ViSalus, 90 Day Health and Fitness Challenge Party Reminder – Video
Posted: June 25, 2012 at 5:12 am
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ViSalus, 90 Day Health and Fitness Challenge Party Reminder - Video
Health & Fitness Calendar: June 25, 2012
Posted: at 5:12 am
Fitness events
Yoga for Teen Girls Class:3:15-4:30 p.m. today ($15) at Evergreen Yoga Center, 1541 Overton Park. evergreenyogamemphis.com.
Tupelo (Miss.) King of the Hill Triathlon: 8 a.m. Saturday at Tombigbee State Park, Tupelo. Registration fees: $80 individual and $160 relay (by Thursday). $90 individual and $180 relay (Friday and after). Online registration closes Thursday. Half-mile swim, 20-mile bike, 3.6-mile run. (662) 231-7055. tritupelo.com
Women Run/Walk Memphis Program 2012: 5-8 p.m. July 2 at Agricenter International, 7777 Walnut Grove. Kickoff expo is free and open to the public. Learn more about the program, register, visit with running related businesses, meet the coaches, get answers to all your questions. Training clinics 6:30 p.m. July 9-Sept. 10. Graduation 5K, 8 a.m. Sept. 15 at Oak Court Mall (open only to women who have registered and completed training program). $25 in advance, $30 after July 2 through Aug. 6. womenrunmemphis.com
Memphis Stars and Stripes 5K: 7 p.m. July 3. Tiger Lane at the AutoZone Liberty Bowl. $20 in advance, $25 race day. Online registration closes July 2 at midnight. s2fevents.com or memphisstarsandstripes. racesonline.com
MRTC RRS (Memphis Runners Track Club Memorial Road Race Series) 1st 5K: 7 a.m. July 8. Cancer Survivors Park (at Perkins and Southern). First race of 28th annual MRTC E.J. Goldsmith Jr. Memorial Road Race Series (you can sign up for the whole series). If you choose to do just one race at a time, $15 per race. (901) 278-1792. rrs.racesonline.com
Southaven Junior Golf Tournament 8-10:30 a.m. July 13 at Southaven Golf Complex. Cost: free. Trophies awarded to top 3 in each age group: 6-7, 8-10, 11-12, 13-14, and 15-17. USGA rules. Call (901) 462-4770 or (662) 393-0370.
Health events
Healthy Living and Diabetes Support Group: 6:30 p.m. today (free) at Baptist Rehabilitation-Germantown (in classroom No. 125), 2100 Exeter. Call (901) 757-3428.
Lifeblood -- Blood Drives: Open to the public: Today: 7 a.m.-5 p.m. Regional Medical Center, 877 Jefferson. Tuesday: 10 a.m.-12:30 p.m. at the Shelby County Jury Commission, 157 Poplar-Suite 400. Thursday: 9 a.m.-4 p.m. at Baptist Memorial Hospital-Memphis, 6019 Walnut Grove.
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Health & Fitness Calendar: June 25, 2012
Retirement challenges
Posted: at 5:12 am
MANY retirees, especially those in the lower income group, are at a crossroads in their life over how they would fund their golden years, but many dont consider the impact it would have on them emotionally and psychologically. It is just as important to consider the emotional and practical implications of these lifestyle changes, as many will be in for a shock when they reach retirement.
The following is based on Scottish widow research studies: while money worries were the biggest challenge retirees faced after they stopped working (30% of them stating that they did not have enough money to enjoy their new free time to the full), many people also highlighted the lifestyle challenges that came with the transition .
In Malaysia, when private sector retirees in the lower income group retire at 55, the most they would have in their EPF is about RM50,000. This amount of money would sustain them for between three and 10 years, depending on their lifestyle and spending pattern.
Faced with a sudden lifestyle change, one in seven (15%) retirees said that one of the biggest challenges they faced was coping with their reduced social life after leaving work.
Further to this, nearly a quarter (23%) of retirees missed the sense of structure in their life that came with working, leaving them at a loss over what to do with all their free time, and three in 10 found they simply didnt have enough money to fully enjoy their new life.
The psychological effects of retirement are also a major concern with 29% of retired men, who say that the transition from working to retiring was hard to deal with, compared to 24% of retired women who felt the same.
Understanding the current situation with the rise in the cost of living and the increase in life expectancy of Malaysians to 75, the Government has proposed 60 as the retirement age for private sector employees, with a pension scheme plan at a discussion stage with various stakeholders.
However, the expectations prove to be worse than the reality, with the Scottish widow research studies revealing that more than two-fifths (43%) of over-50s expecting the transition to retirement to be harder than retirees actually find it to be.
This added anxiety can be seen in the increased concerns that future retirees have about the challenges they would face when they stop working, including more than one in eight (13%) who wont be in good enough health to enjoy their retirement, around one in five (22%) who dont want to leave a job that they enjoy, and a further one in eight (13%) wont know what to do with the extra time on their hands.
The magic formula is to stay healthy, maintaining social support, keeping spiritual life and finances in order, and developing a daily routine that can help prevent stress after retirement.
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Retirement challenges
Retirement Tips For Single-Income Homes
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Saving for retirement as a married couple is not an easy task. Add to that saving for college, while also paying for a mortgage, and you have a recipe for disaster if you don't have a well thought out financial plan. Often, many couples decide to have one partner stay at home once they have children. This means that the couple will have to handle saving for all life goals on a single income. To effectively prepare for retirement, you'll have to be very strategic and extra careful with your budget in order to increase your savings.
SEE: The Dangers Of Paying For Your Kid's College
Run Your Household As a Successful BusinessThe first way to get a hold on your finances in preparation for retirement is to trim your expenses. Write down all the items you buy on a regular basis and analyze this list with your partner. Be completely honest about your spending habits and thoroughly look at everything. Set emotions aside and look at your household as a business. You and your partner are the CEOs, and to effectively run this business you will have to turn a profit. So, limit your expenses and eliminate items you do not need. You know that you'll save in lunches and gas because the partner not working outside the home will need to spend less on these items, but look at items you can eliminate or minimize.
Boost ContributionsIn order to meet retirement goals, it's essential to boost the amount that you contribute in order to make up for the missing income. If you were planning to retire at 60, expect to work a few more years. Also, increase the amount you contribute to your retirement plan. If you were contributing 10%, find ways to increase this percentage to 15% or higher. Remember, you'll need to put a lot more away so you'll need to be aggressive. Try to max out your retirement plan. If you file a joint tax return, the working spouse can open a Roth or Traditional IRA and contribute the max amount of US$5,000, $6,000 if over 50. Once your joint AGI reaches $166,000, contributions will be limited. When it reaches $176,000, it is phased out completely.
SEE: How To Save More For Your Retirement
Minimize and StrategizeThe key to saving for retirement effectively on only one income is to stay focused on your long-term goal and rein in expenses. Begin saving early and minimize eating out as this expense can really add up. Get creative on clothing combinations so you don't have to buy new clothes frequently. Minimize going out to the movies and consider working out from home. Buy clothes at thrift stores. Many times, people donate brand new clothes with tags still attached. Also, don't add to your expenses by using credit cards. Make sure you have the discipline to save for items and pay in cash or at least be sure you can pay the credit card bill in full. It's important to be strategic about your budget and figure out the best way to get the extra funds you'll need for retirement. It might be necessary for the person still working to try and get a higher-paying job.
The Bottom LineSaving for retirement on just one income will be difficult, but it is doable. The best way is for the partner who is at home to stretch the dollar and get extra income from different sources. This will create a healthy financial life in the home and help you both reach retirement age with a hefty and comfortable nest egg.
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Retirement Tips For Single-Income Homes
Rihanna makes 'history' at Hackney
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By Greg Cochrane Newsbeat music reporter The star got up close and personal with the 50,000-strong audience
Rihanna has wrapped up BBC Radio 1's Hackney Weekend with a headline performance which featured a stage design inspired by ancient Egypt, spectacular fireworks and a guest performance from Jay-Z.
Beyonce, Jessie J and Tinie Tempah were among 50,000 fans to watch the Bajan star's 65-minute set close a weekend of live music at Hackney Marshes.
It climaxed with Jay-Z reciprocating Rihanna's cameo during his headline slot on Saturday, as he joined her for an encore of Run This Town, Talk That Talk and Umbrella.
Speaking from the stage, shortly before finishing, Rihanna said: "This is history in the making."
More than 100 artists had already performed across six stages over the two-day event but the We Found Love singer had saved the most eye-catching for last.
Rihanna closes Radio 1's Hackney Weekend
The 24-year-old, wearing a black leather jacket, white T-shirt and cut-off tights, took to the main stage as the sun set against the backdrop of London's Olympic Park.
The stage set itself was an impressive construction - inspired by ancient Egypt it featured a pyramid-shaped video screen, a glittering sphinx, banners scrawled with hieroglyphics and a rotating gold throne decorated with Rihanna's name.
Her performance began at a frenetic pace, opening with Only Girl In The World before moving onto Disturbia, S&M, Cockiness and Birthday Cake.
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Rihanna makes 'history' at Hackney
Fujita: Bounty probe's a personal 'smear campaign'
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CBSSports.com wire reports
NEW ORLEANS -- Former Saints linebacker Scott Fujita, a union leader with a record of criticizing the NFL's player-safety record, sees elements of a "smear campaign" in a bounty investigation that has sullied his reputation.
Some NFL players agree, and question whether Fujita's three-game suspension has something to do with retribution.
"I'm not saying the NFL is intentionally lying," Fujita said in an interview with The Associated Press. "I've been willing to give them the benefit of the doubt that they may have just been working with the information they've been given, even though much of that information was inaccurate and lacked credibility.
"It's their cavalier interpretation of everything that's been way off. They clearly proceeded with a public smear campaign with very little regard for the truth."
Saints linebacker Scott Shanle finds it hard to ignore the symmetry of the NFL portraying Fujita as a hypocrite on player-safety matters after Fujita had done the same thing to the league.
"When you look at Scott, who was here for one season [of the three spanned by the bounty probe], for him to get three games, I just felt like there had to be more of a personal issue with that," Shanle said. "When you look at how outspoken he is and a lot of the issues he tries to address, it probably doesn't sit well with the league."
NFL spokesman Greg Aiello said the NFL stands by its finding that Fujita gave "more than token amounts" of money to a pool that also rewarded injury-producing hits called "cart-offs" and "knockouts."
"The process gave all of the players every opportunity to raise arguments and provide any mitigating information," Aiello said. "Scott Fujita unfortunately chose not to avail himself of the process. Nothing that he has asserted in his various public statements undermines the findings of the investigation."
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Fujita: Bounty probe's a personal 'smear campaign'
Katy Perry Hints Russell Brand Was Threatened By Her Success, Made Her Choose Between Him Or Career
Posted: at 5:11 am
Katy Perry has never revealed the reason behind her split with husband of 14 months Russell Brand but in her new documentary Part Of Me 3D the star hints her success may have driven them apart.
In an upsetting scene for the 27 year-old she is seen hysterically crying backstage minutes before a show and later admits that finding her life partner hadnt been the fairytale ending she had expected.
The Firework star also implies that Russell may have been jealous of her success and had weird motives for his behaviour.
"I thought to myself, 'When I find that person that's going to be my life partner, I won't ever have to choose [between the partner and my career] she admitted,
they won't be threatened or have weird motives. Then I started to realize, that's not true.
Clearly the marriage had not been what the star expected and she confessed on camera that she wasnt happy.
That fairytale I had is not true for me right now, she added.
Katy was the bigger star when the couple got together and grew even more during their marriage while Russells career failed to ignite with movie flops such as Arthur. The singer was also on her Californian Dreams tour for much of their short marriage. Russell filed for divorce in December last year, in the movie Katy claimed she did everything to save her marriage.
She said: "I have that same belief system with everything, from career to my life to my personal life, everything. And I will do everything it takes to not fail. And I did everything it took but it still failed."
Katy Wows On 'California Dreams' Tour
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Katy Perry Hints Russell Brand Was Threatened By Her Success, Made Her Choose Between Him Or Career
This Personal Finance Museum Actually Looks Like It's Fun
Posted: at 5:11 am
At the Museo del Riparmioin Turin, Italy, y ou won't find fine art, prehistoric remains or artifacts from past civilizations. This museum is all about personal finance.
The goal of the museum is to distill complex financial subjects (hello, retirment planning!) in a fun and engaging way that appeals to grown-ups and kids. The exhibits are highly interactive, and from what we can tell, it looks pretty awesome.
The museum is sectioned into five different rooms. Here's a run down of what you'll find once you get there:
Know
Your first stop in the museum is a history lesson. But this isn't dullsville. The 'Know' room functions much like a timeline, taking you from the development of money in ancient civilizations all the way through the to current global financial system.
Tell
Here, Dante, Moliere, Shakespeare and Hemingway all stop by to tell guests about their personal triumphs and failures with money. They'll also discuss their assets, debt, savings, greed, usury, and loans.
Dream
In this area, visitors get to kick back and watch popular movies revolving around money. Think of it like a course in financial pop culture.
Learn
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This Personal Finance Museum Actually Looks Like It's Fun
Online Quran Tutors, Female Quran tutoring Online, Learning Quran for Kids – Video
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Online Quran Tutors, Female Quran tutoring Online, Learning Quran for Kids - Video
Bangkok is Asia-Pacific's top destination city
Posted: June 24, 2012 at 11:18 pm
TRAVELTITBITS
Bangkok ranks third in the Global Top 20 Destinations in terms of both numbers of international visitors and spending, according to the latest MasterCard Global Destination Cities Index.
Despite sluggish global economic growth, the number of people travelling abroad continues to increase, according to Yuwa Hedrick-Wong, MasterCard Worldwide's global economic advisor.
Total visitor numbers is projected to increase 5.7% from 174.9 million to 184.9 million, while total cross-border spending will rise 10.6% from US$217.8 billion (6,752 billion baht) to $241 billion (7,471 billion baht).
London is the world's most popular destination; the UK capital is expected to welcome 16.9 million travellers throughout this year. Paris came in second with 16 million visitors.
Bangkok is the third top destination for the second consecutive year. The total number of international visitors grew 6.5%, from 11.5 million in 2011 to 12.2 million this year so far.
The fourth city is Singapore with 11.8 million visitors, while the fifth is Istanbul with 11.6 million visitors.
For the world top 20 destination cities by visitor spending, London is again in pole position. Visitor spending grew 10.3% in 2011 to $21.1 billion (654 billion baht), followed by New York at $19.4 billion (601 billion baht) and Bangkok, which moved up by one rank, displacing Paris. MasterCard forecasts that tourist spending in Bangkok will rise 16.6% to $19.3 billion (598 billion baht).
In fourth place is Paris ($17.8 billion, or 552 billion baht), while one place lower is Singapore ($12.7 billion or 394 billion baht).
"Visitors tend to stay longer once they get there, and they spend more as a result," said the researcher.
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Bangkok is Asia-Pacific's top destination city