Miss Plymouth 2013 Rachell Tremain Nuffield Health and Fitness Plymouth – Video
Posted: October 9, 2012 at 12:26 pm
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Miss Plymouth 2013 Rachell Tremain Nuffield Health and Fitness Plymouth - Video
Anytime Fitness Announces Sub-franchisee Agreement for India
Posted: at 12:26 pm
NEW DELHI, October 9, 2012 /PRNewswire/ --
New Delhi-based House of Fitness Pvt. Ltd., the Master Franchisee of Anytime Fitness LLC, the worlds largest "24 hour" co-ed chain of health clubs, has signed its first sub-franchisee agreement for India with Shri Krishna Wellness.
With the signing of the agreement, Anytime Fitness brand would open its first Gym at Model Town, New Delhi.
"This is the first step towards expanding our services in the Indian healthcare market and we are pleased to tie-up with Shri Krishna Wellness. Shri Krishna Wellness would get all the support from us which would include the brand support and years of our experience in this vertical, " said Mr. John Kersh, Vice President of International Development, Anytime Fitness, USA.
According to statistics from the International Health, Racquet & Sportsclub Associations 2012 Global Report on the State of the Health Club Industry, only 0.03% of the Indian population is a member of any health club. This figure is in sharp contrast to the United States, where over 17% of the total population are health club members, and to Europe, where more than 10% of the population are members in the majority of countries.
"There is an opportunity to provide the best of health care facility across Indian Cities, as we have been witnessing that people in India are becoming increasingly health conscious due to various reasons. We expect the number of such people to grow over a period of time. There is already a tremendous demand for the corporate wellness programs. Although, India is far behind the America, but nevertheless, we are moving on the right track, " said Mr. Vikas Jain, CEO, House of Fitness Pvt. Ltd.
Anytime Fitness concept provides a perfect solution for busy people looking for comfortable and convenient facilities. The convenience and affordability of Anytime Fitness for both men and women will keep benefiting the members and encourages them to strive for and meet their health and fitness goals.
Anytime Fitness India will provide exclusive rights to Shri Krishna Wellness for use of the brands trademarks, systems and intellectual property under supervision during the term of the agreement, and will support the sub-franchisee via its corporate headquarters in the United States.
About Anytime Fitness:
Founded in 2002, Anytime Fitness is now the fastest-growing fitness club franchise in the world, with more than 2,000 clubs worldwide. Open 24 hours a day, 365 days a year, Anytime Fitness prides itself on providing its members with convenient and affordable fitness options in friendly, well-maintained facilities that feature top-quality exercise equipment. Clubs are now open in all 50 U.S. states, Canada, Mexico, Australia, New Zealand, the United Kingdom, the Netherlands, Poland, Qatar, Spain, Grand Cayman and Japan, and members everywhere have free reciprocal access to all clubs worldwide.
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Anytime Fitness Announces Sub-franchisee Agreement for India
How much money do you need for retirement? – Video
Posted: at 12:26 pm
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How much money do you need for retirement? - Video
Tax tactics to make your retirement cash last
Posted: at 12:26 pm
Retirement Tax-Savvy Retirement Plan Distributions
What's your biggest challenge in retirement, besides making your money last for your lifetime? It's taking retirement plan distributions in such a way as to best minimize income tax so more money is left for you.
In each scenario, a hypothetical couple has $600,000 in assets. To maintain their lifestyle, they need $42,000 of income per year in retirement, $24,000 of which will come from Social Security. They must rely on their retirement funds to provide income of at least $18,000 per year.
Assuming that tax rates don't change drastically in the foreseeable future, let's look at the best way to take distributions when retirement assets are invested in various vehicles, including pretax accounts such as traditional 401(k) plans, individual retirement accounts and pension plans; after-tax vehicles such as Roth IRAs and Roth 401(k)s; and nonretirement vehicles, such as a brokerage account containing stocks.
"The name of the game is planning. A builder doesn't build a house without a blueprint. A retiree can't navigate a multidecade retirement without one either. One key tool in that planning toolbox is minimizing taxation," says Rob O'Blennis, Chartered Retirement Planning Counselor at The Retirement Planning Group in Overland Park, Kan.
Here are the three scenarios, with tips on how to take retirement plan distributions with tax efficiency in mind.
In this scenario, Bankrate's hypothetical couple has invested all $600,000 of their nest egg in a traditional, pretax 401(k) plan and traditional IRA, or they have a traditional pension plan with annuity payments.
Our hypothetical couple has $400,000 of their nest egg invested in a traditional, pretax 401(k) plan or traditional IRA and $200,000 in a Roth 401(k) plan or a Roth IRA.
In this scenario, Bankrate's hypothetical couple has evenly divided their nest egg into three parts: $200,000 is invested in a traditional pretax 401(k) or IRA, $200,000 in a Roth 401(k)/IRA and $200,000 in a regular brokerage account containing stocks.
Retirement Tax-Savvy Retirement Plan Distributions
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Tax tactics to make your retirement cash last
Don't fall into these retirement tax traps
Posted: at 12:26 pm
Retirement Tax Issues You Could Face In Retirement
Does your retirement plan consider tax issues? It should -- or it could cost you valuable post-work money.
Taxes don't end when you stop working. Federal and state tax issues come into play in several retirement income areas.
The key focus of all retirement plans is ensuring you have enough money to live the retirement lifestyle you want. While you were working, you took advantage of workplace savings accounts such as 401(k) plans and individual retirement accounts.
If your IRA is a Roth account, you don't have to worry about tax issues with the Internal Revenue Service. You paid taxes on the money before you put it into your Roth IRA, and its earnings have grown tax-free. That means you don't owe the IRS anything on your withdrawals once you retire.
But if you're depending on traditional IRA or 401(k) funds, you will owe taxes. You never paid income taxes on the workplace plan or deductible IRA contributions. Plus, the earnings of these accounts are tax-deferred, meaning you owe tax at your ordinary income tax rate on money you take out in retirement.
And if you've delayed distributions so as to postpone those taxes for as long as possible, remember that the required minimum distribution, or RMD, rules compel you to withdraw certain amounts when you turn 70 . The IRS has life-expectancy charts, the most common one being the Uniform Lifetime Table, that help you calculate how much to withdraw.
Your private retirement accounts are designed to supplement your Social Security benefits.
But your added retirement income, whether from an IRA or pension plan, investment income or a job (including self-employment), could lead to taxes on at least part of your government benefits.
Retirees could pay taxes on up to 85 percent of Social Security benefits, says Mike Piershale, a Chartered Financial Consultant and president of Piershale Financial Group in Crystal Lake, Ill.
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Don't fall into these retirement tax traps
Kraton Performance Polymers Publicizes Latest Advancements in New HSBC Technology for Adhesives and Sealants
Posted: at 12:25 pm
HOUSTON, Oct. 8, 2012 /PRNewswire/ -- Kraton Performance Polymers, Inc. (NYSE: "KRA"), a leading global producer of styrenic block copolymers or "SBCs," announces plans to showcase its latest advancements in adhesives and sealants at the 2012 ASC Adhesive & Sealant Council Fall Conference & Expo from October 21-23, 2012. The company is also scheduled to present a paper on new HSBC technology on Oct. 22, 2012 from 11:15 a.m. noon.
Kraton Polymers product experts from the Adhesives, Sealants and Coatings business will be at the ASC Expo in Booth 401 to answer questions about the company's product offerings in hot melt adhesives, PSAs for tapes and labels, protective films, oil gels, and any other products of interest. Kraton polymers offer many features and benefits for adhesives and sealant applications. They include superior adhesion, clarity, cohesive strength, wide application temperature range, and moisture resistance. Kraton polymers are engineered to meet specific processing and application requirements such as shear performance, melt and solution viscosity, and adhesion and tack properties. Please visit Kraton representatives in Booth #401 to learn more.
In addition to the product showcase, Dr. Donn Dubois, a senior research chemist at Kraton Polymers, will speak on the topic of "New HSBC Technology for Modification of Amorphous Polyolefins - Cost Effective and More Sustainable Alternatives for Hygiene Hot Melt Adhesives." Dr. Dubois will discuss Kraton's development of high melt flow HSBC structures that are compatible with amorphous polyolefins. He will also explain how formulations that are significantly lower in hydrocarbon resin can be prepared, which can help drive sustainability for this type of application.
Kraton invites all interested parties to attend Dr. Dubois' presentation on Monday, October 22, 2012 from 11:15 a.m. noon. To register for the expo and to attend the presentation, please visit the conference website for details. Additional information on Kraton Performance Polymers can be obtained at http://www.kraton.com or by calling 1-800-4-572866.
For media inquiries, please contact Marcie Coronado, Marketing Communications Manager, at 281-504-4975, or Marcie.coronado@kraton.com.
About Kraton Polymers
Kraton Performance Polymers, Inc., through its operating subsidiary Kraton Polymers LLC and its subsidiaries, is a leading global producer of engineered polymers and styrenic block copolymers ("SBCs"), a family of products whose chemistry was pioneered by us almost fifty years ago. SBCs are highly-engineered thermoplastic elastomers, which enhance the performance of numerous products by delivering a variety of attributes, including greater flexibility, resilience, strength, durability and processability. Our polymers are used in a wide range of applications, including adhesives, coatings, consumer and personal care products, sealants and lubricants, and medical, packaging, automotive, paving, roofing and footwear products. We currently offer approximately 800 products to more than 700 customers in over 60 countries worldwide, and are the only SBC producer with manufacturing and service capabilities on four continents. We manufacture products at five plants globally, including our flagship plant in Belpre, Ohio, as well as plants in Germany, France and Brazil, and a joint venture plant operated in Japan.
Forward Looking Statements
This press release may contain "forward-looking statements," which are statements other than statements of historical fact and are often characterized by the use of words such as "believes," "expects," "estimates," "projects," "may," "will," "intends," "plans" or "anticipates," or by discussions of strategy, anticipated performance, plans or intentions, including statements of anticipated product performance. All forward-looking statements in this press release are made based on management's current expectations and estimates, which involve risks, uncertainties and other factors that could cause results to differ materially from those expressed in forward-looking statements. These risks and uncertainties are more fully described in "Part I. Item 1A. Risk Factors" contained in our Annual Report on 10-K, as filed with the Securities and Exchange Commission and as subsequently updated in our Quarterly Reports on Form 10-Q. We hereby make reference to all such filings for all purposes. Readers are cautioned not to place undue reliance on forward-looking statements. We assume no obligation to update such information.
Kraton, the Kraton logo and design, Cariflex, Nexar and the "Giving Innovators their Edge" tagline are all trademarks of Kraton Polymers LLC.
Ashley Cole makes personal apology to FA chairman David Bernstein
Posted: at 12:25 pm
Football Association chairman David Bernstein has revealed that Ashley Cole apologised to him personally last night over his offensive Twitter message.
Bernstein also stressed that England manager Roy Hodgson will decide whether the Chelsea full-back plays against San Marino in Friday's World Cup qualifier.
Cole was yesterday charged with misconduct by the FA over his Twitter outburst on Friday when he referred to the governing body as a "bunch of t****" in response to the independent regulatory commission's damning judgement on his evidence in the John Terry racial abuse verdict.
Bernstein, speaking to Radio 5 Live ahead of today's official opening of the National Football Centre at St George's Park in Burton, revealed that Cole had followed up his apology to the FA on Friday with a personal apology last night.
"He apologised immediately on Friday and he came to see me last night and apologised to me personally," said Bernstein.
"He showed real contrition. He said he was really sorry.
"He is free to play for England over the coming matches. It is up to the manager to decide whether he plays or not."
Cole was given until 4pm on Thursday to respond to yesterday's FA charge. the timing far from ideal given the deadline is barely 24 hours before England face San Marino at Wembley.
With Bernstein confirming it is up to Hodgson to decide whether or not to play Cole, the only threat to his chances of winning a 99th cap would appear to be if the England manager opts to rest him ahead of the crucial trip to Poland four days later.
Bernstein was convinced Cole's apology was heart-felt.
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Ashley Cole makes personal apology to FA chairman David Bernstein
As “Organisational Conversation” Becomes New Leadership Buzzword, More Top Executives Sign Up For NLP Training at The …
Posted: at 12:25 pm
A new study from Harvard Business School affirms how trusted leaders empower the success of their organisations through direct, personal and face-to-face conversations. According to The Coaching Institute, the studys impact is encouraging more and more business executives to sharpen their personal communications skills, with neuro-linguistic programming training courses emerging as a top choice.
Melbourne, Australia (PRWEB) October 09, 2012
The leaning towards sharpening interpersonal communication skills is said to have sparked off from an acclaimed study from Harvard Business School affirming the value of face-to-face conversations in ensuring the success of an organisation.
In the book Talk, Inc.: How Trusted Leaders Use Conversation to Power Their Organizations, the authors presented a revolutionary business model they branded as organisational conversation as a new way to steer a commercial venture to sure-fire success. Compared to traditional business models that view employee communication as merely an avenue for issuing orders and instructions, organisational conversation encourages leaders to utilise communication as an opportunity to build trust and make everyone look in the same direction.
The altruistic-sounding communication approach is in fact a highly technical one that needs strategic planning and a highly developed set of communication skills. The more forward-looking business leaders have turned to personal development courses, the most in-demand of which today are the training in NLP courses.
Its a tall order for almost all sides of the business spectrum, says Pearson. For old-timers, the approach needs them to bend their age-old ways of top-down communications; for younger generations of start-ups, it means veering away from technology-driven and multi-tasking exchanges into making connections more people oriented. NLP training shows you the right direction into revolutionizing the way you think, the way you express yourself, and therefore the way you lead.
The Coaching Institute offers a holistic approach that allows learners to acquire the habits and perspective of an NLP trainer which they need for personal growth, and for leading their business organisation to success. The NLP Certification Training course is also essentially a leadership course. Aside from helping participants become accredited trainers, the curriculum also provides essential skills for heading an organisation: creating group rapport, moving an audience, selling complex ideas, and cultivating a confident, passionate public persona.
Enumerates Pearson: Aside from developing intuitive and strategic communication skills, the training course also helps individuals to eliminate fears and uncertainty, enjoy psychological and emotional balance, pursue their dreams and vision with confidence, and touch the lives of others by helping them achieve their dream life, toowhich is basically, the true hallmark of a great leader.
Carmen Daley The Coaching Institute +1 800 094 927 Email Information
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As “Organisational Conversation” Becomes New Leadership Buzzword, More Top Executives Sign Up For NLP Training at The ...
SUCCESS STORY / Ian Tolman, 46: From 270 pounds to 175 pounds
Posted: at 12:25 pm
By Michelle C. Brooks
Ian Tolman, 46, of Hiram Ga., lost 95 pounds
Former weight: 270 pounds
Current weight: 175 pounds
Pounds lost: 95 pounds
Height: 5 feet 6 inches
Age: 46 years
How long hes kept it off: In 2008, Tolman started Weight Watchers, lost sixty pounds, joined a gym and has maintained his current weight for three years.
Personal life: I am married for twenty-two years to the best woman, wife and mother I guy could ask for, says Tolman. We have two beautiful daughters and a son we adopted in 2008. For nineteen years, he has worked as a crime scene technician with the Cobb County Sheriffs Office. He and his family live in Hiram.
Turning point: I reached my all time high of 270 pounds in September of 2008 and was disgusted with myself, he says. I had thoughts of how could I do this to my wife and kids? I probably wont live long enough to walk my kids down the aisle. I was going to give it my all to be there for myself and my family I had [yo-yo dieted] my entire life and I needed to also be an example for my kids so they could live a healthy lifestyle.
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SUCCESS STORY / Ian Tolman, 46: From 270 pounds to 175 pounds
Solvay and SIBUR form a joint venture to produce surfactants and oilfield process chemicals
Posted: at 12:24 pm
London, 9 October 2012, at noon
Solvay and SIBUR form a joint venture to produce surfactants and oilfield process chemicals
New production plant to meet region`s growing demand for surfactants in the home & personal care and oil & gas markets
Solvay and Russian petrochemical company SIBUR have signed an agreement to establish Ruspav, a 50/50 joint venture for the production of surfactants and oilfield process chemicals in Dzerzhinsk, Russia. The agreement was signed in presence of the Minister of Energy of the Russian Federation, Alexander Novak, during the 26th Gastech Conference in London today by Dmitry Konov, CEO of SIBUR, and Emmanuel Butstraen, Head of Solvay`s Global Business Unit Novecare.
Ruspav will be located near SIBUR`s petrochemicals operations, 400km east of Moscow, and is expected to be operational in 2015. Demand for surfactants in the CIS is growing at more than six percent annually. The surfactants are used mainly in home & personal care products, oil & gas as well as in other industries.
SIBUR will contribute its raw materials, production and logistics capabilities to the joint venture. It will also, given its longstanding experience of the Russian petrochemicals market, support the development of the surfactants business in oil and gas markets in Russia and the CIS. Solvay`s Novecare, a worldwide leader in surfactants, will provide its expertise in surfactant technologies, its knowledge of formulations and market applications and its customer network, particularly in the home & personal care and oil & gas markets, including global key accounts with a strong presence in the region.
"Solvay`s strong experience in the surfactants business combined with SIBUR`s unique raw materials base and market knowledge will enable us to strengthen our leading positions in the CIS market," said Dmitry Konov, SIBUR`s CEO. "Thanks to this venture with our longtime and well-established Russian partner SIBUR, we can bring our experience and technology to this dynamic region and help our customers tackle the challenge of developing performance products for the Oil & Gas and Home & Personal Care markets," explained Emmanuel Butstraen, Head of Solvay`s Novecare.
"This joint venture supports SIBUR`s ambition to expand commercialization of its core products into carefully selected fast growing markets. We look forward to deliver value added products to our future customers," commented Valery Andosov, Director of SIBUR`s Plastics and Organic Synthesis Division. "Novecare is now able to support its key customers in all fast growing countries," concluded Emmanuel Butstraen.
SIBUR is the largest integrated petrochemical company in Russia, in the CIS, Central and Eastern Europe by revenues. The company purchases associated petroleum gas and liquid hydrocarbon feedstock from major Russian oil and gas companies and processes them into energy products, including liquefied petroleum gases, natural gas, and naphtha, and further into various petrochemical products, including basic polymers, synthetic rubbers, plastics, products of organic synthesis, intermediates, and other chemicals. SIBUR sells to more than 2,000 customers in the energy, automotive, construction, retail, and other industries in more than 60 countries. As at 31 December 2011, SIBUR owned and operated 22 production sites across Russia and employed 30,453 people. Since September 2011, Leonid Mikhelson, CEO and founder of NOVATEK, has been the ultimate controlling shareholder of the Group. 100% of the share capital of OAO SIBUR Holding is owned by Sibur Limited. Novecare, one of the major Global Business Units of Solvay, provides high-performance products and solutions to a wide range of industries including cosmetics, detergents, agrochemicals, oil & gas, coatings and industrial applications. Thanks to its worldwide industrial presence and a global R&D and tech-support network, Novecare holds front-ranking positions in surfactants, amines, phosphorus derivatives, natural & synthetic polymers and monomers technologies, and eco-friendly solvents-based formulations. Thanks to its expertise in protection, surface modification, rheology, and active delivery, Novecare provides its customers with solutions enabling them to improve their formulations and processes and to protect human health and the environment.
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Solvay and SIBUR form a joint venture to produce surfactants and oilfield process chemicals