Chances are, your retirement plan didn't account for this year's 8% to 9% inflation rates. If you've already streamlined your budget to the extreme, increasing your income is the next available remedy to manage those higher prices on food and healthcare.

Working is one way to raise your income, but it's not the only way. Below are five ways to generate income in retirement, none of which require you to punch a time clock.

Dividend stocks pay you to own them. The payments generally come quarterly, and you can earn annual yields of 1.5% to 3%.

Shifting some of your wealth into dividend stocks could solve your income shortfall, but there are caveats. For one, you need cash to invest. Since the stock market is down this year, it's not an ideal time to raise cash by way of selling other stocks that don't pay dividends.

Image source: Getty Images.

A better funding source is any money you have invested in low-yield instruments that you can liquidate without losses.

Another consideration in this strategy is your risk tolerance. Trading out a certificate of deposit (CD) for dividend stocks, as an example, would raise your risk profile substantially. Dividend stocks can lose value, especially if the company you're invested in decides to pause or reduce those shareholder payments.

If you do go this route, lean into stocks that have paid dividends for decades. Dividend Aristocrats and Dividend Kings are usually good choices for retirees.

As inflation rates rise, so do yields on Treasury bonds. U.S. Treasuries are debt instruments backed by the U.S. government and are considered as safe as cash.

The simplest way to buy Treasuries is to invest in an exchange-traded fund (ETF) that holds these debts in varying maturities. Shorter-term maturities are the least risky because they adjust more quickly to prevailing rates.

Short-term Treasury ETFs are currently yielding about 3%. These don't appreciate the way dividend stocks can, but they're much safer.

As with a dividend-stock strategy, you'd need a funding source to buy your ETFs.

CDs with a one-year maturity are currently yielding between 2.5% and 2.75%. A CD is a deposit account, so it's insured by the FDIC for up to $250,000.

The national average yield on cash savings is 0.59%. If you moved low-yielding cash into a CD, you could quadruple your interest earnings.

The drawback is that a CD isn't quite as liquid as cash. You can cash out a CD before it matures, but you'll pay fees in the process. For that reason, you should only lock up funds you won't need anytime soon.

A reverse mortgage converts your home equity into cash, payable in a lump sum or via monthly income payments. It's a loan, but you don't have any monthly repayments.

Repayment happens when you pass away or move out of the home. At that point, your heirs can pay off the balance, or your reverse-mortgage lender can sell the home and uses the proceeds to repay your debt.

The downside here is that the interest rates and upfront costs on reverse mortgages can be high. For some, though, a reverse mortgage can be a good way to tap the equity in their homes.

You may already know about Airbnb, where you can market a spare bedroom to short-term renters. You may not know there are similar websites for renting out your garage, basement, spare car, motorhome, or travel trailer.

Your rental-income potential could be substantial, depending on where you live and the property you'd like to rent. Before you dive into this strategy, though, check with your insurance providers. Your policies may prohibit you from renting covered assets.

More seniors are returning to work in retirement to combat shrinking savings accounts. That doesn't have to be your path, however. If your budget isn't balancing the way you'd like, look at other, non-working ways to generate income first.

Dividend stocks are a classic choice for retirement income. Treasury debt and CDs may be viable options, too, thanks to today's higher interest rates. You could also finance your retirement income through a reverse mortgage.

Lastly, if you'd rather avoid financial instruments and debt, you could rent out an asset you're not using. You'll have more foot traffic through your home this way, but that may beat going back to work.

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5 Ways to Generate Income in Retirement Without Going Back to Work - The Motley Fool

Bonneville Denver announces that after 25 years with the station, Sandy Clough is retiring from full-time hosting duties at 104.3 The Fan (KKFN-FM). In his time with the station, Clough served in a variety of roles, working in every daypart and hosting postgame shows.

Ive had a tremendous experience over the past 25 years sharing my opinions and interacting with our wonderful listeners at The Fan, Clough said. Being able to share in the joy of Denvers wins while consoling the citys heartbreak of losses was a privilege and responsibility I was honored to have. Im very grateful and appreciative for all of the amazing colleagues Ive had the opportunity to call teammates, and most of all Im extremely thankful to The Fan audience who took the time to listen in and interact during our shows.

Sandy Clough has had an incredible broadcasting career, leaving behind a standard of excellence on The Fan that will carry on for years to come, said Bonneville Denver SVP/market manager Katie Reid. We are all incredibly thankful to Sandy for all of his contributions and his unwavering commitment to quality programming on The Fan over the past 25 years.

Like so many other Denver sports fans, I spent hours glued to The Fan listening to Sandy Clough entertain and educate, said The Fans program director Raj Sharan. It was thrilling to have the opportunity to produce Sandy as theres never been a more prepared host. Sandys passion came through the speakers in captivating fashion, and his legacy will be forever engrained into The Fan, carrying on for generations to come.

Clough came to Denver in 1979 as a host on KOA-AMs Broncos Radio Network. He later hosted for KYBG-AM from 1990 through 1996 and joined The Fan in 1997.

***

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Sandy Clough announces retirement from 104.3 The Fan - 104.3 The Fan

In 2007, at 30 years old, I achieved a net worth of $1 million. I had saved 50% of my $150,000-per-year salary, invested 90% of every annual bonus, and had a few successful real estate investments.

Surprisingly, reaching that milestone didn't make me happier. In fact, I felt pretty miserable. I was working more than 60 hours a week at a job I no longer enjoyed. Still, I kept going and eventually reached a $3 million net worth enough for me to quit my job and retire early at 34.

It's been 10 years since I left the corporate world, and I've had a lot of time to reflect on what gives me the most satisfaction in life.

I initially thought the answer was wealth. But getting rich didn't make me happier. Doing these three things have brought me more joy than money ever did:

Although I was scared to leave behind my secure banking job, I took a leap of faith to do what I love: Work on Financial Samurai, the personal finance blog I started as a hobby in 2009.

Very quickly, I realized how much I enjoyed writing and connecting with other people online. So I made a commitment to publish three times a week. And after I retired, I had even more time to write.

Each morning felt like Christmas; I'd wake up eager and excited to read everyone's comments. Since then, people have shared stories with me about getting their first jobs, buying homes, starting families, living with disabilities and launching their own businesses.

The social connection brings me so much happiness. It's as if I've grown up with millions of readers.

One of the downsides to early retirement is feeling that your skills have faded and that you're no longer contributing to a broader team or purpose. I've overcome this sadness by transforming from mentee to mentor.

For example, I became a coach in 2017. For three years, I coached a high school tennis team that ended up winning sectional titles for the first time in their school's history. Even though I only made $1,200 a month for each season, the joy of coaching was priceless.

I'll never forget when one senior, who struggled to close out deciding matches, finally won one.He threw his arms in the air and rushed up to give me a hug. It was a wonderful moment.

If you really want to feel rich. Be a mentor. Share your wisdom. Help people achieve their potential. Giving your time is more rewarding than only giving your money.

Even though it was scary to not have a steady job at 34, it was thrilling to see if I could survive without a steady paycheck. I felt like a college graduate again, ready to face the world and reinvent myself.

When the pandemic hit, I decided to write a book. It would be my first foray into traditional publishing, where at the end of the journey, I would have a physical book in my hands.

So for two years, I wrote and wrote and wrote. Then I spent another six months editing.It was a learning process trying to figure out how to keep readers interested in a topic that many might find intimidating. I also broke through my comfort zone and did interviews on live TV.

My book, "Buy This, Not That: How To Spend Your Way To Wealth And Freedom,'' was released in July this year and became a national bestseller. It was fulfilling to see my years of hard work, during incredibly uncertain times, pay off.

Sam Dogenworked in investing banking for 13 years before startingFinancial Samurai, a personal finance website. He is also the author of"Buy This, Not That: How to Spend Your Way to Wealth and Financial Freedom."Follow Sam on Twitter@financialsamura.

Don't miss:

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45-year-old who retired with $3 million says 'getting rich' didn't make him happierhere's what did - CNBC

Pat Sajak is gearing up for his final spin.

The veteran entertainer, 75, says hes almost at the end of his time on Wheel of Fortune after serving 41 years as host.

Sajak made the shocking admission in an interview with Entertainment Tonight on Thursday. Were getting near the end. Its been a long [time]. Were not gonna do this for another 40 years. The end is near, he said.

He added, Its an honor to have been in peoples living rooms for that long. Were happy and proud.

Wheel of Fortune first premiered back in 1975, with Sajak hired as host in December 1981. Vanna White, 65, was brought on as co-host in 1982. The duo have shared the screen together for the past 40 years.

Last year, Today reported that Sajak and White had signed a lucrative deal to continue co-hosting together until partway through 2024 but Sajaks new comments could indicate theyre seeking an early exit from the gig.

Wheel of Fortune fans shouldnt despair, however, with Sajak saying the show is likely to continue long after he and White step off the set.

In most television shows by this time, you would have said, Thats probably enough, but this show will not die, he explained. It appears I may go before the show.

Its not the first time Sajak has addressed retirement rumors, telling Entertainment Tonight last September that he couldnt foresee himself spending another decade on Wheel of Fortune.

Were certainly closer to the end than the beginning, Sajak stated at the time. Id like to leavebefore people tune in and look at me and say, Ooh, what happened to him? I wouldnt bet onseeing us in, like, 10 years, I would say.

White was also interviewed, and expressed a similar sentiment.

The blonde beauty said she would probably leave the program before the decade is out, before paying tribute to her co-host.

Weve been together for like 38 years and hes like my brother, she said of Sajak. Hes funny. I mean, we could finish each others sentences if we wanted to. We know each other that well.

It may be hard, however, for the well-paid pair to give up their plum roles. According to reports, each makes eight figures per year. Back in 2016, Sajak was reportedly making $15 million per year, while White raked in $10 million. Its likely theyll make even more money now after renewing their contracts last year.

Its possible Wheel of Fortune has spent too much of its budget on its stars, with fans recently railing about the shows new look.

One viewer claimed updates to the shows puzzle board made the program look cheap.

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Pat Sajak reveals 'Wheel of Fortune' retirement: 'The end is near' - New York Post

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FirstEnergy CEO abruptly announces retirement after less than two years on the job - ideastream

Ravens bring two mascots out of retirement to replace injured Poe originally appeared on NBC Sports Washington

The Baltimore Ravens made a pair of big-time signings on Friday.

And no, they didn't involve franchise quarterback Lamar Jackson.

Mascots Edgar and Allan have come out of retirement to fill in for the injured Poe during the 2022 NFL season. The Ravens captured the moment general manager Eric DeCosta re-signed the mascots to season-long deals:

"Physicals look good, wings are in good shape, your claws look sharp. We're happy about that. So that's not gonna be any kind of issue," DeCosta said."You can understand how important that can be to us after what we just went through with Poe."

Edgar and Allan debuted at M&T Bank Stadium in 1998 and retired following the 2008 season. More than a decade later, they'll make their return at Baltimore's home opener against the Miami Dolphins on Sunday.

Washington, D.C., Maryland and Virginia local news, events and information

The Ravens' actual mascot, Poe, was carted off the field after suffering an injury in a game between mascots and a youth football team during halftime of Baltimore's preseason finale versus the Washington Commanders.

Head coach John Harbaugh later announced that Poe, who is a 10-time Pro Bowler, was placed on season-ending injured reserve with a "drumstick" injury.

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Ravens Bring Two Mascots Out of Retirement to Replace Injured Poe - NBC4 Washington

Broken, stressed, strained, and out of sync. All have been featured in recent headlines describing the condition of logistics and supply chain operations. Supply chain even made Lake Superior State Universitys 2022 Banished Words List, suggesting supply chain is overused and the scapegoat of everything that doesnt happen or arrive on time.

Weary from two years of disruption, some are even questioning if the current state of many supply chains is simply the new normal (#8 on the banished word list).

Prior to the last two years, few outside the industry were even interested in supply chains. So, the frustration is understandable. We have grown increasingly accustomed to the convenience of selecting from a nearly unlimited array of products, purchasing with a single click, and having products delivered the same or next day.

Talent Needs

Source: 31st Annual Study of Logistics and Transportation Trends

Perhaps companies will instead seize this opportunity to longstanding issues and vulnerabilities and adapt logistics and supply chain operations to be more resilient, responsive,and efficient.

Drawing on responses from the more than 300 logistics and supply chain professionals that participated, the 31st Annual Study of Logistics and Transportation Trends revealed impacts that the turbulent market has had on shippers, carriers and service providers. The study also focused on one of the most critical issues and threats facing todays logistics and supply chain leaders: people.

Managing the supply chain continues to be a challenge. Respondents to the survey reported a greater than 6% increase in revenue growth and 4% increase in profitability in the previous year, despite a more than 3% decrease in customer satisfaction.

The results are consistent with the most recent State of Logistics Report that suggested the historically lucrative spot market rates helped boost carrier and service provider revenues, but frequent reallocation of assets to more profitable or urgent loads created delays and affected customer service.

Job Factor-insights into importance

Source: 31st Annual Study of Logistics and Transportation Trends

Talent Challenge (How difficult do you expect it will be for your organization to fill its talent and skill needs during the upcoming year?)

Source: 31st Annual Study of Logistics and Transportation Trends

% transportation spend by mode

Source: 31st Annual Study of Logistics and Transportation Trends

Transportation spending also reflected the dynamicscreated by market forces over the last two years. Shippers varied spending to adapt to conditions created by capacity constraints and to meet customer needs. Spending for both truckload and less-than-truckload increased over the last two years. The results also reflect increased spending for private fleets as shippers looked to reduce costs and ensure capacity.

Obtaining, training, and retaining talent is another critical issue facing logistics and supply chain leaders and businesses. People are the most important link in the supply chain, and without a doubt, supply chains desperately need people. According to Abe Eshkenazi, CEO of the Association forSupply Chain Management (ASCM): Talent was a serious situation prior to the pandemic. It has become a crisis sinceThe pandemic exposed the shortage at every level from the warehouse to the top.

In this years Study of Logistics and Transportation Trends, only 23.7% of respondents agreed that their organization has the talent and skills needed to meet current requirements and challenges, and 74% expected it to be difficult or extremely difficult to fill those needs in the upcoming year.

Digging deeper into the specific skill needs, the study found both general laborer and skilled positions were difficult to fill. As we found this year, 81% of respondents indicated it was either somewhat or extremely difficult to fill general laborer positions, while 86% reported difficulty filling driver and equipment operator related positions.

Manufacturing and service-related positions were equally challenging, with 90% of respondents reporting difficulty filling mechanic and technician type positions, and 84% reporting difficulty filling positions for manufacturing trades such as welders and machinists.

Going forward, the talent picture appears even more challenging. As technology rapidly transforms logistics and supply chain operations, the skills needed in the future will likely be much different than the skills required today.

Unfortunately, less than 12% of study respondents strongly agree that their organization has the talent and skills needed to meet the requirements and challenges expected in the next 3 years to 5 years.

Respondents expect Internet of Things-based technologies to make the most significant impact on logistics and supply chains over the next 3 years to 5 years. A number of the other top ranked technologies could help mitigate talent shortages and skill gaps.

For example, robotics and automation promise to make supply chains more efficient and less labor intensive, while Artificial Intelligence can enhance human performance and decision making.

Technology alone will not resolve the logistics and supply chain talent issues; in fact, technology is actually a double-edged sword. New skillsets will be needed as technologies are integrated into supply chains, making it even more critical to recruit, train and retain top talent. As we found in this years survey, only 6.75% of respondents strongly agree that adopting new technologies will reduce the dependence on employee talent.

Almost 80% of respondents agree or strongly agree that the number of technologies employees must use is increasing, while nearly 55% agree or strongly agree that their current employees lack the skills to use the technologies effectively. Interestingly, almost 70% of respondents agree or strongly agree that adopting new technologies may help their organization attract and recruit new talent.

L&T jobs compared to jobs in other industries

Source: 31st Annual Study of Logistics and Transportation Trends

A key to tackling the logistics and supply chain talent threat will be improving the perception of logistics and transportation careers. We conducted a number ofinterviews with industry professionals to help inform and shape this years study.

The professionals were asked to share a question that they would most like to see included and answered in the survey. Every professional suggested some form of a question about the perceptions of logistics-related careers, suspecting that negative perceptions of the industry would be the major barriers to attracting top talent.

Technology and Talent

Source: 31st Annual Study of Logistics and Transportation Trends

In response, each participant was asked to consider a series of job factors and then share their perception of how logistics and transportation jobs compared to jobs in other industries for each of the factors.

Of the job factors considered, over 62% of respondents perceived the ability to contribute to your organization was better or much better for logistics and transportation jobs than jobs in other careers. Almost 59% believed that logistics and transportation jobs offered greater stability and job security.

Respondents also perceived logistics and transportation careers to be better or much better for a number of other factors, including personal growth opportunities; career progression; ability to affect society; pay; and professional development opportunities.

Flexibility was the only factor respondents perceived as being worse or much worse for logistics and transportation jobs (48.7%). For the remaining three factors, availability of education and training, defined career paths, and benefits, logistics and transportation jobs were perceived as being about the same as jobs in other industries.

Difficulty Filling full-time positions

Source: 31st Annual Study of Logistics and Transportation Trends

The results suggest logistics and transportation jobs offer advantages over jobs in other industries that can be used to attract and retain talent. Results also suggest opportunities to improve or further differentiate logistics and transportation jobs from jobs in other industries.

Its important to note the majority of respondents currently work in logistics related careers, and thus the perceptions are likely biased. This is especially noteworthy considering most have experience in the industry and there were not substantial differences between the positive and negative perceptions.

To help address some of this potential bias, respondents were also asked to indicate their level of agreement with the following statement: I am very likely to encourage my child (or child of a close friend) to pursue a career in transportation or logistics.

Only 19.38% of respondents strongly agreed they would encourage their child (or child of a friend) to pursue a career in transportation or logistics. Again, we acknowledge there are likely factors influencing the responses that are not accounted for in the survey.

However, the results do suggest that theres an opportunityand needto improve perceptions of logistics and transportation jobs and help make the industry more attractive to an increasingly competitive job market.

The 31st Annual Study of Logistics and Transportation Trends found the industry a little battered and bruised from two years of unprecedented disruptions and market conditions. However, the people behind these operations persevered and continued to deliver.

Yet, the pressure put on the most important link in the supply chain comes at a cost. Retaining and recruiting top talent will be increasingly difficult. To succeed, organizations must take steps to adapt to the new labor environment and develop a strategy to tackle the talent threat.

Complaining is not an effective talent strategy. There are many factors driving the current labor market, and just as many opinions about why itsso difficult to find skilled workers. It can be tempting to blame the labor shortage on simply a lack of workethic or motivation.

Indeed, the current labor situation is far more complex. How people think about work is also changing to a what I do perspective instead of a source of identity and who I am. These shifts have significant implications for employers, and how we do and define work needs to be re-evaluated.

Talent strategies need to be more employee-centricand allow for the flexibility and work-life balance that employees value.

Strategies for Finding talent(% responses that included strategy)

Source: 31st Annual Study of Logistics and Transportation Trends

As were finding, few industries offer the same career opportunities as logistics and supply chain. Professionals can opt to work in a variety of environments and industries. Logistics and supply chain careers offer stable employment, enticing pay, and opportunities for personal growth and development.

Unfortunately, the industry still struggles to attract the needed talent and when asked, only 19% of survey respondents indicated that they would even encourage their child to pursue a career in logistics.

To tackle the talent threat, the industry must confront negative perceptions and work to enhance the appeal of logistics and supply chain-related careers.

Read more:
31st Annual Study of Logistics and Transportation Trends: Meeting the need for talent - Logistics Management

Literacy is considered to be a necessity for social and personal development. It improves economy, promotes gender equality and builds self-esteem and overall quality of life.

We are able to read this post but there are people wouldn't be able to! Not just a newspaper, termed as "illiterate" people lack the ability to read any of the following - restaurant menu, a road sign, an instruction manual, a medicine's name...

The International Literacy Day is celebrated on September 8 every year globally to raise awareness and remind people of the importance of literacy.

What exactly is literacy?

Miriam-Webster Dictionary defines literacy as the quality or state of being literate: educatedable to read and write.

Literacy is an essential tool to eliminate poverty, lowering child mortality, population control, and attain gender equality. The International Literacy Day is celebrated on September 8, globally to encourage people towards getting continuous education, to raise awareness and remind people of the importance of literacy. It is also celebrated to let people know their rights for social and human development.

UNESCO has been on the top of the list while promoting overall global literacy and International Literacy Day.

History

The UNESCO declared this day as an opportunity for governments, civil society and stakeholders to highlight improvements in world literacy rates, and reflect on the worlds remaining literacy challenges.

The 14th session of UNESCOs General Conference on October 26, 1966 declared September 8 as International Literacy Day. And since 1967, celebrations have taken place annually around the world on this day to spread awareness about the importance of the literacy to individuals, society, and communities.

Theme for 2022

International Literacy Day focuses on a different issue each year. The theme for 2022 is 'Transforming Literacy Learning Spaces; Exploring Opportunities and Possibilities.'

Why, how we celebrate International Literacy Day?

According to United Nations, globally, at least 773 million adults and youths still cannot read and write, while 617 million children and adolescents are not achieving minimum proficiency levels in reading and mathematics.

This is celebrated to encourage awareness towards literacy so that people from around the globe can know their social and individual rights.

On International Literacy Day, organisations and individuals celebrate their literacy to encourage and help others. Students and working people mentor children in the community, donate books to libraries, and support students' tuition and learning to assist them to start professions.

Institutions, Governments, and International organisations convene think tanks and debate forums to establish and implement literacy policies and also host fundraisers.

(To receive our E-paper on whatsapp daily, please click here.To receive it on Telegram, please click here. We permit sharing of the paper's PDF on WhatsApp and other social media platforms.)

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International Literacy Day 2022: Heres all you need to know - Free Press Journal

Although students hope they will receive their CAO first choice offer in the first round, if this does not happen, they will still get an offer of a course, both from their level 8 and level 6/7 listings.

While students will naturally feel disappointed initially, the next step is to review and research in detail the courses they have been offered. Ideally, their lower-ranked choices will have been researched well, play to their interests and strengths, and still offer a route to their desired career. If this is the case, they could decide to accept the offer they receive.

The problem is, when completing the CAO form, many students list courses without conducting adequate research. These courses may involve subject areas they disliked in school or found very challenging. Some of the courses listed may in no way be related to careers they genuinely want.

If a student finds themselves receiving such an offer, my advice would be to reject such a course. Many college students I work with who drop out from their course found themselves in this situation.

Students should also remember that they may possibly get other higher course preference offers with round two and round three offers.

Taking up a course, or not, if not your first choice

I work with a lot of students faced with this dilemma. When the student takes time to reflect and consider all the options even if not happy with their first-round offers with good advice and support they can normally make correct choices that suit them.

If students have a genuine interest in the course they are offered, even if not their first choice, and it affords them a pathway to their preferred career, then they should consider accepting the offer.

If, on the other hand, they have no interest, or have not researched it properly, but just listed it on the CAO to fill a gap, I suggest they refrain from taking up the offer.

I do not believe students should take up a college course just for the sake of going to college, because their friends are going to college or because their parents/guardians want them to go to college. Students should look at alternatives rather than accepting and paying for a course they do not want.

The FET and/or apprenticeship offerings in this instance should be researched. Otherwise, I suggest working/travelling for the year and re-applying via CAO the following year. They should also look at UCAS and Eunicas options.

Re-sitting your Leaving Cert

When considering re-sitting their Leaving Cert, I believe the first consideration is whether the student wants to re-sit the exams or is it pressure from parents if the latter is the case, then the student should not re-sit, in my opinion. The desire to re-sit should come from the students.

Secondly, the effort and work that the student put into the Leaving Cert in the first instance needs to be considered. If they did everything to the best of their ability then the points achieved might be their personal best.

Why then would any student or parent wish to repeat the entire process when they already did their best? It is important to be realistic and practical and not place unnecessary pressure on an individual.

If on the other hand, there was an extenuating circumstance that genuinely negatively impacted a students performance, i.e. a death, an illness; etc. and it is very evident the student would perform to a much higher level if they repeated, I believe this is a valid reason to repeat.

If the student barely misses out on points for a course they really desire, again, this is a good scenario and a positive outcome achievable with a repeat. It should be noted that outside of the Leaving Certificate, there are other avenues to gain entry to courses or follow a particular career.

Completion of QQI courses can facilitate entry to many courses. Students should research all these prior to committing to re-sitting the Leaving Certificate.

Advantages to FE course/Apprenticeship

I believe a Further Education Course, or PLC as they were known, allows students to gain an insight into a course discipline without making an enormous time or financial commitment. This facilitates making an informed decision, about selecting and progressing on to a third-level course.

An FE course is a very cost-effective option, a fraction of the cost of a college year, many have no fees at all. Research has demonstrated that FE/PLC graduates have much higher retention rates in third-level colleges than those who progressed directly from the Leaving Certificate.

FE courses focus both on the academic and personal development of students, as all courses comprise of modules in a specialist area such as Science or Business, etc., in addition to generic modules such as Communications, Personal Development and Work Experience. If a two-year PLC is completed this can facilitate entry to year 2 of a third-level college course, which saves the student thousands of euros.

With the apprenticeship option, students are getting first-hand applied practical experience in a particular sector from the onset. There is a blend of the academic college world and the practical world of work when you follow the apprentice route.

Apprenticeships have the unique advantage of allowing students to earn as they learn and do not operate within the traditional academic year so there is continuous intake. There are now apprenticeships in almost all sectors and students can attain the equivalent to an Ordinary Degree (Level 7) and/or an Honours Degree (Level 8) via this route.

Advice for a student who hasnt received an offer

If a student should have received an offer but did not, they need to contact the CAO office immediately. If there was an error or omittance by the student with their application, some students may not be aware until the CAO offers are issued.

If it can be easily rectified, the CAO will correct, and the student will receive an offer with the second-round offers. This does mean that they may miss out on their first choice etc., but they have to accept that if the error was on their side.

If an offer wasnt received because of inadequate results or failure of subjects, it is important for students to be aware that CAO offers will be in the spotlight for a day or two days. Then discussion around CAO offers will cease.

Students need to realise there are many routes to gain access into every possible career outside of the CAO process. I would suggest students who dont get a CAO offer research, plan, and take action to get what they want. Once they put a plan in place, they will feel in control again.

If you failed a subject that is a requirement of your preferred course

Based on the requirements of the course, if it had to be a particular Leaving Certificate subject and grade, I would firstly research all possible options for attaining the required result.

Some third-level colleges offer an opportunity to do a Maths exam to gain entry. Students need to check if it is possible to replace the failed Leaving Certificate subject with a QQI level 5 module offered in a FET college. This module could be undertaken on a part-time basis.

Some FET colleges offer the opportunity to repeat certain Leaving Certificate subjects while undertaking an FE/PLC course. If deciding to re-sit a Leaving Cert subject, since Covid, you can opt to study a subject online which may suit lots of students.

If repeating just one subject, also try to use the year to build up your own skillset for your intended career. For example, if re-sitting to achieve the minimum grade required in Irish for Primary School Teaching a student could undertake courses in special educational needs, first aid, ICT, sign language, etc. This will increase your offering and make you far more attractive to an organisation when qualified.

Originally posted here:
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Assam down town University located at Panikhaiti, Chandrapur, is one of the leading universities in North East India, promoted by the down town Charity Trust. The multi-disciplinary university was established in the year 2010 to respond to the need for academic excellence at an affordable cost for the people of the North-Eastern region.

Twelve years hence, the University has successfully served as the gateway for professional and personal development for students from not only the North Eastern region but also from the rest of India and the neighbouring countries. It offers diploma, graduate, and postgraduate degrees in more than 60 disciplines with the active involvement of more than 250 teaching faculty which comprises an eclectic mix of both dynamic young faculty members, and experienced senior faculty members in all its study programmes. The university has emerged as the leading centre of teaching and research offering PhD in different disciplines. Currently, students of 5 different nationalities are residing here for furthering their academic goals.

Today AdtU observed its 13th Foundation Day in the presence of its students, officials, faculty members, dignitaries and guests to commemorate the advancement of the past 12 glorious years. The programme commenced at with the Flag Hoisting Ceremony of the university flag by the Dean of Studies, Prof. Bandana Dutta and Honorable Vice Chancellor, AdtU which was followed by the singing of the university anthem. The national anthems of 6 countries, namely, India, Nepal, Bhutan, Bangladesh, Nigeria, and South Korea were sung by the students from the respective countries. The Lamp Lighting Ceremony was carried out by all the dignitaries present. The Founder Vice-Chancellor of AdtU, Prof (Dr.) NanditaChoudhury also graced the occasion with her presence. She was felicitated by the Chairperson of the Organising Committee, Dr.Seema Sharma. A Borgeet Recital was held after which the Chief Guest, Prof. NaniGopalMahanta, Education Advisor to the Govt. of Assam, was felicitated by the Honble Chancellor, Dr. N.N. Dutta. Dr.Seema Sharma gave a Welcome address, after which the Vice-Chancellor, Dr. N.C. Talukdar also presented his speech.

Prof. NaniGopalMahanta during his address spoke about the National Education Policy 2020 (NEP 2020) and the importance of its implementation. According to him, the new education policy aims to remove the strict compartmentalization of subjects so that students get the liberty to select and study the subjects that they are curious about and want to learn more about, thus aligning with their line of interest. To him, education has 4 main objectives: to know, to do, to be, and to live together. He emphasized that the final outcome of education should be to equip students with basic life skills. He also highlighted the fact that educators, teachers, and faculty have a significant role to play in understanding their students and in providing the tools so that they are able to reach their full potential. He appealed to the academic fraternity to go beyond marks and degrees, and support the all-around development of students so that they are equipped with the tools to face all challenges of life. He described each student as a JibanBrixha (a tree) that has two parts, the root that represents the foundation, and the trunk that represents the mind and body.

An award distribution ceremony took place where the Honble Chancellor, the Chief Guest and the dignitaries present distributed certificates and cash prizes to the awardees under various categories. The top 3 award categories were the Best Researcher Award conferred on Dr.ManashPratimPathak (Assistant Professor, Pharmaceutical Science), the Best Teacher in Responding and Executing Task (BTRET) Award presented to Dr.SaikatSen (Professor, Pharmaceutical Science), and the Best Innovator Award bestowed on Dr.SunandanBaruah (Dean of Research & Innovation). Several other awards were also distributed namely, Best Faculty of Studies Award, Award for Most Constructive Suggestions/ Maximum Suggestions for AdtUs All-round development, and Best Supporting Staff Award. The Awards for the Faculty of the Month, Student of the Month, and Alumni of the Month were also presented. Special Appreciation Awards and Gold Coin distribution for 10 years of meritorious service also took place.

The Honble Chancellor, Dr. N.N. Dutta and Vice-Chancellor, Dr. N.C. Talukdar also addressed the audience with encouraging words. A University student delivered a speech on behalf of the students. This was followed by a Cultural Programme comprising dances that displayed the rich cultural heritage of India and the North East. Eventually, the programme winded up by 2 pm with the singing of the State Anthem.

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Assam down town University observes its 13th Foundation Day today - News Live