14-02-2012 18:19 Message for All : Please don't forget to eat raw organic fruit (focusing on the fruit) vegetables (especially dark leafy greens) nuts and seeds Also Exercise two hours or two miles a day everyday subscribe to my channel if you'd like to:) Please feel free to video respond to all my videos for many video and channel views thanks for being my Friend:)
14-02-2012 20:49 Message for All : Please don't forget to eat raw organic fruit (focusing on the fruit) vegetables (especially dark leafy greens) nuts and seeds Also Exercise two hours or two miles a day everyday subscribe to my channel if you'd like to:) Please feel free to video respond to all my videos for many video and channel views thanks for being my Friend:)
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Bluetooth 4.0 technology is making inroads into a slew of fitness and health products, and consumers can expect the trend to only get hotter, according to an announcement last week.
The Bluetooth Special Interest Group is now forming a new Sports and Fitness Working Group, which aims to increase interoperability between wearable gadgets and sensors and so-called "hub" devices such as smartphones, televisions, and gym equipment.
"That's a fairly natural fit for Bluetooth now," writes technology blog Engadget, "but it's taken until Bluetooth 4.0 for the standard to really emerge as a viable alternative to lower-power options like ANT+," now used in heart rate monitors, for example.
Bluetooth fitness gadgets already on the market include the new MOTOACTV, a Bluetooth 4.0-enabled device that tracks time, distance, and calories burned. Plus the device stores hours of music listenable via wireless headphones. In addition, Nike introduced Nike+ FuelBand, a wristband that uses Bluetooth technology to automatically sync with your smartphone to track your fitness.
Bluetooth SIG member company Mosoro has also announced a Bluetooth Smart sensor that connects to a golf club and can instantly send information about your swing to a smartphone for real-time feedback on how to improve.
According to a press release, IMS Research forecasts more than 60 million Bluetooth enabled sports, fitness and health monitoring devices will ship between 2010 and 2015, most of which will be heart monitors (17.7 million), sports watches (7 million), and speed and distance monitors (2 million).
Retirement is a subject that gets increasingly scarier as you age. There are just too many variables to accurately predict how much money is necessary. So, unless you are extremely wealthy, there's bound to be some anxiety about whether you will have enough to live comfortably. Here's how to eliminate some of your biggest retirement fears.
[See The 10 Best Places to Retire in 2012.]
Work on your health. Your health care expenses could increase exponentially in retirement. Many healthy workers almost never have to go see a doctor. But doctor visits, tests, and medications will become more frequent as you get older. Take steps to reduce your health care costs by staying active and eating a healthy diet. Exercising will help your energy level immediately, which could lead to other positive outcomes such as being more productive.
Pay off your house. Paying of your mortgage completely eliminates one of your biggest monthly costs. Although interest rates are currently extremely low, planning to make mortgage payments throughout retirement puts unnecessary stress on your finances. The easiest way to feel more secure in retirement is to reduce your fixed expenses as much as possible. This includes aiming to be debt free by the time you retire, and possibly downsizing so you aren't paying for unnecessary upkeep on a huge house. You might even find that you enjoy the simplicity that comes from a small house with no housing payments.
[See How to Finance Life Until 100.]
Stabilize your family obligations. Do you have parents that you will likely need to take care of when you retire? How about children who are still depending on you? Don't kick the can down the road anymore. Spend some time together to come up with a plan so all family members know what to expect when you retire. Figuring out what monetary or personal support you plan to provide to relatives will remove unnecessary strain and anxiety from your relationships and allow you to budget for the costs.
Develop your lifelong hobbies early. Many people jump from one interest to the next, and that can get very expensive. Many hobbies require an upfront capital investment that you may never get back. When you are retired, you may be tempted to try a lot of different hobbies, only to put your new equipment in the garage after three months. That's why it's a good idea to develop hobbies early, when you have less money in your bank account. When you are young and relatively poor (compared with your retired self), you also likely have more motivation and energy to figure out how to make the hobby work on a budget. Begin to pursue potential retirement activities before retirement, and figure out how to go about it in a frugal way.
[See How Long Should I Work Before Retirement?]
Retirement could be decades away, and there are many variables that are in flux. By reducing the expenses you know you will have, you will be much closer to guaranteeing a solid and comfortable retirement.
David Ning runs MoneyNing, a personal finance site aimed at helping others change their habits for a better financial future. He suggests that everyone to sign up for an online savings account to get more out of our hard earned money.