My Health
Posted: March 18, 2012 at 11:53 pm
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My Health
Prepper Health and Fitness – Video
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Prepper Health and Fitness - Video
Fitness First poised to be saved through debt-for-equity swap
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The largest health club group in the world - Fitness First - is said to be close to being rescued by a private investment fund
Sunday, March 18, 2012 8:58 PM
THE largest health club group in the world - Fitness First - is close to being rescued by a private investment fund as it buckles under a 550 million debt burden.
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The gym chain, which employs 13,000 people and has 1.2 million members worldwide, is set to fall under the control of Oaktree Capital, the Mail on Sunday said.
Oaktree, which has reportedly been buying up the chains debt and now owns more than a third, is in talks with Fitness Firsts private equity backers BC Partners over a debt-for-equity deal.
Fitness First, which has 430 clubs worldwide, including 140 in the UK at locations including Colchester and Chelmsford, recently warned that it was unlikely to make an 18 million interest payment due this month.
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Fitness First poised to be saved through debt-for-equity swap
Fitness First ‘close to rescue’
Posted: at 11:53 pm
The largest health club group in the world Fitness First is close to being rescued by a private investment fund as it buckles under a 550 million debt burden.
The gym chain, which employs 13,000 people and has 1.2 million members worldwide, is set to fall under the control of Oaktree Capital, the Mail on Sunday said.
Oaktree, which has reportedly been buying up the chains debt and now owns more than a third, is in talks with Fitness Firsts private equity backers BC Partners over a debt-for-equity deal.
Fitness First, which has 430 clubs worldwide, including 140 in the UK, recently warned that it was unlikely to make an 18 million interest payment due this month.
A debt-for-equity swap will see Oaktree take a majority share but will allow BC Partners to keep part of its stake, which might lessen its losses in Fitness First.
BC Partners paid 835 million for Fitness First in 2005, which it has already mostly written off after the company racked up millions of pounds of debts.
Fitness First, along with rival LA Fitness, has found revenues squeezed in recent months because consumers are spending less and budget gym operators are growing.
The chain was paying 144 million in interest on its borrowings each year on revenues of 636 million, it was reported.
BC Partners fired the companys top management team as part of an overhaul, including chief executive Colin Waggett, finance director Duncan Tatton-Brown and UK managing director John Gamble.
Rothschild and veteran restructuring consultant Donald Featherstone, European head of the turnaround practice AlixPartners, were hired as advisers on its negotiations with lenders. BC Partners was forced to pull a planned 1 billion Singapore listing in 2011 after 17 of the 20 previous flotations tanked below their flotation listing price.
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Fitness First ‘close to rescue’
Chael Sonnen Hosts Anderson Silvas Retirement Party – Video
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Chael Sonnen Hosts Anderson Silvas Retirement Party - Video
The retirement crisis: Even when we need to work longer, many of us can't
Posted: at 11:53 pm
Here's our retirement crisis in a nutshell: Americans realize that they need to work longer and save more, but in many cases they can't.
Reality intrudes in the form of layoffs, a chronically weak job market and sometimes poor health. Having skimped on saving in their younger years, folks know they should stay on the job well past age 65, but then they're forced to quit sooner.
In the Employee Benefit Research Institute's annual retirement confidence survey, 37 percent of respondents said they intend to work past 65. That's up from just 11 percent in 1991, which means that a generation of workers has largely discarded their parents' notion of a traditional retirement age.
When the EBRI talked to retirees, though, half said they had left the work force unexpectedly. Often, having to leave ahead of schedule led to worries about having enough money to cover even basic expenses.
In another mismatch between expectations and reality, 70 percent of workers think they'll work a part-time job in retirement, but only 27 percent of current retirees are doing so. A lot of people, then, are counting on income that won't be there when they need it.
Folks do realize that they may have to cut back. Only 14 percent of workers expressed confidence that they'll be able to afford a comfortable retirement. When pollsters asked about paying for medical expenses and long-term care, the very confident number falls as low as 9 percent.
The insecure majority of workers aren't just being worrywarts, either. They're responding to some very troubling trends in the economy.
The level of job insecurity is something we hadn't found before, said Craig Copeland, a senior research associate at the EBRI. We are seeing that even people with jobs feel that a lack of job security is one of the biggest concerns they have.
Furthermore, even people who have good jobs probably don't have a traditional pension plan, at least not in the private sector. Most of us are responsible for our own retirement security.
And most of us are falling short. More than 60 percent of workers, and 55 percent of retirees, have less than $25,000 in any form of savings, the EBRI found. That's not much, considering that many folks can expect to live 20 years or more in retirement.
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The retirement crisis: Even when we need to work longer, many of us can't
PK Subban . off-season training Laylor Performance Systems – Video
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PK Subban . off-season training Laylor Performance Systems - Video
Afghan Suspect’s Life Marked by Honors, Personal Setbacks
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By Peter Robison, James Nash and Alison Vekshin - Sun Mar 18 18:05:59 GMT 2012
March 16 (Bloomberg) -- John Henry Browne, a lawyer representing the U.S. army sergeant held in connection with the killings of 16 civilians in Afghanistan, discusses his communication with the soldier and his family. Emma Scanlan and Richard Adler also spoke at the news conference yesterday in Seattle, about 50 miles (80 kilometers) north of Joint Base Lewis-McChord, the soldier's home station. (Source: Bloomberg)
Robert Bales, the U.S. Army staff sergeant suspected of killing 16 Afghan civilians, was a decorated veteran who also experienced wounds in service and setbacks at home.
He once spoke of saving civilians when his infantry unit in the Iraq war found villagers and family members of Iraqi fighters after the 2007 Battle of Najaf, also known as the Battle of Zarqa, that left 250 insurgents dead. The American soldiers turned from fighting to saving lives, according to a military account.
Ive never been more proud to be a part of this unit than that day, for the simple fact that we discriminated between the bad guys and the noncombatants and then afterward we ended up helping the people that, three or four hours before, were trying to kill us, Bales said in an interview for the 2009 report.
Yet women and children were among the 16 victims of the March 11 shootings in two villages in southern Afghanistan, according to U.S. officials who on March 16 identified Bales, a 38-year-old married father of two, as the suspect. The killings threaten to erode U.S.-Afghan relations, drain remaining U.S. and European support for the war and add pressure to speed troop withdrawals.
Along with a career marked by military honors, a portrait emerged of Bales as a man who had faced financial troubles and brushes with the law. He was a soldier who had been injured twice in Iraq, spurned when he sought a promotion and deployed to Afghanistan even though his family opposed him going into combat again.
Bales was flown March 16 to a U.S. military prison in Fort Leavenworth, Kansas, Army Colonel James Hutton said in a statement. Bales was being held in a medium-security facility in his own cell and no charges had been announced in the killings. Baless attorney, John Henry Browne of Seattle, will meet with his client tomorrow at the prison, Brownes colleague Emma Scanlan said today in an e-mail.
The Army turned down a request from Bales for a promotion last year, his wife Karilyn wrote March 25 on a blog she maintained as an online family diary. She said her husband was very disappointed after all of the work Bob has done and all the sacrifices he has made for his love of his country, family and friends.
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Afghan Suspect’s Life Marked by Honors, Personal Setbacks
BYU women's track and field: Cougars earn several personal bests in San Diego
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SAN DIEGO A rain-shortened schedule did not prevent the BYU womens track and field team from producing several personal-best marks at the first meet of the outdoor season Saturday.
It rained so much that the drainage system on the track overflowed and caused some flooding in the competition area, BYU head coach Patrick Shane said. We did not get to compete as much as we wanted, but we still had some great performances and personal bests.
Junior Allyson Anderson had the best performance of the day when she topped her javelin personal record by nearly three meters with a toss of 49.82m (163-05). She finished first in the event. Amber Huntington placed fourth with a throw of 43.28m (142-00).
Also setting a new personal record was sophomore Martha Shephard. Shephard placed eighth in the hammer throw with a toss of 53.17m (174-05).
In the pole vault, Rachel Fisher competed for the first time in over a year. Fisher led BYU with a third-place finish in the event with a vault of 3.87m (12-8.25). Diana McAllister Perry and Nicole Naatjes tied for sixth with a jump of 3.72m (12-2.50).
Taylor Stapley led the way in the high jump with a third-place finish with a mark of 1.65m (5-5.00). Ada Robinson placed sixth with a jump of 1.60m (5-3.00) and Diana Blauer took 11th with a leap of 1.55m (5-1.00).
Taylor is really on a roll, Shane said. She performed great during the indoor season and is off to a good start here in outdoor.
Melissa Keltner finished fourth in the triple jump with a leap of 5.57m (18-3.25).
On the track, Angela Shields and Brooke Jensen both finished the 100m hurdles in 15.61 while Kassie Jensen nabbed third in the 100m in 12.27.
BYU will head back to California on Friday to compete in the USC Invitational.
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BYU women's track and field: Cougars earn several personal bests in San Diego
Celebrity Life Coach Personal Development Training Plan – John Spencer Ellis – Video
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Celebrity Life Coach Personal Development Training Plan - John Spencer Ellis - Video