FORT WORTH, Texas--(BUSINESS WIRE)--

Men and women in uniform are increasingly relying on commercial life insurance as a supplement to the low-cost group coverage they receive as part of their government benefits package.

The First Command Financial Behaviors Index reveals that 63 percent of middle-class military families (senior NCOs and commissioned officers in pay grades E-6 and above with household incomes of at least $50,000) own term life insurance, up 14 points from August 2011. In addition, 48 percent of families own some form of permanent life insurance coverage, up 6 points from last year.

The growing popularity of commercial life insurance among our men and women in uniform is an important reminder that these families live in the shadow of war and recognize the risk of an untimely death, said Scott Spiker, CEO of First Command. While middle-class military families appreciate the significant value of the life insurance coverage available through the federal government, they understand that extra coverage may be needed to build a risk management program that more thoroughly addresses their financial future. The increasing interest in commercial life products may also reflect fears about pending military budget cuts and a proposed overhaul of the military retirement system, which have been fueling worries among active-duty service members about the future of their careers in the armed forces.

Active-duty personnel are eligible for up to $400,000 in Servicemembers' Group Life Insurance, commonly known as SGLI. They may add optional spousal coverage of up to $100,000 and dependent coverage of up to $10,000. After leaving the service military personnel may convert SGLI to Veterans' Group Life Insurance (VGLI); however, premiums may be higher and are based on the age of the insured. So many military families, if they are insurable, opt for supplemental commercial policies in order to increase their overall coverage now and provide longer-term protection (either in addition to or as a supplement for VGLI) for their post-military lives.

The most popular form of permanent life insurance coverage among the military is whole life insurance, according to the survey. These products are owned by 39 percent of survey respondents, up 8 points from last year.

Permanent life insurance is growing in popularity among middle-class military families. The Index survey reveals that 28 percent of respondents who don't own a permanent life policy say they are likely to consider purchasing it for themselves or someone in their household.

Interest in commercial life insurance coverage is considerably more constrained among members of the general population. The Index reveals that 45 percent of civilian respondents with similar incomes report owning term life insurance, up 6 points from last year. And 36 percent of general population families report ownership of a permanent life insurance product, which is statistically unchanged from last year. Among those who dont own a permanent life policy, just 18 percent say they are likely to consider purchasing it for themselves or someone in their household.

First Command surveyed consumers on their life insurance coverage as part of its September observance of Life Insurance Awareness Month, which was created by the LIFE Foundation in response to growing concern about the large number of Americans who lack adequate life insurance protection. According to the industry research group LIMRA, 30 percent of U.S. households have no life insurance coverage.

About the First Command Financial Behaviors Index

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Servicemembers Boosting Military Benefits with Commercial Life Insurance, First Command Reports

Member of Parliament John Weston is hoping his National Health and Fitness Day bill will receive unanimous support when it hits the House of Commons on September 24.

The West Vancouver-Sunshine Coast-Sea-to-Sky MP said he has planned a walk from the steps of Parliament Hill to Ottawas city hall for that day, a symbol of the cooperation needed between different levels of government in order to improve the health of Canadians.

On a personal level I just saw when I reached Ottawa how unhealthy was the lifestyle that MPs lead. So much time on airplanes and in committees and sitting in Parliament, Weston said, explaining the inspiration for his second piece of non-partisan legislation. I just resolved that if I was going to remain productive and useful to the people who voted me in, I needed to work at staying healthy.

Weston hopes that one day Canadian calendars will mark National Health and Fitness Day on the first Saturday of June.

He pointed to data released by Statistics Canada and public health agencies as indicators that the health of Canadians has declined since 1981 in terms of obesity, a risk factor for heart disease and even cancer.

Its not a silver bullet, he said, but the hope is that by filling recreation facilities across the country, more people will be encouraged to live a healthier lifestyle. There could also be economic benefits, Weston argued.

Were looking at a direct financial hit of $4.3 billion to our healthcare system relating to over-weightness and obesity, he said.

Weston launched National Health and Fitness Day this year on June 2 but next year he hopes it will go national.

Like a previous private members bill introduced by Weston dealing with the growth of crystal meth and ecstasy use in Canada, the MP hopes this legislation will receive unanimous support.

His parliamentarian fitness initiative has seen MPs from both sides of the House participate in physical activities, going for runs on Tuesdays and swims on Thursdays.

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Weston hopes for national fitness day

Rancho Santa Margarita, CA (PRWEB) September 21, 2012

With a passion for health, fitness, art and education, Tamara Borrego will bring her multidisciplinary approach to Wexford University as adjunct professor of drawing and painting. A 100 percent online university that includes degree programs for both U.S. and international students, Wexford University offers degrees in health, fitness, exercise and nutrition.

An Orange County native, Borrego teaches in the Paramount Schools with a focus on education in minority communities. Wexford University accepts foreign and international students and credits from universities abroad.

Further, she earned a bachelors degree in Liberal Arts and Sciences from San Diego State University with a double major in Journalism and Art. She also has a masters of Fine Arts degree from California State University, Long Beach.

As Wexford University reaches out to students across the world who have a passion for health and wellness, it is important to find professors who share those same interests and values, so we are very pleased that Tamara has joined our growing team at Wexford, said Jack Bauerle, Chancellor of Wexford University. As a teacher, painter and fitness lover, she will offer our students a new dimension when it comes to their online education.

Wexford University offers the following online degree programs for both U.S. and international students interested in pursuing a health and fitness degree program: Associate of arts degree in Fitness Training Bachelor of science degree in Health and Fitness Master of science degree in Nutrition and Exercise Master of arts in Applied Sports Psychology Doctor of Applied Sports Psychology

Wexford University offers affordable online education with winter semester classes beginning January 2013.

Wexford University is dedicated to providing world-class education through cutting-edge technology, offering direct application degree programs in an accelerated format with 100 percent online learning to save time and money. Programs include an associate of arts degree in Fitness Training, bachelors degree in Health and Fitness, masters degree in Nutrition and Exercise as well as masters degree and doctorate degree in Applied Sport Psychology. Wexford University is the higher education division of NESTA (National Exercise & Sports Trainers Association). For more information, please visit http://wexford.edu/.

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Wexford University Names Tamara Borrego Adjunct Professor for Online Health and Fitness College

LOS ANGELES, CA--(Marketwire - Sep 19, 2012) - MMRGlobal, Inc. ( OTCBB : MMRF ) (MMR) today announced that Mike Dietrich, a business executive formerly with Office Depot, School Specialty and Troxell Communications, will work with the Company leading the effort to sell its MyMedicalRecords Personal Health Record products and services to retailers, with particular focus on the launch of MMR's Prepaid Personal Health Record cards at retail.Dietrich will also manage sales to the education marketplace including schools and universities. A nine-year veteran of the United States Air Force, Dietrich will also assist the Company with programs for Veterans, including connecting to MMRGlobal's MyBlueButton.com initiative.Additionally, Dietrich will use his experience and expertise to work with CEO Bob Lorsch on the sale of Emergency Services through Personal Health Records to major wireless carriers and cell phone retailers and operators.

"Mike Dietrich is one of the most qualified individuals that MMR could have added to its team," said Lorsch. "I met Mike when I was CEO of SmarTalk, where he was first to launch prepaid phone cards at retail in office superstores.It was Mike who forced the creation of swipe activation at point-of-sale, which I invented and patented. We have worked together for over 20 years and I am very excited that he will be selling our Personal Health Record products and services to retailers, educational institutions and to Veterans."

Dietrich served as Office Depot's Vice President, North American Technology Merchandising and Marketing Group, as well as Vice President of Office Depot's Telecommunications Services Group for more than 10 years, starting in 1993.He directed the company's wireless strategy from analog to digital services and the roll-out of PCS in North America while leading the introduction of wireless services to retail. Dietrich launched PCS services in more than 80 markets in the U.S. and Canada over a five year period.

"From my experience, Personal Health Records represent an ideal product for retail," said Dietrich.MyMedicalRecords is the perfect addition to the service offerings of any retailer because it has all the elements that merchants look for: it provides a highly relevant service for their customers, it provides the opportunity to generate profit from inventory-less services, and it has the ability to drive additional demand through use.In the education sector, MMR products have a multitude of applications that can reduce cost and complexity in student healthcare records management.One perfect application is in the management of student health records associated with extracurricular activities such as sports and performing arts.MMR also would be ideal to add to the student enrollment package for colleges and universities and could even be used as a fundraising service for schools and PTO/PTA organizations."

Following Office Depot, Dietrich joined School Specialty in Appleton, Wisconsin as head of operations, marketing and merchandising for three years for the Educational Resources Division.After leaving School Specialty, he worked as CFO/COO for Troxell Communications where he was responsible for the development of Troxell's new website and the strategic marketing partnership with WeAreTeachers, the leading educator website and social media integrator.

About MMRGlobal, Inc.

MMRGlobal, Inc., through its wholly-owned operating subsidiary, MyMedicalRecords, Inc., provides secure and easy-to-use online Personal Health Records ("PHRs") and electronic safe deposit box storage solutions, serving consumers, healthcare professionals, employers, insurance companies, financial institutions, and professional organizations and affinity groups. The MyMedicalRecords PHR enables individuals and families to access their medical records and other important documents, such as birth certificates, passports, insurance policies and wills, anytime from anywhere using the Internet. MyMedicalRecords is built on proprietary, patented technologies to allow documents, images and voicemail messages to be transmitted and stored in the system using a variety of methods, including fax, phone, or file upload without relying on any specific electronic medical record platform to populate a user's account. The Company's professional offering, MMRPro, is designed to give physicians' offices an easy and cost-effective solution to digitizing paper-based medical records and sharing them with patients in real time through an integrated patient portal.MMR is an Independent Software Vendor Partner with Kodak to deliver an integrated turnkey EMR solution for healthcare professionals. Through its merger with Favrille, Inc. in January 2009, the Company acquired intellectual property biotech assets that include anti-CD20 antibodies and data and samples from its FavId/Specifid vaccine clinical trials for the treatment of B-Cell Non-Hodgkin's lymphoma. To learn more about MMRGlobal, Inc. visit http://www.mmrglobal.com. View demos and video tutorials of the Company's products and services at http://www.mmrtheater.com.

Forward-Looking Statements

All statements in this press release that are not strictly historical in nature, including future performance, management's expectations, beliefs, intentions, estimates or projections, constitute "forward-looking statements." Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the Company's actual results to be materially different from historical results or from any results expressed or implied by such forward-looking statements. Some can be identified by the use of words (and their derivations) such as "need," "possibility," "intend," "offer," "development," "if," "negotiate," "when," "begun," "believe," "achieve," "will," "estimate," "expect," "maintain," "plan," and "continue," or the negative of these words. Factors that could cause or contribute to such differences include, but are not limited to, the risk the Company's products and services are not adopted or viewed favorably by the healthcare community, consumer retail market and government and education channels; business prospects, results of operations or financial condition; risks related to the current uncertainty and instability in financial and lending markets, including global economic uncertainties; timing and volume of sales and installations; length of sales cycles and the installation process; market acceptance of new product and service introductions; ability to establish and maintain strategic relationships; relationships with licensees; competitive product offerings and promotions; changes in government laws and regulations and future changes in tax legislation and initiatives in the healthcare industry; undetected errors in our products; possibility of interruption at our data centers; risks related to third party vendors; risks related to obtaining and integrating third-party licensed technology; risks related to a security breach by third parties; litigation matters; risks associated with recruitment and retention of key personnel; maintaining, developing, building and defending our patent portfolio for both the Company's health IT and biotechnology intellectual property assets; monetizing and litigating our patent portfolio both in the U.S. and internationally; uncertainties associated with doing business internationally across borders and territories; and such other risks and uncertainties as detailed from time to time in MMRGlobal, Inc.'s public filings with the U.S. Securities and Exchange Commission. The Company is providing this information as of the date of this release and, except as required by applicable law, does not undertake any obligation to update any forward-looking statements contained in this release as a result of new information, future events or otherwise.

Originally posted here:
Mike Dietrich Joins MMRGlobal to Bring Personal Health Records to Retail, Education and Government

Arsenal striker Olivier Giroud was content with his personal performance in last night's Champions League win over former club Montpellier.

The Frenchman supplied the assist for Lukas Podolski to equalise in the 16th minute after Younes Belhanda's opener before Gervinho made it 2-1 to the Gunners for the eventual victory.

Giroud admitted he was happy to return to the Stade de la Mosson to play in front of his old fans and was also satisfied with how he performed on the night.

"I tried not to really think about the context of the match," he told L'Equipe. "I was just so happy to come back here, even if I didn't score.

"I had a decisive assist in our first goal and I was quite satisfied with my own performance.

"We won and now we are in a good position. We remain undefeated and that is perfect for us."

Click here to reach the No1 destination for hard news and exciting gossip on Arsenal

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Arsenal's Giroud satisfied with Montpellier return

MINNEAPOLIS, Sept. 20, 2012 /PRNewswire/ -- FICO (FICO), the leading provider of analytics and decision management technology, today issued a call for presentations for its forthcoming annual FICO World conference, to be held April 30-May 3, 2013, in Miami. FICO clients, as well as other industry leaders, are invited to submit proposals for conference sessions related to predictive analytics, Big Data and key issues in retail banking.

(Logo: http://photos.prnewswire.com/prnh/20111010/CG83314LOGO)

Anyone interested in delivering a presentation is encouraged to submit a session proposal at http://www.ficoworld.com/sessionproposal. Preference will be given to sessions submitted by October 19, 2012.

FICO World is recognized as the foremost international conference on applications of predictive analytics and decision management technology. Key topics for the 2013 conference will include the evolution of analytics in the face of major technological advances such as Big Data, cloud and mobile, as well as innovative use of analytics to improve the customer experience, adhere to new regulations, grow profitably while managing risk, increase small business lending, and align capital levels and decisions with risk.

FICO is particularly interested in sessions that demonstrate innovative use of analytics and decision management technology to solve pressing business issues in the banking and retail industries, as well as sessions that present original research or industry studies. Attendance and accommodation is free for presenters, who will have the opportunity to share their ideas and achievements and network with industry colleagues. While the conference has a banking focus, FICO World 2013 will feature several sessions on Big Data analytics for marketing that would be of interest to retailers and other industries.

"Big Data analytics will be at the heart of every business function from fraud management to marketing to portfolio optimization and more," said Mike Gordon, vice president and leader of FICO's banking practice. "Businesses need to understand how to turn Big Data into better decisions across the customer lifecycle. We encourage proposals from presenters from around the world who can offer attendees actionable insight on how to adapt and succeed in this rapidly evolving regulatory, economic and technological environment."

Registration for FICO World 2013 opens on January 7, 2013. With immediate questions, email ficoworld@fico.com. For updates on FICO World 2013, please follow FICO on Twitter or LinkedIn.

About FICO

FICO (FICO) delivers superior predictive analytics solutions that drive smarter decisions. The company's groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICO's innovative solutions include the FICO Score the standard measure of consumer credit risk in the United States along with industry-leading solutions for managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the world's top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands. FICO also helps millions of individuals manage their personal credit health through http://www.myFICO.com. Learn more at http://www.fico.com. FICO: Make every decision count.

For FICO news and media resources, visit http://www.fico.com/news.

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FICO Seeks Presentations on Big Data Analytics and Banking Success for FICO World 2013

A growing body of research suggests that self-compassion, rather than self-esteem, may be the key to unlocking personal and career potential. Psychologist Heidi Grant Halvorson explains why self-compassion a willingness to look at your own mistakes and shortcomings with kindness and understanding is more than just a buzzword.

Image remixed from Ljupco Smokovski (Shutterstock).

If you look under the Self-Help heading on Amazon, youll find roughly 5000 books listed under the subhead Self-Esteem. The vast majority of these books aim to not only tell you why your self-esteem might be low, but to show you how to get your hands on some more of it. Its a thriving business because self-esteem is, at least in Western cultures, considered the bedrock of individual success. You cant possibly get ahead in life, the logic goes, unless you believe you are perfectly awesome.

And of course you must be perfectly awesome in order to keep believing that you are so you live in quiet terror of making mistakes, and feel devastated when you do. Your only defence is to refocus your attention on all the things you do well, mentally stroking your own ego until it has forgotten this horrible episode of unawesomeness and moved on to something more satisfying.

When you think about it, this doesnt exactly sound like a recipe for success, does it? Indeed, recent reviews of the research on high self-esteem have come to the troubling conclusion that its not all its cracked up to be. High self-esteem does not predict better performance or greater success. And though people with high self-esteem do think theyre more successful, objectively, they are not. High self-esteem does not make you a more effective leader, a more appealing lover, more likely to lead a healthy lifestyle, or more attractive and compelling in an interview. But if Stuart Smalley is wrong, and high self-esteem (along with daily affirmations of your own terrificness) is not the answer to all your problems, then what is?

A growing body of research, including new studies by Berkeleys Juliana Breines and Serena Chen, suggest that self-compassion, rather than self-esteem, may be the key to unlocking your true potential for greatness. Now, I know that some of you are already sceptical about a term like self-compassion. But this is a scientific, data-driven argument not feel-good pop psychology. So hang in there and keep an open mind.

Self-compassion is a willingness to look at your own mistakes and shortcomings with kindness and understanding its embracing the fact that to err is indeed human. When you are self-compassionate in the face of difficulty, you neither judge yourself harshly, nor feel the need to defensively focus on all your awesome qualities to protect your ego. Its not surprising that self-compassion leads, as many studies show, to higher levels of personal well-being, optimism and happiness, and to less anxiety and depression.

But what about performance? Self-compassion may feel good, but arent the people who are harder on themselves, who are driven to always be the best, the ones who are ultimately more likely to succeed?

To answer that, its important to understand what self-compassion is not. While the spirit of self-compassion is to some degree captured in expressions like give yourself a break and cut yourself some slack, it is decidedly not the same thing as taking yourself off the hook or lowering the bar. You can be self-compassionate while still accepting responsibility for your performance. And you can be self-compassionate while striving for the most challenging goals the difference lies not in where you want to end up, but in how you think about the ups and downs of your journey. As a matter of fact, if you are self-compassionate, new research suggests you are more likely to actually arrive at your destination.

In their studies, Brienes and Chen asked participants to take either a self-compassionate or self-esteem enhancing view of a setback or failure. For example, when asked to reflect on a personal weakness, some were asked to imagine that you are talking to yourself about this weakness from a compassionate and understanding perspective. What would you say?

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To Succeed, Forget Self-Esteem

A growing body of research suggests that self-compassion, rather than self-esteem, may be the key to unlocking personal and career potential. Psychologist Heidi Grant Halvorson explains why self-compassiona willingness to look at your own mistakes and shortcomings with kindness and understandingis more than just a buzzword.

If you look under the Self-Help heading on Amazon, you'll find roughly 5,000 books listed under the subhead Self-Esteem. The vast majority of these books aim to not only tell you why your self-esteem might be low, but to show you how to get your hands on some more of it. It's a thriving business because self-esteem is, at least in Western cultures, considered the bedrock of individual success. You can't possibly get ahead in life, the logic goes, unless you believe you are perfectly awesome.

And of course you must be perfectly awesome in order to keep believing that you areso you live in quiet terror of making mistakes, and feel devastated when you do. Your only defense is to refocus your attention on all the things you do well, mentally stroking your own ego until it has forgotten this horrible episode of unawesomeness and moved on to something more satisfying.

When you think about it, this doesn't exactly sound like a recipe for success, does it? Indeed, recent reviews of the research on high self-esteem have come to the troubling conclusion that it's not all it's cracked up to be. High self-esteem does not predict better performance or greater success. And though people with high self-esteem do think they're more successful, objectively, they are not. High self-esteem does not make you a more effective leader, a more appealing lover, more likely to lead a healthy lifestyle, or more attractive and compelling in an interview. But if Stuart Smalley is wrong, and high self-esteem (along with daily affirmations of your own terrificness) is not the answer to all your problems, then what is?

A growing body of research, including new studies by Berkeley's Juliana Breines and Serena Chen, suggest that self-compassion, rather than self-esteem, may be the key to unlocking your true potential for greatness. Now, I know that some of you are already skeptical about a term like "self-compassion." But this is a scientific, data-driven argumentnot feel-good pop psychology. So hang in there and keep an open mind.

Self-compassion is a willingness to look at your own mistakes and shortcomings with kindness and understandingit's embracing the fact that to err is indeed human. When you are self-compassionate in the face of difficulty, you neither judge yourself harshly, nor feel the need to defensively focus on all your awesome qualities to protect your ego. It's not surprising that self-compassion leads, as many studies show, to higher levels of personal well-being, optimism and happiness, and to less anxiety and depression.

But what about performance? Self-compassion may feel good, but aren't the people who are harder on themselves, who are driven to always be the best, the ones who are ultimately more likely to succeed?

To answer that, it's important to understand what self-compassion is not. While the spirit of self-compassion is to some degree captured in expressions like "give yourself a break" and "cut yourself some slack," it is decidedly not the same thing as taking yourself off the hook or lowering the bar. You can be self-compassionate while still accepting responsibility for your performance. And you can be self-compassionate while striving for the most challenging goalsthe difference lies not in where you want to end up, but in how you think about the ups and downs of your journey. As a matter of fact, if you are self-compassionate, new research suggests you are more likely to actually arrive at your destination.

In their studies, Brienes and Chen asked participants to take either a self-compassionate or self-esteem enhancing view of a setback or failure. For example, when asked to reflect on a personal weakness, some were asked to "imagine that you are talking to yourself about this weakness from a compassionate and understanding perspective. What would you say?"

Others were asked to instead focus on boosting their self-esteem: "Imagine that you are talking to yourself about this weakness from a perspective of validating your positive qualities. What would you say?"

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To Succeed, Forget Self-Esteem [Success]

HOUSTON, Sept. 20, 2012 /PRNewswire/ -- Jose Canseco gives an insider point of view of what it's like to experience a public fall from grace.

In his latest, exciting video blog for Steroid.com, Jose Canseco candidly discusses the twisted spiral of what it was like to experience a much publicized fall from fame and success. Covering topics ranging from losing millions, no longer being in the game, and personal struggles, Canseco offers an insightful glimpse into the highs and lows of a professional sports career. Regarding becoming addicted to the success and fame, he says...

"You know I do think you get addicted to that lifestyle and I think you're always trying to get back what you lost or trying to become better but you never get it back."

Answering fan questions with thorough honesty and unvarnished candor, Canseco discloses that he misses the game today. When asked how much he still thinks of professional baseball, Canseco states...

"Yeah. I think if you have an addiction that long - playing major league baseball you constantly dream about it and I am dreaming about trying to get back to the game all the time and trying to play."

Canseco also reveals the personal sacrifices that had to be made while fashioning his career. Specifically, he addresses his regrets of not getting more time to spend with family, especially his daughter...

"My relationship with my daughter...she's gonna be sixteen now...I traveled so much...I didn't get to see my daughter as much as possible...I've missed a lot of time with my daughter... I wonder if she knows who her father is. I wonder if she knows who daddy is..."

"Canseco on Steroids" has fresh, new exhilarating episodes every Monday and Thursday, exclusively on http://www.steroid.com.

http://www.Steroid.com

This press release was issued through 24-7PressRelease.com. For further information, visit http://www.24-7pressrelease.com.

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Jose Canseco Discusses Fall from Fame and Success

CHICAGO--(BUSINESS WIRE)--

Clandestine Development today announced that their app, LifeLine Response, is now available for the iPhone and Android. LifeLine Response is the next generation in personal mobile safety. The application provides unparalleled protection against unexpected events. With patent-pending IntelliTouch technology, the application automatically notifies the LifeLine Response 24/7 Emergency Response Center and sounds an alarm when your finger is removed from the phones screen. All data is transmitted to servers in real-time in the event that the phone breaks during an assault. Trained emergency response professionals will assess your situation, see your real-time GPS location, and notify local 911 authorities.

Designated LifeLine contacts such as friends, family, and co-workers are also given your real-time location. No matter where your LifeLines are geographically, they will have the phone number of the closest 911 dispatch center to where you are located.

We saw a void in the marketplace for a serious personal safety application; I designed this app specifically to prevent violent crimes and sexual assaults, said Peter Cahill, founder of Clandestine Development. When people find themselves in crisis situations where they often cannot think clearly, LifeLine Response takes human error out of the equation by automatically initiating a Distress Alert.

Im extremely pleased with LifeLine Response. We built this application to become the foremost leader in personal mobile safety, said Mark Chrisman, CMO of Clandestine Development. We integrated the same local 911 database that federal law authorities use so that friends and family are empowered to help their loved ones. The app also features a timer mode, a silent alarm, an acoustically engineered alarm, and real-time GPS tracking.

In recognition of National Campus Safety month, LifeLine Response is now available at the limited-time promotional price of $1.99 for a 45 day subscription and $21.99 for an annual subscription. LifeLine Response is available in the United States from Apples App Store and Google Play, or by visiting: http://www.LLResponse.com

Please visit http://www.LLResponse.com for more information about the product, including videos and screenshots.

Press Kit: http://LLResponse.com/press.html

Clandestine Development, LLC was formed in 2011 to develop unique technology investment opportunities with mass market potential. The Clandestine Development executive team collectively has over 100 years of business and technology experience.Clandestine Development has leveraged this experience to redefine the personal safety market. LifeLine Response is the first commercial grade personal safety application with proactive monitoring and distress alert technology. For more information about LifeLine Response, please visit http://www.llresponse.com.

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Clandestine Development Releases LifeLine Response for iPhone and Android