A health and food fair will be held from 10 a.m. to 3 p.m. Saturday atMain Street Square.

The event features seminars every half-hour by representatives from Shaklee, Enigma Restaurant, Koko Fit Club, Body by Vi, Black Hills Milk, Wild Idea Buffalo, Rapid City Fire Department, Rapid City Regional Health and Best Little Hair House.

The Rapid City Fire Department will give tutorials on Friends and Family CPR, and Sanano Karate Club will give ongoing demonstrations at their booth.

Enigma Restaurant will serve healthful and organic food.Other businesses and organizations involved include Alternative Health Care Center, Black Hills Arthritis Association, Black Hills Health & Education Center, Black Hills Health & Wellness Center, Carol Whites Personal Fitness Studio, City of Rapid City Solid Waste Division, Downtown Dental, Healthy Happy Strong U, It Works! Global the Ultimate Body Applicator, LadyFit, Life Force International, Main Street Market, Market America, New Freedom Acupuncture & Oriental Medicine, Q Lasers, Regional Health Diabetes Education, Regional Health Weight Management, South Dakota Cattle Women, Twistedsage and YMCA of Rapid City.

Main Street Squares Farmers Market will be open from 9 a.m. to 1 p.m.

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Health fair to be held at Main Street Square

GRAND FORKS, ND--(Marketwire -06/14/12)- Alerus Retirement Solutions, a division of Alerus Financial, N.A., introduces a mobile app, available for both iPhone and Android devices. With the Alerus Retirement Solutions mobile application, retirement plan participants receive fast and secure inquiry access to their account information. The app allows Alerus Retirement Solutions to build a closer relationship with the participants on a day to day basis. Participants can view account activity, current balance by investment and source, rate of return, and recent contribution information. "We are excited to offer this on-the-go solution for our growing population of mobile plan participants," said Brian Overby, president of Alerus Retirement Solutions.

The app gives participants an easy way to see their retirement account at-a-glance where they live, work, and play. They will also receive important personalized alerts about account events regarding contributions, loans, and market changes. The app positions Alerus Retirement Solutions as an industry leader, as Smartphones continue to be the fastest growing channel in the retirement business. Trent Richardson, president of PlanServe Data Systems added, "The mobile app is not only enabling recordkeepers to deliver a more focused account view to their participants, but it is also driving a deeper, personal relationship. Regardless of where the participant is, the ease of access with a simple click will quickly make the mobile app one of the most used channels."

Within the app, participant data is protected by the latest security encryption. The unique approach allows the participant to register and manage their mobile device through their Alerus Retirement Solutions online account. The exclusive free app is available to Alerus plan participants on the App Store and through the Android Market.

To view a demo of the app, visit http://www.alerusretirementsolutions.com/appdemo/

About Alerus Retirement SolutionsAlerus Retirement Solutions is a division of Alerus Financial, N.A., a nationally chartered bank headquartered in North Dakota. Alerus Financial is a multi-billion financial services company serving in the best interest of individuals, families, and businesses since 1933. We offer a broad array of banking and wealth management products, cutting-edge technology, knowledgeable staff, and a customer-focused philosophy.

With over 65 years of experience in the retirement plan industry, Alerus Retirement Solutions currently services over 2,350 retirement plans with nearly 180,000 retirement plan participants in all 50 states. It ranks in the top 40 nationally in assets under administration, annual revenue, retirement plan sponsors, and retirement plan participants.

About PlanServe Data SystemsPlanServe Data Systems is a Birmingham, AL based company that provides products and services for the financial, retirement and healthcare services market. PlanServe's ownership team has 30 plus years experience in developing and supporting software and internet services for the recordkeeping, financial and e-business services market. All PlanServe products are developed on a scalable, e-business framework and are available as a local licensed installation or as Software as a Service (SaaS).

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Alerus Retirement Solutions Launches Mobile App for Retirement Plan Participants

I hear a lot about the 4% rule for withdrawing money from your retirement savings, but nothing about the "unexpecteds" that can create havoc with that plan. Can you explain some of the things that can go wrong if you follow the 4% rule - and suggest ways retirees can protect themselves? -- Cecilia K. Blue Ash, Ohio

The 4% rule is often sometimes presented as a near fail-safe strategy. Just withdraw 4% of your nest egg the first year of retirement, increase that dollar amount each year by the rate of inflation to maintain your purchasing power, and you have 90% assurance that your savings will last at least 30 years.

It all seems so simple and so certain. And it would be, if life unfolded with the predictability of a spreadsheet. Alas, that's not the case. As you note, there are many "unexpecteds" that can cause even the best-laid retirement income plans to go awry.

Let's start with subpar investment returns. The high probability that your savings will last 30 or more years if you stick to the 4% rule hinges on your investments earning a decent rate of return.

Assuming you invest in a diversified portfolio with a reasonable balance of stocks and bonds -- say, 50-50 -- history shows you've got a good shot at getting the returns you'll need. But the stock market can take some frightening dives that may lead to decade-long periods of mediocre returns or worse. And recent research shows downturns may be more common than we used to think.

If you're unlucky enough to experience a large loss or period of paltry gains, especially early in retirement, the odds of your nest egg surviving three decades can easily drop from 90% to 60% or lower.

Related: 'What's a realistic retirement age?'

Paradoxically enough, following the 4% rule could also be problematic if the financial markets thrive. If your investments earn outsize returns and you limit increases in your withdrawals to the inflation rate, you could end up with a big pile of cash late in life.

That might not seem like much of a drawback, particularly for your heirs. But think of it this way: If you're still sitting on a huge nest egg in your dotage, it could mean you lived a lot more more frugally than you actually had to earlier in retirement.

There are plenty of other potential hitches. You may periodically find yourself forced to spend more than the 4% rule dictates in order to meet unforeseen or higher-than-anticipated expenses -- health-care costs only partially covered by Medicare, the roof that had to be replaced after a freak storm, the money you shelled out to help a relative through a financial crisis.

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Retirement savings withdrawal: The 4% rule

Video Link: https://www.youtube.com/watch?v=zhVciGDsbPk

14-06-2012 03:27 Mission The human body is designed to walk, run, and jump. Basically we were made to move. Performance Fanatics Fitness is committed to changing lives one day at a time by helping you Getting Fit, Staying Healthy and Getting Stronger Motto Vision Purpose As your Personal Trainer To provide you, our client, with the knowledge, skills, guidance, support, motivation and educational resources that will allow you to explore your own fitness potential, as well as, enhance the quality of your life now and ongoing. As a client you will experience an Explosive boot camp that will change you physically, spiritually and emotionally! It will consist of resistance training, cardio, and core training. You will experience one of the most outstanding workouts that you have ever done and leave every workout knowing you are a step closer to your goal. Also with our Personal Training and Strength and Conditioning programs, we can personalize workout sessions for each individual, depending on your need. You will leave each session with a sense of accomplishment and a step closer to a total body change. You will be trained by one of Baton Rouge's elite Master Personal Trainers One on One Personal Training Note: morning and evening sessions are available during week day

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Performance Fanatics Fitness Guru - Video

HOUSTON, June 14, 2012 /PRNewswire/ -- Kraton Performance Polymers, Inc. (KRA), a leading global producer of styrenic block copolymers today announced the first commercial application of its NEXAR polymer technology.

(Logo: http://photos.prnewswire.com/prnh/20100728/DA42514LOGO)

"With the launch of Columbia Sportswear's latest cooling technology, the first commercial application of our NEXAR specialty polymer technology has been achieved," said Holger R. Jung, Kraton's Vice President, Sales and Marketing."As a leader in the performance apparel industry, Columbia Sportswear is known for pioneering the use of new and innovative technologies in its products.Our NEXAR polymer technology possesses unique performance attributes which we believe make it ideal for use in performance apparel," Jung added. "We believe that NEXAR also has application in humidification and dehumidification and water management processes, and we look forward to announcement of additional commercial applications for NEXAR in the future."

Kraton will highlight applications for its NEXAR polymer technology and will review other products and innovations at its 2012 Investor Day to be held on August 2, 2012 at the Ritz Carlton Battery Park in New York.

About Kraton

Kraton Performance Polymers, Inc., through its operating subsidiary Kraton Polymers LLC and its subsidiaries, is a leading global producer of engineered polymers and, we believe, the world's largest producer of styrenic block copolymers (SBCs), a family of products whose chemistry was pioneered by us almost fifty years ago. SBCs are highly-engineered thermoplastic elastomers which enhance the performance of numerous products by delivering a variety of attributes, including greater flexibility, resilience, strength, durability and processability. Our polymers are used in a wide range of applications, including adhesives, coatings, consumer and personal care products, sealants and lubricants, and medical, packaging, automotive, paving, roofing and footwear products. We offer a broad range of products to more than 800 customers in over 60 countries worldwide, and are the only SBC producer with manufacturing and service capabilities on four continents. We manufacture products at five plants globally, including our flagship plant in Belpre, Ohio, as well as plants in Germany, France and Brazil, and a joint venture plant operated in Japan.

Forward Looking Statements

This press release may contain "forward-looking statements," which are statements other than statements of historical fact and are often characterized by the use of words such as "believes," "expects," "estimates," "projects," "may," "will," "intends," "plans" or "anticipates," or by discussions of strategy, anticipated performance, plans or intentions. All forward-looking statements in this press release are made based on management's current expectations and estimates, which involve risks, uncertainties and other factors that could cause results to differ materially from those expressed in forward-looking statements. These risks and uncertainties are more fully described in "Part I. Item 1A. Risk Factors" contained in our Annual Report on 10-K, as filed with the Securities and Exchange Commission and as subsequently updated in our Quarterly Reports on Form 10-Q. We hereby make reference to all such filings for all purposes. Readers are cautioned not to place undue reliance on forward-looking statements. We assume no obligation to update such information.

Omni-Freeze is a trademark of Columbia Sportswear North America, Inc.

Kraton, the Kraton logo and design, and the "Giving Innovators Their Edge" tagline are all trademarks of Kraton Polymers LLC.

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Kraton Performance Polymers, Inc. Announces First Commercial Application of NEXAR™ Polymer Technology

DESPITE being held right in the middle of the four day Jubilee weekend, a small Thanet Athletics Club youth team travelled to Bromley for the second of this year's Kent Young Athletes League meetings.

Omega Skeen enhanced her growing reputation with equal second in the U13 Girls 75m with a new personal best of 10.7s and national Grade 3, her first such grading.

Personal best: Diana Adegoke

javelin win: Amber Guyatt

She followed that with a 22 second-run and fourth place in the 150m, another personal best and another national grade, this time Grade 4.

On a day when 11 of the 12 girls in the 75m achieved national grades, Maddy Johnson clocked a new personal best of 11 seconds and national Grade 4.

But she eclipsed that with an incredible performance in the high jump, which Maddy won with a 1.41m leap, smashing her previous official best of 1.30m, achieving national Grade 1 and a place in the top 15 of the national rankings.

The personal bests continued to come thick and fast in the U15 Girls, with Diana Adegoke and Tamara Anderson clocking 27.2 and 27.7 for national Grade 3 and Grade 4 respectively. Diana also won the long jump with 4.84m.

Georgina Anderson produced a massive 1.55m in the U15 Girls high jump, winning the competition by 10cm, adding 2cm to her own personal best, achieving national Grade 1 and also a place in the national top 20.

Chantelle Bailey matched her personal best and national Grade 4 with 1.40cm in the high jump. Amber Guyatt won the javelin with 26.47cm, just 5cm short of her own best.

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Girls up the pace as personal bests are clocked up at meet

LOS ANGELES, CA--(Marketwire -06/15/12)- MMRGlobal, Inc. (MMRF) ("MMR") today announced that usage of the Company's MMRPro document management and imaging systems processed nearly 3 million pages of medical records from an estimated 100,000 patients including more than 500,000 EOB forms for use with medical billing and collection services. MMRPro also makes medical records available to patients using the system's integrated patient portal, MMRPatientView, and the joint MMR-Interbit Data solution certified for meaningful use with MEDITECH EMR systems. Over the past five months, the Company continued to see usage grow at more than 12% over last year.

According to Bob Lorsch, MMRGlobal Chairman and CEO, "Opportunities with MMRPro seem to be opening up. Originally designed for small physician practices, we find growth coming from other areas such as surgery centers, compliance departments and in support of billing and collections. The increase in document imaging should continue to track to rising implementation of Electronic Medical Records systems which require digitizing paper-based patient charts for use with EMR and EHR systems."

Separately, the Company also reported that it sees measurable increases in video tours of its MyMedicalrecords.com Personal Health Record, MyEsafeDepositbox.com online storage system and other MMR websites all of which can be viewed at http://www.mmrtheater.com. Continued Lorsch, "Increasing numbers of consumers are beginning to see the importance and cost saving benefits of having a PHR (http://coosaw.wordpress.com/2012/03/15/medical/). Based on comments from users, we believe that we offer the most user-friendly interface to all of a family's healthcare providers, including veterinarians for the family's pets."

The Company has also been running a Facebook advertising campaign that has already delivered 18 million impressions since the first of June. The campaign uses targeted messages which drive people to both disease-specific and family wellness pages such as https://www.mymedicalrecords.com/diabetes and https://www.mymedicalrecords.com/family. Based on the Facebook campaign and an article about the Company in yesterday's edition of The Daily Beast (http://www.thedailybeast.com/articles/2012/06/14/inside-real-housewives-star-taylor-armstrong-s-lawsuit-settlement.html), the Company is seeing thousands of visitors to its websites.

About MMRGlobal, Inc.

MMRGlobal, Inc., through its wholly-owned operating subsidiary, MyMedicalRecords, Inc., provides secure and easy-to-use online Personal Health Records ("PHRs") and electronic safe deposit box storage solutions, serving consumers, healthcare professionals, employers, insurance companies, financial institutions, and professional organizations and affinity groups. The MyMedicalRecords PHR enables individuals and families to access their medical records and other important documents, such as birth certificates, passports, insurance policies and wills, anytime from anywhere using the Internet. MyMedicalRecords is built on proprietary, patented technologies to allow documents, images and voicemail messages to be transmitted and stored in the system using a variety of methods, including fax, phone, or file upload without relying on any specific electronic medical record platform to populate a user's account. The Company's professional offering, MMRPro, is designed to give physicians' offices an easy and cost-effective solution to digitizing paper-based medical records and sharing them with patients in real time through an integrated patient portal. Through its merger with Favrille, Inc. in January 2009, the Company acquired intellectual property biotech assets that include anti-CD20 antibodies and data and samples from its FavId/Specifid vaccine clinical trials for the treatment of B-Cell Non-Hodgkin's lymphoma. To learn more about MMRGlobal, Inc. visit http://www.mmrglobal.com. View demos and video tutorials of the Company's products and services at http://www.mmrtheater.com.

Forward-Looking Statements

All statements in this press release that are not strictly historical in nature, including future performance, management's expectations, beliefs, intentions, estimates or projections, constitute "forward-looking statements." Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the Company's actual results to be materially different from historical results or from any results expressed or implied by such forward-looking statements. Some can be identified by the use of words (and their derivations) such as "need," "possibility," "intend," "offer," "development," "if," "negotiate," "when," "begun," "believe," "achieve," "will," "estimate," "expect," "maintain," "plan," and "continue," or the negative of these words. Actual results and the timing of selected events may differ materially from the results predicted, and reported results should not be considered as an indication of future performance. Factors that could cause or contribute to such differences include, but are not limited to, the risk the Company's products are not adopted or viewed favorably by the healthcare community and consumer retail market; business prospects, results of operations or financial condition; success of new distribution channels and personal health records adoption; timing and volume of MMRPro sales and installations; length of sales cycles and the installation process; market acceptance of new product introductions; ability to establish and maintain strategic relationships; relationships with licensees; competitive product offerings and promotions; changes in government laws and regulations and future changes in tax legislation and initiatives in the healthcare industry; undetected errors in our products; possibility of interruption at our data centers; risks related to third party vendors; risks related to obtaining and integrating third-party licensed technology; risks related to a security breach by third parties; maintaining, developing and defending our intellectual property rights; marketing and exploitation of our patent portfolio both in the U.S. and internationally; and additional risks discussed in the Company's filings with the Securities and Exchange Commission. The Company is providing this information as of the date of this release and, except as required by law, does not undertake any obligation to update any forward-looking statements contained in this release as a result of new information, future events or otherwise.

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MMRGlobal Reports Growth in Physician Usage of MMRPro and Increase in Web Traffic to Personal Health Record Sites

Fernando Torres insists he will happily sit on the bench if it means Spain win Euro 2012.

The Chelsea striker dumped the Republic of Ireland out of the competition on Thursday as he plundered a double in a 4-0 rout in Gdansk after being recalled to the starting line-up.

Torres was used only as a substitute in Sunday's night's opening 1-1 Group C draw with Italy, but he said: "It was not a disappointment. I know all my team-mates we have here, we are all playing in the best team in the world - at least we won the World Cup and the Euros. Anyone can play, so it's not a disappointment to be on the bench with the kind of players in the team."

He added: "We work in the training sessions to be in the starting XI, but if we can't we have to give some help to our team-mates who start and hope to have the chance to go on from the bench and do something good for the team.

"Against Italy, it was not a good result for us, but the performance was really good from everyone.

"I was lucky enough today to be selected for the first XI - two goals was nice - but if in the next game the manager decides to play without a striker that's fine.

"The main thing is for Spain to reach the final and win this title again."

It proved a sobering experience for Giovanni Trapattoni's men who, having lost 3-1 to Croatia in their first game, will line up against Italy on Monday night knowing they have nothing but pride for which to play.

Trapattoni said: "I have always had faith and confidence in our attitude. It has always got us good results.

"I will ask the lads how on earth it is possible, after two games, we have conceded two goals in the opening three or four minutes. Something has changed from our qualifying campaign. Fear and tension has meant that we have made mistakes we didn't make in the qualifiers. We can see the weight on the players' shoulders, but I haven't seen this in training and I am very sad about this."

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Torres not out for personal glory

By David Danna - June 15, 2012 | Tickers: AAPL, GOOG, MSFT, NOK, RIMM | 0 Comments

David is a member of The Motley Fool Blog Network -- entries represent the personal opinions of our bloggers and are not formally edited.

A recent report from IDC projected that Androids growth would slow starting this year and that the new growth platform in mobile operating systems will be Microsofts (NASDAQ: MSFT)Windows Phone. Further they predicted that by 2016 Windows Phone would claim 19.2% of the mobile operating system market. This would put Windows Phone behind Googles (NASDAQ: GOOG) Android but ahead of Apples (NASDAQ: AAPL)iOS and Research in Motions (NASDAQ: RIMM)Blackberry. Android is expected to drop to 52% of the total market. Remaining the top mobile operating system on sales from companies like Samsung, HTC and Googles recently acquired Motorola. This projection also has Apples iOS market share shrinking slightly to come in third place by 2016 behind Android and right behind Windows Phone.

Whether this exact projection comes to pass, Windows Phone will begin a slow but steady rise in market share this year. This will be in large part because of the Nokia (NYSE: NOK) built Lumia line of phones which are rolling out globally under the Lumia brand and include four models the 610, 710, 800 and 900. This long term partnership with Nokia allows Microsoft to launch a global brand for Windows Phone with the Lumia line and gain traction at several different price points. The budget models, the 610 and 710, will be more appealing in developing markets or to anyone on a budget. The higher end 900 will be more appealing in developed markets and people who are used to paying hundreds for their smartphone. Lumia 900 sales have remained steady on AT&T. The heavy advertising campaign for the AT&T 900 could well be boosting sales of other Lumias being sold in the US such as the Lumia 600 on T-Mobile. Best Buy has also reported that Lumia sales remain decent, though they are not as strong as sales of the top tier Android phones.

A Microsoft executive also stated recently that Windows Phone had captured 7% of the Chinese market after just two months on sale there, a very good sign moving forward. There are over a billion mobile customers in China and hundreds of millions more will be coming online across Asia in the coming years. With this in mind Microsoft has a 2,500 team dedicated to optimizing Windows Phone for the Chinese market. Apple has also had issues getting the prices of the iPhone low enough to appeal to customers in developing markets, though this has changed somewhat with the low priced iPhone 3GS. Additionally the iPhone is currently missing from Chinas largest mobile operator China Mobile due to China Mobiles use of proprietary wireless technology. Should Apple strike a deal with China Mobile that would create additional competition for Android and Windows Phone in China.

Microsoft has a long term deal with Nokia to produce a full line of high quality Windows Phone smartphones all under a unified brand. They are seeing decent sales in the US and they have a team in place to work in their global success, especially China. Microsoft is also rolling out new features for their products, including Windows Phone. One of the latest announcements is called SmartGlass, this connects Microsoft products and would allow you to resume a movie on any windows device you owned. But SmartGlass goes well beyond that, if you were watching a TV show on your Xbox you could get additional information on your Windows Phone or Windows tablet like a map of where the characters in the TV show are. SmartGlass is designed to give your further information around activities such as the map of the TV scene, or designing a play on your Windows Phone to be used on your Xbox NFL video game.

Microsoft is hoping that content providers will use SmartGlass as a platform to provide additional content and information while youre playing a video game or watching a movie. If they do, this could set windows up with a connected ecosystem that includes your phone, TV (through an Xbox) tablet and PC.

Microsoft is also previewing the next generation of Window Phone, Windows Phone 8 later this month. Microsoft is keeping tight lipped on what we can expect from Window Phone 8, codenamed Apollo, but it is likely that the next version of Windows Phone will support multi-core processors. This would be a big step forward in allowing Windows Phone to compete with Android and iPhone. Blackberry is also launching its new operating system, Blackberry 10 later this year and Blackberry already has a global brand and is available globally. The question is whether Blackberry 10 will be good enough to grow their 78 million and shrinking user base. Alongside Blackberry 10 and Windows Phone 8, Androids new operating system will be previewed this month named Jelly Bean as will Apples new version of iOS.

With new versions of virtually all the mobile operating systems launching this summer or fall Windows Phone will face continued tough competition. With new features, a new version of Windows Phone and excellent hardware and branding provided by Nokia, Windows Phone will see growing success in 2012. iOS and Android will continue to grow, both spurred on by new versions of their operating systems and the potential for an iPhone 5 and a full line of stock Android devices sold directly from Google under the Nexus brand. Windows Phone will continue to be more successful in China than it is in the US where Nokias international reputation is strong. One place Windows Phone may pick up customers is from corporate and government employees who may want to drop their Blackberrys for another platform if Blackberry 10 is not successful. For these customers security is paramount and Microsoft could leverage their large corporate and government contracts to help them sell Windows Phone as part of a package.

The IDC report projecting Windows Phone will have a .2% (19.2% for Windows Phone and 19% for iOS) edge over iOS in four years is pretty much a shot in the dark. Especially because a report from IDC a few weeks earlier showed a drop Windows Phone market share from last year. Windows Phone will grow, slowly and steadily going forward and will be part of a complete platform that is taking shape from Microsoft, but the exact success remains unknown.

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Can Apollo Make Windows Phone an Over the Moon Success?

At the Museo del Riparmioin Turin, Italy, y ou won't find fine art, prehistoric remains or artifacts from past civilizations. This museum is all about personal finance.

The goal of the museum is to distill complex financial subjects (hello, retirment planning!) in a fun and engaging way that appeals to grown-ups and kids. The exhibits are highly interactive, and from what we can tell, it looks pretty awesome.

The museum is sectioned into five different rooms. Here's a run down of what you'll find once you get there:

Know

Your first stop in the museum is a history lesson. But this isn't dullsville. The 'Know' room functions much like a timeline, taking you from the development of money in ancient civilizations all the way through the to current global financial system.

Tell

Here, Dante, Moliere, Shakespeare and Hemingway all stop by to tell guests about their personal triumphs and failures with money. They'll also discuss their assets, debt, savings, greed, usury, and loans.

Dream

In this area, visitors get to kick back and watch popular movies revolving around money. Think of it like a course in financial pop culture.

Learn

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The World's First Personal Finance Museum Looks Pretty Incredible