31% cited it).

No matter where you're starting, there are ways to increase your savings without without feeling cash strapped or making any drastic lifestyle changes. Here are four effective strategies.

The sooner you start saving and investing, the less you'll have to save each month to reach your goals, thanks to the power of compound interest.

If you start at 23, for instance, you only have to save about $14 a day,or$420amonth, to be a millionaire by 67. That's assuming a 6% average annual investment return. If you start at 35, on the other hand, you'd have to set aside $30 a day, or $900 a month, to reach seven figures by 67.

One of the simplest ways to get started is to fund your employer-sponsored 401(k) plan. If your company doesn't offer one, or you're self-employed, consider other options, like contributing to a traditional or Roth IRA.

If you automate your retirement savings meaning, you have a portion of your paycheck sent directly to a retirement account, such as a 401(k), Roth IRA or traditional IRA you'll never even see the money you're setting aside and will learn to live without it.

Ideally, you'll want to work your way up to saving at least 10% of your pretax income, but if you're only comfortable with putting away 1%, start there and gradually increase your contributions.

Once you've set up automatic transfers, check to see if you can also set up "auto-increase," which allows you to choose the percentage you want to increase your contributions by and how often. This way, you won't forget to up your savings or talk yourself out of setting aside a larger chunk when the time comes.

If you can't find the feature online, call your retirement plan provider to find out if it's possible.

If your company offers a 401(k) plan, they may also offer a 401(k) match, which is essentially "free" money. But it's up to you to take advantage of it.

These programs are pretty straightforward. Typically, your employer will match whatever contribution you put toward your 401(k) up to a certain amount. If you choose to put 5% of your salary directly into your account and your employer matches dollar-for-dollar, then it will put that same amount in as well, in effect doubling your contribution. And whatever money your company contributes doesn't count towards the IRS contribution limit. The median matching level is 4% among Vanguard 401(k) plans.

Note that depending on where you work, the match sometimes comes with stipulations. You may have to work at the company for a certain amount of time before it goes into effect, for instance.

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62% of Americans say they're behind on saving for retirementhere are 4 ways to catch up - CNBC

If youre like most Americans, you may be struggling to save money for retirement. Around 22% of Americans have less than $5,000 in retirement savings, according toNorthwestern Mutuals 2019 Planning & Progress study. But the future doesnt have to be grim.

RELATED:1 in 4 Americans dont plan to retire, new poll shows

Working in retirement may sound daunting, but there are plenty of reasons to keep up the daily grind later in life. People often decide to keep working or take up partial employment so they can supplement their retirement savings, for social interaction or to keep a sense of structure, according toNerdWallet.

The gap in retirement savings has a lot to do with the fact that many Americans plan to work during retirement nearly 19%, or 9 million, are working part or full time, according to thePew Research Center.

RELATED:Why WalletHub says Atlanta is pretty good place to retire

While your household income may get a boost, working in retirement could affect other sources of income, like Social Security or even your taxes. According to the financial planning websiteSmartAsset, here are the rules for working while receiving benefits:

For each year you delay your benefits beyond your normal retirement age, up to age 70, your benefit amount increases. If youre able to wait until age 70, youd receive 132% of your benefit amount.

RELATED:Wes Moss: Its never too late to save for retirement

Another factor to consider is that for a traditional 401(k) or IRA, you have to start taking the minimum distribution amount when you hit 70.

If youre wondering if your employer can cancel your health insurance when you turn 65, the answer is yes, but only if you work at a company with fewer than 20 employees.

As for how working in retirement will affect your taxes, if youre working and receiving Social Security benefits or have a pension, some of your benefits might be taxed. Since Social Security is based on combined income, if that adjusted gross income is more than $25,000 for single filers and $32,00 for joint, up to 50% of your Social Security benefits could become taxable income, according to NerdWallet.

Need more information on whether you should work in retirement? Check our NerdWalletsretirement calculator.

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Planning to work in retirement? Heres what you need to know - Atlanta Journal Constitution

Ramsey Solutions financial expert Chris Hogan on how Americans can set a budget, tackle their debt and boost their retirement savings.

About 10,000 Baby Boomers reachretirement age each day, and some are choosing to leave their homes behind in search of a more desirable place to live out their senior years.

But where are they headed?

U.S. News & World Report unveiled its annual best places to retire rankings on Tuesday with Florida scoring four of the top 10 spots, including threeof the top five.

That may come as no surprise considering the favorable tax laws in the stateincluding no statewide income tax.

"Deciding where to retire is an important part of your life plan," Emily Brandon, senior editor for Retirement at U.S. News, said in a statement. "When considering potential retirement spots, you should look for an affordable cost of living, proximity to health care services and a strong economy, especially if you plan to work part-time.

Last years top retirement spot, Lancaster, Pennsylvania, lost the crown this year falling to the third place spot.

The rankings are based on an analysis of the 125 largest metropolitan areas in the United States, based on a weighted average of scores on six items, including housing affordability, happiness, desirability, retiree taxes, job market and health care quality.

Heres a look at the results:

Ft. Myers jumped from its second-place ranking last year to the top spot for 2020.

The city has a population of about 700,160 people and an average high temperature of more than 84 degrees.

The median home price is $219,200, while the unemployment rate is below the national average, at 3.4 percent.

More than 25 percent of the population is over the age of 65.

Another Florida metro, Sarasota, ranked second.

Slightly larger than Ft. Myers, Sarasota has population of about 768,380 people.

The average salary in the city is $42,680 and the median home price is $237,260.

The report notes that a migration of wealthy residents has pushed housing prices higher 30.6 percent of the population is over the age of 65.

Separately, Sarasota ranked 18th on the best places to live, overall.

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Lancaster fell from its top-ranking last year primarily due to decreases in both its happiness and housing affordability scores.

The median home price in Lancaster is $196,025.

There is also a large proportion of younger residents in the town. More than 26 percent of residents are under the age of 20.

Asheville, North Carolina, another metro in the South, ranked fourth on the list.

The median home price is $248,500.

The average annual salary is $41,210 lower than the national average of $50,620. The local unemployment rate is low, at 3.2 percent.

The city has 22 public schools and 43 private schools.

Floridas Port St. Lucie followed Asheville, taking this years fifth spot. It is located roughly halfway between Miami and Orlando, with a population of 454,482.

The median home price is $211,083, andthe average annual salary is $42,500.

Local housing prices are likely to rise in the near future, however, as the city prepares for a building boom.

For sports fans, the New York Mets also have their spring training facility in Port St. Lucie.

CLICK TO READ MORE ON FOX BUSINESS

Rounding out the top 10 are: 6. Jacksonville, Florida; 7. Winston-Salem, North Carolina; 8. Nashville, Tennessee; 9. Grand Rapids, Michigan;and 10. Dallas-Fort Worth, Texas.

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Best places to retire in 2020 - Fox Business

Fort Myers, Florida.

Philippe TURPIN | Photononstop | Getty Images

There's no place like home. Unless, of course, you are retired.

Lured by better weather, lower taxes or an improved quality of life, many older Americans consider relocating to stateS like Florida or the Carolinas.

To that end, U.S. News & World Report determined the best places to retire based on criteria such as housing affordability, taxes, health care and overall happiness, using data from sources including the Tax Foundation, Census Bureau and Bureau of Labor Statistics.

This year, Fort Myers, Florida, came in at No. 1, fueled by increases in health-care quality and a strong jobs market, followed by Sarasota, Florida. Lancaster, Pennsylvania, was third, down from last year's top position, in part because of a decrease in housing affordability.

The Sunshine State claimed four of the top 10 spots, according to the 2020 rankings released Tuesday.

Here are the top 10:

1. Fort Myers, FloridaMedian home price: $219,200Unemployment rate: 3.4%Average annual rainfall: 53.2 inches

2. Sarasota, Florida Median home price: $237,260 Unemployment rate: 3.3% Average annual rainfall: 53 inches

3. Lancaster, PennsylvaniaMedian home price: $196,025Unemployment rate: 3.4%Average annual rainfall: 42 inches

4. Asheville, North CarolinaMedian home price: $248,500 Unemployment rate: 3.2% Average annual rainfall: 37 inches

5. Port St. Lucie, FloridaMedian home price: $211,083Unemployment rate: 4.1%Average annual rainfall: 54 inches

6. Jacksonville, FloridaMedian home price: $174,658Unemployment rate: 3.3%Average annual rainfall: 49.2 inches

7. Winston-Salem, North CarolinaMedian home price: $145,725Unemployment rate: 3.7%Average annual rainfall: 46.9 inches

8. Nashville, TennesseeMedian home price: $248,883Unemployment rate: 2.8%Average annual rainfall: 47.3 inches

9. Grand Rapids, Michigan Median home price: $181,533Unemployment rate: 3.1%Average annual rainfall: 38.3 inches

10. Dallas-Fort Worth, TexasMedian home price: $248,375Unemployment rate: 3.5%Average annual rainfall: 36.1 inches

"Deciding where to retire is an important part of your life plan," Emily Brandon, a senior editor for Retirement at U.S. News, said in a statement. "When considering potential retirement spots, you should look for an affordable cost of living, proximity to health care services and a strong economy, especially if you plan to work part-time."

U.S. News & World Report evaluated 125 of the country's largest metropolitan areas. Here is the complete list of the best places to retire.

Still, most American retirees ultimately decide to stay put, and those who do move usually don't go far, according to Rodney Harrell, vice president of AARP's livable communities and long-term services and supports program.

More from Personal Finance:Worried about health-care costs in retirement? Here are 4 ways to keep costs downNearly half of empty nesters still support adult childrenHow much money do you need to retire? Try $1.7 million

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The top 10 best places to retire - CNBC