Personal finance apps are a great way to manage finances by keeping a track of the spending, managing all accounts at a single platform, and getting the best advice on investment from experts. These apps have eliminated the need of having a complex accounting system to manage earnings and expenses. Not just for the startups and enterprises, these apps also help individuals to manage their finances without any hassle. Lets learn more about such apps:

Types of personal finance applications

In general, personal finance apps can be divided into two categories:

This type of personal finance app requires users to enter the data or financial information manually. They can then keep a track of the expenses, plan further investments, and use other features. The main disadvantage of such types of personal finance app is that it requires a lot of time.

This type of app is designed to automate the entire money management task for individuals, startups, and enterprises. Using highly advanced tools, it fetches information from your accounts. By doing so, it allows the users to access and manage their accounts under one roof, which saves a huge time.

Statistic of personal finance applications

Features of a personal finance application

Some of the key features of a personal finance app include:

Accounts aggregation

With this feature, you can put together credit cards, debit cards, loans, and other types of accounts of a user. This data can be accumulated with a data-stream known as Open Financial Exchange. The main purpose of this stream is to facilitate the exchange of information developed from Open Exchange File formats (developed by Intuit) and Open Financial Connectivity (Created by Microsoft).

Track spending

This is one of the important features of a personal finance app. By using this, users can keep track of their real-time spending. For example- if a user needs to check its finances or transactions in two different accounts, then he/she can check them both in the app itself. In other words, your app should provide this feature to allow them to manage their finances under one roof.

Reminders

A personal finance app can have this feature to alert its users when they overspend or when they transfer or receive funds. Apart from this, it can also send reminders by any pending dues or payments such as mobile bill payment or recharge.

Setting financial goals

This feature can help people to set their financial goals (buy a house, buy a car, savings for a trip, etc.) and make their spending accordingly.

Advice

You can add this feature to help users who want financial advice from experts. To help users get the right piece of advice, you can further categorize this feature on the basis of different categories.

Sign up/Sign in

To allow users to register on the app and then use it any time. You can add features like sign up using an email or social media profile. A personal finance app could also have a dashboard where users can see every activity or access various options.

Transaction history

To let the app users keep track of their transactions or spending. The feature can help them to manage money. Apart from this, the other features you can add to a personal finance app are interactive search, online currency conversion, user authorization, and more.

Technologies that can be used to build a personal finance app

Top technologies developers are using to develop highly effective personal finance applications include:

Top personal finance applications

These are the most popular finance applications

How much does it cost to build a personal finance app?

Calculating the estimated cost of a personal finance app development depends on various factors. Some of them include:

After writing down your specific app requirements, you can reach out to a reliable and experienced Custom app development company to have a rough estimate of the cost. Considering the average cost of a personal finance app, you might need to pay $18000 to $30000. The price may vary depending on the other factors mentioned above.

Tips to create an effective personal finance app

Conclusion

Building a personal finance app needs an individual to consider the cost of its development, features, type of the app, and various other factors in mind. We have covered them all in this article. If you want to know more about them or need to develop a personal finance app, then connect to a trustworthy and experienced mobile app development company

.

Jyoti Gupta is a digital marketing expert at Quytech, a well-known Mobile app, AI, Mobile Game, AR, VR App development company. She has been in the marketing industry for 9 years and carries a valuable experience in the respective industry, As a marketing expert in IT Services, she loves to write and share about new technological trends in the domains of mobile, AR, VR and AI.

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Personal Finance App Development- Stats, Features, Types, and Cost - Customer Think

Welcome to Hacking Your Future with Angie Carrillo, the first bilingual podcast to future-proof business and life. Whether it is an economic crisis or personal struggles, every moment is an opportunity to build a future, and Angie is here to show just how. The podcast is available in Spanish and English on Spotify and Apple Podcasts.

Hacking Your Future is about transforming the mindset, clearing it of past debris, and preparing it for the future. The bridge towards the future can be built by reconnecting with ones purpose and building a life of true freedom. The podcast works at the intersection of science, technology and personal development to present the best tools, strategies and knowledge currently available.

Angie Carrillo is a well-known serial creator, entrepreneur, speaker and a die-hard optimist. From her experiences and knowledge, she has distilled the essence of what it takes to build a successful business and life. Angie has been inspired by the likes of Tim Draper, Peter Diamandis, Tony Robbins, Steven Kotler, Dean Graziosi, Marie Forleo, and Deepak Chopra.

I created this space for you to find your purpose and build a business around it. Just as I received a lot of support to find my own path, I'm here to support you to build a life of true freedom, legacy and achieve your own definition of success, says Angie Carrillo.

Angie does not superimpose her definitions and views about success. Rather, she works with the clients to uncover their highest purpose and realize their concept of success. Among the upcoming episodes, Angieaddresses topics like Motivation that moves the needle with Kacia Fitzgerald, Starting a company during economic crisis with Danhalit Zamalloa, and Your past doesnt dictate your future.

Hacking Your Future with Angie will share those tools with listeners that changed her life. Listeners will be able to find their purpose aligned business, build connections and enter their self-made future.

A free sign up is available on the official Angie Carrillo websiteto receive business tools useful for creating ideas and startups, as a purpose-driven entrepreneur.

For more information, please visit: http://www.angiecarrillo.com

Media Contact Company Name: Angie Carrillo LLC Contact Person: Zette Rivera Email: Send Email Country: United States Website: angiecarrillo.com

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In Congress, its the rare subject about which theres unanimous agreement.

Its the Congressional Award, the highest recognition Congress bestows on young people. To qualify, a young person must meet certain goals in four key areas: voluntary public service, personal development, physical fitness and expedition/exploration.

Are you thinking what Im thinking? Yes, many of the activities young people enjoy in Scouting fit nicely into those four categories. Better yet, double-dipping is encouraged, meaning work on merit badges, rank requirements and Eagle projects counts toward the award.

This natural correlation explains why, in 1999, the BSA became partners with the Congressional Award Foundation, which remains Congress only charity.

As jobs and colleges become increasingly more competitive, the Congressional Award along with a young persons experience in Scouting will look great on a rsum. That something extra is exactly what hiring managers and college admissions counselors want to see.

Scouts have been earning the Congressional Award ever since it was established in 1979. In 2019, at least 75 of the 538 Congressional Award Gold Medal recipients were Scouts. But I say its time to raise that number even higher. The award is noncompetitive, meaning anyone who properly completes the requirements will receive the award.

Before you consider retroactively counting Scouting experience toward the award, let me point out one key statement from the Congressional Award site: This is not an award for past accomplishments. Instead, you are honored for achieving your own challenging goals after registering for the program.

That means your Scouts should register for the award as soon as possible after turning 13.5 years old, giving them the maximum amount of time to count Scouting requirements toward their progress.

But even if your Scout or Venturer is 16, 17 or older, all hope is not lost. They have until their 24th birthday to complete the requirements.

After registering, any qualifying activity in school, Scouting or another extracurricular activity can count toward the award. That fact is confirmed in the awards FAQs: If you belong to groups such as Boy Scouts, Girl Scouts, Venturing, 4-H, etc., your activities may often be used to achieve a particular goal.

That was certainly the case for Eagle Scout Todd Christian, who earned the Congressional Award in 2019, at age 23.

I completed all of the requirements for the program exclusively through the things I was already doing through Scouting, he says.

Christian earned the Gold Medal, which is the highest of the Congressional Awards six levels. That top honor includes an invite to the national award ceremony in Washington, D.C., where honorees meet other recipients as well as their congressional representatives. (Because of the COVID-19 pandemic, this years ceremony was held virtually.)

The Gold Medal requires at least 400 hours of volunteer time, 200 hours of personal development, 200 hours of physical fitness, and an expedition of at least five days and four nights.

Essentially, anyone who completes a multiday trek as well as a comprehensive service project what we call an Eagle project has already overcome a major hurdle to receiving the top award, Christian says.

The entry-level award the Bronze Certificate is within even closer reach for most Scouts. It requires 30 hours of volunteer service, 15 hours of personal development, 15 hours of physical fitness, and a one-day expedition or exploration.

Virtually every Scout has met these requirements many times over, just by being a Scout, Christian says.

Explore the program requirements here. Keep in mind that each level is cumulative, meaning time spent on one award carries over to the next. For example, completing 200 hours of service for the Silver Medal means youre already halfway to the 400 needed for Gold.

Scouts who want to count their work in Scouting toward the Congressional Award should keep three things in mind:

Scouts like to aim high, so Im guessing that many will be eyeing that Gold Medal. Christian shared a few examples of how Scouts might meet or exceed Gold Medal requirements just by enjoying all that Scouting has to offer.

While it is certainly appropriate to present this opportunity to your Scouts and Venturers, keep in mind that like anything else in Scouting the Scouts should take the lead.

But as a Scouter, you still play an important role.

Any young person wishing to earn the Congressional Award will need Advisors and Validators adults who can help a young person navigate the program and verify completion of requirements.

According to the official FAQs, Scoutmasters are ideally suited for this role with a few exceptions.

Teachers, guidance counselors, coaches, club leaders and Scoutmasters would all make excellent Advisors and Validators, according to the FAQs. The only guideline in choosing an Advisor or Validator is that they cannot be your parent, relative or peer.

Thankfully, Scouting has not been on pause during the coronavirus pandemic. Scouts are still having fun, earning merit badges and serving others.

Likewise, progress toward the Congressional Award can continue. For the official guidance on navigating the award during COVID-19, see this article from the Congressional Award Foundation.

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The Personal Cloud Market Research Report aims to provide insights that strongly demonstrate the market structure, scope, history, potential, and development perspective. By crossing through the historical and present market status, the Personal Cloud market report provides authentic and reliable estimates for the forecast period. The Best part of this report is, this analyses the current state where all are fighting with the COVID-19, The report also provides the market impact and new opportunities created due to the Covid19 catastrophe.

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I wish for you a life of wealth, health and happiness; a life in which you give to yourself the gift of patience, the virtue of reason, the value of knowledge, and the influence of faith in your own ability to dream about and to achieve worthy rewards. Jim Rohn

Table of Contents

One day my mentor, Mr. Earl Shoaff, said to me, Jim, if you want to be wealthy and happy, learn this lesson well: Learn to work harder on yourself than you do on your job. I must admit that this was the most challenging assignment of all. This business of personal development lasts a lifetime.

You see, what you become is far more important than what you get. The important question to ask on the job is not, What am I getting? Instead, you should ask, What am I becoming? What you become directly influences what you get. Think of it this way: Most of what you have today, you have attracted by becoming the person you are today.

Ive also found that income rarely exceeds personal development. Sometimes income takes a lucky jump, but unless you learn to handle the responsibilities that come with it, it will usually shrink back to the amount you can handle.

It is hard to keep that which has not been obtained through personal development. So heres the great axiom of life: To have more than youve got, become more than you are.

The marketplace is a demanding place. There is plenty of opportunity, but youve got to get ready for it and prepare for it. Weve got to spend a portion of this year getting ready for next year, and weve got to spend a portion of this decade getting ready for the next decade. Hopefully the reason why were here, looking well, doing fairly well, is because we spent a portion of the last decade getting ready for thisdecade.

A big share of life is spent getting ready, getting prepared, and part of it is the development of skills that make for success in the marketplace. It starts with personal development, self-improvement and making measurableprogress.

Personal development is a push. Its a struggle. Its a challenge. There wouldnt be any winning without a challenge. Thats what life is all about. Its the struggle and the challenge to develop ourselves and our skills to see what we can create in the way of value in the marketplace. Its taking those skills and value to the marketplace and seeing what it will return for us.

New habits dont come easy, but they can be developed. Sometimes when you develop a lot of momentum in one direction, its not that easy to change, but it is possible. It isnt easy, but its possible. Somebody once said, Success is 10 percent inspiration and 90 percent perspiration. Youve just got to read the books, learn the skills, put yourself through the paces, do the mental pushups and get yourself ready.

Inspiration is fine, but inspiration must lead to discipline. Its one thing to be motivated, but its another thing to be motivated sufficiently to take the classes, do the reading, do the repetition, go through it over and over, until it becomes part of you. And those are challenges. Theyre not easy, but theyre challenges that if you win and develop and grow, thats what determines your place, your return, your equity, the worth you get from the marketplace.

Pick up the essential pocket guides for your best life from Jim Rohn for yourself or as a cherished gift!

Ive divided personal development into three parts.

Some people believe were just an extension and an advanced form of the animal species, but I believe humans are unique. I believe our spiritual qualities make us different from all other creations. Now I consider myself an amateur in this area, but regardless of your background, I think you should evaluate what growth and change you want to make in this vital area. Spiritual and ethical values will help build a strong foundation underneath your quest for wealth and happiness.

I would recommend you be a student of the spiritual side of your nature. Make sure you study, practice and teach. Dont be careless about this because its what makes us who we are, different from dogs, cats, birds and mice. Whatever you have to read and assimilate to develop in this area, I would strongly suggest you do.

The body and mind work together. And for your mind to have the stamina to strive, your body should be in as good shape as possible.

Youve heard the phrase, Treat your body like a temple. A templenot a bad word. Something you would take extremely good care of. Treat your body like a temple, not a woodshed, right? A temple. Take good care ofit.

The only house we have to live in is the physical body, and thats part of success in the marketplace. Thats physical well-being. Its feeling good about yourself physically so that you stride into the marketplace with a sense of self-worth and self-confidence, and it covers several parts.

Do you have a regular exercise program? If not, find one you can follow and get started. In addition, make sure you pay attention to the food you eat. Read all the books about nutrition to make up your own mind and decide for yourself a good health plan for you.

Then theres physical appearance. Be skillful enough to take care of your appearance in the marketplace. It has a lot to do with your acceptance. A big share of it is how you appear to other peopleon the job, in the community. Theres a saying that goes, God looks on the inside, and people look on the outside. Thats not a bad suggestion, meaning: Take care of the inside for God, and take care of the outside for people. Maybe you think people shouldnt judge you by your appearance. Well, let me tell you, they do! Dont base your life onshouldandshouldnt. Only base your life on realities. Sure, when people get to know you, theyll judge you by more than what they see, but at first, theyre going to take a look.

Now, Ive got another good phrase for you. It says, Be conscious of self, but not self-conscious. Theres a certain point that we need to be conscious of ourselves, take care of it, then let it go. Some people worry about their appearance all day, and it detracts rather than adds. So take care of it and then let it go. Do the best you can and let that get the job done. Be conscious of ourselves, but not to the point of being self-conscious.

The third part to personal development is the mindstretching your mind, developing good thinking habits, good study habits, pursuing ideas, and trying to find ways to apply them to human behavior and the marketplace. All of that takes exercising the mind, which is what I call mind-stretch.

Your willingness to tackle subjects that are difficult and that most people have decided to let slide gives you an extraordinary edge in the marketplace. How can you master the high skills, the extraordinary skills that make you an unusual performer in the marketplace? It takes mind-stretch. Some people skip poetry and literature, the Bible, history and a lot of things that seem a little difficult to attack. But if you always back away from something that seems a little difficult at first, you leave yourself weak. You leave yourself unprepared in the marketplace. So dont be afraid to tackle the heavyweight stuff. It may be a lot easier than you think once you get into it and learn skill after skill.

Another part of mind-stretch is to learn the other side of the argument. Whether youre debating in the spiritual, political, physical or behavioral arena, dont be afraid of the other side of the argument. If youre strong mentally, you can handle it, and youve got to give people credit for their side of the argument. Even though you might not agree with them, you must agree that they came up with a good point.

Can you imagine what you can become if you commit toexpanding your mind? Can you imagine what skills youll develop, what insights youll have?

Part of all of this is developing what I call a personal development library. Mr. Shoaff got me started back when I was 25 years old. Since Id missed most of my college education, he said to me, I pass it along to you to be self-educated.

Education doesnt cease when you leave the university. Education is a lifetime process. You have to keep putting yourself through the paces to learn. Thats how you get into the higher numbers income. Thats how you get into the higher brackets enterprise. Thats how you become a more useful, productive, valuable citizen, making a contribution to family, community, country, enterprise. Work hard on developing these skills and be self-educated.

Mr. Shoaff said to me, Standard education gets you standard results. Why not go beyond the standard and the average and the acceptable and become the advantaged, the extraordinary or the extra-capable? Why not? I had decided back at age 18 or 19 just to get a job, work hard and do the best I could, and Mr. Shoaff said there is a lot more to life than that. Why dont you master some extraordinary skills? Why dont you move up to the higher level? So I didthat.

Now, some people are just into self-improvement, self-help, inspirational things, but you cant live on mental candy alone. You need more than that. Your library needs to be balanced like the pantry in your kitchen. You cant be strong just on the easy stuff. We should study history, biographies and autobiographies. Study people who have done unique things, both admirable and despicable. We need to be students of both.

All of the books that we will ever need to make us as rich, as healthy, as happy, as powerful, as sophisticated and as successful as we want to be have already been written. People from all walks of life, people with some of the most incredible life experiences, people that have gone from pennies to fortune and from failure to success have taken the time to write down their experiences so that we might share in their wealth of knowledge.

The habit of reading is a major stepping-stone in the development of a sound philosophical foundation. And in my opinion, it is one of the fundamentals required for the attainment of success and happiness.

Ive developed four steps to success in the quest for personal development.

Ideas are the life seeds of enterprise. A better life comes by the search for good ideas. Never cease your quest for knowledge. Finding ideas can be life changing. Business ideas, social ideas, personal ideasnothing is as powerful as an idea whose time has come. Be a searcher of good ideas: timely ideas, political ideas, family ideas, healthy ideas. Then, do what I do: Keep a journal. Keep a log of good ideas. Thats for the serious students. I used to take notes on pieces of paper and found out I couldnt go through them, couldnt catalog them, and I missed a lot of good stuff. So I learned to keep good ideas in a journal. Its an extension of your learning library.

Be a student of good plans. Plans are important because they give birth to ideas. Plans take ideas to the marketplace. Plans well executed bring ideas into the better life. Ideas without plans forever hang like an artists rendering on the wall. They never become reality. They never become substance. So be a student of good plans. Develop good, disciplined plans. Riches do not come by crossing your fingers and walking through the day hoping. Riches and wealth come from well-laid plans.

All of us have to learn to handle time. Its one of the challenges of life, learning to wait. Part of success is patiencethe passing of time. It takes time to build a career. It takes time to make changes. It takes time to learn, grow, change, develop and produce. It takes time to refine philosophy and activity. So give yourself time to learn, time to start some momentum, time to finally achieve.

Success is simply solving problems. There are all kinds of problems: business problems, family problems, personal problems, financial problems, emotional problems. Everybodys got a list of problems. Problem-solving is where enterprise comes from. Its how you build worth and wealth.

I once met Neil Armstrong, the first man on the moon. He put it fairly simply. He said going to the moon and back was merely a matter of solving problems. Problem 1: how to get there. Problem 2: how to get back. Thats simple, right? He said make sure you dont leave until youve solved both problems. Well put. Sure, some things are complicated, but if you take it one piece at a timesolve the problems, put it back togetheryou cant believe the enterprise you can build, the life you can build, the skills you can build. Take it a piece at a time, master it, and then put it back together to solve it.

Learn to solve problems on paper. Youve got to commit some of your thoughts to paper. If you just deal out of your head all the time, its too easy to make errors. So take a piece of paper and just spend a little time outlining the problem. Instead of just thinking about it, take whats in your head, put it on paper and work it out. It helps you to focus. It helps you to zero in.

Now, when you state the problem to the best of your ability, you just add this one question: Is that all of it? You say, well, were not to dwell on problems. No, were not to dwell on them or live in them, but at least you have got to state them. Because you cant solve them until you clearly define them.

The answer to solving problems falls into three simple questions.

What can I do to solve the problem? What can I do? This is when you start developing what we call working papers. You say, well, heres potential answer number one. Thats an answer. Potential answer number two is a possibility. And number three, thats a possibility. You just start laying out possible solutions. Then you go back and analyze these solutions. Number three? Youve already come to the conclusion it would take too long. OK, number two? Too big a question mark. Number one is probably it. Your first inclination was right. Study that a little more and see if thats it.

The first step to solving problems is to write them down. The second step is to develop working papers on possible solutions. If that doesnt do it, here is the second question to ask: What can I read? Maybe theres a book on your problem. Somebody may have spent a lifetime trying to figure out this problem. You could receive the instant benefit of this persons advice if you take the time to look. Maybe its concisely written somewhere. You dont need to reinvent the wheel. If you do your homework, you just may find the solution.

If that still doesnt work, heres the third question: Who can I ask? Now, dont hesitate to ask, but let me give you a clue: Dont ask first. If you always just ask, you wont develop the skills you need for solving problems. Whats more valuable than the solution to a problem? The skills of solving problems. The answer to a problem is temporary, while problem-solving skills are permanent. So its not just answers we need, its skills we need. But if youve tried your best to figure it out yourself and youre still falling short, have your notes ready when you ask for help. You cant believe how willing people will be to help you if they know youre willing to help yourself.

Learn to concentrate on these five abilities in your personal development quest. They will help you skillfully attack the marketplace.

Develop the ability to absorb, the ability to soak in, take in, be like a sponge. Sitting in class or at the workplace, sometimes its easy to daydream, to be preoccupied, to be somewhere else.

I read a good article once in Readers Digest. The title was, Wherever You Are, Be There. I thought that was excellent. Be there. Concentration. Its also important in learning extra skills to really pay attention. Absorb, take in.

Most people are trying to get through the day. Ive got a better objective for you: Learn to get from the day. Not just get through it; get from it. Soak it up. Each day is a piece of the mosaic of your life. Dont waste any. Treat it with care. See how much you can get from a dayhow much advice, how much information, how much color, how much sight and sound to add to your worth and your wealth and your equity of mind.

Develop the skill to respond, the ability to be affected by what you see and hear and sense. Success is not just knowledge. Success is response to knowledge. Success is not just experience. Success is emotion created from experience. Its the emotional part that plays such a major part in our life and our future and our success.

Responding to life means to let sad things make you sad, to let happy things make you happy, to let puzzling things puzzle you. Let things that are difficult create difficulty for you. Respond.

Im asking you to let it affect you, let it do things to you. This builds your emotional bank.

Learn to reflect. Reflecting is an extra way of getting more value from what you know and what youve been through. Reflecting is going back over.

Take just a few minutes at the end of the day, find a place, if you can, to be alone, and just go back and think through the day. Where have you been? What did you see? What did you hear? What did you feel? If youll just relive it, Im telling you, it will add multiplied value to you. The day youve just been through will be more valuable for your future if you just go back through it.

Take a few hours at the end of the week and minutes at the end of the day, half a day at the end of the month and a weekend at the end of the year. Those are called times to reflect. Now, why go back over? Let me tell you why: to make the past more valuable. If youll take the time to review whats going on, review the decision-making, review the people youre with, review the actions youre taking, the decisions youre making, review all that stuff, go back through the feeling, you will make your life more valuable.

Now, why try to make your life valuable? Simple answer: to invest it in the future. We call that bright. We call that skillful, to make more out of your past, to have more value to invest in the future, instead of just trying to get through one more day, trying to get through one more week. Its to get more out of your past and invest it in your future.

Develop the ability to act, the ability to take action on your feelings and your knowledge. Disciplined action is what gives birth to ideas, enterprise and values. Without activity, ideas and dreams have no life.

Disciplined activity is the most demanding of arts to take you where you want to go. Now, sometimes it doesnt take much of a change of activity. Daily or weekly disciplines are those small changes of intelligent activity that take you in a better direction. Heres a good way to look at it: Ten years from now, you will surely arrive. The question is, where? Now is the time to fix the next 10 years. Fix a better course.

Now, to unsophisticated people, what they do during the day doesnt seem to matter. But to sophisticated people, it makes all the difference in the world. The books you read, the actions you take, the disciplines you engage in on a daily basis, those are the activities that are taking you somewhere, and all of us need to take a look at where our daily activities are taking us. The activity of learning, the activity of mind, health disciplines, wealth disciplines, culture disciplinesall values come from disciplines. Ideas put into disciplined activity create value.

Sharing is a unique human capacity. Sharing is a phenomenon, especially in the human experience. It seems when we share, we are the bigger and better for it.

It seems like if you share something and give it away, youd have less. But its a paradox. What you share creates more for you. Thats why we call it a paradox. Youre not diminished by sharing. Youre increased.

If you have a child and you love him dearly, and if a second child comes along, must you now cut your love in half? The answer is no. From some strange, mysterious source comes an increased capacity. From sharing with the first, capacity and an awareness and uniqueness are increased. So that is what I would ask you to do, become gifted in sharing.

There are many ways to share. One is by the gift of language. One of the most important studies for you is the study of communication, how to affect other people withwords.

Have something good to say. You cant speak what you dont know. Talking is like writing a check. You want to make sure youve got a verbal check that will cash when you get ready to talk. And heres the true power of communication: What you say is only the tip of the iceberg of what you know. Im sure weve all been around people who quickly told us more than they knew. Do your homework. Have something good to share. Have something good to say.

Here are some steps toward sharing with good communication.

Part of the gift of language is saying it uniquely. Winston Churchill had the unique ability to take the English language and send it into battle. The words he composed and the speeches he gave and the language and style gave such hope to the free world that soon the enemy was defeated. But part of it was the structure of the language, the skill, the gift of saying things well.

When you talk, youve just got to be interested enough to look and see how youre doing. Learn to read your audience. I had to learn that. At first, I was so absorbed in what I was saying that Im sure the audience could have left and I would have never known it. But I finally learned to look up to see whats going on here, over here, in the back. That was an experience for me, learning to read, to see, to study the reflection of whomever youre communicating with. Thats an art, a skill.

Words with strong feeling behind them change the meaning. Words can have power if theyre loaded with emotion and belief, courage, love, understanding, awareness, sympathy, concern, being touched by somebody. If you put more of that into what you say, itll have an incredible effect.

So share your knowledge. You cant believe how well you can help somebody just by recommending a book. Recommend a poem. Share a word, a phrase. You say, Hey, I just read this, and I think youll get a lot out of it. Somebody reads it and comes back and says, Hey, that had an impact on my life, and Im glad you shared that with me. Then you start getting compliments.

Its an incredible feeling when people tell you, What you said made a difference for me. But you dont have to lecture in front of thousands of people to get that same feedback. All you have to do is recommend a book or share an idea. Somebody comes back and says, That book got me started, or, The things you told me at breakfast that morning, wow, Ive been thinking about that and Im making some changes. You can experience this incredible pleasure that comes from sharing ideas.

Remember, what you pour out creates a capacity for more. So pour out what you know. Pour out what you feel. Let go in a sharing way the good things that have come your way. Thats a major part of the skill in the marketplace of developing success, wealth andvalue.

So, develop skills that make you attractive to the marketplace. Develop the temperament and the attitude that make you attractive to the business world, the attitude and the temperament that make you a splendid husband, wife, father, mother, son, daughter, friend, co-worker, business partner. Because, heres whats important: Its not what you get that makes you valuable, its what you become that makes you valuable.

One last phrase to consider in the quest for personal development: Promise is on the other side of price. For the promise, you must always pay the price. If you want the glory of success, the glory of a unique family, the glory and the recognition of a unique enterprise, the glory of a job well done, then youve got to pay up front. And the discipline of developing skills for the marketplace is part of the pay. But once you get a taste of value, you dont mind paying the discipline. I wish for you all these good things that come from paying the price.

Adapted from The Jim Rohn Guide to Personal Development

A note on this guide: The text of this guide is based on the transcripts of Jim Rohns most popular lectures and writings on the subject of personal development. His original words have been transcribed, edited, rearranged and slightly modified in some instances for greater clarity. As you read, you may recognize a familiar pace to the text. It is our hope that Jims easy conversational tone and speaking style come across as you read the life philosophies and success principles that are as relevant today as they were when he first expressed them.

About Jim Rohn: For more than 40 years, Jim Rohn honed his craft like a skilled artist, helping people all over the world sculpt life strategies that expanded their imagination of what is possible. Jim set the standard for those who seek to teach and inspire others. He possessed the unique ability to bring extraordinary insights to ordinary principles and events. Those who had the privilege of hearing him speak can attest to the elegance and common sense in his material. It is no coincidence, then, that he is widely regarded as one of the most influential thinkers of our time and a national treasure. Jim authored numerous books and audio and video programs, and he helped motivate and shape an entire generation of personal development trainers and hundreds of executives from Americas top corporations.

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Everything You Need to Know to Improve Your Life | SUCCESS

Focusing on your own individualpersonal development plan enhances the qualities you hold within you and makes your dreams and aspirations turn into a reality. Your potential is limitless and investing in personal development is a way to harness your many talents.

Establishing aims and goals for what you want to achieve, where you would like to go in the short term or long term, can improve your personal development.

After studying just about everything that has been written or said about personal development and success, I have come to the conclusion that the root of both is your level of self-confidence.

Self-confidence is the critical factor in everything you accomplish because, with the appropriate amount, you will try almost anything.

This article will cover more than just a personal development definition, but the personal skills needed for development and improvement.

Many people underachieve in their careers because they do not realize the areas of personal development that can help achieve mastery in any field.

There is no substitute for hard work. If you set a goal, make a plan, and work on it every day, you will see personal development and progress within your career.

There are no limits except for the limits you place on yourself with your thinking.

Commit yourself to lifelong learning. Even if you are at the top of your field, there is always something to learn.

You will become unstoppable and you will see your entire future open up in front of you if you live a goal and growth-oriented life.

Personal Development is the process of improving oneself through conscious habits and activities.

It is the pursuit of personal growth to enhance the quality of life and to achieve ones dreams and aspirations.

Focusing on a few personal development categories such as personal skills, personal growth, and personal power can create habits for personal improvement.

Personal growth is founded on education and skill. Our society tends to reward those who are above average.

Those who know more than the average are typically paid more than the average.

Through education and experience, you increase your skill level and your ability to succeed in your field.

There are 7 main categories of personal development that most people focus on:

Are you trying to grow your skills in the workplace? The highest paid, top individuals in their field are the ones that focus on growing their personal skills.

These skills can be ones you were born with as well as skills gained through deliberate practice.

Knowing what areas you excel in and which need development are very useful in your personal and professional life.

Personal growth is bettering yourself, stepping out of your comfort zone, focusing on becoming a better version of yourself.

Humans and the human mind is constantly evolving and never stops. Your job is to always be a better version of yourself than you were yesterday.

Personal power is supported by your contacts and money. Developing an ever-widening circle of contacts increases the number of open doors for you.

Having people with like-minded goals and are willing to help you can directly affect how successful you are.

Money in the bank provides freedom and the ability to take full advantage of certain opportunities when they present themselves.

Personal improvement stems from good work habits and having a positive mental attitude. Thinking before you act is critical to developing good work habits.

Set priorities on a list and consider the likely consequences before beginning. Maintaining a positive mental attitude will reduce the amount of time that it takes you to achieve your goal.

Promoting a positive image and a creativity within your daily life can speed up the time it takes to achieve your goals and increase your personal empowerment.

Creativity thinking means continually looking for faster, better, easier, and cheaper ways to get the job done.

It is very important to be conscious of areas in which you are naturally gifted as well analyze areas in which you need improvement.

Being truthful about where you currently stand is the first step to moving forward. You should be constantly evaluating where you stand in relation to achieving your goals and ambitions.

Ambition goes to waste when there are no clear goals in sight. Developing short term and long term goals are a pivotal step.

Having a set plan will help you to have a clear understanding of which strategies are necessary in order to reach your desired destination.

There are several aspects of personal development disciplines that will make achieving success possible if developed correctly.

A few of these disciplines include goal setting, planning and organizing, and concentrating on your high-value activities.

Goal setting can be done in the early morning and take only a few minutes of your day.

It can be as simple as purchasing a spiral notebook and writing out your ten goals at the beginning of each day. This will program them deep into your subconscious mind.

Planning and organizing at the end of the day can help you better prepare for the coming day.

When you plan out your day, putting it down on paper, you can begin to visualize your important tasks and make sure you are working to complete them throughout the day.

Concentrating on your high-value activities will contribute to your success as much as any other discipline you can develop.

Promoting the highest value activities will make a powerful difference in how quickly you achieve them.

Most of the time, what you think about is what you become. Information, ideas, impressions, all add up to a sum total and feed into your mind.

From the moment you wake until the moment you close your eyes at the end of the day. Everything you experience plays a factor, however, some things make a bigger impression than others.

Developing personal development goals for work can make the difference between success and failure.

Some personal development goals for work examples include the Golden Hour and the 21-Day Mental Diet.

The Golden Hour Rule steers the trajectory of your day.

Beginning your day early and by investing your first hour in yourself will make a tremendous difference in the way you feel and you will begin to see positive results in your day.

You will begin to see yourself in a more positive light and begin to improve on your personal development.

The 21-day Mental Diet means waking up early and investing at least the first two hours of your day in yourself.

With this extra time, lay out clear goals you can work to achieve in the workplace. This can be improving your productivity and efficiency to help you get that promotion or earn a raise.

Your goals may also include education. You need to learn more to earn more.

Try setting a goal to read something educational, motivational or inspirational every day before you go to work.

Personal development goals for employees are very important because without a goal or vision, then the attention is not being spent on what is most critical.

A few key personal development goals for employee examples for employees are selecting areas of focus, set schedule, and monitoring progress.

Leadership development goals are similar, however, involves you identifying development needs, learning opportunities, and then formulating a plan of action.

Recording your outcomes and evaluating areas that need more structure.

The objectives of personal development are continuous personal growth, increased potential for success, and capitalizing on potential opportunities.

You can practice your personal development skills by setting aside time for the important people in your life, performing action exercises that force you to perform at the highest level and studying growth performances help ensure you continue to climb the ladder of success.

Personal development courses, coaches, and programs can also help you hit your goals.

A personal development program accompanied by a personal development coach help to keep you disciplined and moving forward.

If you are looking to transform your life, check out these courses and programs. They will teach you how to stop worrying and stressing out and how to take control of your life, forever.

Youre getting all my knowledge, distilled into powerful lessons that you can immediately apply to your own life.

Power of Personal Achievement

Learn the right way to visualize your ideal future. This course will teach you how to set your goals and methodically achieve them with more efficiency than ever before.

This program will teach you how to ditch the negative emotions that have been hindering your success as well as how to redirect your energy and resources towards your personal mission.

The Science of Self Confidence

In this course, I teach you just about everything Ive learned about self-confidence during the past four decades.

I reveal the secret of the four Cs that teach you how to escape the endless loop of failure. You will find your true self and as a result, finally feel truly confident.

Maximum Productivity

This course will equip you with the skills to discover your special calling. You will learn everything you need in order to know how to take the shortest, fastest route as possible to your destination.

Ultimate success is achievable when you know how to dramatically improve your productivity.

Creating a plan for personal development helps you get a better sense of control over your life and will make you better prepared for whatever comes your way.

You may be thinking What is a personal development plan.

A personal development plan is your guideline for your life and your future success.

The reason you need a personal development plan is that making a plan will help you to make better decisions and remind yourself where you want to go.

Good preparation increases the probability of success and decreases the risk of things going wrong along the way.

When writing a personal development plan, the thing about the goals you want to achieve, ways in which you need to improve and develop, and design a plan that will make you prepared to tackle the most important tasks for the coming day.

A Personal development cycle is a continuous cycle that is composed of three major components curiosity, awareness, and truth.

Each component aspect feeds into next in a continuous loop.

As we age, we tend to get set in our routine and lose the curiosity we had as children. You should never become so compliant that you lose your hunger to learn and improve.

Ignorance is not always bliss. Becoming aware of our old and bad habits is the only way to actually instrument positive change.

It is important to develop a sense of personal awareness to increase your knowledge and understanding of where our strengths and weaknesses lie.

Embrace your truth. The world is yours for the taking, but first, there is some self-growth that needs to occur.

By learning and accepting what your strengths and weaknesses are, you can capitalize on the strengths and continuously work to improve the areas of weakness.

Forming a personal development planning checklist is the best way to monitor yourself and make sure you are on track to accomplish your end goals.

Start by writing out your goals with as much detail as possible. Then write down your strengths and weaknesses.

Next, write down a list of resources that you have available to you that may help in your personal development.

This list can include courses and workshops, books and websites, or networking. Do not be afraid to ask others for help.

You can network by reaching out to friends and family, colleagues, or even by joining a group that is devoted to the areas you would like to focus on.

Learning from a mentor is the best way to gain invaluable experience and life skills.

Personal Development does not have to be a daunting task. If you follow this personal development plan guide, you will uncover key ways of improving yourself without worry and stress.

However, before you can set up a plan, you need to do some self-reflecting and answer personal goal questions.

A few questions you should develop before laying out a specific plan of action are:

After answering those questions, you can create a personal plan that contains a few key components.

The key components you should focus on are having a specific outcome that you are constantly working towards, planning and paving a path towards achieving it, being mindful of the obstacles, and understanding the bigger motivation behind your actions.

When developing a personal development plan for work, you should focus on SMART goals. SMART stands for Specific, Measurable, Achievable, Relevant, and Time-Bound.

Following this easy to remember acronym, you can improve both your personal and professional life.

In order to make progress that you can see and track, you need to document a detailed plan of action.

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Personal Development Plan: Examples & Templates for Success

The corona crisis has given tremendous momentum to the development of start-ups focusing on online education and homeworking. This week Innovation Origins will therefore pay extra attention to start-ups in this edtech sector.

In 2018, the three brothers Rick, Paul, and Joost Kuijf from Amersfoort in The Netherlands founded their company Learned.io, which provides a platform for companies to continuously coach and assess their employees. Employees are able to develop their skills and personal conduct while their managers can offer them feedback at any time.

We started this company as brothers and all three of us felt frustrated by the fact that our previous employers dealt with employee development in a rather traditional way. Current performance review processes hardly shed any light on opportunities for advancement. Nor doe they provide managers with a framework to nurture the development of their employees on a day-to-day basis. Instead, the tools in place are inadequate because they dont help companies to modernize their performance review cycle. Nor do they tailor educational resources such as training to each job or to the stage of an individuals career and ambitions.

The Learned Talent Management platform helps organizations maintain the levels of productivity and engagement of their employees. Wherever they happen to be. The new way of working, which is now more widespread in other words working remotely calls for a different approach to talent management. We help organizations revamp and digitalize their talent management to keep a grip on their employees.

We have innovated traditional performance review processes by mapping out employees skillsets. In doing so, we match these skillsets with in-house career opportunities in order to encourage in-house career mobility. Skillset gaps are bridged by tailor-made suggestions for training either within the company or externally. We also help managers hold constructive conversations with employees about their performance, development, and career opportunities. That makes employees more productive and engaged.

We had to translate our problems and market-related requirements into a software solution. Another factor that complicated this was that all three of us are not really IT specialists. So in order to do this, we had to attract investors, put together a tech team and make a thorough inventory of clients needs. We then applied all of that to the platform. It was a dynamic, stressful but all in all a very enjoyable process.

We strongly believe in the development of personal skills. These vary a lot for a commercial position compared to an IT role. They must line up with each job description. Therefore, this needed to be clearly defined.

Being able to raise funding during two rounds as well as sign a contract with the very first two corporations, Perry Sport and Young Capital. The fact that we now have these companies as our clients is a tremendous step forward.

Everything is up in the air for now because of the corona crisis. If we still have to stay inside for another month, we can go back to the drawing board and revise the business plan. Everything will look different in that case. In order to help companies emerge stronger from this difficult time, we have come up with a 72-hour challenge in collaboration with Compagnon, an HR service provider. As such, we offer companies the opportunity to share their HR and talent management issues with us. We can then get back to them within 72 hours with free advice as well as propose solutions to their problems.

By then we hope to be operating internationally. We went to the CES tech fair in Las Vegas last January. We made several business contacts there. Although ongoing talks with various companies have been put on hold for now due to the corona crisis. The ultimate goal is to establish an international presence and we want to open offices in the United States, the UK and other countries.

You can read more IO articles about start-upshere.

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Start-up of the day: Learned.io - a personal development platform for employees - Innovation Origins

Troy University is offering a free course in leadership to anyone in the country.

Troy University, a public university whose main campus is in Troy, Alabama, announced today that it will be making its classLeadership 101available online for free to anyone.

The course content will equip students to thrive in a post-pandemic world, regardless of where they are now in their lives and careers. It will explore personal development, leadership style and action, cultural diversity and current events, all through the lens of effective leadership. The course will be taught by some of Troy Universitys most well-known faculty, including Dr. Jack Hawkins Jr., Chancellor; Dr. Dionne Rosser-Mims, Dean of the College of Education; Dr. Kerry Palmer, Associate Dean of the College of Education and Dr. John Kline, Executive Director of the Institute for Leadership Development.

Thomas Jefferson said The preservation of our democracy will require leaders of ability, integrity and vision. That has never been truer than in todays world, and we believe that universities must lead that charge, Dr. Hawkins said. We are responsible for building the leaders of tomorrow and that is something we do not take lightly. Troy University is nationally recognized for its online education. This is a wonderful, free introduction to all that TROY has to offer.

The online class will be offered free of charge in two identical four-week sessions, starting on June 1 and July 1.Students can pick the session that works best with their schedules and study at home at their own pace, which is increasingly relevant during the COVID-19 crisis.

U.S. News and World Report ranked Troy University among the nations best for its online bachelors programs and recognized many of the Universitys online programs in its national rankings. The publication also recognized TROY as being among the top 30 public universities in the South and ranked the University in the top 15 of its Most Innovative Schools list. Additionally, TROY has been ranked among the Best Universities in the Southeast by The Princeton Review for 15 consecutive years.

The course is free and open to anyone, and does not require enrollment in TROY to participate. For students who enroll in Fall 2020 or Term 1 2020 at TROY, this course can lead to three credit hours as a general elective or minor course. To count for academic credit, students must pass a challenge exam at the end of the course. Current TROY students who participate must have less than 15 hours of Troy University credit to receive academic credit for this free class.

Enrollment in the course opens today.Students interested in the course can enroll at troy.edu/leadership. There is no enrollment cap and the course, exam and all course materials are free.There is no textbook required for the course, eliminating another potential financial hurdle for students.

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'Leadership 101' is offered free-of-charge to anyone | Troy Today - Trojan News Center

It can be hard to think about career progression when youre working from home and worrying about job security due to, you know, a global pandemic.

And even though its understandable that you might want to focus on short term goals, theres absolutely no harm in thinking further ahead and trying to figure out what your next career move could or should be.

The biggest challenges about working remotely are obviously reduced contact time with managers and perhaps even less visibility over an your work but not all is lost.

[Read:Heres why if you build it, they will come is shitty advice]

While 1:1s and check-ins should still be happening, the water-cooler chats and body language signals that might usually help you stay close to your manager will be missing. Its essential that managers double down on regular scheduled catch-ups with their teams to find out how theyre doing, Jonny Burch, the founder of Progression, a service that helps makers grow at work, tells Growth Quarters.

Additionally, Burch says that work that doesnt have a clear tangible output such as admin, for example is much harder to see.

If your job, or natural style, involves less visible communication of decisions or work, it may be that your work just isnt noticed so much, whereas others who over-communicate visually may experience the opposite effect, he notes.

Given the current circumstances, Burch has the following advice for employees thinking about their next career moves:

Burch also shared his top tips for managers and team leads:

Times may be tough right now but its important not to lose sight of what opportunities lie ahead. So, start thinking about what you want and what you have to do to get it.

Published May 21, 2020 08:22 UTC

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7 tips on lockdown career advancement for employees and managers - The Next Web

May 20, 2020 19:46 ET | Source: Archway Publishing

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LAKE WORTH, FL, May 20, 2020 (GLOBE NEWSWIRE) -- From the time she was a young girl sitting in a small schoolhouse in Jamaica to becoming the Assistant Superintendent of one the Americas largest school districts, Dr. Janice Scott Cover never doubted her love for children, their well-being or education. Teachers are Burdened: Proven Tips to Lighten the Load and Win by Cover is an insightful tool for teachers, intended to facilitate lessons in classroom management and instruction, work-life balance, confidence in the classroom, and more. By inserting her life experiences into the narrative, Cover is able to highlight important lessons she learned in times of uncertainty and struggle throughout her 40-year career in education.

Like most young children in rural Jamaica, Cover loved to play house with dolls and delighted in preparing make-belief meals just like her mother. For Janice, the dolls had a dual role; her offspring during playtime but more significantly her compliant students when she transitioned into a no-nonsense teacher. Today, her love for teaching remains, but along with it comes a lifetime of lessons and insight on how to be a strong educator.

I wrote this book to teach what I have been learning and to assure my fellow educators that they too can achieve personal and professional success for themselves and students in their charge that will inevitably leave an eternal impact, Cover said.

This is an inspiring book for anyone, whether you are a schoolteacher or a teacher of life. A must read from a phenomenal woman, a reviewer wrote about the book.

Readers will enjoy Teachers are Burdened as it provides a unique approach to the teacher-community relationship that has the potential to move schools in a positive direction and benefits students, teachers, families and entire communities along the way. Covers book can also be used as a resource for personal development and guidance on navigating life outside of the classroom. Topics like financial guidance, including tips on continuing ones own education and keeping their family afloat financially on a teachers salary, as well as creating clear boundaries with their partner about their schedule are also highlighted in the novel.

Teachers are Burdened: Proven Tips to Lighten the Load and Win

By Janice Scott Cover, EdD

ISBN: 9781480884632 (softcover); 9781480884625 (hardcover); 9781480884649 (electronic)

Available at the Archway Publishing Online Bookstore, Amazon and Barnes & Noble

About the author

Since receiving a bachelors of education at Louisiana State University, a masters in educational leadership, and a doctorate of education from Nova Southeastern University, she has worked with each grade level, taught at the university level, served as an assistant principal, principal, director of elementary education, assistant and area Assistant Superintendent. To learn more, please visit http://www.drjanicecover.com.

Simon & Schuster, a company with nearly ninety years of publishing experience, has teamed up with Author Solutions, LLC, the worldwide leader in self-publishing, to create Archway Publishing. With unique resources to support books of all kinds, Archway Publishing offers a specialized approach to help every author reach his or her desired audience. For more information, visit http://www.archwaypublishing.com or call 888-242-5904.

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Author Guides Teachers to Confidence in the Classroom - GlobeNewswire