Bill Maher has defended his choice to invite previous controversial guests, including Ann Coulter, onto his long-running talk series.

Over the course of his twenty season self-hosted show, Real Time with Bill Maher, the 66-year-old comedian-turned-political commentator has featured a slew of provocative guests.

In 2019, Maher was booed by audience members after he announced conservative media pundit, Coulter, was going to join him the following week.

Shes a hard right-winger, Maher acknowledged in a new interview with Variety.

However, a lot of the country likes Ann Coulter and listens to her, and shes not stupid, he defended.

I dont exactly read her books. But I know from when weve covered her issues in the past, its not like she doesnt do research.

Maher continued: Sometimes people say to me, Is she just saying something to be provocative? I dont think she is. I think you need to hear from all voices.

There are certainly people I would not bring on [the show]. I wouldnt have on someone from the Ku Klux Klan or a Nazi or something like that, he said.

When further asked where he draws the line when deciding who to have on his show, he explained that its a case-by-case basis.

I dont know. Sometimes people change. One mans terrorist is another mans freedom fighter, Maher added: And if you dont like these people, just understand sunshine is the best disinfectant.

Real Time with Bill Maher premieres on Fridays at 10pm ET on HBO Max in the US.

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Bill Maher defends inviting 'hard right-winger' Ann Coulter on his talk show: 'She's not stupid' - Yahoo Singapore News

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Cryptocurrency Prices And News: Bitcoin Slides Near $71000 After Jobs Report - Investor's Business Daily

Bitcoin (BTC) price is trading with a bullish bias following a successful breakout and retest of a symmetrical triangle pattern. Ripple (XRP) also follows in BTCs footsteps as it continues to hold on to its major support level. Ethereum (ETH) price, on the other hand, shows signs of an impending correction.

Bitcoin price broke out of the symmetrical triangle pattern on June 4, which was formed by connecting the three lower highs and three higher lows, formed since May 19 using trend lines. The breakout, however, was rejected by the weekly resistance around the $71,280 level.

Currently, BTC finds support around the upper boundary of the symmetrical triangle pattern around the $68,500 level.

If this support holds, then BTC could rally 7% to its all-time high of $73,777.

BTC/USDT 1-day chart

However, if BTC breaks below the lower boundary of the triangle and closes below $67,147, the bullish thesis could be invalidated, leading to an 8% crash to its daily support level of $61,293.

Ethereum price broke above a falling wedge pattern on the daily chart on May 20, leading to a 21% rally. However, it is encountering resistance from a bearish order block established on March 12, which ranges from $3,980 to $4,093, posing a challenge for ETH bulls.

Investors considering buying ETH should watch the following levels:

If the conditions mentioned above play out, then the Ethereum price could revisit its previous resistance level at $4,000.

ETH/USDT 1-day chart

Conversely, if Ethereum's daily candlestick closes below the $2,864 level, it would create a lower low and indicate a disruption in the market structure. This development would negate the previously discussed bullish outlook and could potentially lead to an additional 9% decline, reaching the prior support level of $2,600.

Ripple price bounces off from its daily support level of around $0.467 on Friday.

If the daily support at $0.467 support holds, XRP could move to the upside and retest its previous resistance level at $0.571.

XRP/USDT 1-day chart

However, if the Ripple daily candlestick closes below $0.467, then XRP could crash an additional 10% to its previous support at $0.419.

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Top 3 Price Prediction Bitcoin, Ethereum, Ripple: BTC likely to take markets on a rollercoaster - FXStreet

Oleksandr Shatyrov

After months of anticipation, it has finally arrived. The Ethereum USD (ETH-USD) ETF has been approved by the SEC. Following Bitcoin USD's (BTC-USD) turn on January 10th, it's now ETH's moment. In this article, we'll draw inspiration from the BTC ETF approval episode to explore potential outcomes for ETH.

First, we'll examine BTC's price action around and after its ETF approval date. Then, we'll analyze whether ETH's current situation mirrors BTC's situation at the time of its approval on January 10th, highlighting both similarities and differences. These analyses, combined with our own interpretations, will guide you to our recommendations on how to play what comes after the ETH ETF approval event.

The BTC path to ETF approval has been long and full of obstacles. Yet, each hurdle has been overcome one by one, impacting thus BTC's price action.

According to Reuters, the 29th of August 2023:

The U.S. District of Columbia Court of Appeals on Tuesday ruled that the Securities and Exchange Commission (SEC) was wrong to reject an application from crypto asset manager Grayscale Investments to list an exchange-traded fund that tracks the price of bitcoin.

Right after this news, the BTC reacted positively and printed a +6% intraday performance.

Bloomberg

However, despite this positive news, BTC performed poorly over the following two months.

We identified several reasons for this:

On October 13, 2023, the SEC decided not to appeal the court decision. This move surprised many investors, as it signalled the SEC's acknowledgment of its error and paved the way for a review of BTC ETF products that investors had been closely monitoring for years. Following this decision, BTC experienced a strong rally, gaining 70% from October 13 to January 9.

Bloomberg

On January 11th, after a decade-long battle, the SEC finally approved 10 ETF proposals from issuers like BlackRock, ARKK, VanEck, and Fidelity.

Immediately after this, the ETF approval was seen as a "sell the news event." for two weeks. However, BTC then rallied strongly, reaching a new all-time high of $73 664 on March 11th.

From January 11th to March 11th, BTC surged another 60%.

Bloomberg

This rally has been supported by strong ETF inflows.

However, this demand has been decreasing since the 18th of March.

Bloomberg

The decrease in demand has been accompanied by substantial outflows from the Grayscale Bitcoin Trust ETF (BTC) (GBTC), which held nearly 600,000 BTC prior to the ETF approval. This accounted for just over 3% of the total BTC supply. These outflows were primarily due to higher fees, with GBTC fees at 1.5% compared to the new ETF at 0.30%.

The red zone highlighted shows consistent and strong outflows matching with a period of lower inflows in BTC's ETF, thus justifying poor BTC performance from March to April.

You can have a detailed view of the outflows on the following graph:

Bloomberg

However, the outflows have now stabilized following Grayscale's decision to lower its fees. Currently, GBTC holds close to 290,000 BTC.

Since the 14th of March, the BTC has been rangy and has tested successfully several times its key 60k level.

Bloomberg

BTC performed strongly before the ETF approval. However, its approval led to a "sell the news" event lasting two weeks. Despite this, strong inflows have supported the asset price, although these inflows have been offset by GBTC outflows. After reaching its all-time high, BTC has been trading within a range for two months.

Will we see a similar price action for ETH? In our view, it's likely.

However, there are several key differences to consider. First, ETH ETF approval was unpopular. Consensus views shifted dramatically, with the probability of approval rising from 25% to 70% just four days before the decision.

Polymarket

Why did the SEC change its stance? In our view, primarily for political reasons. The U.S. government is beginning to recognize the growing significance of crypto among Americans. In an election year, losing valuable votes is not an option.

That's why on the 20th of May, according to CoinDesk:

The U.S. Securities and Exchange Commission (SEC) asked aspiring ether exchange-traded fund exchanges to update 19b-4 filings ahead of a key deadline this week.

Due to this surprising shift in market expectations, ETH's price sharply rallied, gaining 22% in two days. BTC also saw strong performance before its approval, but it was a more gradual rise as it had more time to be anticipated. We wouldn't be surprised to see ETH rally even more sharply than BTC, driven by investors eager to "catch the train" they might have missed with BTC.

Bloomberg

Several additional factors could influence ETH price actions.

ETH features a staking mechanism, with many participants willing to stake their ETH for clients.

ETH ETF Issuers (Bloomberg)

However, the SEC has required the removal of the staking feature from ETF applications. The ability to earn a yield on an asset is particularly appealing, so the absence of staking in these ETFs makes them less attractive than simply holding and staking ETH. Nevertheless, we still view the ETF as an interesting product for both institutional and retail investors, ensuring robust demand.

Another key consideration is the uncertainty surrounding the ETF launch date. The SEC, issuers, and exchanges have spent months negotiating the 19b-4 and S-1 documents for BTC, a process that has just begun for ETH. This could take weeks or even months to finalize.

Additionally, ETH's market cap is three times smaller than BTC's, making it more volatile and easier to move in either direction. We see this as a positive, especially considering that major players like BlackRock and JP Morgan have a positive outlook on ETH. Grayscale Ethereum Trust (OTCQX:ETHE) holds almost 2.5% of the ETH float, which could create short-to-medium-term selling pressure similar to what we saw with GBTC. However, we expect Grayscale to avoid past mistakes and implement lower fees, reducing outflow pressure.

Post-approval, there might be a "sell the news" event, similar to what happened with BTC.

When the BTC spot ETF was approved in January, it was unprecedented. BTC steadily increased before the approval, surged upon approval, and then dropped about 22% before sharply rising to new highs. We expect a similar trend for ETH, but we advise against trading on this expectation. It's wiser to maintain exposure to ETH, as the outcome might differ this time. Those who sold BTC at the time of approval missed out if they didn't repurchase at lower prices, and there's a risk of not catching those lower prices.

We recommend buying dips. The "sell the news" event and potential Grayscale outflows should they occur, could present attractive buying opportunities.

We see opportunities to accumulate after a retrace between $2900 and $3200 that has been historically strong support and resistance levels.

Bloomberg

Finally, as with BTC, ETH might experience some weakness after surpassing its all-time high. We suggest progressively reducing your exposure to ETH once it surpasses its ATH of $4,666.

We have the conviction that the ETH ETF approval is a significant milestone. It represents in our view a strong opportunity. Analyzing BTC's price action reveals an initial strong performance, a "sell the news" dip, and a subsequent rally. We expect a similar pattern for ETH with some specificities related to its market cap, ETF listing dates, stacking features, and Grayscale potential outflow impact.

Our strategy is to be long on ETH before the ETF approval and listing, anticipating strong pre-listing performance. Post-listing, we expect a "sell the news" event but advise maintaining exposure to ETH to avoid missing out on potential gains. We recommend buying dips, especially between $2900 and $3200, and gradually reducing exposure once ETH surpasses its all-time high of $4,666.

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Ethereum ETF Approval: What Bitcoin's History Teaches Us (Cryptocurrency:ETH-USD) - Seeking Alpha

I have 2 great news today.

First, my next course is at its final stages. It will be about chess strategy and it will be the perfect complement of my last course "The Complete Chess Tactics Bootcamp". The course will be ready on April 30th, so mark that date to get the best offers!

The second important thing is that yesterday the 2024 Candidates Tournament finished and we have a challenger!

17-year-old Dommaraju Gukesh convincingly won the tournament with 9/14 points, and he will play against world champion Ding Liren to have a chance to become the youngest world chess champion ever!

As I had previously anticipated, Gukesh had been playing the best chess in the tournament.

Despite being a teenager, Gukesh is very passionate about chess and has been studying hard for many years. For todays lesson, I studied all of his games from the Candidates and tried to find out what made him the better player.

I noticed some very outstanding qualities that I wanted to share with you so that you can try to incorporate them in your games.

1) Dont Panick Even when he was under extreme pressure, Gukesh kept his cool. In the second game he had the following position as Black against Rameshbabu Praggnanandhaa (aka Pragg) after 15 moves:

Until this point Pragg was quickly playing his moves as he was under preparation whereas Gukesh was thinking on his own.

Black is a pawn up and could get a third pawn after 15fxe6. However, considering that White had prepared this line and also easily attack the e6-pawn in that line (White could play Bf4, Bh4 or even Nd4), Gukesh was still able to come up with a new original plan by going 15f5!? planning to go Nf6 and slowly consolidate his position. This allowed him to win his first game in the tournament.

2) Be Pragmatic Gukesh can easily find solutions to worse positions.

This is the position that he had as Black after 17 moves in his 4th game against Fabiano Caruana.

Black is under some pressure since the knight on f5 is quite strong. White might even have ideas to sacrifice with Bxh6 mounting an attack against Blacks king.

Gukesh played 17Ne7!? Planning to trade knights. After 18.Nxe5 Nxf5 19.exf5 c5!?

his idea is to trade as many pawns as possible and the extra (doubled) pawn on f5 wont be much of a difference. Gukesh drew the game comfortably.

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3) Dont Be Dogmatic In his next encounter with Caruana (this time as White), he had the following position after 26 moves:

Here Gukesh played the surprising 27.fxg5 creating 2 sets of isolated doubled pawns after 27Qxg5:

Most players would not dare to play this way as White pawns can now become targets but Gukesh ideas was to play 28.Rf3! planning to double rooks on the f-file and attack the pawn on f5. The game ended in a draw after an accurate defense by Caruana.

4) Innovate Many people have been claiming that classical chess is dead since opening preparation is now killing creativity.

However, Gukesh is ready to come up with new ideas as early as move 4!

In this position that we get after 4 moves in the Nimzo-Indian Defense, Gukesh (playing as Black against Nijat Abasov) played the move 4h6. This position has been reached in thousands of games and moves like 40-0, 4d5 or 4c5 are very common. However, the move 4h6 is pretty much unique and the idea of Nh7-f8 that Gukesh later played is new.

5) Know When to Press Gukesh is a very objective player but as soon as he can start getting ambitious, he will not hesitate.

In his game against Alireza Firouzja from the 13th round he had this position as White after 34 moves:

Here taking on f5 with 35.Nxf5 might look tempting but after 35Nh5! Black is attacking both f4 and f5. Gukesh played a few solid moves with 35.Kh2 Nh5 36.Qf2 but after 36Rg6 37.Rd5!

White is already pressing for an advantage, putting pressure on f5 and planning to double rooks on the d-file and invade with Rd7. Firouzja was not able to hold the position, giving Guskesh a very important win.

If you want to see a more detailed analysis of the positions that I show in this article, check my video analysis here: https://youtu.be/aTJxn916qxk

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What Can You Learn From the 2024 Candidates Winner - Chess.com

Experience is the worst teacher. It always gives the test first and the instruction afterward. This is a quote by Vern Law who played 16 seasons pitching for the Pittsburgh Pirates baseball team. This is a relevant quote to start todays column because it was through some very tough experiences that it was discovered that very important instructions were not followed that would allow lifetime insurance coverage under a postponed Minimum Retirement Age+ 10 retirement.

It is also possible that better instructions need to be written for former federal employees who choose the option to postpone applying for retirement under the FERS MRA + 10 retirement option. The postponed retirement date is allowed so that the applicant can avoid a 5% reduction for every year they are under age 62 (prorated by the number of months) at the time the FERS annuity benefit commences.

The FERS Application for Deferred or Postponed Retirement (Form RI 92-19) is used when a former employee wants to apply for an annuity which will begin at least one month after they separate from federal service and they have completed at least five years of creditable civilian service and are eligible for a deferred retirement at age 62, or they have completed at least 10 years of creditable service (including at least five years of creditable civilian service) and are eligible for an annuity at the MRAThe MRA is age 57 for individuals born in 1970 or later and as young as 55 if born before 1948. The RI 92-19 should be used by those who are eligible for a deferred annuity at age 62 or the MRA, as well as those who were eligible for an immediate annuity at the MRA, but who chose to postpone the commencing date to reduce or avoid the age reduction.

Today is Part 1 of a two-part column that addresses the option to choose a postponed commencing date of an immediate MRA + 10 retirement. The potential problem that you will see in the following examples is that there was no clear correlation included in the instructions for form RI 92-19 between the date retirement begins and the entitlement to reinstate valuable federal insurance benefits. The instructions on Form RI 92-19 may have lacked three critical elements important when writing instructions: The author(s) of the form failed to consider 1) who would be completing the form, 2) how they would understand and interpret the instructions; and 3) how important it is to know the difference between a postponed and deferred retirement.

Consider the following real-life examples:

Mark separated from federal employment at age 57 after completing 20 years of federal service. He initially filed his application based on the advice of his HR specialist who told him to file after he separated at age 57 requesting to have the retirement begin at age 60. She didnt say how long after he separated, so he mailed the application in immediately after his last day on the job. OPM returned the application explaining that they could not keep an unprocessed signature longer than one year. The letter stated the following: A Deferred Annuity under FERS commences on the annuitants 62nd birthday with 5 years of creditable civilian service, or if MRA with 10 years of creditable service.

Based on this letter, Mark delayed his application until he was 62 as instructed in the letter that accompanied his returned application. Due to Mark selecting a starting date of the first of the month after his 62nd birthday, Mark found out that he made two very expensive errors.

Mark appealed his loss to OPM based on the letter he received earlier from OPM that he interpreted as instructing him to wait until age 62 to re-apply for his retirement. His request was denied because he was told that the date elected must fall within a window which opens 31 days after the date the application is received and closes two days before the applicants 62nd birthday. He was provided instructions to file a request for reconsideration of this denial. For the second time, OPM denied his request to backdate his application to his 60th birthday and denied his request for reinstatement of insurance. He filed an appeal with the Merit Systems Protection Board and lost this appeal as well. Apparently, the law on this matter is clear even though the instructions on Form 92-19 were not.

Tammy (not me!) reached her MRA and completed 10 years of federal service in March 2018. She filed for her postponed retirement to begin on May 1, 2023, the first of the month after reaching age 62. Tammys husband felt responsible for choosing this date as they both read the instructions on Form RI 92-19, and he agreed with her that it was important to be 62 when the benefit began. After all, she had to reach her MRA before she separated from federal employment to qualify to apply for a postponed retirement. She knew that if she separated before reaching her MRA that the retirement would be considered deferred, and she would not be eligible for reinstatement of her insurance. Little did this couple know that she had to be at least two days younger than age 62 to qualify for a postponed retirement that would have provided the opportunity to reinstate insurance benefits. Tammy is appealing on the grounds that the instructions werent clear when she chose the date based on no warning to let her know that choosing a date after turning age 62 would result in the permanent loss of insurance benefits. So far, OPM has denied her request to change the date.

Warren is another former employee who resigned from federal service with entitlement to a postponed FERS retirement benefit. He left federal service at the end of January 2022. He turned 62 in November 2023 and requested an annuity commencement date of Dec. 1, 2023. After all, like Tammy, he thought it was important to be at least age 62 to begin the unreduced benefit. Because he chose to begin his FERS annuity the first of the month after reaching age 62 rather than the first of the month of his 62nd birthday, OPM denied him reinstatement of his insurance and denied his credit for his unused sick leave because his application was processed as a deferred, not a postponed retirement. When he realized his error, Warren submitted a request to OPM to change the commencement date to Nov. 1, 2023, rather than Dec. 1, 2023. OPM denied his request and replied to Warren providing only two options:

Something must happen two times to be considered a pattern and the three examples outlined seem to be a pattern of former employees misunderstanding the importance of the commencement date of the postponed annuity and reinstatement of insurance. These three examples are only from my experience; could there be more? I feel certain that there are, and I would love to hear from you if you have been impacted by missing some important points when filing your application for a deferred or postponed FERS retirement. Next week, well consider some reasons for these mistakes and how to avoid them.

The rest is here:
Postponing retirement problems: Part 1 - Government Executive

TL;DR

Bittensor (TAO) the biggest AI-related cryptocurrency in terms of market capitalization experienced a significant price boost in the past hour, rising by 15% and reaching a multi-week high of $690. However, it could not keep the momentum, currently trading at around $640 (per CoinGeckos data).

The resurgence happened shortly after Binance listed the asset on its platform, allowing trading services for the following pairs: TAO/BTC, TAO/USDT, TAO/FDUSD, and TAO/TRY.

The company explained that users can start depositing, while withdrawals will be available from April 12. TAO listing fee was set at 0 BNB.

Binance reminded that the AI-related cryptocurrency is a relatively new participant in the market, warning users to conduct proper due diligence before dealing with it:

Please ensure that you exercise sufficient risk management, have done your own research in regards to TAOs fundamentals, and fully understand the project before opting to trade the token.

The Artificial Intelligence coins niche has been highly popular lately, accounting for a total market cap of over $25 billion. Those willing to take a closer look at the top 5 tokens of that type can read our dedicated articlehere.

TAOs biggest rival Render (RNDR) recently witnessed a similar price rally following support from another leading cryptocurrency exchange. AsCryptoPotatoreported, Coinbase placed the asset on its roadmap section and later allowed trading services with it.

The rest is here:

This Popular AI Cryptocurrency Explodes by 15% Following Support From Binance - CryptoPotato

Polycystic ovary syndrome or PCOS is a common lifestyle disorder affecting many women today. Some common signs that a woman may have PCOS are inconsistent period cycles, excess facial and body hair, acne, unusual weight gain, thinning hair, as well as ovaries with multiple cysts.

In a 2014 journal article published in the National Library of Medicine, researchers found that women who have been diagnosed with PCOS suffer from issues that are not just physical, but also mental.

Due to development of this syndrome, their beauty was impaired by obesity, hirsutism, hair loss, and facial acne. In addition, resulting menstrual disorders and infertility had impaired their feminine feeling, had made them ashamed, and had decreased their self-confidence as they considered themselves inferior to other women, the study revealed.

In India, PCOS affects many women as stress levels rise and life becomes more hectic, with many being forced to multitask at the cost of their health.

Divya Rolla, yoga expert at Cult endorses practicing yoga daily to effectively manage symptoms. She says, Yoga is one of the key unlocks in helping reverse this condition. It has been observed that yoga for PCOS can help open up the pelvic area, release deeply stored stress in that region, and promote complete relaxation of both the mind and body.

While revealing the best yoga asanas to try, Rolla adds, mere practice of these asanas alone will not be helpful. It needs to be coupled with improving sleep quality, actively managing stress better, and being conscious of eating healthier.

Here are the five asanas you need to try, as prescribed by Rolla:

Chakki Chalanasana: This includes circular movements of the body and helps improve digestion along with the flexibility of the spine.

Baddha Konasana: Also known as the butterfly pose, this asana stimulates the reproductive organs by opening up the hips and groin.

Supta Baddha Konasana: This is a reclined variation of the baddha konasana, giving your inner thighs a deeper stretch to help relax the area.

Bharadvajasana: This asana aids digestion and detoxification of the body through a seated spinal twist, stretching the spine, shoulders, and hips.

Bhujangasana: Commonly known as the cobra pose, it strengthens the spine, opens up the chest, and improves flexibility, helping you let go of stress and energising the body.

In addition to the above asanas, Rolla stresses that pranayama or breathing exercises coupled with relaxation exercises should also be practiced daily for better results. She mentions the following techniques:

Abdominal breathing: Promotes better breathing habits and oxygenates the whole body.

Anuloma viloma pranayama: Pranayama yoga helps to enhance the oxygenated blood supply to the brain which in turn helps to restore the hormonal balance.

Savasana: Promotes deep relaxation and reduces cortisol levels in the body.

Maintaining a nutritious diet and avoiding junk food is essential for women who are serious about managing PCOS symptoms. Chandni Haldurai, head of nutrition at Cult, mentions the following things to keep in mind when you prep your diet plan:

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Expert-approved yoga asanas to help manage PCOS - The Indian Express

To improve traceability and detect and protect organic integrity across the supply chain, the United States Department of Agriculture created the National Organic Program (NOP) Strengthening Organic Enforcement (SOE) rule, which will become effective on March 19, 2024. This means all organic imports into the United States must be declared as such and contain an associated NOP import certificate. Importers and exporters of organic products who sell, process, treat, pack, containerize, repackage, label or store agricultural products, regardless of the product packaging, must have organic certifications and be listed on an NOP import certificate. Food and beverage companies must take note and address this new rule.

Each certificate must have a unique identification number to provide an auditable record trail of the import, supporting traceability and verification of organic integrity as products travel from a certified organic exporter outside the U.S. to a certified U.S. importer. Certificates must contain detailed information about the quantity and origin of organic products being imported into the U.S. The importer or its customs broker must enter the NOP import certificate number into the U.S. Customs and Border Protections Automated Commercial Environment (ACE) system to associate the shipment details in ACE with the import certificate information.

Pursuant to 7 CFR 205.101 of the rule, the following operations are exempt from these requirements but must still comply with organic production and handling as well as applicable labeling requirements:

To obtain certification, the exporter must request an NOP import certificate from their certifier. They must identify products as organic on all export documents such as invoices, packing lists, bills of lading and U.S. Customs entry data and provide the NOP import certificate to the importer. The exporter must also verify that the product has not been exposed to a prohibited substance, treated with a prohibited substance because of fumigation, or treated with ionizing radiation at any point in the products movements across the country border.

Similarly, importers must ensure that they have accurate NOP import certificates and ensure products are identified as organic on all import documentation and customs entry data. They must maintain import documents and provide them during inspections. Importers also must verify that shipments do not come into contact with prohibited substances or be exposed to ionizing radiation since export and have a documented organic control system to conduct this verification.

U.S. food and beverage importers should take immediate action to comply with the SOE rule by taking the following steps:

Continued here:

Are you ready for USDA's new organic certification requirements? - RSM US

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Binance allows customers to custody trading collateral off exchange as market share recovers - CryptoSlate