June-Marie Raw Food and Fitness Health I danced in video 003 – Video
Posted: March 17, 2012 at 8:34 pm
Original post:
June-Marie Raw Food and Fitness Health I danced in video 003 - Video
HUR Health
Posted: at 8:34 pm
Go here to read the rest:
HUR Health
Sean Avery Retirement Anouncement 3/13/2012 – Video
Posted: at 8:34 pm
Excerpt from:
Sean Avery Retirement Anouncement 3/13/2012 - Video
'Retirement Hell' Forecast By Windsor-Based LIMRA
Posted: at 8:34 pm
The numbers demonstrate how ill-prepared most Americans are for retirement and the daunting circumstances that will make the twilight years difficult for late-generation baby boomers and Generation X.
People in their 30s to 50s are less likely to have pensions than previous generations. Their retirement savings are mired in a low-interest environment. They are expected to live longer than people in previous generations. And health care in their retirement years is projected to be far more expensive than it has been.
The Windsor-based trade group LIMRA, which used to be called the Life Insurance Marketing and Research Association, has tracked how much people are setting aside for their retirement, what people are expecting from retirement and how those paths are diverging.
"Too many Americans are headed for retirement hell," LIMRA CEO and President Robert A. Kerzner said in an interview with The Courant. "They are not going to have the retirement of their dreams."
Two main issues are undermining retirement security people are likely to live longer and they won't have enough money, according to LIMRA, the largest research firm for the life insurance and financial services industry.
Boston College's Center for Retirement Research, in its 2009 National Risk Index, said, "This gloomy forecast is due to the changing retirement income landscape. Baby Boomers and Generation Xers will be retiring in a substantially different environment than their parents did. The length of retirement is increasing as the average retirement age hovers at 63 and life expectancy continues to rise."
A LIMRA analysis of how much U.S. households saved in investable assets including 401(k) accounts and IRAs, but not including home values or pensions shows that 35 percent have less than $10,000. Another 24 percent of households have from $10,000 to $49,999. And 11 percent have from $50,000 to $99,999.
That means 70 percent of Americans have less than $100,000 saved for retirement, not including their pension, Social Security payments and the value of their home. The percentage of working Americans who said they have less than $25,000 in savings and investments has increased from 48 percent to 56 percent between 2007 and 2011.
In a report last year, the American Academy of Actuaries suggested that individuals plan to save $20,000 per year for 25 years, or $500,000. The academy also suggests putting money into an annuity for timed distributions rather than a lump-sum distribution.
How much a person needs for retirement depends on the person, the quality of life they want in retirement, how long they will live, where they will live, monthly expenses and many other factors that are personal and difficult to foresee. However, companies that offer retirement-savings funds recommend a retiree have monthly income that is 75 percent of their working income. Retirement income might include Social Security, a pension and savings.
See the original post here:
'Retirement Hell' Forecast By Windsor-Based LIMRA
LEADERSHIP PRESENCE – Part 2: Presence versus Charisma – Video
Posted: at 8:33 pm
See more here:
LEADERSHIP PRESENCE - Part 2: Presence versus Charisma - Video
How to develop laser sharp focus! – Video
Posted: at 8:33 pm
Here is the original post:
How to develop laser sharp focus! - Video
Mihai Popoviciu – Fever (original mix) – Video
Posted: at 8:33 pm
Read more from the original source:
Mihai Popoviciu - Fever (original mix) - Video
Comic wants laughs, success on her terms
Posted: at 8:33 pm
After two decades of being on the road, hitting audiences with her snappy, sassy sense of humor, B-Phlat now wants to do things her way. Unfortunately, social networking isnt one of those things.
Im not using Twitter or Facebook anymore, says Phlat, 42, on the phone from her Philadelphia home. I shut it down because I dont do it. My fans, the people who follow me, they dont be on Twitter or Facebook.
Although social networking has helped many comics get fans and followers, the St. Louis-born comic (real name: Beverly Perkins) finds that she doesnt need it. She says shes accumulated enough of an online fanbase via the periodic newsletter, which includes a calendar of her upcoming dates, she sends her fans via email.
Heres another thing about me: Ive never really followed trends because Ive been doing comedy before Twitter or Facebook, youknowhamsayin, she says. So, Ive always been able to reach out to my people. I have more people, a core of people, in my email that actually follow me versus the people on Facebook. And, with Twitter, Im like where are these people following me, cuz dont nobody come to my show, you know. I reach out to them in reference to where Im gonna be. I try to find out who came to the show from Facebook or Twitter. Thats never the case because everybody wants to just sit at home and think that youre gonna post all your material and everything on Facebook and Twitter.
I dont work like that. That dont pay me. And, besides, Im a stand-up comedian, so come to the show. People arent social like they should be. Get your [backside] out the house and come out and see a show, versus sitting at home, laughing and other people dont know youre laughing.
Getting off the road
Fans of the comedienne, especially those who are considering seeing her headline the Women of Comedy: A Night to Remember shows this weekend in Raleigh, may want to take her up on that. Just recently, the self-described hard-working road comedian has decided to lay off touring, stopping at the end of June. Phlat, who has performed not just in this country but in others, such as Mexico, Germany and England, says shes focusing on doing a few shows a year. More specifically, shes concentrating on doing her one-woman show, St. Philly: My Black Utopia.
Utopia has been Phlats baby for the past several years, having done stage productions of it in Los Angeles and Dallas. Its basically Phlats love letter to the place shes called home. The same place where she got her nickname, via a guy she used to work out with. (He was saying I was from the Midwest and I had a flat butt.) The place where she got her start doing stand-up in the mid-90s, while working at a law firm as a marketing director. The place where she would become a regular on the local comedy scene, befriending up-and-comers like rising star Kevin Hart. The place where she honed her comedic talent before landing TV spots on such stand-up shows as Def Comedy Jam and ComicView.
She says, Its about my neighborhood and my triumph here and just being a woman, having to overcome things in a funny story.
Phlat isnt limiting herself just to the stage. While she says shes never had luck breaking out in Tinseltown (Im so not the Hollywood type, believe me, she says with a laugh. Ive been put out of meetings!), she is intent on becoming a prominent figure in the literary and radio worlds.
Read more:
Comic wants laughs, success on her terms
Winning philosophy builds strength at Kirk Gross Co.
Posted: at 8:33 pm
Fifth in a series of articles highlighting the top financial executives in the Cedar Valley, as selected by a committee for the Cedar Valley Business Monthly.
WATERLOO --- Success in steering a company is as simple as applying one's personal fiscal philosophy on a bit larger scale, according to Julie Hayes, chief financial officer and treasurer with Waterloo-based Kirk Gross Co.
"I think the best way I can influence the financial health is to continually push to better serve our customers, to evaluate our processes, anticipate where we can do better and truly appreciate our successes," said Hayes, 52, a native of Waterloo. "It's a daily challenge I put on myself."
Hayes, a 20-year employee, does a superb job of safeguarding the "three-legged stool for success," at Kirk Gross Co., a 75-year-old company that provides architectural and interior design services, general construction and office furniture, said CEO Bob Buckley.
"She brings a great deal of professionalism to the office and just her understanding of accounting, but also the complexity of the different businesses we're in," Buckley said. "It has certainly been a big part of our ability to grow."
Hayes earned an accounting degree from the University of Northern Iowa and has been a certified public accountant since 1982.
She said her education has never stopped.
"I can honestly say my education at UNI gave me the capacity for continual life learning and to appreciate all aspects of business," she said. "It taught me that if I don't know how to do something, I'll figure it out."
Read more here:
Winning philosophy builds strength at Kirk Gross Co.
Peak Performance Principles – Personal Development Training Video Featuring Jack Canfield – Video
Posted: at 8:33 pm
Go here to read the rest:
Peak Performance Principles - Personal Development Training Video Featuring Jack Canfield - Video