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Geordie Shore’s Vicky Pattison talks to Closer about her health and fitness – Video

Posted: August 28, 2012 at 7:20 pm



28-08-2012 03:15 Behind the scenes chat with Vicky Pattison on a photoshoot for Closer magazine. She discusses how her Closer Diet helped her get back in shape, how exercise has made her love her body and what fiancee Ricki Guarnaccio thinks about her body.

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Geordie Shore's Vicky Pattison talks to Closer about her health and fitness - Video

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August 28th, 2012 at 7:20 pm

Posted in Health and Fitness

Exercises to Bulk Up the Sides of Your Butt : LIVESTRONG – Exercising with Jeremy Shore – Video

Posted: at 7:20 pm



26-08-2012 18:36 Subscribe Now: Watch More: Certain exercises are great for bulking up the sides of your butt if you do them properly. Learn about exercises to bulk up the sides of your butt with help from a health and fitness expert with fifteen years of experience in this free video clip. Expert: Jeremy Shore Bio: Jeremy Shore is a health and fitness expert with 15 years experience in the fitness industry. Filmmaker: Jeremy Shore Series Description: Staying fit and being healthy is all about what exercises you're doing and how you're doing them. Learn about the basics of fitness and put together a routine that works for you with help from a health and fitness expert with fifteen years of experience in this free video series.

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Exercises to Bulk Up the Sides of Your Butt : LIVESTRONG - Exercising with Jeremy Shore - Video

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August 28th, 2012 at 7:20 pm

Posted in Health and Fitness

Health Plan Provider SeeChange Health Introduces Value-Based Benefit Design to Colorado

Posted: at 7:20 pm


DENVER, Aug. 28, 2012 /PRNewswire/ --The Colorado Department of Insurance has authorized SeeChange Health Insurance (www.SeeChangeHealth.com) to offer medical plans to the state's small businesses. SeeChange Health is already the fastest growing health plan in California.

"Our health insurance is new, different, and we believe, better," said Alan Katz, SeeChange Health's EVP for Sales & Marketing. "Like traditional plans we're there for our members when they're sick or injured. But we go further, offering financial rewards to those taking steps to improve and manage their health."

This approach, referred to as value-based benefit design, has been shown to reduce the rate of growth of health care costs by revealing undiagnosed chronic conditions. "Early detection and intervention of serious health problems means a better quality of life for members, a more productive workforce for employers and lower health care costs for everyone," Katz said. "SeeChange Health's technology platform has long helped larger employer groups enjoy the advantages of value-based benefit plans. We're now bringing this innovation to the small group market."

SeeChange Health Insurance will offer 14 preferred provider (PPO) plans throughout Colorado including three compatible with Health Savings Accounts (HSAs). These policies are available only to small businesses of 50 or fewer employees through licensed, independent brokers. SeeChange Health anticipates being able to offer coverage to larger groups in the near future.

"Colorado is a state that appreciates the importance of health and fitness. SeeChange Health's focus on wellness, prevention and early detection is a great fit with the people and culture of the state," noted Katz.

About SeeChange Health

SeeChange Health delivers plans, technology and services aimed at creating better health and quality of life for employees, increasing workforce productivity, and lowering health care costs by encouraging individuals to play an active role in managing their health to prevent, detect and treat serious health conditions. Its SeeChange Health Insurance division provides value-based benefit plans to fully insured employer groups in California and Colorado. The SeeChange Health Solutions division provides consumer engagement and health incentive technology platforms to employers, health plans and third party administrators delivering the cost-controlling advantages of value-based benefit plans. For more information, visit http://www.SeeChangeHealth.com.

Contact:

Susan Cotton (818) 824-9164 SCotton@SeeChangeHealth.com

This press release was issued through eReleases Press Release Distribution. For more information, visit http://www.ereleases.com.

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Health Plan Provider SeeChange Health Introduces Value-Based Benefit Design to Colorado

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August 28th, 2012 at 7:20 pm

Posted in Health and Fitness

Are These the 5 Best Retirement Shares in the FTSE 100?

Posted: at 7:19 pm


LONDON -- The last five years have been tough for those in retirement. Portfolio valuations have been hammered, and annuity rates have plunged. There's no sign things will improve anytime soon, either, as the eurozone and the U.K. economy look set to muddle through at best for some years to come.

A great way to protect yourself from the downturn, however, is to build your retirement fund with shares of large, well-run companies that should grow their earnings steadily over the coming decades. Over time, such investments ought to result in rising dividends and inflation-beating capital growth.

In this series, I'm tracking down the U.K. large caps that have the potential to beat the FTSE 100 over the long term and support a lower-risk, income-generating retirement fund (you can see all of the companies I've covered so far on this page).

In this article I'm going to introduce the five top-scoring shares so far and see how they compare. They are Unilever (NYSE: UL) , Tesco (LSE: TSCO.L) , Royal Dutch Shell (NYSE: RDS-B) , SABMiller (LSE: SAB.L) , and British American Tobacco (NYSE: BTI) .

First, let's take a look at how each of them scored against my five key retirement share criteria:

Criterion

Unilever

Tesco

Royal Dutch Shell

SABMiller

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Are These the 5 Best Retirement Shares in the FTSE 100?

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August 28th, 2012 at 7:19 pm

Posted in Retirement

Sharp to Offer Voluntary Retirement to 2,000 Japan Staff

Posted: at 7:19 pm


Sharp Corp. (6753.TO) on Tuesday said it will offer voluntary retirement to about 2,000 domestic workers in November as part of a previously announced labor reduction plan aimed at addressing the company's serious financial woes.

The hard-hit Japanese electronics maker, which racked up a record 376.08 billion yen group net loss in the fiscal year that ended in March and predicts a Y250 billion loss for the current fiscal year, has been pursuing a number of different avenues, including job cuts, to strengthen its financial standing.

Last week a person close to the matter said Sharp is mulling selling the TV factories--one in China and the other in Mexico--as part of talks with Taiwanese partner Hon Hai Precision Industry Co. (2317.TW).

Earlier this month, Sharp unveiled a plan to cut 5,000 workers. The staff reduction, excluding the latest voluntary retirement plan, will take the form of natural attrition and other steps.

The Japanese company said Tuesday it will offer early retirement to workers at the parent company and its major domestic subsidiaries between Nov. 1 and Nov. 14.

The program will cost around Y27 billion, it said. The cost has already been factored into its earnings outlook for its business year ending March 2013, released earlier this month.

Separately Tuesday, NEC Corp. (6701.TO) said that a total of 2,393 workers groupwide have accepted the voluntary retirement offer it made in July.

The Japanese computer maker and provider of technology services will report extra expenses worth Y2.9 billion for the second quarter ending September, in addition to expenses it already booked in the previous fiscal year.

But its cost cutbacks will moderate the additional cost burden, so it kept unrevised its previous earnings outlook for the first half and full business year through March 2013.

Write to Hiroyuki Kachi at Hiroyuki.Kachi@dowjones.com

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Sharp to Offer Voluntary Retirement to 2,000 Japan Staff

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August 28th, 2012 at 7:19 pm

Posted in Retirement

Young Americans Start Saving for Retirement 10 Years Earlier than Parents, Grandparents

Posted: at 7:19 pm


OMAHA, Neb.--(BUSINESS WIRE)--

When it comes to retirement planning, Generations X and Y have learned from the mistakes of their elders2, while the younger Generation Z shows some signs of nest egg naivety1, according to new survey findings released by TD Ameritrade Holding Corporation (AMTD).

Nearly 60 percent of Gen X (59%) and Gen Y (56%) make regular, automatic contributions toward their retirement savings2, compared to 46 percent of non-retired Baby Boomers2. And when it comes to getting a jump on their nest egg, younger generations are eager to get started both Gen X and Gen Y started saving for retirement, on average, in their mid- to late-twenties2. Thats nearly a decade earlier than Baby Boomers who, on average, stared saving at age 352.

For even the most sophisticated investor, retirement planning can be a tough concept to grasp, said Carrie Braxdale, managing director, investor services, TD Ameritrade, Inc., a broker dealer subsidiary of TD Ameritrade Holding Corporation. Gen X and Y have accepted the reality of the past few years, and rather than being discouraged, they are using what they've witnessed to their advantage by saving earlier and regularly. The hope is that tomorrows investors, Gen Z, follow suit as they near retirement.

For the teens and young adults of Generation Z (ages 13-22) who have grown up in households that struggled through the recession, the question remains as to whether they have been tainted by the gloom and doom or driven to be better. According to the survey, Gen Z generally understands the importance of saving money over half (56%) said they have a savings account thanks to the influence of early conversations about money with their parents1. But, those conversations have largely been about saving in general (82%) or saving for college (67%), rather than preparing for retirement (38%)1. Just eight percent of Gen Z reported they are currently saving money for their golden years1.

In fact, many Gen Z savers have a very different outlook on retirement saving strategies and timing when compared to their parents:

The good news is that Gen Z is starting off with a good understanding of the importance of saving, said Braxdale. But that doesnt mean they should wait to become more educated on proper long-term savings habits. We encourage parents to talk to kids specifically about retirement savings to ensure they understand the importance of getting a head start and taking advantage of the power of compounding.

TDAmeritrade's website offers a number of free retirement planning resources that can help investors explore many of these questions and more including:

1. A "Cost of Waiting" Calculator that can help you understand why starting to save earlier is better in the long run

2. WealthRuler retirement calculator that can help you estimate your retirement readiness

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Young Americans Start Saving for Retirement 10 Years Earlier than Parents, Grandparents

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August 28th, 2012 at 7:19 pm

Posted in Retirement

PMO chief lobbied by Barrick Gold despite personal ties

Posted: at 7:19 pm


Nigel Wright, the chief of staff in Prime Minister Stephen Harper's office, was lobbied by Barrick Gold Corp. despite having personal ties to the company. Wright is seen here during committee testimony on Parliament Hill in 2010. (Adrian Wyld/Canadian Press)

Pointed questions are beginning to swirl around Nigel Wright, Prime Minister Stephen Harper's chief of staff, and whether he used his position to further the financial interests of friends at Barrick Gold Corp.

Ethics commissioner Mary Dawson is following up with Wright after the disclosure that he was lobbied twice by Barrick, the world's largest gold producer, in May.

Wright has known Barrick founder and board chairman Peter Munk for years and is particularly close to his son, Anthony, who sits on Barrick's board of directors.

Indeed, in a 2011 magazine article, Peter Munk disclosed that Wright is godfather to Anthony Munk's son. Wright worked with Anthony at Onex Corp., the private equity investment giant from which Wright has taken a leave of absence to work for Harper.

Wright also served as a director on the board of the Aurea Foundation, a charitable foundation established by Peter Munk and his wife in 2006 to support the study and development of public policy. He resigned from the board shortly before joining Harper's office in November 2010.

In a story in the April 2011 edition of The Walrus, Peter Munk lavished praise on Wright.

"I'd rank Nigel Wright among the mere handful of people I've met in whom I have complete trust," Munk was quoted as saying. "He's just one of those rare human beings with whom you feel totally comfortable in seeking an opinion or discussing complex issues, on any subject."

According to a report summary filed by Barrick with the federal lobbying commissioner, someone from the company the report does not identify who contacted Wright on May 14 to discuss international relations and international trade.

Nine days later, a second report indicates, Barrick talked to Wright again on the same subject matter this time along with Harper's foreign policy adviser, Andrea van Vugt, and his principal secretary, Ray Novak, who is Harper's point man on government-to-government relations.

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PMO chief lobbied by Barrick Gold despite personal ties

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August 28th, 2012 at 7:19 pm

QPR agrees personal terms with Inter goalkeeper Julio Cesar

Posted: at 7:19 pm


QPR has agreed personal terms with Inter goalkeeper Julio Cesar, according to Sky Italia.

The Brazil international is expected to complete the move within the next day or so but the deal faces complications, as he has two years remaining on his contract and so may be entitled to a payoff.

The 32-year old initially lost his place to understudy Luca Castellazzi last term following a series of injury problems, but despite being fit he has yet to make an appearance for the Nerazzurri in the 2012-13 season.

Hoops boss Mark Hughes has been looking to sign a goalkeeper all summer, with the departure of Paddy Kenny to Leeds leaving an unclaimed number one jersey, which was then filled by new signing Robert Green.But Green has looked less than convincing in his first two matches in a Rangers shirt - prompting Kenny to send text messages mocking his replacement's performance to club owner Tony Fernandes and technical director Mike Rigg - and Hughes is thought to still be looking to bolster his options between the sticks.

Cesar was also linked with a move to north London with Tottenham but appears to prefer QPR, which avoided relegation on the last day of the season despite losing 3-2 to champion Manchester City. Follow GOAL.COM USA on Twitter

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QPR agrees personal terms with Inter goalkeeper Julio Cesar

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August 28th, 2012 at 7:19 pm

Ford’s Endeavor to Go Greener

Posted: at 7:18 pm


By Rajesh Marwah - August 28, 2012 | Tickers: F, GM, TM | 0 Comments

Rajesh is a member of The Motley Fool Blog Network -- entries represent the personal opinions of our bloggers and are not formally edited.

Ford Motor (NYSE: F) is showing high commitment in the development of its electric car segment where it proposes to put in about $135 million in the designing, engineering and production of key components. The Dearborn based automaker desires to double its battery testing capacity by next year.

The company is in the process of building an in-house production facility to fasten the development of its hybrid and electric vehicles by 25 percent and bring it to the market. Building an in-house unit instead of outsourcing the job will not only help the company to speed up the entire manufacturing process, but simultaneously reduce costs as well. This will also improve the flexibility of Ford to respond as per consumer demand

In addition, to overcome the challenge of expensive batteries and electric drive component, Ford is trying to increase the number of models that can be manufactured on a single line. For instance, in its transmission plant near Detroit, the company makes the hybrid version on one side and uses the other side of the aluminum palette to manufacture the conventional six-speed automatic transmission. Earlier, the company would buy these transmissions from a Japanese auto parts supplier Aisin. However, building it in-house allowed the second largest US automaker to trim down development costs by 20 percent as it saves on shipping and component costs.

Ford looks extremely committed in the electric car zone. The carmaker already has over 1,000 engineers working in the electric car unit. Last year the company added around 60 more engineers to its work force and is expected to employ more in the future. These engineers will exclusively be committed to conduct the R&D at the companys Dearborn lab to develop new technologies that would help in bringing out reasonably priced fuel efficient cars.

The carmakers focus in this segment is increasing. This is in response to the accelerating demand from customers who want fuel efficient electric cars with better specifications, improved battery life and infrastructure. Competition to build a greener engine is intensifying. Lets check out the current scenario.

Players going green Currently the electric vehicles segment is being dominated by archrival Toyota Motors (NYSE: TM) with 72 percent market share in the first half of the year. On the other hand Ford captured only 4 percent of the EV market. However, the second largest American carmaker has ambitious plans of giving prime attention in the operation and development of hybrids, plug-in hybrids and electric vehicles. It expects the sale of electric vehicle to constitute a quarter of its new vehicles sales by 2020 compared to a mere 3 percent in the previous year. Other than Toyota, Ford also competes with General Motors (NYSE: GM), Nissan Motor, and the new entrants Tesla Motors and Fisker Automotive.

The automaker is preparing itself to fight the market leader Toyota with its current line of offerings this fall.

So, whats in the pipeline? In May, the company launched the electric version of its Focus car which is known for its fuel efficiency and directly competes with Nissan Leaf. The 2013 Ford C-Max Hybrid and Ford C-MAX Energi plug-in Hybrid are expected to arrive this fall. The automaker claims that its C-Max can cover 570 miles compared to Toyota Prius v that can go 450 miles on a tank of gas. The automaker, which holds 500 hybrid patents, is also getting ready to launch All-new Fusion Hybrid that targets the same consumer segment as Toyota Camry Hybrid. The company also expects to start working on the Fusion Energi plug-in hybrid by this year end and aspires to make it the most fuel efficient car in the midsize segment.

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Ford’s Endeavor to Go Greener

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August 28th, 2012 at 7:18 pm

tenXer Raises $3 Million in Series B Funding to Accelerate Growth in Personal Productivity Tracking

Posted: at 7:18 pm


SAN FRANCISCO--(BUSINESS WIRE)--

tenXer, the technology company redefining personal productivity, today announced that the company has raised a $3 million series B funding round led by True Ventures, a Silicon Valley-based capital firm that invests in premiere early stage startups. Radar Partners, Khosla Ventures, and several high profile angel investors also participated in tenXers series B funding round.

In addition, Puneet Agarwal of True Ventures will also be joining the tenXer board of directors, which includes Kevin Compton of Radar Partners, tenXer co-founder Niel Robertson, and tenXer CEO Jeff Ma.

We love to partner with the most dynamic, promising entrepreneurs out there, and Jeffs background and the huge market he is attacking made investing in tenXer a no-brainer for True. We are happy to join with co-investors Radar Partners, Khosla Ventures and several angels in support of tenXer, and we are beyond thrilled to have the opportunity to work with someone of Jeffs caliber, said Puneet Agarwal, a partner at True Ventures.

tenXer plans to use the latest investment to grow the team with key hires in marketing, product management, and engineering. The company also plans to expand its service offering outside of the software engineering industry. In just three months after releasing the invite-only beta of tenXers human capital management platform, the feedback that the team has received from early users has been encouraging.

"tenXer is an essential tool for measuring the impacts of adjustments in our development practices. Our team continues to have evolving discussions on what fast, healthy, and collaborative means for our team. The insight into our work habits that tenXer provides are a vital part of our evolution," said Trey Hicks, VP of Development at Trada, a Boulder based start-up specializing in crowdsourced paid search. Hicks and his team were early tenXer beta users.

This is tenXers second round of funding. The companys Series A funding round was led by Radar Partners and was closed in September 2011. In less than a year, tenXer has grown to a team of nine and has launched their product in beta. The initial effort is geared towards software engineers and focuses on integration with heavily used tools like GitHub, Pivotal Tracker and Jira.

The quantified self is a tremendous movement that has penetrated places like health care, fitness and social planning but it is still untapped by those looking to improve at their jobs. We are going to do our best to change that, said Ma.

tenXer, the fourth company founded by serial entrepreneur Jeff Ma, was created in 2011 with the goal to reinvent human capital management from the bottom up. Ma gained notoriety as the inspiration for the main character in the book Bringing Down the House and the movie, 21. His experiences at the table shaped a fascination in how metrics and data can be used to motivate people to higher levels of achievement. Seeing a need for a better tool using similar philosophies to help people improve in their jobs, Ma started tenXer.

About tenXer

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tenXer Raises $3 Million in Series B Funding to Accelerate Growth in Personal Productivity Tracking

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August 28th, 2012 at 7:18 pm


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