Student loans represent the worst debt in America – online education can solve that, says Thrun – Video
Posted: August 12, 2012 at 1:10 pm
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Student loans represent the worst debt in America - online education can solve that, says Thrun - Video
Yoga and pole dancing: the next Olympic sports?
Posted: August 11, 2012 at 4:11 pm
FALLS CHURCH, Va. (WUSA) - If you scoff at the notion that Yoga might become an Olympic sport, consider this, it may be more physically challenging than some sports already in the Olympics... like table tennis or race walking.
Ha Nguyen, a Yoga Instructor at Dancing Mind Yoga in Falls Church is accepting of race walking, "They get really into it and there was form, and stuff, so I think its really cool. I'll try it out."
But some question why rhythmic gymnastics or synchronized swimming are Olympic sports. And how about shooting?
Ha Nguyen: "I don't know about shooting. I'm not a big fan of guns. But, you know, they could be my body guard anytime."
Pole dancers may need body guards after their routines... but is it a sport worthy of a formal competition at the highest level?
Zach Street, another instructor at Dancing Mind Yoga answered, "Is dancing an Olympic sport? I don't think so. Its more of art form, right? An entertainment form...right?"
The International Pole Sports Federation and USA Yoga...are both working toward getting in the official games.
Paula Baake, owner of Dancing Mind Yoga would love to see her passion brought to the world's stage. "Let's bring it on. If it means more people understanding about Yoga and getting to see how beautiful a practice is, why not?"
If Yoga becomes an Olympic sport, it would mean yogis competing against one another and that's not what Yoga is all about ... or is it?
"With Yoga, the mind-body-spirit connection is within. So, to have Yoga as an Olympic sport, it'd be great to have coverage, but I don't believe that is the true teaching of Yoga,' said Nguyen.
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Yoga and pole dancing: the next Olympic sports?
Coaching is a man’s job
Posted: at 10:13 am
MONTREAL - The WTA Tour is one of the worlds pre-eminent womens sports franchises.
Yet it remains, on many levels, a mans world.
One notable area is on the coaching side; youd be hard-pressed to name half-a-dozen pro players who have female coaches.
With so many former players around the game, its surprising more women havent gone that route. Certainly their male counterparts are legion on both the WTA and ATP Tours.
Why?
But for many reasons, its just more difficult.
Its tougher for women to work their way up the coaching ranks, and the pool is tiny to begin with.
Given the travel required to coach a professional player, coaches who put off starting a family during their playing careers would have to put it off even longer. And many are worn down by the grind when they hang up their racquets.
And, even in the 21st century, many female players still prefer to be coached by men. In many cases, it is their fathers. If that seems a little out of the Stone Age, being coached by a woman still remains out-of-the-box thinking and athletes, in general, tend to stick with the status quo.
I enjoy it, passing along the experience I acquired as a player, and what Ive learned in my new job as a coach, because it really is a whole new trade that Ive learned. Its not because you were a good player that youll make a good coach, said former world No. 3 Nathalie Tauziat of France, who works with rising Canadian Genie Bouchard. I think there are things you can say to a woman you cant say to a man. (Bouchard) and I dont share everything, but Im sure there are things she wouldnt say to a male coach.
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Coaching is a man’s job
Exercise for the Legs Without Objects or Machines : LIVESTRONG – Exercising with Jeremy Shore – Video
Posted: at 10:13 am
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Exercise for the Legs Without Objects or Machines : LIVESTRONG - Exercising with Jeremy Shore - Video
June-Marie Raw Food and Fitness Health misc videos 030 – Video
Posted: at 10:13 am
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June-Marie Raw Food and Fitness Health misc videos 030 - Video
Save for Retirement or Pay Down Debt? – Video
Posted: at 10:12 am
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Save for Retirement or Pay Down Debt? - Video
Are online classes a better learning tool than classes at Stanford? – Video
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Are online classes a better learning tool than classes at Stanford? - Video
Health And Fitness Tips — Maintain Your Body Energy (www.voguepk.com) – Video
Posted: August 10, 2012 at 10:17 pm
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Health And Fitness Tips -- Maintain Your Body Energy (www.voguepk.com) - Video
The Bleak Retirement Outlook for Displaced Workers
Posted: at 10:17 pm
If you thought that Americans as a whole were unprepared for a secure retirement, you should see the ones who have lost their job.
A report from the Transamerica Center for Retirement Studies finds many unemployed and underemployed workers have been dipping into their retirement accounts to fund their regular expenses. In addition, the retirement savings for many of those workers in their 40s and 50s is virtually non-existent.
A dire situation for displaced workers
The report, titled The Cracked Nest Egg, is part of the 13th Annual Transamerica Retirement Survey. Its findings paint a bleak picture for workers who lost their jobs during the recent recession.
"The Great Recession has led to a potentially devastating impact on the retirement outlook of American workers who have become unemployed or underemployed," said Catherine Collinson, president of the Transamerica Center for Retirement Studies, in a statement. "Many have raided retirement accounts to make ends meet -- and it will be difficult for them to overcome these savings setbacks once they regain employment."
Among the center's findings:
In addition, 30% report being without health insurance, placing their finances at risk should they have a medical emergency or serious illness.
Retirement savings: How low can they go?
Perhaps one of the most troubling aspects of the Transamerica report is just how little most displaced workers have in their retirement savings. The estimated median retirement savings for these households was $5,800. Among middle-age individuals, the amount was even lower.
As part of the study, median retirement savings were broken down by age:
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The Bleak Retirement Outlook for Displaced Workers
168 Hours a Week of Retirement? Better Get a Job
Posted: at 10:17 pm
NEW YORK (TheStreet) -- I recently attended an educational session by Mitch Anthony, an author and retirement planning expert, which discussed thinking about retirement in a new way. Most people still view retirement as crossing a finish line because they have reached a certain age. This construct is based on our nation's industrial past when most workers performed physically demanding jobs. The paradigm then was you worked until age 65 when you were physically worn out and then you retired. The company you worked for would typically pay you a pension "for life." Unfortunately "for life" in the good old days might have only meant two or three years! Fast forward to our current U.S. economy: Most workers today are no longer engaged in physically demanding jobs. Instead most of us are engaged in intellectual or service-based work. So in today's world many of us are capable of working past age 65. For most people working past 65 is a better option than permanently retiring at an artificial age-based finish line. For individuals who work for compensation during retirement there are the financial benefits. Retirees who work part time during retirement can defer collecting social security until their full retirement age or even to age 70. Waiting to collect social security until at least your full retirement age results in a benefit 25% higher than starting at age 62. Another financial benefit of part time work is it might give a retiree access to health care coverage till they reach Medicare eligibility at age 65. Finally, the post-retirement income might allow the retiree to defer drawing down a portion of their retirement assets just a bit longer. Working past age 65 can be helpful for financial reasons but it goes deeper than extra money and doesn't have to be about compensation. If you are lucky enough not to need the money, volunteering at a not-for-profit is a valid form of work. Some non-financial benefits of working during retirement include: sense of relevance feeling of contribution and making an impact creativity competition for those who crave it connectivity to others The commonality among the non-financial benefits of working are that they all help with our emotional and physical well being. Working during retirement can also aid our cognitive health. The more we use our brains the healthier they are likely to be! The key to our second act work is engaging in work we find meaningful and that brings value to others. The great thing about it is we can define for ourselves what constitutes meaningful and provides value to others. In a nutshell, we can create our own personalized retirement job that works for us. I want to pass on two suggestions from Anthony when planning for your own retirement. The first is to write down how you plan to spend your 168 hours a week in retirement. If you are staring at an almost blank piece of paper you have got some work to do. The second idea is to get a mentor for retirement. Find someone you know who is doing retirement well, from your perspective, and engage them in a dialogue about how they did it. Remember, having enough "financial resources" to retire is only the first step towards a successful retirement. --By Michael Maye Michael Maye is the founder and president of MJM Financial Advisors (www.mjmfinadv.com), a registered investment advisory firm in Berkeley Heights, N.J. He is a member of the National Association of Personal Financial Advisors (NAPFA) and has been a speaker covering tax topics at NAPFA's national and regional conferences. Maye has also been a frequent contributor to the Star Ledger of New Jersey's "Biz Brain" and "Get With the Plan" articles. In addition to NAPFA, he is a member of Financial Planning Association, American Institute of Certified Public Accountants, New Jersey State Society of CPAs and the Estate Planning Council of Northern New Jersey.
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168 Hours a Week of Retirement? Better Get a Job