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Coon Rapids seniors learn about fitness, exercise and nutrition

Posted: June 6, 2012 at 9:23 pm


Senior citizens at the Coon Rapids Senior Center celebrated National Senior Health and Fitness Day May 30 with special activities and guests, including Kelly Lindell, host of the cable TV show Active Aging.

The National Senior Health and Fitness Day at Coon Rapids Senior Center began and ended with exercises, first led by Kelly Lindell and then by Greg Springman of Live 2 B Healthy. Photo by Bethany Kemming

The event centered around five aspects of fitness: mental, spiritual, physical, nutritional and social.

Physical fitness book-ended the event, as Lindell led beginning exercises and Greg Springman of Live 2 B Healthy Senior Fitness led the exercises at the end.

I like to think of physical fitness as the book-ends which hold up your health. If youre physically unfit its hard to do other things, Lindell said.

Lindell has worked for more than 20 years in the fitness industry with NordicTrack, Medtronic and Lifetime Fitness. Her TV show Active Aging is geared towards helping seniors stay healthy and strong. The show started airing a year and a half ago.

Lindell is also owner and president of Comfort Keepers In-Home Care Northwestern Twin Cities office.

According to Lindell, muscle mass can quickly decrease in later years, a rate of six pounds of muscle per decade, but fitness can prevent that loss and increase muscle mass.

A loss in muscle mass can lead to more arthritis pain, a lower metabolism and other health problems, Lindell said.

And aging can really just be a loss of use as adults become more sedentary, she said.

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Coon Rapids seniors learn about fitness, exercise and nutrition

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June 6th, 2012 at 9:23 pm

Posted in Health and Fitness

Delaying retirement? Here's how to make it work

Posted: at 9:23 pm


(MoneyWatch) Americans now view age 67 as the age at which they expect to retire, according to a recent poll by Gallup. This is up from age 66 a year ago, age 63 a decade ago, and age 60 in the mid-1990s.

There are various reasons respondents gave for this increase, including insufficient savings, crashes in the stock and housing markets, a weak economy and job market, and uncertainty about Social Security and Medicare. Given these trends, the increase in the expected retirement age is certainly understandable, and may even reflect a permanent change in Americans' expectations.

But are these expectations realistic? The Gallup poll reported that the average age at which people actually retired increased from age 57 in 1991 to only age 60 today. Other polls, such as the Employee Benefit Research Institute 2012 Retirement Confidence survey, also reported that many Americans are often forced to leave the workforce before they planned.

Add to these challenges the pervasive dissatisfaction that many people report with their work lives, and you've got a group of people who may be in a bind. For example, according to Mercer's recent What's Working survey, only 60 percent of workers age 55 to 64 are satisfied with their employer, a rating lower than that of all younger age groups. But this group is also the least likely to quit; only 24 percent of this older age group report they are seriously considering leaving their current employer -- again the lowest rating of all age groups.

This puts in numerical terms that sad refrain, "Work sucks, but I need the bucks." Fortunately, there's an answer to that dilemma that, while obviously challenging in practical terms, is simple in principle:

1. Don't do work that sucks 2. Need fewer bucks

While that's easier said than done, of course, it vividly tells you what to focus on. So let's see how you might actually make this two-step strategy work.

Don't do work that sucks

Numerous articles focus on the mechanics of job-hunting for older workers, and that is indeed a valuable exercise. But before running off to find a job, take the time to ask yourself exactly what you should be hunting for. How can you find work that gives you satisfaction instead of frustration? I asked this question of John Nelson, author of "What Color Is Your Parachute - for Retirement?" and he had some interesting advice to offer.

John's next suggestion was to start fresh or lower on the totem pole in a new area. Like people in their 20s, who have few monetary commitments and are just starting out, people in their 60s might also be able to afford to take some risks. They may have fewer monetary commitments such as dependent children, they may also have a savings cushion on hand, and they have a lifetime of experience to draw upon to help them find a new career. John suggests that you assess your interests and discover the skills that you most like to use, then look for an organization that supports your values and find a group of people whom you actually want to spend time with.

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Delaying retirement? Here's how to make it work

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June 6th, 2012 at 9:23 pm

Posted in Retirement

Colorado Retirement Expert Offers 10-Hour Continuing Education Opportunity for Local CPAs

Posted: at 9:23 pm


DENVER, June 6, 2012 /PRNewswire/ --Retirement Planning Resources expert Chris Ravsten is offering a continuing education lunch and learn to teach Denver CPAs about two of the most underutilized and misunderstood tax reduction concepts concerning sections 412i and 412eIII of the IRS code.

Attendees will enjoy lunch at the Cool River Cafe on Monday, June 11th, 2012 from 11am to 1pm while learning how to help clients who are paying taxes on 1099 capital gain income from investment portfolios and those who are paying more than $100,000 a year in income taxes.

Along with these IRS codes, attendees will also learn about tax-loss harvesting and individual security sales within an investment portfolio. These concepts help clients retain earnings and reduce income taxes.

CPAs attending the event will also get the chance to discuss how to use a captive insurance company to deduct up to $1.2 million in profits, tax-deductible, to self-insure liabilities.

Speakers will include

Attendees will earn 10 hours of CPE upon the completion of this course.

The tax information event of the year, interested CPAs can RSVP or get more information by calling 303- 749-5842 or emailing Roni@RetirePR.com.

Retirement Planning Resources is Denver's source for information on tax-free retirement preparation. Helping clients across Colorado prepare for their futures, Melinda Ravsten and the Retirement Planning Resources team works diligently to help pre-retirees and retirees prepare for retirement and save their hard-earned money from taxes and the volatility of the unsteady stock market.

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Colorado Retirement Expert Offers 10-Hour Continuing Education Opportunity for Local CPAs

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June 6th, 2012 at 9:23 pm

Posted in Retirement

Retirement savings: How do I protect my nest egg?

Posted: at 9:23 pm


I'm 55 years old and feel I can't afford to lose my savings if the market tumbles. What should someone 10 years from retirement do to protect her nest egg from the next downturn? -- Vicky I., Wheaton, Ill.

Given the recent lousy jobs report for the U.S., Europe's ongoing debt woes and the stock market's roughly 10% decline since the beginning of April, I can understand why you're anxious about market losses decimating your retirement stash.

But while protecting your savings from Armageddon in the markets is certainly one goal as you head into the home stretch to retirement, it's not your only aim. If it were, I'd tell you to just invest your nest egg in Treasury bills or FDIC-insured savings accounts and stop worrying. You wouldn't earn much -- maybe 0.5% or so -- but your dough would be safe.

Problem is, that with at least 10 more years of investing before you retire and maybe another 25 to 30 years after retiring, you can't afford just to huddle in the most secure accounts.

If you want your nest egg to support you over the course of a long retirement, during which inflation could conceivably double your living expenses, you're going to need at least a little bit of capital growth from your retirement investments.

So the question for you is this: How do you balance your goal of safety with the need for some growth?

The answer lies in assembling a mix of stocks and bonds that can prevent a market selloff from vaporizing your savings while simultaneously giving you a shot at returns high enough to maintain your purchasing power in retirement.

Danger zones: Common threats to your home

Unfortunately, as much as I'd like to I can't give you the stocks-bonds blend that's right for you. The mix that's appropriate will depend on such factors as how large a nest egg you have (the more money you have, the more you can likely afford to invest in stocks), how much risk you're willing to take (the more anxious you get when your savings balance falls, the less you'll want to put in stocks) and what other resources you have to fall back on (if you have a pension or lots of home equity you can tap, you can devote more to stocks).

But I can suggest two ways you can get a decent sense of how to divvy up your savings. The first is to check out a target-date retirement fund. For example, Vanguard's Target Retirement 2020 fund -- which is designed for people in their mid-to-late 50s planning to retire in 2020 or thereabouts -- has about 65% of its assets in stocks and 35% in bonds. You don't have to adopt that mix exactly. But you can use it as a starting point and then raise or lower the stock percentage depending on your tastes.

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Retirement savings: How do I protect my nest egg?

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June 6th, 2012 at 9:23 pm

Posted in Retirement

NIH, EPA Announce Competition to Develop Personal Air Pollution and Health Sensors

Posted: at 9:23 pm


Challenge will spur collaboration between health researchers and technologists

Newswise A competition to create a personal sensor system that measures air pollution and a persons physiological response to it will offer cash awards to finalists, federal officials announced today. The goal is to help researchers, communities, and physicians better understand the connection between air quality and health.

The My Air, My Health Challenge is sponsored by the National Institutes of Healths National Institute of Environmental Health Sciences (NIEHS), the U.S. Department of Health and Human Services Office of the National Coordinator for Health Information Technology, and the U.S. Environmental Protection Agency (EPA). Details of the competition, developed in conjunction with crowdsourcing firm InnoCentive, are available at http://www.challenge.gov.

Competitors will propose designs for sensors that can be easily worn or carried. In addition to gathering data on chemical and/or particulate air pollutants, these sensors will measure health parameters, such as heart rate and breathing. The proposals should also address how to make a wide array of collected data available to a broad spectrum of researchers, public health institutions, and other interested parties.

Up to four finalists will each receive $15,000 and will be invited to develop their proposals into working prototypes, to demonstrate how their systems can be integrated for practical use by people, and health and environmental agencies. One finalist will be awarded $100,000 for the most effective solution for integrating physiological and air quality data that is usable and meaningful to long-term health outcomes.

The announcement was made by NIEHS Director Linda Birnbaum, Ph.D., and EPA Science Advisor Glenn Paulson, Ph.D. It was one of several competitions unveiled during this weeks Health Data Initiative Forum. The Health Data Initiative is a public-private collaboration, launched by HHS and the Institute of Medicine, which encourages innovators to utilize health data to develop applications that raise awareness of health system performance and spark community action to improve health.

Were all different, and our bodies react in different ways to pollution and other harmful toxins in our environment, said Birnbaum. We believe pairing health researchers with technology innovators will help us get the tools we need for a more complete picture of what people are breathing and how it might affect their health.

Paulson said, This competition provides an opportunity to tap into the ingenuity of Americans to build technology to improve health. In the future, these types of personalized devices will enable people to make better informed choices about their own health and their environment.

Those interested can learn more about the competition during a webinar, which will take place June 19 at 4 p.m. EDT. For additional information about the webinar and the My Air, My Health Challenge, visit http://www.challenge.gov.

The NIEHS supports research to understand the effects of the environment on human health and is part of NIH. For more information on environmental health topics, visit http://www.niehs.nih.gov. Subscribe to one or more of the NIEHS news lists (http://www.niehs.nih.gov/news/releases/newslist/index.cfm) to stay current on NIEHS news, press releases, grant opportunities, training, events, and publications.

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NIH, EPA Announce Competition to Develop Personal Air Pollution and Health Sensors

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June 6th, 2012 at 9:23 pm

Seethawakapura UC’s success story in garbage disposal

Posted: at 9:22 pm


Disna MUDALIGE

We must ourselves carve out solutions for the problems created by us. Instant or ready made solutions may not be available for them. The problems which have become complicated due to long years of negligence and inaction would be impossible to be solved overnight. However, saying that, it is not prudent for all of us to just sit and worry assuming that nothing can be changed. If you wish to bring about a change leading to a long lasting solution, you must at least begin somewhere.

ILO Green Jobs National Project Coordinator Shyama Salgado

This line of thought I believe suits the efforts of 'garbage' or as now referred 'solid waste' management in Sri Lanka. As estimated the daily waste generation in our country amounts to about 6,700 tons. However, as reported only about 2,800 tons of waste is being collected daily. The per capita solid waste generation in Sri Lanka is 0.4kgs.

The solid waste has become a real menace in the Western Province. The daily waste collection from the Western Province is over 1,600 tons. Local Government Authorities (LGAs) in Sri Lanka are responsible for collection and disposal of waste generated by the people within their territories. This provision is made in the Local Government Act.

However, LGAs alone are unable to cope with this menace due to lack of financial, technological and human resources and knowledge. The assistance of the Central Government and NGOs concentrating on this aspect is much needed for this task. The efforts of the International Labour Organization (ILO) Green Jobs Project in Sri Lanka to push forward the country for a positive change in the solid waste sector with the coordination of all relevant stakeholders is praiseworthy in this light.

The ILO launched its Green Jobs in Asia programme in Sri Lanka in the last half of 2010. Sri Lanka chapter is one among five Asian countries where this project operates. The other four countries are Indonesia, Philippines, Bangladesh and Nepal. In the Sri Lankan project, we have focused the waste sector, while Bangladesh project focuses on solar paneling, Philippines on green constructions and Indonesia on eco-tourism. Globally we look at eight key sectors. They are fisheries, agriculture, forestry, fishing, energy, resource-intensive manufacturing, recycling, building and transport, Green Jobs National Project Coordinator Shyama Salgado explained.

This timely project addresses the issues in the solid waste sector in a more planned and practical manner. The most common method of disposing the solid waste collected is open dumping, which has led to numerous environmental and health issues. Production of compost from the municipal waste is one recommended option for the LGAs to follow. However, to initiate such a project, the waste should be separated into bio-degradables and non-biodegradables. About 55 to 60 percent of the waste collected in Sri Lanka consists of bio-degradable parts.

Waste can be separated during the collection and at the dumping site. For that, the LGAs must be provided with necessary equipment and trained workers. The ILO under the Green Job project extends its support to selected LGAs to convert the waste into a valuable resource through value addition.

It also concentrates on the welfare of lower level workers in the waste sector such as waste collectors and separators of whom the majority are informal workers.

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Seethawakapura UC’s success story in garbage disposal

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June 6th, 2012 at 9:22 pm

Posted in Personal Success

Skillsoft’s New Personal Productivity Improvement Series Helps Professionals Get in the Zone

Posted: at 9:21 pm


NASHUA, N.H.--(BUSINESS WIRE)--

Skillsoft today announced a new solution that helps professionals develop and strengthen their personal productivity and time management skills. Personal Productivity Improvement is offered through Skillsofts award-winning Business Skills Library. The series, which is available through Skillsofts cloud based learning solutions, offers interactive courses, searchable full-text digital books, job aids, and videos of CEOs and globally respected business thought leaders. To further foster personal productivity and any time anywhere learning, many of these elements can be accessed through mobile devices. The Personal Productivity Improvement series builds on Skillsofts history as a pioneer in the field of learning, its long history of innovation and as a provider of solutions for its customers worldwide, spanning global enterprises, government, education and small to medium sized businesses.

Personal productivity and effective time management are essential best practices for every employee in todays business environment of constrained resources and strict project deadlines, said Russ Howard, director, content programs, Skillsoft. This new personal productivity series is aimed at business professionals seeking tips and tools for managing their work day, becoming more organized, establishing priorities, and staying on top of key tasks. This new offering, and other Skillsoft learning solutions, enable professionals to optimally manage their time, and improve their productivity both in the workplace and in their personal lives.

Skillsofts engaging learning assets also include Personal Productivity Improvement: Workspace Management. This interactive experience introduces ways in which an organized workspace can bolster productivity. Specific guidelines for organizing workspaces in the most efficient manner possible are also introduced. Personal Productivity Improvement: Self-Organization and Overcoming Procrastination, covers techniques to help you get organized and accomplish more. It discusses self-management, how to recognize and overcome procrastination and how to eliminate time wasters. The third asset in the series deals with task management and the breaking down of projects into smaller more manageable tasks. Personal Productivity Improvement: Managing Tasks and Maximizing Productivity reviews priority setting and ways you can use organizational tools to stay on top of key tasks and projects.

Tweet This: .@SkillSoft announces Personal Productivity Improvement #learning solution to improve time management and efficiency http://bit.ly/Kv1RrO

For time management specifically, Skillsoft is now offering free access to an ExecBlueprint to jumpstart professionals personal productivity and time management training. The ExecBlueprints are an executive-focused collection that provides best practices insight on strategic business issues, helping to formulate planning and action. Providing unique perspectives from industry leaders, the ExecBlueprints collection helps executives stay current and informed on those issues that have a direct impact on success. The ExecBlueprint, Making the Most of a Non-Renewable Resource: Seven Essential Time Management Strategies by John Grant, L. Randolph Lowry, Stanley (Stan) C. FeuerbergandMark Daley is available at http://www.Skillsoft.com/online/fy12/courseware-innovations/?srcID=PR.

In addition, Skillsoft offers on-demand, instant access to the complete text of thousands of best-in-class books, book summaries, research reports and best practices by leading business publishers. Skillsofts time management and personal productivity learning assets include:

Through its Leadership Development Channel (LDC), Skillsoft also offers best-selling business authors, experts and executives discussing personal productivity and time management, including Laura Stack, David Allen and Peter Bregman. Stack, a well-known time management and productivity expert that works with international leaders, entrepreneurs, salespeople, and professional services firms on improving output, lowering stress, and saving time in the workplace, will be hosting a free webinar on June 20 based on her book What To Do When There's Too Much To Do. For more information please visit: http://learning.skillsoft.com/LP=62?elqCampaignId=146&srcID=TimeMgt_wb_Press_Release.

To learn more about Skillsoft's Business Skills Library and specific assets such as The Importance of Time Management and Personal Productivity Improvement series please visit: http://www.Skillsoft.com/online/fy12/courseware-innovations/?srcID=PR.

About Skillsoft

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Skillsoft’s New Personal Productivity Improvement Series Helps Professionals Get in the Zone

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June 6th, 2012 at 9:21 pm

Tina Fey big winner at Audie Awards

Posted: at 9:21 pm


Story Topics Human Interest Story Entertainment_Culture William Shatner Jane Fonda Tina Fey Follow Us On Facebook Follow @washtimes Question of the Day Are you concerned with the growing federal debt? Yes No Undecided Other Login to Vote

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NEW YORK (AP) - Tina Fey, Jane Fonda and William Shatner are now award winners in the book world.

On Tuesday night, Fey received Audie Awards for Audio Book of the Year and best Biography/Memoir for her narration of her million-selling Bossypants. Fonda won in the Personal Development category as the reader of her own Prime Time. Shatner was cited in Humor for Shatners Rules. An audiobook about the Titanic, The Watch That Ends the Night, won for Distinguished Achievement in Production.

Hope Davis narration of Ann Patchetts State of Wonder won for literary fiction and Will Pattons reading of James Lee Burkes Feast Day of Fools won for mystery. The awards, in more than 25 categories, were sponsored by the Audio Publishers Association.

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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Tina Fey big winner at Audie Awards

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June 6th, 2012 at 9:21 pm

Scottrade Announces National Client Education Conference Schedule

Posted: at 9:20 pm


ST. LOUIS--(BUSINESS WIRE)--

Investing services company Scottrade, Inc., today announced four Client Education Conferences designed to help self-directed investors and traders learn strategies and how to use the variety of tools available through Scottrade. The events are part of the companys continued commitment to client education.

The four-city conference series begins in Los Angeles (June 30), then travels to Houston (July 21), Tampa, Fla. (Aug. 18) and ends in New York City (Oct. 20).

With our new presentation topics this year we are helping clients execute their investment strategies whether they are long-term investors, traders or interested in learning about options investing, said Kristin Grupas, Scottrades assistant director of client education. Scottrades aim is to help our clients become better investors. Through these large conferences, coupled with our small-group in-branch investment seminars and our online resources, we are helping people overcome barriers to achieve success.

Guest presenters at the events include industry professionals from Learning Markets, LLC, and the Chicago Board Options Exchange. Scottrade operates more than 500 branch offices across the country and local branch associates will available to meet with clients before and after each presentation, provide one-on-one tutorials and answer specific questions about investing online.

Three learning tracks for investors, traders and those interested in options investing are designed to help clients expand their knowledge in areas most relevant to them. Presentation topics include:

Scottrade compliments its in-person client education with a robust online offering of educational resources through the Scottrade Knowledge Center, including live webinars, calculators, videos and how-to instructions on topics ranging from investing basics, trading stocks online to understanding technical analysis. The Scottrade Online Community provides a forum for clients to ask questions and share strategies with one another.

For more information or to register to attend one of the Scottrade Client Education Conferences, visit http://www.scottrade.com/events or visit a local branch office.

About Scottrade, Inc.

Investors who enjoy online stock trading will find value and personalized customer service at online investing firm Scottrade, Inc. Founded in 1980, Scottrade enables customers to learn about online trading tools, stock market research and how to buy stocks online, many at just $7 per trade. With more than 500 nationwide branch offices, Scottrade has the largest branch network among online brokerage firms. To learn more about one of FORTUNE magazines 100 Best Companies to Work For, visit about.scottrade.com or http://www.scottrade.com and follow us on Facebook, Twitter, YouTube and Flickr. Member FINRA/SIPC.

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Scottrade Announces National Client Education Conference Schedule

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June 6th, 2012 at 9:20 pm

Posted in Online Education

New Report From Contact North Shows Online Learning is Thriving Across Canada

Posted: at 9:20 pm


THUNDER BAY, Ontario, June 6, 2012 (GLOBE NEWSWIRE) -- /NOT FOR DISTRIBUTION TO U.S. NEWS WIRE SERVICES OR FOR DISSEMINATION IN THE UNITED STATES/

Contact North | Contact Nord, Ontario's distance education and training network has released a new report describing how public colleges and universities across the country are providing extensive and innovative online learning opportunities for their students and positioning Canada as a global online learning hub.

Online Learning in Canada 2012: At a Tipping Point, is the first in what will become a regularly updated check-up on the state of online learning in this country. With the report, Contact North | Contact Nord hopes to provide a national perspective on the latest developments in online learning in each of the provinces and territories -- something that hasn't been done in more than a decade.

"The release of Online Learning in Canada marks the first time in many years that an organization has published such a cross country check-up on online learning," said Maxim Jean-Louis, President -- Chief Executive Officer, Contact North | Contact Nord. "We invite colleagues across Canada to contribute to this 'work-in-progress' which we hope will stimulate collaboration and sharing in the field of online learning amongst provinces and territories across Canada, with the ultimate goal of providing a higher quality learning experience for all students."

The report estimates that there are currently between 875,000 and 950,000 post-secondary student registrations in online courses in Canada and that number is growing. According to the report, Canada's strength in online education lies in:

"This cross country check-up further reminds us that there remains a need for a Canada-wide strategy for online learning," noted Dr. Tony Bates, a Canadian and international expert in online learning. "Such a strategy could position Canada to successfully compete with other international jurisdictions and Online Learning in Canada provides us with a good background for the discussion."

The full Online Learning in Canada 2012: At a Tipping Point report can be downloaded on the Contact North Contact Nord website. Contact North Contact Nord is inviting post-secondary institutions in other provinces and territories to visit its website to share updates and information on new developments in online learning that can be included in future editions.

For more information:

CONTACT NORTH | CONTACT NORD

Louise Gaudrault Marketing & Communications Coordinator Tel: 1-855-345-5035 (toll-free) louise@contactnorth.ca http://www.contactnorth.ca

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New Report From Contact North Shows Online Learning is Thriving Across Canada

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June 6th, 2012 at 9:20 pm

Posted in Online Education


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