My life. My health. Day 1 Weight loss
Posted: February 27, 2012 at 10:15 am
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My life. My health. Day 1 Weight loss
Health Matters: Working your way to better health
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FORT MYERS, FL -
It may be an exaggeration to say your work is killing you, but it could be contributing to your overall health. As more Americans spend their days behind a desk they're becoming more sedentary.
"I'd say 95% of my clients sit behind a desk all day," says Heather Parker, an exercise specialist with Lee Memorial Health System.
Heather is a fitness instructor at the Wellness Center of Cape Coral. She coaches people on how to stay active even if they're not going anywhere.
"Some things you can do are simple chair exercises. Just standing up and sitting down slowly and doing that about 10 or 12 times just to get your heart rate going a little bit."
Office workers used to multi-tasking can add a few things to get their blood pumping.
"You can lift your legs up and squeeze your quads and then push, point and flex your foot," says Parker.
An added dimension is tossing out the ‘sitting behind a desk' notion altogether and moving up to a standing workplace.
"I'm on the computer all day long, spread sheets, setting up meetings. Then I realized that I was sitting too much and my back and my hips started to really bother me and my neck," says Marianne Asaro, an administrative worker.
Marianne wasn't going to take it sitting down. Along with a growing number of Americans she graduated to a higher workspace.
"Your posture is more in the normal alignment as opposed to sitting down, most people don't slouch as much when they stand up as they do when they sit down so that is really good for your bones," says Dr. Sal Lacagnina, Vice President of Health and Wellness for Lee Memorial Health System.
Changing a few habits could change your overall perspective and keep you healthier and more productive.
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Health Matters: Working your way to better health
'Retirement' Missing From Vocabulary of NY Judges
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Some are old enough to recall pioneering aviator Charles Lindbergh's tickertape parade. Others can share vivid memories of World War II or the Great Depression.
But unlike most people their age, New York City's federal judges prefer to strike one topic from the record: retirement.
"We don't talk about when anybody's going to quit or retire," says John F. Keenan, an 82-year-old Manhattan judge. "Some of the best judges we ever had ... they worked right up until they died."
The federal judicial system has become a case study in how the country will cope with a graying America, where each economic crisis forces more people to work beyond 65.
Recent interviews with several lifetime tenured judges and experts suggest people often can thrive when challenged to work into their 70s, 80s and even 90s. Nearly all the judges have one thing in common: no plans to drop the gavel on their careers. The trend caused the government in December to adjust its projection for planning purposes that federal judges retire by age 85. For New York, the expectation is now that only half will retire by then.
"Everybody kind of goes on the assumption that you're going to crap out. Maybe you don't have to," says Robert Sweet, another Manhattan judge.
Sweet is preparing for his 90th birthday. He skis two to three days a week when he's at his Idaho getaway. He also ice skates and plays tennis.
AP
FILE- In this March 4, 2011, file photo, Judge Jack Weinstein speaks with reporters after visiting the Louis Armstrong housing projects in Bedford-Stuyvesant section of the Brooklyn borough of New York. Weinstein, 90, is a World War II veteran appointed by President Lyndon Johnson to the bench in Brooklyn more than four decades ago. Unlike most people their age, New York City’s federal judges prefer to strike one topic from the record: retirement. The federal judicial system has become a case study in how the country will cope in coming decades with a graying America, where each economic crisis increases the likelihood that more people must work beyond 65. (AP Photo/Bebeto Matthews, File) Close
"The arbitrary idea of 65 now is insane, in terms of capacity," said Sweet, who's had knee replacement and wears a hearing aid. "There are now increasing numbers of ways when things begin to poop out, there are curative things that make things better."
The federal courts from coast to coast are places where age is valued like nowhere else. Thanks to the founding fathers, the Constitution guarantees judges jobs for life with full pay — whether they work or not. Many state judges must retire at age 70.
"It's extraordinary," Sweet said. "Just the idea you can keep going if you wish until A, you croak, or B, you or somebody else comes to the realization that you can't go on."
He added: "Don't you think societally, it's important to have the seniors not sitting on the porch, rocking and thinking about how things used to be? But thinking about tomorrow, how things are and how they're going to be?"
Experts on the aging workforce agree.
"There's no question that people who keep on working are happier and healthier," said George Valliant, professor of psychiatry at Harvard Medical School and the former director of the Harvard "Grant Study of Adult Development."
Valliant calls mandatory retirement in many professions "really dumb," given the steady rise in mortality rates. The judges' performance is proof that wisdom and the ability to see irony and paradoxes frequently improves with age, he said.
"They've got what's called compensatory or reserve intelligence," he said.
With aging, "You sometimes lose names," said 90-year-old Jack Weinstein. "You don't lose the capacity for decision making and the capacity for analysis."
Older judges benefit from having nothing to prove, added Weinstein, a World War II veteran appointed by President Lyndon Johnson to the bench in Brooklyn more than four decades ago.
"You don't care really what people think of you," he said. "You're not going anyplace. You're doing it for the joy. And as a public service."
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'Retirement' Missing From Vocabulary of NY Judges
'Practice retirement' an option for those with small nest eggs – The Boston Globe
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But those not quite willing to give up on the dream might consider an alternative approach. Christine Fahlund, a senior financial planner for T. Rowe Price, suggests people consider using their 60s as a “practice retirement,’’ where they keep working, but stop funding retirement plans and use the money to have fun.
What does “practice retirement’’ look like? Instead of retiring and sailing around the world, you might keep working and simply buy a boat; rather than spending the winter on a Florida golf course, take a deluxe golf vacation. Spend a week at cooking classes in Paris, on a bike trip, or seeing Broadway shows in New York.
“The idea is to have your employer fund the fun,’’ Fahlund said.
Moreover, diverting those 10 years of retirement savings to discretionary income has a much smaller impact on retirement than one might expect. By continuing to work, you keep both your salary and your workplace benefits intact. Moreover, each year you delay retirement eliminates a year that has to be financed with savings.
Given today’s life expectancies, that can have a big impact on the numbers. According to the Society of Actuaries, some 13 percent of men and 20 percent of women now aged 65 will still be alive at age 95. Retiring early for them would mean funding more than three decades of retirement with assets accumulated during roughly four decades of work. Simply staying in the workforce a few more years makes that equation easier to balance.
Then, too, there’s the fact that delaying Social Security greatly increases your benefits. Waiting to age 70 almost doubles the annual purchasing power compared with starting benefits at age 62, Fahlund said. And those higher benefits are not only indexed to inflation, but will continue for the rest of their lives.
Consider the example of a couple, each age 60, with a combined salary of $100,000 and a $500,000 nest egg. They’ve been tucking away 15 percent of their annual salary in their retirement plans. If they retire at 62 and start taking Social Security, they end up with an annual retirement income of $51,974 and about $526,000 in retirement savings when they hit age 70.
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'Practice retirement' an option for those with small nest eggs - The Boston Globe
BMO Retirement Tip of the Day: Protect Your Retirement Nest Egg Against Fraudulent Activity
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TORONTO, ONTARIO--(Marketwire -02/26/12)- As the February 29th deadline approaches to make a contribution to a Registered Retirement Savings Plan (RRSP) and as part of its ongoing commitment to improving financial literacy, BMO Financial Group will be providing daily retirement tips during the month of February from BMO Retirement Institute Head Tina Di Vito's new book 52 Ways To Wreck Your Retirement...And How To Rescue It.
Tip Number 49:
Understand the dangers and protect your retirement nest egg against fraud and theft
There are precautions you can take to protect your retirement savings against falling prey to fraudulent activity:
-- Protect your Personal Identification Number (PIN) - Memorize your PIN,
keep it confidential and cover the keypad while punching it in to ensure
no one sees it when you make a credit or debit card transaction. If you
must write it down, never keep it in your purse, wallet or mobile phone
contacts. Keep it somewhere safe and separate from your credit and debit
cards.
-- Do not give out personal information - If you receive an email or call
asking for personal information, be wary. Ask why it is being requested,
how it will be used and how it will be protected. When in doubt, err on
the side of caution and do not provide your information and do your own
research by contacting the company directly to find out whether the
request is valid or not.
-- Always review your statements - One of the easiest ways to spot fraud is
to review your bank and credit card statements every month. If there are
any transactions you do not recognize, contact your financial
institution immediately.
-- Shred it - Rather than put mail with your name, address and any other
personal information straight into the recycling bin, shred it first.
For more information on retirement: http://www.bmo.com/retirement.
Get the latest BMO press releases via Twitter by following @BMOmedia.
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BMO Retirement Tip of the Day: Protect Your Retirement Nest Egg Against Fraudulent Activity
Jimmy Page’s complete ARMS Concert Performance at Madison Square Garden,NYC (12/8/83) – Video
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Jimmy Page's complete ARMS Concert Performance at Madison Square Garden,NYC (12/8/83) - Video
re: GLEE – Full Performance of "Wanna Be Startin’ Somethin’" airing TUE 1/31 – Video
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re: GLEE - Full Performance of "Wanna Be Startin' Somethin'" airing TUE 1/31 - Video
Best Budget/Price to Performance Ratio Gaming PC Build 2012 – Video
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Best Budget/Price to Performance Ratio Gaming PC Build 2012 - Video
Xperia™ U – Powerful and personal – Video
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Xperia™ U - Powerful and personal - Video
Personal Project Performance #3 (Cast 2) – Video
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Personal Project Performance #3 (Cast 2) - Video