June-Marie and Fitness Health 43 years old dancing "Princess Leia" costume 003 – Video
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June-Marie and Fitness Health 43 years old dancing "Princess Leia" costume 003 - Video
June-Marie Raw Food and Fitness Health 43 years old dancing "Princess Leia’ costume 004 – Video
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June-Marie Raw Food and Fitness Health 43 years old dancing "Princess Leia' costume 004 - Video
Exercise a Good Pick-Me-Up After Cancer Treatment: Study
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WEDNESDAY, Feb. 1 (HealthDay News) -- Exercise can improve the health, energy and well-being of cancer patients after they've completed their main cancer treatment, a new review finds.
University of Hong Kong researchers analyzed the results of 34 clinical trials that examined the effects of physical activity among adult patients with breast, prostate, gynecologic, colorectal, gastric or lung cancer.
The study was published online Feb. 1 in BMJ.
There were an average of 93 patients in each trial, which included aerobic, resistance and strength training. The patients' average age was 55, and the training lasted roughly 13 weeks.
Breast cancer patients showed improvements in blood sugar control, body mass index (BMI) and body weight, physical functions such as lower limb strength, mental health problems such as fatigue and depression, and quality of life.
Patients with other types of cancer who were physically active experienced improvements in BMI and body weight, physical function such as oxygen consumption and hand-grip strength, depression and quality of life.
Different types and levels of exercise had specific effects. For example, breast cancer patients found that aerobic exercise plus resistance was much more effective on physical fitness, emotional fitness, overall well-being and fears about breast cancer than aerobic activity alone.
The researchers also found that younger patients seemed to gain more benefit from exercise, but said this finding was not entirely conclusive because younger patients could exercise for longer periods of time.
The findings show that "quality of life was a clear significant benefit of physical activity and that clinically, there were important positive effects on physical functions and quality of life," the researchers concluded in a journal news release.
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The U.S. National Cancer Institute has more about cancer survivorship.
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Exercise a Good Pick-Me-Up After Cancer Treatment: Study
TD Ameritrade Retirement Planning – Video
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10 Ways to Save Your Retirement
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We've been talking a lot about retirement lately, partly because the numbers are just so terrifying: Most Americans have less than $25,000 saved. On average, we save between 5.5 and 7 percent of our pre-tax salaries in 401(k) accounts, when we probably need to save at least double that for a decent retirement. And the stock market, with its paltry returns over the last decade, isn't helping us out.
[50 Ways to Improve Your Finances in 2012]
To help alleviate our fears--or at least tell us what to do about them--we turned to Olivia Mitchell, director of the Pension Research Council at the University of Pennsylvania. As the mother of two twenty-something daughters and wife of a recent retiree, she's wrestling with retirement questions in her personal as well as professional life. Here are her 10 suggestions for how we can give ourselves a chance at a comfortable retirement:
Build a bigger nest egg.
Retirement isn't what it used to be, says Mitchell, largely because our standards for what life should be like at age 70 and 80 have changed drastically over the last century. That means the old standard advice, that one should plan to replace around three-quarters of one's pre-retirement income, is no longer sufficient.
"Many boomers have been thinking of doing different things in retirement, and those things will cost money. They're not going to be sitting on the front porch on a rocking chair. They're going to do volunteer work, travel, and do part-time work. Healthcare costs are likely to be a lot higher in the future as well. So it's not obvious our expenses will be easily cut, and taxes will likely go up to help bail out the deficit we're confronting. So a 100 percent replacement rate is a safer place to start," Mitchell says.
Retire at age 65 or later.
The concept of retiring at age 62 is not realistic for many Americans. "A significant portion of the baby boom generation--more than half--is not adequately prepared for retirement, especially if they retire young.... If you delay retirement, benefits will be higher, and you've deferred eating into that nest egg for more years. My husband just quit work at 63, and I said he couldn't claim Social Security until he's 70," says Mitchell.
[See the 10 Best Places to Retire in 2012.]
Don't try to follow your parents' example.
That's because mid-career workers today are unlikely to see a repeat of what their parents experienced: housing prices that grew quickly and substantially. A stock market that blossomed for much of their working lives. And in some cases, generous pensions.
"If we were to extrapolate from our parents' generation, we might think, 'We really don't have to save that much because it's happening automatically.' [But] we now realize that putting all our money in one house is a really silly thing to do. It's not diversified and values can plummet. We saw what happened to the stock market, on top of Social Security and Medicare facing extraordinary financial challenges," says Mitchell.
That's why we can't look to past generations for guidance, and one reason why boomers feel so much angst about their retirement prospects. "They really wish that the past would be replicated in the future, and it probably won't be," she adds.
Save at least a quarter of your income.
Mitchell encourages her own two twentysomething daughters to put aside between 15 and 25 percent of their income now. "If we're all going to live to 100, we're just going to have to put aside a whole lot more money than in the past," she says.
In response, her daughters ask why they should bother, given the low-to-nonexistent interest rates paid on savings accounts and paltry stock market returns. Mitchell acknowledges that there are no easy answers. "That's a huge obstacle we're going to face when it comes to convincing the younger generation to save," she says.
Plan on a second (or third) career for retirement.
"You'll need to retrain, retool, and potentially return to school for a new career. You can't afford to be 50 and have no marketable skills. You have to always push yourself and encourage yourself to take the next step, whatever it is--software on the computer, skills in a profession. If you don't, you won't be employable," says Mitchell.
Proceed as if you're living to 100.
No one knows how long they'll live, which means we should all assume we're living for a long time--and prepare accordingly. "It's very, very expensive to live to be 100, and you don't know if you will be one of those or not," says Mitchell. She adds that women born today have a 1 in 4 chance of living to age 95, especially if they are educated and have access to healthcare. That means setting aside as large a chunk of your income each year as you can manage-- perhaps as much as 40 percent, given the low returns savers and investors currently face.
Invest, even if you feel slightly uncomfortable.
[How to Save Enough for Retirement]
Target-date funds that shift assets into more conservative investments as a target retirement date approaches can help investors who feel overwhelmed to the point of paralysis when it comes to picking funds. "Not doing anything is the wrong response. It's better to save something and put it in a diversified fun with a professional manager who's managing the glide path for you than to do nothing. At least you have a prayer of building up savings," says Mitchell.
Meditate on your future self.
"Saving is just no fun at all. In this world, we feel rewarded by shopping, by spending--you get to try it on and wear it to the next party. Whereas saving is the reverse. You're telling yourself you cannot consume something today, you have to set it aside for a rainy day, or for when you're 90 years old. So it's hard for young people to visualize," says Mitchell.
That's why she's intrigued by new research that suggests that showing people an aged picture of themselves, depicting how they'll look at an older age, helps them decide to save more now. "The idea is to put you in touch with your future self, so you might begin to care about that future self and take good care of that person," she says.
Learn the basics.
"Most of us will never be mathematicians, but we have found that a little bit of knowledge goes a long way," says Mitchell. Her research has found that even a simple financial literacy class in high school, for example, can increase savings rates later in life.
Know that it's not just about the money.
Says Mitchell: "It's worthwhile to invest not just in saving and pension accounts, but in your human capital--you need training to be successful in that last third of life. And I also encourage people to invest in friendships, communities, families, because it is those networks that will help us age more successfully."
Twitter: @alphaconsumer
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3 Ways to Prepare for a Healthy Retirement
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As you prepare for retirement you will make many decisions, such as the suitability of hiring a financial adviser, which asset allocation strategy is best, and how much money to withdraw each year in retirement. But numbers alone do not determine your ability to achieve a comfortable retirement. Try these three strategies that will help maintain your health, so that you will be able to enjoy retirement.
[See The 10 Best Places to Retire in 2012.]
1. You should start exercising. There's no question that staying fit will help give you the health to enjoy retirement. The increased energy you get from regular exercise will also help you to feel better, and perhaps waste less money on impulse purchases. Staying healthy has the added bonus of helping you to be more productive at work, which can potentially increase your earnings power over the course of your working life.
[See The Growing Challenge of Funding Retirement.]
2. Carefully spend more frequently. Spending more frequently while saving for retirement initially sounds counterproductive. But always trying to conserve cash could actually cause you to burn out. For some people, the effort required to save can lead to a huge shopping spree, or even spending on a credit card that cannot be quickly repaid.
The key to this strategy is to spend often, but in small amounts each time. Instead of taking an expensive annual vacation, try to go on a few mini trips. Consider a staycation or short road trips. Put everything on the table as long as it's fun. Skip buying a brand new gadget every year, and buy more lattes if that makes you happy. You won't be spending more money this way, but you will feel happier because you aren't depriving yourself as often. This will ultimately allow you to feel good about sustaining your savings plan.
[See How to Finance Life Until 100.]
3. Try to sleep more too. Most people cite not having enough time as the main reason they don't get enough sleep. Yet, there's time for TV, daydreaming, and multiple visits to the coffee machine each and every day. When you have enough sleep, you will feel better, become more productive, and maybe even have fewer arguments with people around you. This doesn't sound like something that's related to your retirement, but getting enough sleep can keep you healthier, help you to perform better at work, and have positive effects on your social life.
So, instead of spending extra time looking through your retirement numbers, start improving your retirement prospects. Financial freedom is definitely achievable, but you need to have good health to enjoy it.
David Ning runs MoneyNing, a personal finance site aimed at helping others change their habits for a better financial future. He suggests that everyone to sign up for an online savings account to get more out of our hard earned money.
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Raw Competitive S2E01: First Competitive Scrim on Dome CTF – Video
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AiMS Learning International 1st Commencement Exercises President Message – Video
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Profit By Outsourcing, the Web Development India Company Set To Create An Umbrella B2B Social Networking Website
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The website will contain company profiles and the profile of the users. Besides having a separate page for a personal blog, users will be able to upload video media, documents, images and they will be able to comment and rate the uploaded media too. The registered companies will be able to access the Wiki and Forum of the library.
Delhi NCR, India (PRWEB) February 02, 2012
Profit By Outsourcing, the Web Design India firm is all set to create a comprehensive business to business social networking website which will allow businesses to create partnerships and supply services and products within a trusted platform. Leveraging LAMP technology and benefits of Web2.0, Profit By Outsourcing has started the execution.
The website will contain company profiles and the profile of the users. Besides having a separate page for a personal blog, users will be able to upload video media, documents, images and they will be able to comment and rate the uploaded media too. The registered companies will be able to access the Wiki and Forum of the library.
Profit By Outsourcing, the leading web development India company has also planned to provide with a pop-up help facility with pop-up help window displaying description about the sections or fields of different pages.
“Taking the internet marketing business a step ahead, we are on the go to expand our services to a new dimension. Coming up with the new comprehensive business to business social networking website, Profit By Outsourcing is well proving its ability to keep itself updated with the various technological advancements.”, says Karn Uday Singh, Head of Profit By Outsourcing.
Profit By Outsourcing is an Offshore Web Development Development & Web Design India Company, specializing in PHP Programming, ASP.Net Programming, AJAX Programming, RoR Programming, Custom programmed Content Management & E-Commerce Solutions/ Open source Customized Content Management & E-Commerce Solutions, Web 2.0 Designing ( 100% table less or div based designs) developed in xhtml / css as per the w3c guidelines and Rich Internet Applications (RIA's) are applications built using Adobe Flash Flex AIR Action Script, Adobe Flex, Adobe Flex(AIR), Microsoft Silverlight, Sun JAVAFX & AJAX and Web 2.0 Application Development.
As a young and dynamic company, Profit By Outsourcing has offered innovative and cutting edge e- business solutions to clients across the globe. The company enjoys extensive global reach- out and has catered to international clients located in U.S.A, Europe, Australia and Asia. As a business focused company, rather than a design led one, it provides services that actually make an Internet project a success.
To know more about Profit By Outsourcing, the Web Development India firm, visit http://www.profitbyoutsourcing.com
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Dennis John
Profit By Outsourcing
+1-888-322-7617
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