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Calling All Rockstars and Runners: Join BMO Harris Bank in Celebrating Summerfest's Rock 'n Sole Run and Health …

Posted: June 21, 2012 at 9:25 pm


MILWAUKEE, June 21, 2012 /PRNewswire/ --Presenting sponsor BMO Harris Bank invites the community to celebrate the "SOLD OUT" Summerfest Rock 'n Sole Run with the event's Health & Fitness Expo and a race day full of activities for runners, friends and family.

Visitors of the two-day Health & Fitness Expo can drop by the BMO Harris Bank booth to join the bank's mascot Hubert the Lion in making good luck banners and signs to cheer on the runners. Summerfest Rock 'n Sole Run participants can also visit the booth to pick up a complimentary pair of runner socks for race day.

The Expo will feature speakers from Summerfest, the Performance Running Outfitters Pace Team, Froedtert & Medical College Sports Medicine Center and other organizations.

"BMO has a long history of sponsoring successful runs, both in the U.S. and Canada, so this was a natural extension of M&I's many years of support," said Brad Chapin, Executive Vice President, Personal Banking, BMO Harris Bank. "Both runners and visitors alike are welcome at this year's Health & Fitness Expo -- a new and vibrant event that is sure to jump start another great Summerfest season!"

The Expo and packet pick-up will take place on June 21 from 4pm to 8pm and June 22 from 11am to 9pm at the Italian Community Center at 631 East Chicago Street in Milwaukee. The Summerfest Rock 'n Sole Run takes place Saturday, June 23.

Many new additions were made to this year's Summerfest Rock 'n Sole Run including changes in race distances and live entertainment at various points throughout the courses.

Visit the official Summerfest Rock 'n Sole Run website for more information.

About BMO Harris Bank

Based in Chicago, BMO Harris Bank N.A. provides a broad range of personal banking products and solutions through over 650 branches and approximately 1,350 ATMs in Illinois, Wisconsin, Indiana, Kansas, Missouri, Minnesota, Nevada, Arizona and Florida. BMO Harris Bank's commercial banking team provides a combination of sector expertise, local knowledge and mid-market focus throughout the U.S.Deposit and loan products and services provided by BMO Harris Bank N.A. Member FDIC. BMO Harris Bank(SM) is a trade name used by BMO Harris Bank N.A.BMO Harris Bank is part of BMO Financial Group, a North American financial organization with 1,600 branches, and a retail deposit base of approximately $180 billion.

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Calling All Rockstars and Runners: Join BMO Harris Bank in Celebrating Summerfest's Rock 'n Sole Run and Health ...

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June 21st, 2012 at 9:25 pm

Posted in Health and Fitness

Weekend Preview: Fitness Expo, Pride Festival

Posted: at 9:25 pm


Around town

Health & Fitness Expo: Exhibits of running gear, sports apparel, health and nutrition products, and information; 10 a.m.-7 p.m. Friday, CenturyLink Field Event Center, 800 Occidental Ave. S., Seattle; free (runrocknroll.competitor.com).

Capitol Hill Pride Festival: Community festival celebrating diversity and community pride with music, food, entertainment, vendors, 11 a.m.-10 p.m. Saturday, Broadway between Denny Street and Roy Street, Seattle (206-465-9601 or http://www.capitolhillpridefestival.info).

Bellevue Strawberry Festival: Entertainment, carnival games, bounce toys, strawberry shortcake eating contest, rock climbing wall, 10 a.m.-8 p.m. Saturday, 10 a.m.-5 p.m. Sunday; Auto Show, 10 a.m.-3 p.m. Sunday, Crossroads Park, 16000 N.E. 10th St., Bellevue (www.bellevuestrawberryfestival.org).

At the movies

"Brave": Pixar's tale of a princess in ancient Scotland features the voices of Kelly Macdonald, Billy Connolly, Emma Thompson, Kevin McKidd and Craig Ferguson. It has midnight previews Thursday, and opens Friday at several theaters (at many in 3D).

"Abraham Lincoln: Vampire Hunter": This historical/fantasy mashup (with a screenplay by Seth Grahame-Smith, based on his novel) pits our 16th president against the undead. It also has midnight previews Thursday, and opens Friday at several theaters (at many in 3D).

"Grassroots": Jason Biggs and Joel David Moore star in Stephen Gyllenhaal's political comedy about a journalist who becomes campaign manager to a Seattle City Council candidate. It opens Friday at the Harvard Exit.

"Seeking a Friend for the End of the World": This comedy/drama about the end of the world concerns an insurance man (Steve Carell) and his upstairs neighbor (Keira Knightly). It also has midnight previews Thursday and opens Friday at several theaters.

"I Wish": A drama from director Hirokazu Kore-eda about a 12-year-old who lives with his mother and grandparents in a small town in Japan. It opens Friday at the Varsity Theatre.

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Weekend Preview: Fitness Expo, Pride Festival

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June 21st, 2012 at 9:25 pm

Posted in Health and Fitness

A retirement plan for the working 99 percent

Posted: at 9:25 pm


(MoneyWatch) Following a challenge from a reader, my last post addressed how a typical retiree can make ends meet. This new post looks at the situation for a working couple who are both age 60 and who have about $200,000 in retirement savings, along with some home equity.

As with the current retiree, the financial solutions are limited for this couple. Their most important decisions will be when to start taking Social Security benefits, how long to work, how to deploy their retirement savings, and how to manage their living expenses to make ends meet. Let's look at the most important decisions one at a time.

Social Security

For the sake of this example, let's assume the primary breadwinner has been the husband, who currently earns about $75,000 per year. To make the most of his Social Security income, he should delay starting Social Security until age 70, when his benefits would be about $2,700 per month. Let's also assume the wife has only worked sporadically throughout her career -- not enough to earn her own Social Security benefits -- so her Social Security income will consist of her spouse's benefit based on his earnings history. In this case, I suggest that she start her spouse's benefit at age 66, which would amount to roughly $1,000 per month.

Retirement plan for the 99 percent Delaying retirement? Here's how to make it work 10 ways for retirees to cut their cost of living

In this scenario, they would have a combined Social Security income of about $3,700 per month starting at age 70, or $44,400 per year. In addition, they would receive about $12,000 per year from age 66 to 70 from the spouse's benefit.

How long to work

In this couple's case, the best choice would be for them to not touch their retirement savings until age 70 in order let them grow as much as possible until they fully retire. To cover their living expenses until that time, the husband and wife will need to continue working.

They don't need to make as much money in their sixties as they did when they were younger, since I'm assuming that they're no longer saving for retirement. All they need is to earn enough money to cover their living expenses until Social Security kicks in for the husband at age 70, at which point they can start drawing from their retirement savings. AARP and T. Rowe Price have called this strategy "practice retirement."

They can ease up a little at age 66, when the wife's Social Security benefit adds an income of $12,000 per year. An important job criterion would be for one of them to be eligible for medical insurance from their employer, at least until age 65 when they're eligible for Medicare.

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A retirement plan for the working 99 percent

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June 21st, 2012 at 9:25 pm

Posted in Retirement

Retirement planning checklist for LGBT Americans

Posted: at 9:25 pm


By Mark Miller

CHICAGO (Reuters) - June is Gay Pride Month in the United States. And you can tell the times they are a changing when U.S. Secretary of Defense Leon Panetta salutes the event by taping a video personally thanking gay members of the military for their service.

But when it comes to retirement security, LGBT Americans still have a long way to go. The federal Defense of Marriage Act (DOMA) is a core obstacle to equality for a range of important benefits and legal protections, because it defines the word "spouse" as applying only to different-sex married couples for any purpose involving interpretation of federal law.

The ground is shifting quickly, though. Legal challenges related to DOMA and same-sex marriage are making their way toward the Supreme Court. And the workplace is changing quickly as companies reshape their benefit programs to ensure equality.

But LGBT individuals and couples also can take action on their own to improve their retirement security. Here's a checklist of five key areas LGBT Americans should be sure to address.

401(k) BENEFICIARIES

Until 2010, it wasn't possible for a workplace retirement saver to name a non-spouse beneficiary. That changed starting in 2010 due to provisions of the Pension Protection Act of 2006. Non-spouse beneficiaries, including employees' partners, are permitted to roll their inherited retirement benefits directly to an individual retirement account or an annuity.

Gay workers who started with their employers before 2010 should re-visit their beneficiary designations. But they also should check to make sure their employers are complying with the new law. Only 86 percent of corporations that have rollover provisions have made the adjustments needed to extend benefits to same-sex partners, according to the 2012 Corporate Equality Index, an annual survey of corporations by the Human Rights Campaign Foundation (HRC), a non-profit research, education and advocacy group.

"For many companies, this is an administrative fix that just hasn't been on the radar screens of human resources departments," says Deena Fidas, deputy director of corporate programs for HRC.

PENSION SURVIVOR BENEFITS

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Retirement planning checklist for LGBT Americans

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June 21st, 2012 at 9:25 pm

Posted in Retirement

Northwestern Mutual Tackles Retirement Head On

Posted: at 9:24 pm


MILWAUKEE, June 21, 2012 /PRNewswire/ -- Northwestern Mutual announced today a first-of-its-kind retirement planning approach. Consistent with the company's core belief that risk protection and asset accumulation should be managed hand-in-hand, the new Northwestern Mutual Retirement Strategy is designed to provide individuals with tailored and balanced retirement solutions. The approach breaks new ground because, unlike most financial plans, it does not assume a fixed life expectancy. Instead, the company studied longevity at various ages so that income plans succeed with a high level of confidence no matter how long one lives.

(Logo: http://photos.prnewswire.com/prnh/20120126/CG42140LOGO)

Utilizing the Northwestern Mutual Retirement Strategy, the company's financial professionals help their clients meet three distinct retirement goals: create a stream of reliable income throughout retirement, protect retirement savings so they last a lifetime, and leave behind a legacy.

"An individual's offensive strategy the accumulation of assets is only as strong as their weakest financial defense," says John Grogan, Northwestern Mutual senior vice president for planning and sales. "We've taken our deep expertise in the areas of risk management, investment solutions, and comprehensive financial security planning to develop customized solutions that address our clients' personal needs. It's an approach our field force can use with clients to help them manage risk and grow their retirement assets to generate income for as long as they live."

The defensive strategies address six risks that challenge financial security in retirement:

"What we've realized time and again is that building a prudent plan with the guidance of a trusted financial advisor is key to building a financially secure retirement," continues Grogan. "The Northwestern Mutual Retirement Strategy was developed with the knowledge that the most crucial aspect of retirement planning is having certainty, as well as flexibility, as you move through your retirement years."

About Northwestern Mutual

The Northwestern Mutual Life Insurance Company Milwaukee, WI (Northwestern Mutual) among the "World's Most Admired" life insurance companies in 2012 according to FORTUNE magazine has helped clients achieve financial security for more than 155 years. As a mutual company with $1.2 trillion of life insurance protection in force, Northwestern Mutual has no shareholders. The company focuses solely and directly on its clients and seeks to deliver consistent and dependable value to them over time. Northwestern Mutual and its subsidiaries offer a holistic approach to financial security solutions including: life insurance, long-term care insurance, disability insurance, annuities, investment products, and advisory products and services. Subsidiaries include Northwestern Mutual Investment Services, LLC, broker-dealer, registered investment adviser, member FINRA and SIPC; the Northwestern Mutual Wealth Management Company, limited purpose federal savings bank; and Northwestern Long Term Care Insurance Company; and Russell Investments.

[1] Annuity 2000 Table with mortality enhancements determined using projection scale G2

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Northwestern Mutual Tackles Retirement Head On

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June 21st, 2012 at 9:24 pm

Posted in Retirement

MassMutual Retirement Services Sponsors "You're #1" Story Contest for Advisors

Posted: at 9:24 pm


SPRINGFIELD, Mass., June 21, 2012 /PRNewswire/ --MassMutual's Retirement Services Division is sponsoring a contest for retirement plan advisors with the grand prize being an opportunity for the winning advisor to participate in a professionally recorded interview at the 2012 PlanAdviser National Conference in Orlando, Fla. The interview of the grand prize winner will also be included on PlanAdviser.com as well as in PlanAdviser magazine and the winner will have full usage rights for the video and print materials to use as business development tools.

You're #1 Story Contest

"This is MassMutual's way of recognizing the critical role that retirement plan advisors serve in helping plan sponsors and participants achieve their vision of retirement success. MassMutual recently earned several awards including the #1 overall satisfaction rating from retirement plan advisors(1), as well as the Retirement Leader of the Year(2) award. These accomplishments are due, in large part, to the tremendous service of retirement plan advisors. They are on the ground, helping sponsors and participants every day," says Hugh O'Toole, senior vice president of sales and client management, MassMutual Retirement Services. "Every successful advisor has stories about how they have helped sponsors and participants and we want to hear them and recognize their efforts," adds O'Toole.

Entries may either be in video (two minutes or less) or written form (1,000 words or less). The contest is open to all intermediaries regardless of whether they have ever done business with MassMutual and contest entrants are not required to solicit any MassMutual products or services, nor to have sold, or sell, any MassMutual products or services of any kind. Winning submissions must be stories relative to the retirement plan industry. Examples of possible story themes include, but are not limited to, the following:

All entrants receive a copy of "Made to Stick," the best-selling book about using storytelling in business and sales. The top 10 entries will win a one-year subscription to Audible.com and one grand prize winner will be awarded a professional interview to be recorded at the 2012 PlanAdviser National Conference in Orlando, Fla. this September.

Deadline for entries is August 17, 2012 and official rules and details of the contest may be found at http://www.massmutual.com/number1.

For more information, please call your MassMutual Retirement Services representative or contact MassMutual at (888) 626-4911, http://www.massmutual.com/retire.

Source: (1) Boston Research Group's 2011 Defined Contribution Plan (DCP) Retirement Advisor Satisfaction and Loyalty Study; (2) 19th Annual Mutual Fund Industry Awards sponsored by FundIndustry Intelligence, a premium publication of Euromoney Institutional Investor.

About MassMutual

MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) [of which Retirement Services is a division] and its affiliated companies and sales representatives. MassMutual is headquartered in Springfield, Massachusetts and its major affiliates include: Babson Capital Management LLC; Baring Asset Management Limited; Cornerstone Real Estate Advisers LLC; The First Mercantile Trust Company; MassMutual International LLC; MML Investors Services, LLC, Member FINRA and SIPC; OppenheimerFunds, Inc.; and The MassMutual Trust Company, FSB.

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MassMutual Retirement Services Sponsors "You're #1" Story Contest for Advisors

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June 21st, 2012 at 9:24 pm

Posted in Retirement

Revolution Personal Training Opens a New Personal Training Studio in Melbourne

Posted: at 9:24 pm


Melbourne, Victoria (PRWEB) June 21, 2012

According to Monash University Obesity and Diabetes Institute, Australia is ranked as one of the fattest nations in the developed world, but thanks to a local fitness center, South Melbourne residents will now be able to become fit, strong, and healthy inside a new state of the art personal training studio.

We are now up and running and training out of our new center, said Luke Scott, managing director for Revolution Personal Training. We provide training in a boutique setting within our personal training Melbourne studio as well as group personal training and corporate personal training here on site.

Scott added that the company also operates a mobile personal training service that operates onsite within peoples homes, work places or wherever needed across all of Melbourne adding a convenient edge to their services.

The managing director explained that what makes its services so different from all of the other gyms and fitness centers in Australia is that its fitness studio is not a gym at all.

We are definitely not a gym therefore we are set up perfectly for personal training and small group personal training sessions, Scott stressed. We are an appointment only service so our studio is only attended by people working with a personal trainer at all times. Our space is private and dedicated to providing the highest quality personal training service possible.

The opening of the studio could prove to have perfect timing.

The prevalence of obesity in Australia has more than doubled in the past 20 years.

Our personal trainers have the experience to provide excellent results every time, Scott said of the business which recently celebrated its eighth birthday. We are so happy to have finally opened our personal training studio here in South Melbourne. It has been a long time coming but we absolutely love this area and look forward to being here for a long time to come.

Revolution Personal Training customer Jamie described her experience as amazing.

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Revolution Personal Training Opens a New Personal Training Studio in Melbourne

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June 21st, 2012 at 9:24 pm

Next-Generation Drobos Once Again Redefine Personal and Professional Data Storage

Posted: at 9:24 pm


SAN JOSE, CA--(Marketwire -06/21/12)- Drobo, maker of award-winning data storage products for businesses and professionals, today announced a wide range of industry-firsts with innovations in a new generation of storage devices for personal and professional users. The Drobo 5D and Drobo Mini -- the world's smallest and most portable full-featured storage array -- are designed to accelerate workflows for creative professionals managing data-intensive files; home media enthusiasts looking to consolidate and accelerate video, photo, and music files; and small businesses that need fast, portable backup to protect large amounts of data. Drobo, widely recognized as the maker of the easiest-to-use storage device, has added advanced performance to the new systems with Thunderbolt, USB 3.0, automated SSD acceleration and greatly enhanced hardware and software architectures.

"In my 30 years covering the technology industry, I have not seen something as portable, scalable and powerful as the Drobo Mini," said Rob Enderle, principal analyst for The Enderle Group. "The SMB and prosumer market is clamoring for a plug-and-play storage product because it lacks the technical expertise and resources to manage complex storage systems. With the new Drobo products, there is no question that this enigma is solved."

New Era of Performance and Flexibility

Both the Drobo 5D and Drobo Mini include industry-first SSD acceleration -- utilizing the performance benefits of solid state drives (SSDs) and the capacity benefits of hard disk drives (HDDs) to deliver an automated, no-compromise system. In addition to supporting SSDs in any of their drive bays, both units include an additional bay that will accommodate a small-form-factor SSD to achieve significant performance boosts while making all drive bays available for high-capacity HDDs.

The products also support both lightning-fast Thunderbolt (2 ports) and USB 3.0 connectivity, an industry first for storage arrays, that will provide flexibility to both Mac and Windows users. The two Thunderbolt ports allow customers to easily daisy-chain devices to accommodate massive growth, and the USB 3.0 port ensures compatibility to millions of USB systems.

Along with SSD acceleration and Thunderbolt / USB 3.0 interfaces, the new Drobo products have been completely redesigned from the ground up with new hardware and software architectures. These enhancements provide a significant increase in processing capability and several optimizations to BeyondRAID that will increase baseline performance by at least five times -- prior to the addition of SSDs -- easily making the new Drobo 5D and Drobo Mini the fastest storage arrays in their class.

Save and Protect

All Drobos are based on patented BeyondRAID technology, which automates sophisticated data-protection algorithms so users can enjoy the peace-of-mind of safe data protection without having to be a storage expert. The new Drobo arrays add an advanced safety feature that also protects user data during and after power outages, another industry-first for professional storage and a feature that has traditionally been reserved for more expensive, enterprise-grade storage.

"Our customers love Drobo's ease of use, but they want it all -- the easiest, the fastest, the safest for their data, plus the smallest and quietest," said Tom Buiocchi, Drobo CEO. "That's why we're here -- our new Drobos will deliver on our promise of the best storage experience ever."

Drobo 5D: Capacity and Speed with No Compromise

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Next-Generation Drobos Once Again Redefine Personal and Professional Data Storage

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June 21st, 2012 at 9:24 pm

Ernst & Young Announces L+M Development Partners CEO Ron Moelis Is the Entrepreneur Of The Year(R) 2012 Award Winner …

Posted: at 9:23 pm


NEW YORK, NY--(Marketwire -06/21/12)- Ernst & Young LLP has announced that Ron Moelis, CEO of L+M Development Partners (L+M), a leader in developing quality affordable, mixed-income and market rate housing, received the Ernst & Young Entrepreneur Of The Year 2012 Award in the Real Estate and Construction category in New York. The award recognizes outstanding entrepreneurs who demonstrate excellence and extraordinary success in such areas as innovation, financial performance and personal commitment to their businesses and communities. Moelis was selected by an independent panel of judges, and the award was presented at a special gala on June 19, 2012 at the Marriott Marquis.

"It's an honor to receive this influential award, and we appreciate Ernst & Young's recognition of social impact business in the category of Real Estate and Construction," said Ron Moelis, co-founder and CEO of L+M Development Partners. "L+M is a double bottom line firm, where our success is measured not only in financial returns but also by the positive impact we make. This recognition belongs to the nearly 200 L+M employees, each of whom are owners in the company and truly share our mission to make investments in communities most in need of high-quality affordable and mixed-income homes." L+M, which was co-founded in 1984 by Ron Moelis and Sandy Loewentheil, is responsible for more than $2 billion in development and construction and has worked with community, government and investment partners to build over 10,000 units in the tri-state area.

Now in its 26th year, the Ernst & Young Entrepreneur Of The Year Program has honored the inspirational leadership of such entrepreneurs as Jeff Bezos of Amazon.com, Michael Dell of Dell Inc., Herb Kelleher of Southwest Airlines, Fred Smith of FedEx, Larry Page and Sergey Brin of Google, Richard Schulze of Best Buy, Andrew Mason of Groupon, Mindy Grossman of HSN, Inc., Reid Hoffman and Jeff Weiner of LinkedIn, and many more.

As a New York award winner, Moelis is now eligible for consideration for the National Entrepreneur Of The Year 2012 Award. Award winners in several national categories, as well as the National Entrepreneur Of The Year Overall Award winner, will be announced at the annual awards gala in Palm Springs, California, on November 17, 2012. The awards are the culminating event of the Ernst & Young Strategic Growth Forum, the nation's most prestigious gathering of high-growth, market-leading companies.

SponsorsFounded and produced by Ernst & Young LLP, the Entrepreneur Of The Year Awards are nationally sponsored in the United States by SAP America and the Ewing Marion Kauffman Foundation.

In New York sponsors include Marsh, HSBC, Scherzer International, Merrill Corporation, SolomonEdwardsGroup, Empire Valuation Consultants, WithumSmith +Brown, Murray Devine, Orrick, Herrington & Sutcliffe, Morgan Lewis & Bockius, DLA Piper and Cooley.

About L+M Development PartnersSince 1984, L+M Development Partners has been an innovator in developing quality affordable, mixed-income and market rate housing, while improving the neighborhoods in which it works. A full-service firm, L+M works from conception to completion, handling development, construction and management with creativity that leads the industry. L+M is responsible for more than $2 billion in development and construction and has created more than 10,000 high-quality units in the tri-state area alone. Community leaders, government officials and investment organizations turn to L+M because of its consistent track record of excellence.

L+M is a double bottom line company, where its success is measured not only in financial returns but also by the positive impact it makes. L+M takes pride in its long-standing dedication to the communities it serves, demonstrated through an annual scholarship fund, job training programs and substantial support for local nonprofits. L+M brings a superior level of commitment to its investments in developments, and equally important, to its investment in people. Additional information can be found at http://www.lmdevpartners.com.

About Ernst & Young Entrepreneur Of The Year Ernst & Young Entrepreneur Of The Year is the world's most prestigious business award for entrepreneurs. The unique award makes a difference through the way it encourages entrepreneurial activity among those with potential, and recognizes the contribution of people who inspire others with their vision, leadership and achievement. As the first and only truly global award of its kind, Entrepreneur Of The Year celebrates those who are building and leading successful, growing and dynamic businesses, recognizing them through regional, national and global awards programs in more than 140 cities in more than 50 countries.

About Ernst & YoungErnst & Young is a global leader in assurance, tax, transaction and advisory services. Worldwide, our 152,000 people are united by our shared values and an unwavering commitment to quality. We make a difference by helping our people, our clients and our wider communities achieve their potential.

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Ernst & Young Announces L+M Development Partners CEO Ron Moelis Is the Entrepreneur Of The Year(R) 2012 Award Winner ...

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June 21st, 2012 at 9:23 pm

MUSE – Online Education Content Delivery System – AIU – Video

Posted: at 9:22 pm



20-06-2012 15:21 For more information, visit: Learn how AIU's MUSE (My Unique Student Experience) content delivery system works. Using MUSE, students earning an online degree can take control of how they learn material. Whether students learn best by reading, watching video, practicing, problem solving or other methods, MUSE allows them to study content and pursue their online education in a way that can suit them best.

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MUSE - Online Education Content Delivery System - AIU - Video

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June 21st, 2012 at 9:22 pm

Posted in Online Education


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